The 6 Wealth Tiers in Retirement (Where Do You Rank?)

The real net worth ranges for each retirement wealth tier, and what life actually looks like at each one.

Show Notes

Most people think they're one tier above or below where they actually are. This episode walks through the Federal Reserve's retirement wealth breakdown and shows you what monthly income, daily stress, and real lifestyle look like from the bottom tier to the top 1%.

• The net worth range for each of the 6 wealth tiers
• How income structure (not just net worth) changes everything at levels 5 and 6
• How to live like someone 1-2 tiers above where your savings put you

Take the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/map

Watch this episode on YouTube: https://www.youtube.com/watch?v=E9YmtNGyUu4

This episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.

What is Income Over Wealth?

Retirement is an income problem, not a net-worth problem. Dan Wilson is a real estate investor, not a financial advisor. He buys and rents houses in Ohio, funds them with private money instead of bank loans, and built enough income from real estate to leave the Air Force. Twice a week, in about fifteen minutes, he works out how to replace a paycheck in retirement: where monthly income actually comes from, what each source costs you in risk, and how private lending works — including what to demand from any borrower. Every episode is also a video on YouTube. Educational only — not financial, legal, tax, or investment advice, and not an offer or solicitation of any investment.