Private Credit, Liquidity, Longevity and Life Insurance With S&P’s Carmi Margalit

As insurers seek higher yields in a persistent high-rate environment, private credit has become an increasingly significant part of portfolio strategies. But with that growth comes a new set of questions—about liquidity, transparency, and the long-term implications for credit quality. Carmi Margalit shares S&P’s analytical framework for assessing these risks, highlighting what insurers, regulators, and investors should be watching.

Creators and Guests

Host

Christopher Westfall

Editor, Owner Risk Market News

Guest

Carmi Margalit

Carmi Margalit is a Managing Director and the Life Insurance Sector Lead for the North American Financial Services Ratings group.

What is Risky Science Podcast?

The Risky Science Podcast features conversations with scientists, insurers, investors, portfolio managers, and others about the evolving science of predicting and modeling risk across both natural and man-made perils.