{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "Introduction and Overview",
      "startTime": 0,
      "endTime": 43
    },
    {
      "title": "Government Shutdown: Impact and Legislative Deadlock",
      "startTime": 43,
      "endTime": 132
    },
    {
      "title": "Issues That Affect Current and Retired Federal Workers",
      "startTime": 132,
      "endTime": 311
    },
    {
      "title": "Judicial Interventions and Financial Safeguards",
      "startTime": 311,
      "endTime": 491
    },
    {
      "title": "Health Care Premiums and Open Season Planning",
      "startTime": 491,
      "endTime": 617
    },
    {
      "title": " Issues That Affect Retired Federal Workers",
      "startTime": 617,
      "endTime": 620
    },
    {
      "title": "Retirement Updates: COLA and Medicare Changes",
      "startTime": 620,
      "endTime": 672
    },
    {
      "title": " New Medicare Physician Fee Schedule and Health Plan Coordination",
      "startTime": 672,
      "endTime": 820
    },
    {
      "title": " Issues That Affect Current Federal Workers",
      "startTime": 820,
      "endTime": 952
    },
    {
      "title": " The Finalized 2026 Pay Structure and Locality Freeze",
      "startTime": 952,
      "endTime": 1076
    },
    {
      "title": " Continuing Pressure on Workplace Posture",
      "startTime": 1076,
      "endTime": 1164
    },
    {
      "title": "Conclusion and Final Thoughts",
      "startTime": 1164,
      "endTime": 1199
    }
  ]
}