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Welcome to the Know the Difference Minute for Tuesday, June 6th. 
Your smartphone is probably loaded with calls and texts you don’t want. Caller ID helps a little, but spammers are skilled at making calls look like they’re coming from your area code. Americans received more than 225 billion spam texts last year, up almost 40%.
It’s more than an annoyance. It’s often criminal. Americans lost more than $20 billion to text scams sent last year—up from $10 billion in 2021.
The scary angle? Voice impersonation with AI. It’s closer than we think. Apple is rolling out a feature that lets users clone their voice. If AI can fake a song from Drake and The Weekend, suddenly, the kidnapped daughter or grandchild in jail scam gets a lot more believable. 
AI is going to be transformative. For the good guys and the crooks.
I’m Dave Spano from Annex Wealth Management.  That is your Know the Difference Minute.