{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "012: The Math on Whole Life Insurance Returns",
      "startTime": 0,
      "endTime": 3
    },
    {
      "title": "Is Whole Life Really A \"Bad Investment?\"",
      "startTime": 3,
      "endTime": 31
    },
    {
      "title": "Book Recommendations",
      "startTime": 31,
      "endTime": 150
    },
    {
      "title": "Cash Value Growth is Not an Interest Rate Calculation",
      "startTime": 150,
      "endTime": 172
    },
    {
      "title": "Understanding Capital Equivalent Cost",
      "startTime": 172,
      "endTime": 221
    },
    {
      "title": "Breaking Out the Financial Calculators",
      "startTime": 221,
      "endTime": 456
    },
    {
      "title": "Whole Life Insurance as an Asset Class",
      "startTime": 456,
      "endTime": 541
    },
    {
      "title": "Accounting for Term Insurance",
      "startTime": 541,
      "endTime": 609
    },
    {
      "title": "Accounting for Taxes, Fees, Commissions, Custodianship",
      "startTime": 609,
      "endTime": 927
    },
    {
      "title": "Millions Lost When Term Insurance Expires",
      "startTime": 927,
      "endTime": 990
    },
    {
      "title": "Whole Life is NOT an Investment, But it Ain't No Slouch Either",
      "startTime": 990,
      "endTime": 1057
    }
  ]
}