Founder Views - SaaS, Business, and Beyond

Brad Mills is a Bitcoin OG (in since 2011), entrepreneur, and angel investor. In this episode, we talk about what it actually looks like to think long-term in Bitcoin, how he invests without selling, and why “AI agents + Bitcoin” might be the first truly mainstream crypto use case.

We get into real founder stuff too: leadership failures, scaling mistakes, decision fatigue, and how Brad rebuilt his habits using a “proof of work” mindset.

What we cover:
  • Brad’s first “business” at 8 years old, and the Facebook app that hit massive scale
  • The moment he realized “buy and hold Bitcoin” outperformed his highest-effort businesses
  • Borrowing against Bitcoin: why LTV discipline matters and how people get wiped out
  • Why gold confiscation (6102) is not the same risk model as Bitcoin custody today
  • Quantum risk: what’s real, what’s noise, and how upgrades likely happen
  • Why AI agents choosing Bitcoin is a bigger deal than retail adoption
  • “Citadel mind and body”: applying Bitcoin-style consistency to health and relationships
  • Books that actually changed his execution
Chapters / Timestamps
00:00 Intro, “Bitcoin is up 3x since 2022”
01:40 Brad’s first business at 8 years old
04:00 Growing up in poverty, learning to hustle
04:30 Hacky sack business and early entrepreneurship
05:40 “How do I make money online?” and getting scammed
06:15 The Facebook “Roll Up The Rim” app and the cease & desist
07:10 Monetization at scale, then getting crowded out
08:40 Hiring 17 people, leadership reality check
11:55 When Bitcoin outperformed the entire company
12:10 Brad’s first Bitcoin in 2011 and the early volatility lessons
15:00 Failed mining partnership and why he stopped “doing too much”
19:00 Trading strategy vs just holding Bitcoin
21:05 Becoming an angel investor (Bitcoin-only)
21:45 Borrowing against Bitcoin, loans, and LTV discipline
28:15 Interest rates and banks eventually offering BTC loans
30:00 Canada, optionality, and the sovereign individual thesis
33:00 Gold confiscation (6102) and why it’s often misunderstood
36:05 Self-custody vs “in the bank vault” risk
38:45 Capital controls and how Bitcoin changes the game
41:30 Epstein/Bitcoin origin claims and why decentralization makes it irrelevant
45:20 This downturn: what feels different this cycle
50:55 Is quantum Bitcoin’s biggest risk?
52:00 Quantum soft fork talk + Saylor’s quantum task force
56:10 “Quantum treasure hunt” and lost coins as a volatility catalyst
01:00:25 Portfolio updates, Maple private AI compute, AnchorWatch insurance
01:02:15 Square/Cash App Bitcoin payments and orange-pilling merchants
01:03:45 AI agents using Bitcoin as default money
01:10:15 OpenClaw as “translator” for non-technical builders
01:12:30 CLAWI.AI, Mac mini vs VPS setups
01:12:40 Token burn reality ($150–$200/day)
01:13:45 “Citadel mind and body” and proof-of-work habits
01:23:00 Book recs: Buy Back Your Time, The Big Leap, If the Buddha Married
01:24:35 Wrap

The Arena
The Arena is a private Skool community for SaaS founders who are actively building and selling. I share real-time decisions, experiments, and assets as I use them while growing a bootstrapped SaaS.
No theory. No polish. Just execution.
Learn more at: https://www.skool.com/the-arena/

What is Founder Views - SaaS, Business, and Beyond?

Founder Views is a podcast for SaaS builders who want real conversations, not recycled playbooks.

Hosted by Kosta Panagoulias, a 2x SaaS founder, the show features in-the-trenches conversations with SaaS CEOs, operators, and experts. Each episode digs into the decisions, strategies, wins, and struggles that shape real companies - practical insights from people actively building, not theorizing.

While the core focus is SaaS growth, leadership, and execution, the podcast also leaves room for broader discussions that help founders think better - whether that’s economics, technology, markets, or other big-picture business topics.

If you want raw, easy-to-follow conversations with people who've actually built something, you’ll feel right at home.