He's Gone But The Money's Not

If you tune out or shy away from conversations about investing, this episode is for YOU. Summer and Nicole explain and discuss the basics of investing to help equip their listeners with entry-level understanding. The reality is, you cannot run away from this topic forever. Especially if you are a widow! This episode is a great first step if all the investing talk goes over your head. Education is the first step toward financial freedom.
 Resources

For the 20 Years ending in 2021


The S&P 500 averaged 9.5%, and 7.1% adjusted for inflation. 


S&P data © 2022 S&P Dow Jones Indices LLC, a division of S&P Global. All rights reserved.  


The Bloomberg Global Aggregate Bond Index averaged 4.3% 


BLOOMBERG GLOBAL AGGREGATE BOND INDEX (HEDGED TO USD) Data provided by Bloomberg

The Rule of 72
https://www.investopedia.com/terms/r/ruleof72.asp

40% of men have invested money in the stock market compared to just 22% of women. Nearly 1 in 3 American women discouraged about finances | Credit Karma
There's an investing gap between men and women. And for women who earn $100,000, this investing gap could cost them as much as $1 million over a 30-year period. Money Is Power: The Ellevest 2018 Money Census | Ellevest

 A decline of at least 10% occurred in 10 out of 20 years https://intelligent.schwab.com/article/stock-market-corrections-not-uncommon


Timing the Markets https://my.dimensional.com/dfsmedia/f27f1cc5b9674653938eb84ff8006d8c/27544-source/the-cost-of-trying-to-time-the-market.pdf


The Bumpy Road to the Markets Long Term Average 


https://my.dimensional.com/dfsmedia/f27f1cc5b9674653938eb84ff8006d8c/32992-source/the-bumpy-road-to-the-markets-long-term-average.pdf


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Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. 

RH Advisors, LLC dba Rock House Financial is an SEC registered investment adviser and the opinions expressed on this show do not reflect the opinions of Rock House Financial or any sponsors of the podcast. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and unless otherwise stated, are not guaranteed.  Past performance is not indicative of future performance.


What is He's Gone But The Money's Not?

Being a widow comes with a variety of unique challenges—including facing the dreaded personal finances. But maybe with the right tools and the right attitude, it doesn't have to be so bad. On He's Gone but the Money's Not, hear success stories of widows who have made it through the financial forest after losing their spouses. Learn how they cope with and address their personal finances after their world has turned upside down. Hosts Summer and Nicole bring these stories to light and will help you understand key financial topics that will put you on the road to financial success.