In this episode of The Asset Preservation Hour, financial advisor Stewart Willis breaks down the common mistakes investors make inside their 401Ks and why those missteps can have major consequences as you approach retirement. From overreliance on target date funds to misunderstanding true diversification, Stewart explains why what seems simple in your retirement plan may actually be exposing you to unnecessary risk.
He also dives into the growing conversation around adding private equity, private credit, and digital assets into 401Ks, and why he believes these options could introduce even greater volatility for everyday investors. Stewart highlights the importance of understanding what you own, how much risk you’re taking, and whether your portfolio actually aligns with your retirement goals.
Plus, learn why the years leading up to retirement are a critical window for tax strategies like Roth conversions, how to take advantage of current market conditions, and why having a coordinated financial and tax plan can make all the difference.
If you want to avoid costly mistakes and make smarter decisions with your 401K before retirement, this episode is packed with insights you can’t afford to miss.
📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio and retirement review.
What is The Asset Preservation Hour?
Join Stewart Willis, President of Asset Preservation Tax & Retirement Services, and co-host Spike Spengel as they explore strategies for protecting, growing, and maximizing your wealth. Designed for those in or near retirement, this podcast delivers expert insights on tax planning, investment advice, estate planning, and building a secure financial future—all tailored to help you make the most of your life’s work.