Join me as I interview Ruben Izgelov, a first-generation immigrant and powerhouse in the private lending space. Ruben is the Co-Founder and Managing Partner of We Lend and States Capital, where he’s helped originate over $600 million in private real estate loans with zero principal loss. With a background in acquiring, developing, and financing more than $600 million in assets, Ruben brings a deep understanding of structured financing, asset classes, and investor-focused lending. His insights into building wealth through real estate—without the burden of direct ownership—are both practical and inspiring.
In this episode, Ruben and I discuss:
- His journey from a first-generation immigrant to a nationally recognized private lender
- How We Lend originated over $600 million in loans with zero principal loss
- What makes private lending an attractive, equity-like investment with monthly cash flow
- The role of borrower relationships in sustainable lending success
- Why service and transparency set the best lenders apart in today’s market
- Current market challenges and how investors can navigate rising interest rates
- The power of understanding asset classes and creative financing structures
- How social media has helped We Lend grow its borrower base nationwide
- What investors should look for in a private lending partner
- How Ruben is helping others scale their portfolios without direct property ownership
Episode Links:
LinkedIn: @ruben-izgelov-a8965b1b
Socials: @welendllc
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THE MILLIONAIRE JOURNEY
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