{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "Introduction and Overview",
      "startTime": 7.48,
      "endTime": 122.9
    },
    {
      "title": "Disputing Incorrect Credit Entries",
      "startTime": 122.9,
      "endTime": 151.46
    },
    {
      "title": "Steps to Improve Your Credit Score",
      "startTime": 151.46,
      "endTime": 535.75
    },
    {
      "title": "Boosting Credit Utilization",
      "startTime": 535.75,
      "endTime": 738.49
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    {
      "title": "The Importance of Credit Card Types",
      "startTime": 738.49,
      "endTime": 874.99
    },
    {
      "title": "Monitoring Your Credit Effectively",
      "startTime": 874.99,
      "endTime": 1001.33
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  ]
}