UKTN | The Podcast

Gerald Chappell and Dr. Michelle He join us on the show this week, the co-founders of Fintern, who offer affordable loans based on more than just your credit score. On a mission to fix the consumer lending problem, Chappell and He get into what sets them apart in the lending market and how their loans are catered on an individual basis through technology that allows them to scan client spending. They talk about the importance of launching at the right time and the obstacles they faced in securing a licence. Chappell and He also open up on their experience in raising funds and scaling during a pandemic.

Show Notes

Gerald Chappell and Dr. Michelle He launched Fintern at the start of the pandemic, they get into how they had to take down advertising a few months before launch as too many people were signing up. With the intention to disrupt the consumer lending market, Chappell and He explain why their concept puts the customer at the heart of the company by catering loans to individual spending and not just based off a generic credit score. They talk about timing the launch of Fintern and their experiences in securing a licence and what they did to scale and secure funds during the pandemic and thereafter. 

Chappell, CEO and Co-founder: Previously Partner at McKinsey & EY; Led McKinsey’s Digital Lending and Credit Analytics solutions globally. Led 200+ quants developing Artificial Intelligence models 
  
He, COO and Co-founder: Previously Director at EY. Global delivery lead for C-suite at top European banks (team size up to 1500); FinTech advisor; Ph.D in machine leaning

What is UKTN | The Podcast?

Each week, Jane Wakefield sits down with some of the key movers and shakers from the UK tech ecosystem for the UKTN Podcast. Learn growth strategies from both seasoned and up-and-coming founders, hear market sentiments from investors, and understand the tech policy affecting businesses across the country.

The UKTN Podcast provides insight into the most influential people in the UK’s innovation economy, exploring their personal and professional journeys and hearing their views on the hottest tech topics of the day.