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Zach Schofel is the Co-Founder and CEO of Cosign, a data-driven guarantor platform helping property owners and managers boost economic occupancy while expanding housing options for renters. Cosign aims to redefine renter underwriting and help multifamily owners convert more demand into leases. He is also a Principal at Eastman Residential, the largest buyers of distress student housing in the country. He leads a portfolio of 3,000+ multifamily units across the US, with a focus on student housing and value-add multifamily strategies.
(01:34) - The Eastman Residential Story
(02:29) - Cosign Origin
(03:39) - Limits of Credit Scores
(06:46) - Fraud Screening Landscape
(08:05) - Scale of the Problem
(11:54) - Underwriting Signals
(13:25) - Value creation in Multifamily tech
(15:49) - How VC Underwrites Insurtech
(18:06) - Feature: Blueprint: The Future of Real Estate 2026 in Vegas on Sep. 22-24
(20:35) - Cosign’s Differentiation
(24:17) - Mark Cuban’s Investment
(26:21) - AI in Operations
(28:18) - Collaboration Superpower: Jared Kushner & Philip Hubert
💚 Learn more:
➡️ Visit Cosign
➡️ Zach Schofel on LinkedIn
💚 Feature:
➡️ Blueprint - The Future of Real Estate - Register for 2026: The Premier Event for Industry Executives, Real Estate & Construction Tech Startups and VC's, at The Venetian, Las Vegas on September 22nd-24th, 2026. As a friend of Tangent, you can save $300 on your All-Access pass.
💚 Connect with Tangent:
➡️ Edward Cohen on LinkedIn
➡️ Zach Aarons on LinkedIn
➡️ Tangent on LinkedIn
Disclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.
(01:34) - The Eastman Residential Story
(02:29) - Cosign Origin
(03:39) - Limits of Credit Scores
(06:46) - Fraud Screening Landscape
(08:05) - Scale of the Problem
(11:54) - Underwriting Signals
(13:25) - Value creation in Multifamily tech
(15:49) - How VC Underwrites Insurtech
(18:06) - Feature: Blueprint: The Future of Real Estate 2026 in Vegas on Sep. 22-24
(20:35) - Cosign’s Differentiation
(24:17) - Mark Cuban’s Investment
(26:21) - AI in Operations
(28:18) - Collaboration Superpower: Jared Kushner & Philip Hubert
💚 Learn more:
➡️ Visit Cosign
➡️ Zach Schofel on LinkedIn
💚 Feature:
➡️ Blueprint - The Future of Real Estate - Register for 2026: The Premier Event for Industry Executives, Real Estate & Construction Tech Startups and VC's, at The Venetian, Las Vegas on September 22nd-24th, 2026. As a friend of Tangent, you can save $300 on your All-Access pass.
💚 Connect with Tangent:
➡️ Edward Cohen on LinkedIn
➡️ Zach Aarons on LinkedIn
➡️ Tangent on LinkedIn
Disclaimer: Tangent podcast is for entertainment and informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advise. Nothing contained on our program constitutes a solicitation, recommendation, endorsement, or offer by Tangent, Camber Creek, MetaProp, or any third party guest to buy or sell any securities, public or private, other financial instruments or funds.
Creators and Guests
What is Tangent: Conversations with Real Estate & Tech Innovators?
A podcast community for real estate and tech leaders, investors, operators and innovators.
A new era is upon us. Tangent💚Proptech unites Proptech founders💡, Real Estate investors and operators🏢, Venture Capital investors, urban leaders🏙 and passionate creators🌎 who are improving our communities and cities. Join us to learn how we can solve present day challenges with innovative technology and greater collaboration.
Join VC investor Zach Aarons and Proptech entrepreneur Edward Cohen, to learn about housing innovation, the future of work and climate tech. We examine these themes through interviews and conversations with Proptech CEO's, real estate owners and operators, and venture investors, and how we can leverage tech and collaboration to help solve the housing crisis, figure out the future of work and how to decarbonize the built environment.
If you would like to get your company’s or organization’s mission featured on Tangent, email us at community@tangentproptech.com.
Stay curious and always be learning! 🤓