00:00:00:02 - 00:00:07:01 Speaker 1 We often talk about earning and redeeming huge numbers of points and miles. But what happens when you have just a small amount? 00:00:07:03 - 00:00:14:05 Speaker 2 Maybe you have lots of accounts with just a handful of points in each. Or maybe you have a couple thousand points left over after a redemption. 00:00:14:07 - 00:00:20:18 Speaker 1 The good news is those points aren't useless. In fact, some of our favorite travel tricks use surprisingly small amounts. 00:00:20:20 - 00:00:32:03 Speaker 2 If you've ever wondered how to turn those leftover points into real value, this episode is for you. 00:00:32:05 - 00:00:35:16 Speaker 1 Hey, I'm Chris. Welcome to the Upgraded Points podcast. 00:00:35:18 - 00:00:53:13 Speaker 2 And I'm Katie and today we are talking about how to use small amounts of points and miles. Plus, we have the news on a brand new sidecar by Centurion Lounge. Before we get to all of that, don't forget to like and subscribe wherever you are watching or listening and be sure to share us with a travel loving friend. 00:00:53:18 - 00:00:58:05 Speaker 2 So let's start with the new lounge news. Chris, tell us all about it. 00:00:58:07 - 00:01:20:23 Speaker 1 Yeah. So, Stella was just at the exclusive media event for the first ever sidecar by the Centurion Lounge that opened on March 4th at Las Vegas Airport. This is a small restaurant sale concept. Kind of similar to Capital One landings. This one is located in terminal one near the gates. It's kind of hidden behind those escalators over there. 00:01:21:01 - 00:01:51:05 Speaker 1 Not too far from the, from the main Centurion Lounge. The style of this is going to be smaller and more of an express atmosphere. It's designed for travelers with a short amount of time, so it's limited to 90 minutes before your flight. Like I mentioned, it is very small. Only capacity for 33 guests. And, guests can place their orders for a complimentary made to order hot dishes, small plates and beverages, all via QR code and all designed to come out in eight minutes or less. 00:01:51:07 - 00:02:13:10 Speaker 2 Yeah, it sounds really good. It'll be interesting to see if this helps crowding this in at the Centurion Lounge, but I don't know with just the 33 seats. I don't know how that's going to work, but it looks it looks like a cool place. It's always good. More lounges are always good. Okay, so we're actually going to start today's episode with our question instead of saving it for the very end. 00:02:13:12 - 00:02:41:07 Speaker 2 And we got an email from Taryn. And this actually came in probably a solid month ago. And it's been kind of sitting in our inbox. I wasn't quite sure what to do with it yet. So I want to read this and then we'll, get into our main topic. So Taryn writes, I am trying to upgrade or flat out by with points one way flights to London in business class for a trip this May, but I'm trying to use a combination of Marriott Bonvoy, Citi, American Advantage, and Chase points. 00:02:41:09 - 00:03:00:08 Speaker 2 I realize it's a long shot, but I'm new to points and not sure if this is even possible to pull off, and I wondered if you could offer any insights to layering or combining points from multiple programs. So I thought that was a really interesting email. And then very recently, Andrew wrote a great post about how to use small amounts of points and miles. 00:03:00:08 - 00:03:19:21 Speaker 2 He was talking specifically about hotel and airline miles and points. So I thought those two things kind of combined to make a great jumping off point for this topic of how to use those small amounts of points and miles that many of us just have kind of sitting around in accounts, not really doing much. So Chris, why don't you kick us off? 00:03:19:21 - 00:03:28:21 Speaker 2 We have a couple different ways that you can go about using some of these. And in the very end, we're going to come back and answer Tarrant's email specifically. 00:03:28:23 - 00:03:49:02 Speaker 1 So Taryn mentioned that she had Miles spread out over four accounts. That's including her spouse and her kids. Pooling points is obviously like the dream. If you could mix all those into one account, that'd be great. But not all accounts allow that, especially across different programs. But one thing we want to clarify is that don't worry, small balances are normal. 00:03:49:04 - 00:04:08:08 Speaker 1 It's not a mistake. It's. It happens. But sometimes 1000 points could be the difference between booking something or not. So we're going to cover some of our favorite programs that do allow pooling, that maybe can help you get that redemption done, that maybe anything is possible. So we'll start with the hotel points that can be pulled for free or even a small fee. 00:04:08:10 - 00:04:27:12 Speaker 1 Best Western Rewards. This one is capped at 70,000 point per transaction and 150,000 per year. And you actually have to contact Best Western to initiate rewards, but that's a nice option. Hilton, this is a personal favorite. I do use this one a lot with my wife. We pull our points together because we each have the Hilton Aspire card. 00:04:27:14 - 00:04:49:07 Speaker 1 Members can transfer up to 500,000 points per year and then receive up to 2 million points per year. And you can do this all online, which is really nice. I h1 rewards this program, charges $5 for every thousand transferred. But it is way for diamond elite and business reward members for the first 100,000 points. So it's a nice option. 00:04:49:09 - 00:04:50:05 Speaker 2 For dining members. 00:04:50:10 - 00:05:16:05 Speaker 1 Yeah. I mean, yeah, Marriott Bonvoy. I think we have more elites with Marriott than IHG. Members can send up to 100,000 points per year and receive up to 500,000 points per year. Also can be done online. And then finally, we just talked about, a couple episodes ago was the world of Hyatt. There is no stated limit on how many points members can transfer from one to another. 00:05:16:06 - 00:05:36:03 Speaker 1 But you are limited to one transfer every 30 days, so keep that in mind. If you're trying to put together a, you know, a balance with, you know, some other people, to initiate a transfer, both members need to fill out a PDF form, and then you need to mail it an email to Hyatt. And when I was a globalist, I would get these transfers done immediately. 00:05:36:08 - 00:05:48:14 Speaker 1 Now that I'm just a regular old member, it takes weeks to get these done. The good news is this will soon be happening online. We saw these Hyatt changes coming in. That was one of the benefits. So that is good news. 00:05:48:16 - 00:05:51:11 Speaker 2 Very excited about that. For that timeline. 00:05:51:12 - 00:06:13:01 Speaker 1 Moving over to airlines Air Canada Aeroplan. This is a great program. They have the family sharing plan. And there's you can create your own family unit and everyone can, all the earn miles will drop into this Aeroplan family account. And so when you transfer points from whenever for American Express, your family will have access to those as well. 00:06:13:03 - 00:06:30:22 Speaker 1 JetBlue, you can add seven people to a pool and correct me if I'm wrong, but these don't even need to be family members. You can just do friends as well. So this is a really great program for sharing. And you're gonna get that, you know, group chat, group trip out of the chat spirit and frontier. It's going to be the same for both programs. 00:06:30:22 - 00:06:49:13 Speaker 1 Travelers with spirit or frontier elite status or an eligible, co-branded credit card can create a points pool for up to eight friends and family. Also very good, but only the person who created the pool can redeem the points. I don't have a problem with that. I like that because it's usually me that doesn't. It's probably the same for you. 00:06:49:15 - 00:06:52:02 Speaker 2 Probably. Oh yeah. Absolutely. 00:06:52:04 - 00:07:11:21 Speaker 1 United Mileageplus, members can create a mileage pool for up to five people. Everyone can contribute miles to that pool and then authorized members can redeem them. There are some restrictions. Those miles that are in the pool can't be redeemed on partner award flights and some other things, but overall, it's a nice program as well. And then finally, Alaska Airlines. 00:07:11:21 - 00:07:18:01 Speaker 1 If you have the Alaska Summit card, you can pool points with up to ten other members. 00:07:18:03 - 00:07:23:04 Speaker 2 And I've done that through Alaska and it's so easy once you get them set up. I really like that perk of that card. 00:07:23:06 - 00:07:24:09 Speaker 1 That program is really good. 00:07:24:14 - 00:07:50:10 Speaker 2 Yeah, yeah. Okay. The next thing we're going to talk about is cash and points bookings. And this is something that if we were doing this podcast five, seven years ago, this wouldn't be a thing because they just weren't as available as they are now. They're becoming a lot more common. They often will offer less solid like cents per point value when booking versus booking just outright an award ticket. 00:07:50:12 - 00:08:05:09 Speaker 2 But like we said, a lot of times you don't have enough points to book an award ticket and or you just want some good value. You don't care about getting $0.08 per point, you just want to use your points for good value to get where you want to go. So these can be really, really valuable in a lot of situations. 00:08:05:11 - 00:08:25:19 Speaker 2 The specifics and the point minimums vary. But you're going to find this ability within most of the hotel and airline programs and even transferable point programs. So I'll go over a couple of the main ones real quick. Right now you've got Hilton, they had that pointed money slider. They make it so easy. If you have just a handful of points, you do have to have at least 5000. 00:08:25:19 - 00:08:47:02 Speaker 2 But in Hilton that is a handful. So you can start at 5000 points and just move the slider over to the exact number of points you have in your account, which is really handy. Hyatt offers points in cash options, but they're kind of fixed rates, so not as flexible as the Hilton program. Marriott is even less flexible. 00:08:47:02 - 00:09:13:11 Speaker 2 They do have cash and points rates, but only at certain hotels. And I was actually before this episode going through trying to find some good examples just to, you know, get a good screenshot to throw up on the, on the podcast. And I couldn't find any. So maybe don't bank on it with Marriott. And then IHG has the fixed rates, cash and points options and the value and the numbers of points vary by hotel for airlines. 00:09:13:11 - 00:09:35:08 Speaker 2 Delta pay with miles. And this is different than they have the miles and cash option which everyone can see. And that's sort of a fixed rate, however many miles with however many points. But if you have a Delta credit card, you can do the Delta pay with miles, and you can then use 5000 miles to get a $50 discount on your flight. 00:09:35:14 - 00:10:04:07 Speaker 2 So a little bit more flexible than the miles and cash option. Southwest has cash and points option. There are five different tiers of redemptions starting at 4800 points. For that, you would only get $30 in value, which is like 6/10 of a point in value, which is silly. So I, I wouldn't recommend that in most situations unless you have 4800 points and you never want to fly southwest ever again. 00:10:04:09 - 00:10:23:03 Speaker 2 It is good to know it is there, just in case you do need it. United has a miles in cash fixed amounts, but you do get $0.01 per point in value. So if one of those works for you, you're getting a decent value. And then JetBlue, you can redeem as few as 500 true blue points for a discount on your cash ticket. 00:10:23:05 - 00:10:47:07 Speaker 2 And then transferable points allow these two, all the major ones Chase, Amex, Capital One, Citi all allow you when you're booking through their travel portal, you can use a sliding scale, and most of them allow you to put whatever number of points you want to use. You can put one point, I mean, obviously you can get much value for that, but if you really wanted to, you know, cash out your account, you have one point. 00:10:47:07 - 00:11:02:10 Speaker 2 You could do that with those programs. So another reason why we love earning those transferable points, because they are so flexible and easy to use. Even if you have an account with 87 points in it, you can still use those 87 points. 00:11:02:12 - 00:11:19:16 Speaker 1 You know, that's always nice. We talk about all these big redemptions, but there are a lot of great deals out there, especially, flying domestic. And actually, I mean, Katie, you were just talking about flying to, Bimini. Oh, yeah. What was that 9000 round trip to the. 00:11:19:18 - 00:11:22:13 Speaker 2 9000 round trip? Yup. Yes. From Miami. 00:11:22:15 - 00:11:49:00 Speaker 1 You can book Alaska with Alaska programs flying an American Airlines 4500 points each way. That is a great deal. We've seen a lot of Delta flights for 5000 under 5000 each way. So you're looking at, you know, some great deals on 10,000 points and under flying in and across the US. And if you want to stay somewhere high, it has a ton of category one properties starting as low as 3500 points. 00:11:49:04 - 00:11:54:05 Speaker 1 And that could even go down to 3000 with the new not, 00:11:54:07 - 00:11:56:11 Speaker 2 Dynamic, not dynamic pricing. 00:11:56:14 - 00:12:09:19 Speaker 1 Coming in May. And then Wyndham, which we've been talking about a lot. They have categories starting at 7500. So there there are a lot of options without, you know, spending these tens and hundreds of thousands of points that sometimes we talk about. 00:12:09:21 - 00:12:36:18 Speaker 2 Yeah, absolutely. And if you're feeling a little generous, you can actually donate your points to charity. Hotel programs like IHG, Marriott Wyndham offer this. And then for airlines Alaska, American, Delta, JetBlue, southwest, United. So the major American Airlines and those couple hotel programs do allow you to donate your points in miles. So that's a nice way. If you have just a little bit and you don't really, you know, want to deal with anything else, just donate them and they go to a good cause. 00:12:36:20 - 00:12:53:00 Speaker 2 So we're going to take a quick break. And when we get back we're going to talk about, some other options for using small amounts of transferable points. And then we will go back and answer Aaron's question. We'll be right back. 00:12:53:02 - 00:13:03:07 Speaker 1 Yeah. Hey, real quick, before we jump back in, if you're listening to this podcast, you're exactly the kind of person we built our free newsletter for. 00:13:03:09 - 00:13:13:10 Speaker 2 We broke down the best credit card offers, transfer bonuses, award alerts, and travel news that actually matters. No fluff, no spam. Just the stuff we'd text a friend if something big dropped. 00:13:13:12 - 00:13:18:09 Speaker 1 A lot of the deals we talk about on the show don't last long. The newsletter is where we fly those fast. 00:13:18:11 - 00:13:27:04 Speaker 2 It's totally free, and you can sign up at upgraded points.com/newsletter. 00:13:27:06 - 00:14:00:15 Speaker 1 You. Okay. Welcome back. Let's continue with ways to use small amounts of transferable points. Transferable points are more flexible than, you know, specific hotel or airline points. So for example, you can use small amounts of these transferable points to top off accounts, like from Chase. You can send them over to Hyatt or Southwest to just give you that extra thousand to book that hotel room or or whatever to book, to book that flight, with Amex, you can do the same thing to their long list of partners. 00:14:00:15 - 00:14:27:03 Speaker 1 From Delta to Marriott. Citi has some great transfer partners, including American Airlines. So you can book a really cheap flight using your Citi Points and Marriott. Yes, Marriott points. We usually use them for hotels, but they actually have a very long list of airline transfer partners. And while it's generally not a great idea to use your Marriott points to transfer to an airline, it could make sense in some situations. 00:14:27:05 - 00:14:54:06 Speaker 1 The ratio across the board is 3 to 1, and you have to do a 3000 point minimum transfer. So you transfer 3000 Mary points and to get 1000 airline miles now you'll have to go. We always recommend, you know, take a look at where you're transferring. First make sure there's award availability. But if for some reason you had to close your Marriott account or you found a really good Virgin Atlantic flight and you had a bunch of Marriott points, you could transfer those Marriott points over. 00:14:54:08 - 00:14:57:16 Speaker 2 Yeah, that's a great option just to have in your back pocket just in case you need it. 00:14:57:20 - 00:14:58:22 Speaker 1 Yeah. You never know. 00:14:59:00 - 00:15:19:01 Speaker 2 Okay. Let's talk some more specifics. Starting with Chase. One great way to combat those accounts with small numbers of points is that you can combine them with a household member. You do have to call Chase. And you can only have one other card member on your account. I believe they have to live in your same at the same address. 00:15:19:03 - 00:15:43:23 Speaker 2 And when you call, you have had their full name and card number ready, but once you have that set up, it makes it so easy you can transfer your points not only between your own credit cards from like, let's say, a Freedom flex to a Sapphire Reserve, but you can easily transfer between, between people. So you can just in at the click of a button, transfer, you know, your spouse's points to your account, which is what I like doing. 00:15:44:00 - 00:16:05:22 Speaker 2 Put them all in my name with them. You can redeem for cash back, if as few as one point. So this is another option. If you just have a couple points, redeem them for cash back. Again, you're not getting outsize value, but it's a great option. You can do the pay yourself back feature, which, is generally $0.01 per point in value, but some categories do offer a bit of a bonus. 00:16:05:22 - 00:16:29:06 Speaker 2 I think you get 1.25. If I'm not mistaken, I do not remember the categories right off the top of my head this quarter, but we had those on the website so you can look that up if that's something that you're interested in. You can buy gift cards and merchandise with your points. We generally don't recommend it. It's again, not the best use for your points, but we're not talking about the best use for your points today. 00:16:29:06 - 00:16:51:16 Speaker 2 So we are talking about small amounts. I found redemption starting at 900 points for a blue. It was a $10 gift card. So a couple a couple instances when they're on sale where you can get just a hair above $0.01 per point, and then there is an option to pay with points at Amazon or PayPal, you will get less than $0.01 per point in value, so just don't do that. 00:16:51:16 - 00:17:06:12 Speaker 2 It's a terrible idea. If you really need to buy something in Amazon or PayPal and you have a few points, cash them out at $0.01 per point and then use the cash to shop, it absolutely makes no sense to use the pay with points feature for Amazon or PayPal with your Chase points. 00:17:06:17 - 00:17:28:04 Speaker 1 Yes, good point. That may not be the case with our next bank, American Express. So you can use point again, we're not talking about best case scenarios. We're saying what you can do with these points. So you can use these points for a statement credit or apply the points to cover select charges. You would need to use a minimum of 167 points, which equals $1. 00:17:28:06 - 00:17:37:09 Speaker 1 That is not a good value. That's about $0.06 a point. We value Amex points around $0.02 point to. Yeah. Point six. I'm sorry. Sorry. 00:17:37:14 - 00:17:40:04 Speaker 2 I knew what you meant, but yeah, I just wanted to clarify. 00:17:40:04 - 00:17:59:13 Speaker 1 Yeah. So that's kind of like a last case scenario. You could also use your points to deposit into a checking account. So that's can be a better value than the one above. You would need a minimum of 10,000, not a minimum, but 10,000 points would be worth $80. And then $100. You have, business platinum and you can do that up to 1 million points per year. 00:17:59:13 - 00:18:21:00 Speaker 1 So if you are racking up a bunch of, American Express membership reward points and you're not traveling or whatever, you don't have any more time to travel because you're traveling so much, you could cash out a million points and get some cash in your in your checking account. Now, what we were talking about earlier with Chase, you wouldn't want to use your Chase points with an Amazon. 00:18:21:00 - 00:18:44:03 Speaker 1 There are a few rare circumstances where it would make sense to use it at retailers like Amazon. Occasionally, Amazon will run promotions where you can add sometimes as little as 1.1 American Express point, and you can unlock a discount. And so the best case scenario we've seen is you can use one American Express point. You can get 4,050% off a purchase. 00:18:44:05 - 00:18:56:08 Speaker 1 And so that is a great deal. There's no question about that. Lately we've seen some other options like spend 751 points, and still unlock a 40% discount. That could still be worth it. 00:18:56:13 - 00:18:58:18 Speaker 2 Yeah. Worth it. I do it every time. 00:18:58:19 - 00:19:15:03 Speaker 1 Yeah. Me too. But it that's it's a slippery slope because then once you connect your points to Amazon it's going to always show you it's going to be offering. Oh you have a balance here. You want to use that for your purchase moving forward. No. Always add 1 or 751 whatever it is. To check out your discount. 00:19:15:03 - 00:19:30:22 Speaker 1 But yeah, just just be careful with that so you don't in future purchases, don't accidentally use all of your your ex points and. Yeah, yeah. And then finally you can use your American Express points for gift cards at $0.01 per point. 00:19:31:00 - 00:19:59:10 Speaker 2 Yeah. Okay. Moving on to city. This is another one of those instances. Shop with points occasionally can make sense. But, you know, they might try to, you know, might try to get you, you can use these online at Amazon and PayPal. And I've seen it actually in stores, my grocery store, every time I use my Citi Premier card at my grocery store to earn three points per dollar, I get a little notice on the, you know, where you tap their credit card that says, would you like to use 1250 points for $10 off your grocery bill? 00:19:59:14 - 00:20:18:20 Speaker 2 No. Is the answer, unless you maybe have 1250 points and don't want to ever use Citi Points ever again, which is why you're listening to the show. So maybe the answer is yes, but don't. It's easy to hit that button. Generally. Don't do it. It's not a great value. You can buy gift cards again, as low as 900 points on sale for $10. 00:20:18:20 - 00:20:40:12 Speaker 2 Gift cards? It's usually a cent per point, a statement credit. You can get a direct deposit or a check by mail. Not a good value. Again, $10 for a $10 check or a $10 statement credit. You would need to spend 1333 points. So you know, if you're trying to spend those points, you'd be better off getting a gift card. 00:20:40:14 - 00:21:02:22 Speaker 2 Which is not something we usually say on this show because we're usually pretty anti buy gift cards with your points. But, the statement credit through Citi is just not a great deal. You can share your points with another Citi member, and this can be really valuable in some situations. But when you transfer your points, they will expire within 90 days from the day they're received. 00:21:03:00 - 00:21:23:13 Speaker 2 So only do this if the person you're transferring to has a really specific and immediate need for those, and then you're maxed out at 100,000 points shared and received each year. And then also also with your Citi Points, you can make charitable contributions. And this is a little bit different than what we talked about earlier about donating your points and miles. 00:21:23:18 - 00:21:45:05 Speaker 2 This is actually buying a a credit for the charity. So you spend a thousand points, you get a $10, credit for the charity. And Citi will send them a check for $10. So you're getting $0.01 per point in value. So this could be a really nice way to use up some points. You're getting a decent value and you're doing some good with your points. 00:21:45:07 - 00:22:04:18 Speaker 1 Yeah that's cool I didn't know like they cut a check for the charity. Yes. Yeah okay okay. So I'm going to move on to Capital One. And now this is a program that some of our listeners are probably going to be more familiar with when it comes to using points for statement credits. It's very common. There used to be one of the best options to use Capital One points was to cover travel purchases. 00:22:04:20 - 00:22:25:17 Speaker 1 You can redeem them at $0.01 per point to cover a purchase on your statement that was billed within 90 days, and this is a really solid option, especially for some travel that you can't book with points. For example, theme park tickets like Disney. If you spend $1,000 at Disney, you can just go wipe that charge off with a 100,000 points. 00:22:25:17 - 00:22:45:14 Speaker 1 And maybe that's not the best, you know, cent per point that you're ever going to see, but at that means you can take your family to Disney for $0 out of pocket. It's not bad. You can also book with, partial miles. At $0.01 per point, you can cash out those points. And now, depending on the card, that will vary. 00:22:45:17 - 00:23:02:09 Speaker 1 So if you have a car like the Venture or Venture X, you would it would be a cash out. It wouldn't be cash back to you would cash them out at half a cent per point. So you'd be losing half of your points. And then but if you had a cash back card, you'd get the $0.01 per point. 00:23:02:09 - 00:23:18:23 Speaker 1 So that's going to vary. But yeah, if you have those Venture Venture X and you're considering the cash out rate, you probably have something on your statement credit that's travel coded as travel which you would be able to use $0.01. So that'd be a very rare circumstance. You can use your Capital One miles to shop at Amazon or PayPal. 00:23:18:23 - 00:23:27:08 Speaker 1 You'd get 0.8 cents per point, and then you can shop or shop with your points starting at 7500 points. So get some options. 00:23:27:10 - 00:23:50:03 Speaker 2 Yeah. Definitely. Okay. So let's let's go back to where we started this discussion with the email we got from Taryn. And as a reminder, she was looking to buy, one way business class tickets to London. And she had a combination of Marriott City, American and Chase points. And I did not include all of her email, but she was booking for four people. 00:23:50:09 - 00:24:12:13 Speaker 2 And some of those points, her point balances were spread out across her account, her husband's account and her children's account. So her situation is probably one that a lot of people find themselves in when you're sort of casually collecting some points here and there, you start learning more about it and you kind of say, hey, I want to book one of these great business class flights that I hear about all the time. 00:24:12:15 - 00:24:39:13 Speaker 2 So getting back to her particular question, and I emailed her last month, so hopefully she is on her way to getting some good London, flights. But so in her situation, she could take her Marriott points and transfer them to American Airlines and take her city points and transfer those to American Airlines. And then she can book American Airlines or British, British Airways to and from London. 00:24:39:15 - 00:24:58:18 Speaker 2 Which can be a great option. I've actually booked American to London a couple of times. She could also take her chase points and, between her and her spouse, combine those to book. I the same flight with obvious on, British Airways or even you can book Avios for American Airlines because they're all on that same, oneworld. 00:24:58:20 - 00:25:19:15 Speaker 2 So there's some different options she has. She can take those Marriott points to American, she can take them to Alaska, because a lot of times you can book American flights with Alaska. She could take her Marriott points to any of those British Airways, Delta, any of that. If she had a lot she could do that the 3 to 1 ratio. 00:25:19:15 - 00:25:23:15 Speaker 2 And then what is it? United that offers a bonus which is not. 00:25:23:15 - 00:25:27:05 Speaker 1 Not 5000 or you just transfer 60 and then you get 5000. 00:25:27:05 - 00:25:46:01 Speaker 2 Yeah, yeah. It's not applicable in this situation but it just popped to my. Yeah. So I wanted to mention it. So yeah this was a it was a tricky situation. But you know looking at those you can actually I think the best bet would be to transfer them all into American Airlines. And that's probably how she could get the most concentration of points to book those flights. 00:25:46:06 - 00:26:04:00 Speaker 2 But that was a great question. Thank you so much for emailing us, Taryn. And I think that is going to do it for us this week. Don't forget to like and subscribe on YouTube, Spotify, or wherever you're watching or listening. And be sure to share us with a travel loving friend. And if you want to submit a question for us to answer on the air, you can reach us at podcasts at Upgraded points.com.