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Riccardo Stewart: Hey, I wanna
welcome you guys back to another

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episode of the A-W-M-N-F-L Podcast.

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My name is Ricardo Stewart.

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I have the pleasure of being your
host and uh, I'm always joined

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with my three closest friends,
coworkers, and, uh, partners in crime.

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So we got Jeff Locke, Sam
Acho, and Zach Miller.

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If you guys have been tracking these
past few episodes that we've been able

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to record, which by far have been my
favorite one, primarily looking at

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NFL athletes as as business, um, as
people who are able to create value

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to be able to capture that value,
convert it, and then to continue it.

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And essentially we looked at Brock
Purdy's, uh, contract and be able

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to broke it, break it down, and.

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And then in light of all NFL athletes
and today, just kind of an addendum to

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that, I wanna talk about something that's
going okay as we're recording this.

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It's the first week of
July, uh, almost July 4th.

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Everyone's getting ready to,
to go barbecue, go on vacation.

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Me and Zach in Arizona, so people in
Arizona are trying to get out of Arizona

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to, to cooler climates and, but NFL
athletes are going to report here soon.

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Whether you're a receiver, you're a db,
you're a quarterback, you're kind of

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getting that last minute training in.

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And there's, there's one event that
goes on in Sam's hometown in Dallas

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that's hosted, uh, that hosts a
ton of the top O linemen in, in

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the NFL, as well as some of the top
NFL prospects of college o linemen.

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It's called Oline Masterminds.

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And I wanna just take a look and,
and think about from the athlete's

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perspective of what does it look
like when I think about capturing.

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Meaning or creating value, right?

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And then capturing, getting paid
for that value, converting it,

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investing and growing it, and then
continue it into life uniquely as

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it relates to Old Lion Mastermind.

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And so let's start with the mastermind
slash mayor himself, Sam Macho.

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In terms of the athletes that are coming
here from a human capital perspective,

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um, why would O lineman even go to this?

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Sam Acho: Well, the reason O lineman
would go to OL Masterminds is twofold.

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Number one, they want to create
value, they wanna make money.

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Just put it simple, right?

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Lemme lead with the headline.

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They wanna make As much money As possible.

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And how do you make as much money
as possible by making yourself

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more valuable to your team?

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And so they're trying to create value.

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They're trying to be better pass blockers,
better run blockers better in their craft.

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And so they're learning
from the best in class.

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They're learning from people who
have gone where they want to go, who

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have seen what they couldn't imagine,
and who have done what they wanna do

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from Hall of Famers, future Hall of
Famers, guys who have done it all.

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And so they're trying to create value.

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because they understand that it's a
very short window, that there exists

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a very short window for them to
maximize IE to capture that value.

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Now, here's the difference.

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In the NFL, there is a window
for you to capture value.

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You might create it.

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You have to be able to capture it,
meaning get paid for that value.

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Think about it, the highest
paid guard right now, Trey Smith

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makes over 23 million last year.

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And all this stuff is widely known.

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He was making 2 or 3 million,
and so in the span of one year.

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He made about 20 million.

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But if he can actually learn how to
capture that value for a long-term

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contract, that two, that 20 million
could turn into 200 million.

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And so there is an opportunity for
players, offensive linemen specifically

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to be able to create and capture value.

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And so that's why they're there.

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They're there to create the value
to capture it, and ultimately to.

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get paid

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Riccardo Stewart: My man, Sam
over here dropping that knowledge.

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I usually reserve that for the truth.

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But hey, continuing on that Zach,
you were an elite college athlete.

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You were an elite NFL athlete.

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And so with that comes this ideal of
people know you are, and there are

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people who want to be around you.

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So let's just be honest.

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O Linemen aren't the only people that
are gonna show up to OL Masterminds.

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And even though you were tied
in, we probably should be talking

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about tied in you, but we're
talking about O Line Masterminds.

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Who are the people that are around
them that are not o linemen, and

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why are they there and what do they
particularly want, um, relationships

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with these particular athletes for?

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Zach Miller: there's
there's  two  parts  to  it.

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The  more  successful  you  are,
the  more  people  are  going

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to  want  to  be  around  you.

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If  you're  a  top  tier  offensive
lineman,  you're  going  to

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have  people  that  want  to
be  a  part  of  your  team.

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And  what  I  wish  I  knew  earlier  was
there's  also  people  that  maybe  don't

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have  your  best  interests  at  heart.

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They  want  to,  and  this
is  anyone  that  has  money

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or  is  going  to  get  money.

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You  have  to  be  extremely
skeptical  once  you  have  money

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to  be  able  to  protect  it.

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Because  people  will,  this  is  America,
people  will  see  you  as  a  mark.

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They  will  want  to  try  to  separate
you  from  some  of  that  money.

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Which  is  fine.

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That  is  like  some  of  them  are
providing  a  service  or  their

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transactional  or  all  of  those  things.

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So  what  can  you  do  about  it?

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Align  the  interests  of  the  people
that  work  with  you  with  yourself.

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And  this,  I  mean,  this  is  no
different  than  how  agents  get  paid.

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The  bigger  the  contract,
they  take  a  percent  of  that.

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They  get  paid  more.

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Same  thing  with  advisors.

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You  want  to  align  their  incentives.

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You  want  as  much  as  you  can.

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Get  them  to  work  towards
the  same  goal  as  you.

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And  so  as  much  as  you  can
get  in  front  of  that,  because

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you're  gonna,  you're  gonna  be
wealthy  to  keep  that  wealth.

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You  have  to  have  that  game  plan  of
making  sure  that  you  can  sustain  it.

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And  that  involves  not
doing  bad  deals,  being

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wary  of  people  that  are.

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Either  trying  to  take
advantage  of  you  or  benefit

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themselves  over  yourself.

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So  you  got  to  do  your  research  when
you're  working  with  professionals.

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And  that  includes  on  your
financial  team,  that  includes

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your  agent,  that  includes  anyone,
anyone  that  helps  you  start  a

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business  attorneys,  all  the  above.

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Riccardo Stewart: So we use this
language, Zach, and you've said it.

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Sam said it.

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We say it a lot.

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Team that, that, that word team.

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And most of us, we've never chosen a team.

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A team has chosen us, right?

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We choose to go to a
particular high school.

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Maybe we choose to go to college,
but we didn't choose the team.

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That team was already there.

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We get drafted to a particular
organization, but now that we are there,

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and now that you are at O Line Mastermind
and that you're about to make, or you

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are already making millions, you now
choose a team that goes back to us

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talking about you being the business,
you sitting on the top, the business of

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you, and you hiring particular people.

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Jeff, the professor, how does one go
about choosing the appropriate team?

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Jeff Locke: We've  all  been  through
this,  this  is  extremely  difficult.

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Like  you  just  said,  this
is  a  brand  new  world.

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Sam,  Zach  and  I,  when  we  got
drafted  in  the  NFL,  like,  We

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didn't  know  what  was  up,  and
we  were  like  pretty  smart  dudes

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getting  drafted  in  the  NFL,  right?

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Or  at  least  we  think  we  were,
some  people  say  we  were,  right?

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But  like,  we  still  had  no  idea
all  the  nuances  with  agents,

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and  advisors,  and  trainers,  and
all  the,  like,  chefs,  personal

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trainers,  all  these  different  things.

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We  had  no  idea  of
the  nuances,  right?

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So  you  gotta  find,  one,  mentors.

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That  will  help  you,  right,  to
kind  of  know  the  difference

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between  all  these  people.

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Like  Zach  said,  you  gotta
find  people  in  alignment

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with  what  you  want.

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If  I,  the  player,  win,
they  also  win,  right,

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not  the  other  way  around.

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Not,  they  win,  I  lose,  right?

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And  one  thing  we've  all  seen,
which  we  hate,  is  there's  a

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lot  of  people  out  there  that
just  want  to  be  your  friend.

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Or  your  buddy,  right?

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And  then  convert  that
into  them  extracting  value

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from  you  at  some  point.

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Just  straight  up.

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We  see  it  all  the
time  in  our  industry.

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So  one,  you  gotta  find  the
people  that  are  actually  experts.

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And those  experts  actually  want
to  get  paid  for  what  they  do.

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So  a  red  flag  for  you  is  when
someone's  like,  no,  no,  no.

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I'll  just  do  all  this
stuff  for  free  for  you.

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No,  it's  cool.

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That's  cool.

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We'll  figure  it  out  later.

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Right.

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That's  like  a  huge  red  flag.

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People  like  us,  right.

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We'll  be  your  friends,  but
we're  your  mentors  and  we're

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people  that  work  for  you.

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Point  blank And  we
expect  to  get  paid.

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Because  we're  experts  in  what  we  do.

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So  look  out  for  those  red  flags,
ask  the  tough  questions,  right?

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And  it's  gotta  be  in
alignment  that  win-win

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Riccardo Stewart: I love it.

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I love it.

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Let me, let me wrap up this one,
this episode and the previous four.

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This is recap one, we athletes as NFL
athletes, you are the artist, meaning

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you create the value and you do that
through your human capital, your physical,

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your social, and your intellectual.

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When you create value,
you hire the right person.

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Usually an agent.

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That begins to find teams,
brands, companies, to

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compensate you for that value.

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Once you've created
it, now you capture it.

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We use Brock Purdy as an example, meaning
he's now got this contract and you can go

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back and listen to the episodes as Zach
does a great job at breaking down what's

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guaranteed, what is cap and skill and
what does that even mean, but you capture.

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Okay.

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Now what really matters is not just
the contract, it's after tax dollars.

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And then what do you do with that
to create multi generational wealth?

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Like how do you convert
that contract into dollars?

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We've said it before.

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If you make dollars,
you better make sense.

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And if you're making sense of your
dollars, the last thing you gotta

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do after creating, capture and
converting, you gotta continue it.

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There's a wisdom that comes
with that to be able to create

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multi generational wealth.

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And Jeff, himself, the professor
just wrapped it up together, is you

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gotta, you gotta find a team, as Zach
said, uh, that aligns to your values.

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And so if you wanna know what does that
mean, um, how do I find that I want

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more resources, please reach out to us.

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Our number is 6 0 2 9 8 9 5 0 2 2.

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Zach Miller: Yeah.