Wondering how much MyBudget costs and whether it's worth paying for help managing your money? In this episode, our hosts unpack MyBudget's guide to its fees, what's included in the service, and why the real cost of doing nothing with your finances could be greater than you think.
They explain how MyBudget's personalised fee structure works, including the free initial appointment and 12-month budget plan, the establishment fee and ongoing weekly administration fee. Our hosts also explore why there isn't a single fixed price, how fees are calculated around your individual circumstances, and why there are no hidden costs or long-term lock-in contracts.
But what are you actually paying for? Our hosts take a closer look at the support behind the service, from dedicated Money Coaches and creditor negotiations to automated bill payments, savings plans and budgeting technology that gives you visibility over your finances up to 12 months ahead. They also discuss how MyBudget compares with free budgeting apps and financial counselling, helping you understand which option might best suit your needs.
The episode also shares the inspiring story of MyBudget clients Kim and Bob, who discovered that their overdue fees, interest and late payment charges were costing them more than joining MyBudget. With a personalised budget and ongoing support, they paid off $28,000 across 12 debts in just 13 months and have continued using MyBudget to plan for their financial goals.
Our hosts also explore findings from MyBudget's 2026 client survey, including how 92.6% of surveyed clients reported significantly reduced financial stress, and why having a clear plan, bills paid on time and money set aside for the future can make such a difference to financial wellbeing.
Along the way, they highlight MyBudget's
free resources, including the Personal Budget Template, Savings Calculator and practical budgeting guides, designed to help you understand your finances and take the first step towards achieving your goals.
๐ Visit
mybudget.com.au to read the full article, access the free tools and discover what MyBudget could help you achieve over the next 12 months. Your first appointment and personalised budget plan are completely free, with no obligation to join.
๐
Want to find out what MyBudget could do for you? Speak with one of our expert Money Coaches in Australia on 1300 300 922 or New Zealand on 09 849 6285.
What is MyMoney Hub: a podcast powered by MyBudget?
Money doesnโt have to be complicated, or stressful. In MyMoney Hub, our hosts take a MyBudget blog each episode and pull it apart: dissecting the key insights, sharing their highlights, and explaining how those lessons apply to real life. From budgeting for a baby to side hustles, Christmas spending to Buy Now Pay Later services, they make money talk practical, relatable, and easy to follow.
Every blog comes with free resources, like personal budget templates, savings calculators, step-by-step guides, and handy checklists, so you can put the advice into action straight away.
With over 25 yearsโ experience helping 130,000+ Australians, MyBudget knows what works. Tune in, take away the best tips, and see how MyBudget can help you pay off debt, grow savings, and live life free from money worries.