Is It Better to Put 25% Down and Buy 9 Rental Properties After Buying an Owner-Occupant or Nomad™ with 5% Down?

Compare Nomading™ to buying 25% down payment rentals. In both cases, you buy an owner-occupant property with 5% down and PMI first.

Show Notes

Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each?

By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster for subsequent properties and maybe... just maybe... ultimately be able to buy properties faster.

If you're buying properties with a 5% down payment, there's a chance they could have negative cash flow—or what we often refer to as deferred down payment. Deferred down payments mean that it is slower to save up for the next property purchase. This could ultimately slow down how fast you can acquire properties.

Of these two strategies—25% down payment rentals or 5% down Nomad™—which will lead to the fastest path to financial independence? Which leads to the highest net worth? Which has the least amount of risk?

Check out the video and interactive charts from this class here:

https://RealEstateFinancialPlanner.com/model/nomad-versus-25-down-payment/

Or, see Lincoln specific, detailed analysis of a variety of strategies here:

https://RealEstateFinancialPlanner.com/model/NE/Lincoln/

Looking to buy or sell property in Lincoln, NE? Call Jake Grenemeier of Clover Real Estate Services with Next Home Integrity at [phone]. Or, check out his website at www.Clover.RealEstate or email him at [e-mail]. Jake specializes in helping real estate investors in and around Lincoln.

What is Lincoln Real Estate Investing & Real Estate Financial Planning™ Podcast?

Learn all about investing in real estate in Lincoln, Nebraska with a combination of real estate financial planning and modeling with numbers specific to Lincoln plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Lincoln).