Dr. Rachel Gainsbrugh didn’t escape burnout, she built her way out of it.
Born in Haiti and raised in Miami, she earned her doctorate in pharmacy, but with it came over $500,000 in student loan debt and years of 80-hour workweeks. It wasn’t until she discovered short-term rentals that everything changed.
Rachel turned two luxury short-term rentals into a portfolio that replaced her full-time income, retired her husband at 46, and allowed her to step away from pharmacy at 41. Her method? Focus on fewer properties, higher profits, and smart systems that create freedom instead of more work.
Now, through her company Short Term Gems, Rachel is helping thousands of professionals especially women in healthcare to build financial independence through luxury within reach real estate investing. Her story is proof that you don’t need a hundred properties to change your life, you need strategy, confidence, and the courage to start.
In this episode, we cover:
- How Rachel replaced her six-figure W2 income with just two properties
- The tax advantages of short-term rentals (and how to offset W2 income legally)
- How to find profitable rental markets using Rachel’s “CROW” method
- The mindset shift from scarcity to strategic abundance
- Why luxury isn’t about price, it’s about experience and impact
- How to use AI and automation to scale your portfolio with ease
🎁
Free Gift from Rachel:
Get her
Top 75 Cities for Short-Term Rental Profitability at
75Gems.com
Upcoming Event:
Join Rachel’s in-person event
The Beginner’s Blueprint this October — a live experience for professionals ready to start their own profitable short-term rental business.
👉
shorttermgems.com/the-beginners-blueprint
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Make more. Invest more. Keep more. The Woman’s Way.
Welcome to Women Growing Wealth, the podcast for high-achieving women who are ready to turn their income into lasting wealth with clarity, confidence, and a strategy that actually fits their life.
Hosted by Tamar Hermes—best-selling author, 8-figure investor, and founder of Women Growing Wealth—this show delivers practical, powerful guidance on building wealth through real estate, tax strategies, and smart investment opportunities.
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