Income Over Wealth

Eight income streams your assets can pay you without selling anything or clocking in, and the two things people wrongly count as income

Show Notes

Your 401(k) balance isn't income. Pulling money out of it means selling an asset, and that hurts most when the market is down. This episode sorts through what actually pays your bills after the paycheck stops, from Social Security and dividends to bonds, rentals, and private notes, then asks you to count how many real streams you have right now.

  • Why a withdrawal from a 401(k) or IRA is a sale, not income, and when that timing hurts
  • How a married couple can collect around $99,000 in dividends and long-term gains at 0% federal tax in 2026
  • The eight streams sorted by whether they pay you without selling or working, and which one to build next

Take the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/map

Watch this episode on YouTube: https://www.youtube.com/watch?v=Y1GV_LiyK80

This episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.

What is Income Over Wealth?

Practical retirement income strategies from Dan Wilson, an Air Force veteran with over 100 real estate deals. The audio edition of the Retire Early with Dan Wilson YouTube channel: Social Security, taxes, withdrawal strategy, and turning what you've saved into steady income you can retire on. New episodes every Tuesday and Saturday.