Auto, powersports originations mixed

Auto and powersports financiers mostly reported lower originations and sales for the last quarter as shifting spending patterns by cash-strapped consumers fuel uncertainty. 

Lenders that reported fewer sales and loan originations, according to their respective earnings releases, include: 

• Credit Acceptance Corp.’s consumer loan assignment volume, down 9.1% year over year in its fourth quarter; 
• GM Financial’s Q4 loan lease originations, down 18.7% YoY; 
• OneWater Marine’s F&I revenue, declined 5.4% YoY in its fiscal first quarter; 
• Tesla’s lease portfolio in Q4, dropped 12% YoY; and 
• Volvo’s North American Q4 sales, down 19.6% YoY in Q4. 

However, some financiers reported positive results last quarter: 

• Group 1 Automotive’s F&I revenue climbed 1.9% YoY; 
• Polaris’ Q4 sales climbed 9.5% YoY in Q4; and  
• MarineMax’s F&I revenue for its fiscal Q1 climbed 0.9% YoY and total revenue climbed 7.8% YoY.  

Meanwhile, mergers and acquisitions in the RV and marine industries are on the rise after a yearslong slowdown following the pandemic.  

Auto Finance News will present multiple invaluable events for industry professionals in 2026, starting with Auto Finance Summit East and Auto Finance Capital Summit in May. To see event agendas and register, visit autofinance.live. 

What is The Auto Finance Roadmap?

Auto Finance News is pleased to present The Roadmap, the podcast on best practices and trending topics in automotive lending and leasing. If you are in auto finance, this is your podcast.

Auto Finance News, published by Royal Media, is the flagship publication for the auto finance industry. Published since 1996, Auto Finance News is the nation’s leading source for news, insights and analysis on automotive lending and leasing.

Auto Finance News offers a Premium subscription service, which includes a monthly newsletter, a weekly email Update, exclusive event discounts, and much more. The Auto Finance News Premium subscription provides its subscribers with valuable data and exclusive market knowledge. Subscribe now to the News That Drives The Industry at https://www.autofinancenews.net/subscribe/.

Auto Finance News produces the following leading industry events: the Auto Finance Innovation Summit, the Auto Finance Risk Summit, and the Auto Finance Summit, the industry’s premier event.