{"version":"1.0.0","segments":[{"speaker":"Steve","startTime":2.8899999999999997,"endTime":3.1599999999999997,"body":"Welcome"},{"speaker":"Steve","startTime":3.1599999999999997,"endTime":3.1799999999999997,"body":"to"},{"speaker":"Steve","startTime":3.1799999999999997,"endTime":3.7699999999999996,"body":"Keynotes,"},{"speaker":"Steve","startTime":4.06,"endTime":4.18,"body":"a"},{"speaker":"Steve","startTime":4.18,"endTime":4.7299999999999995,"body":"podcast"},{"speaker":"Steve","startTime":4.77,"endTime":5.02,"body":"just"},{"speaker":"Steve","startTime":5.029999999999999,"endTime":5.16,"body":"for"},{"speaker":"Steve","startTime":5.1899999999999995,"endTime":5.57,"body":"Costco"},{"speaker":"Steve","startTime":5.57,"endTime":6.08,"body":"homeowners."},{"speaker":"Steve","startTime":6.529999999999999,"endTime":6.699999999999999,"body":"This"},{"speaker":"Steve","startTime":6.699999999999999,"endTime":6.799999999999999,"body":"is"},{"speaker":"Steve","startTime":6.799999999999999,"endTime":6.92,"body":"where"},{"speaker":"Steve","startTime":6.92,"endTime":7.039999999999999,"body":"we"},{"speaker":"Steve","startTime":7.039999999999999,"endTime":7.6899999999999995,"body":"explore"},{"speaker":"Steve","startTime":7.709999999999999,"endTime":7.869999999999999,"body":"how"},{"speaker":"Steve","startTime":7.869999999999999,"endTime":7.9399999999999995,"body":"to"},{"speaker":"Steve","startTime":7.9399999999999995,"endTime":8.04,"body":"get"},{"speaker":"Steve","startTime":8.04,"endTime":8.139999999999999,"body":"the"},{"speaker":"Steve","startTime":8.15,"endTime":8.53,"body":"most"},{"speaker":"Steve","startTime":8.53,"endTime":8.549999999999999,"body":"out"},{"speaker":"Steve","startTime":8.549999999999999,"endTime":8.69,"body":"of"},{"speaker":"Steve","startTime":8.69,"endTime":8.81,"body":"your"},{"speaker":"Steve","startTime":8.81,"endTime":9.31,"body":"relationship"},{"speaker":"Steve","startTime":9.34,"endTime":9.5,"body":"with"},{"speaker":"Steve","startTime":9.5,"endTime":10.02,"body":"Costco,"},{"speaker":"Steve","startTime":10.54,"endTime":10.81,"body":"learn"},{"speaker":"Steve","startTime":10.919999,"endTime":11.229999000000001,"body":"tips"},{"speaker":"Steve","startTime":11.26,"endTime":11.379999499999998,"body":"and"},{"speaker":"Steve","startTime":11.379999499999998,"endTime":11.779999,"body":"tricks"},{"speaker":"Steve","startTime":11.83,"endTime":11.98,"body":"on"},{"speaker":"Steve","startTime":11.98,"endTime":12.18,"body":"how"},{"speaker":"Steve","startTime":12.18,"endTime":12.29,"body":"to"},{"speaker":"Steve","startTime":12.290000000000001,"endTime":12.47,"body":"make"},{"speaker":"Steve","startTime":12.5,"endTime":12.78,"body":"more"},{"speaker":"Steve","startTime":12.78,"endTime":13.139999999999999,"body":"income"},{"speaker":"Steve","startTime":13.15,"endTime":13.35,"body":"with"},{"speaker":"Steve","startTime":13.35,"endTime":13.43,"body":"your"},{"speaker":"Steve","startTime":13.43,"endTime":13.91,"body":"property,"},{"speaker":"Steve","startTime":14.33,"endTime":14.51,"body":"and"},{"speaker":"Steve","startTime":14.51,"endTime":14.7,"body":"learn"},{"speaker":"Steve","startTime":14.700000000000001,"endTime":14.749999500000001,"body":"a"},{"speaker":"Steve","startTime":14.749999500000001,"endTime":14.939999,"body":"little"},{"speaker":"Steve","startTime":14.94,"endTime":15.09,"body":"bit"},{"speaker":"Steve","startTime":15.1,"endTime":15.32,"body":"about"},{"speaker":"Steve","startTime":15.32,"endTime":15.41,"body":"the"},{"speaker":"Steve","startTime":15.41,"endTime":15.65,"body":"short"},{"speaker":"Steve","startTime":15.65,"endTime":15.93,"body":"term"},{"speaker":"Steve","startTime":15.93,"endTime":16.24,"body":"rental"},{"speaker":"Steve","startTime":16.24,"endTime":16.66,"body":"industry"},{"speaker":"Steve","startTime":16.66,"endTime":16.93,"body":"along"},{"speaker":"Steve","startTime":16.93,"endTime":17.009999999999998,"body":"the"},{"speaker":"Steve","startTime":17.009999999999998,"endTime":17.25,"body":"way."},{"speaker":"Steve","startTime":17.98,"endTime":18.2,"body":"I've"},{"speaker":"Steve","startTime":18.2,"endTime":18.3299995,"body":"been"},{"speaker":"Steve","startTime":18.3299995,"endTime":18.389999,"body":"a"},{"speaker":"Steve","startTime":18.39,"endTime":19.29,"body":"vacationer"},{"speaker":"Steve","startTime":19.4,"endTime":19.639999999999997,"body":"since"},{"speaker":"Steve","startTime":19.639999999999997,"endTime":19.769999499999997,"body":"my"},{"speaker":"Steve","startTime":19.769999499999997,"endTime":20.259998999999997,"body":"twenties,"},{"speaker":"Steve","startTime":20.629998999999998,"endTime":20.749999,"body":"and"},{"speaker":"Steve","startTime":20.75,"endTime":20.81,"body":"the"},{"speaker":"Steve","startTime":20.83,"endTime":21,"body":"team"},{"speaker":"Steve","startTime":21.009999999999998,"endTime":21.109999499999997,"body":"has"},{"speaker":"Steve","startTime":21.109999499999997,"endTime":21.469998999999998,"body":"finally"},{"speaker":"Steve","startTime":21.47,"endTime":21.6299995,"body":"let"},{"speaker":"Steve","startTime":21.6299995,"endTime":21.759998999999997,"body":"me"},{"speaker":"Steve","startTime":21.759999999999998,"endTime":21.9499995,"body":"have"},{"speaker":"Steve","startTime":21.9499995,"endTime":22.069999,"body":"this"},{"speaker":"Steve","startTime":22.15,"endTime":22.669999999999998,"body":"podcast"},{"speaker":"Steve","startTime":22.669999999999998,"endTime":22.9,"body":"so"},{"speaker":"Steve","startTime":22.9,"endTime":22.95,"body":"I"},{"speaker":"Steve","startTime":22.95,"endTime":23.08,"body":"can"},{"speaker":"Steve","startTime":23.08,"endTime":23.31,"body":"share"},{"speaker":"Steve","startTime":23.31,"endTime":23.68,"body":"everything"},{"speaker":"Steve","startTime":23.68,"endTime":23.819999999999997,"body":"I've"},{"speaker":"Steve","startTime":23.819999999999997,"endTime":24.129999999999995,"body":"learned"},{"speaker":"Steve","startTime":24.15,"endTime":24.34,"body":"with"},{"speaker":"Steve","startTime":24.34,"endTime":24.57,"body":"you."},{"speaker":"Steve","startTime":25.2,"endTime":25.38,"body":"I'm"},{"speaker":"Steve","startTime":25.38,"endTime":25.5,"body":"your"},{"speaker":"Steve","startTime":25.5,"endTime":25.69,"body":"host,"},{"speaker":"Steve","startTime":25.7,"endTime":26.02,"body":"Steve"},{"speaker":"Steve","startTime":26.02,"endTime":26.419999999999998,"body":"Schwab."},{"speaker":"Steve","startTime":26.669999999999998,"endTime":26.86,"body":"And"},{"speaker":"Steve","startTime":26.86,"endTime":27,"body":"this"},{"speaker":"Steve","startTime":27,"endTime":27.13,"body":"is"},{"speaker":"Steve","startTime":27.14,"endTime":27.46,"body":"keynotes"},{"speaker":"Steve","startTime":27.54,"endTime":27.669999999999998,"body":"keynotes."},{"speaker":"Steve","startTime":36.35,"endTime":36.45,"body":"I'm"},{"speaker":"Steve","startTime":36.45,"endTime":36.59,"body":"here"},{"speaker":"Steve","startTime":36.59,"endTime":36.910000000000004,"body":"today"},{"speaker":"Steve","startTime":36.910000000000004,"endTime":37.120000000000005,"body":"with"},{"speaker":"Steve","startTime":37.150000000000006,"endTime":37.470000000000006,"body":"John"},{"speaker":"Steve","startTime":37.470000000000006,"endTime":37.92,"body":"Slaughter"},{"speaker":"Steve","startTime":37.92,"endTime":38.230000000000004,"body":"from"},{"speaker":"Steve","startTime":38.27,"endTime":38.61000000000001,"body":"rental"},{"speaker":"Steve","startTime":38.61000000000001,"endTime":39.09,"body":"guardian,"},{"speaker":"Steve","startTime":39.160000000000004,"endTime":39.50000000000001,"body":"talking"},{"speaker":"Steve","startTime":39.510000000000005,"endTime":39.800000000000004,"body":"about"},{"speaker":"Steve","startTime":39.800000000000004,"endTime":39.92,"body":"the"},{"speaker":"Steve","startTime":39.95,"endTime":40.31,"body":"Costco"},{"speaker":"Steve","startTime":40.31,"endTime":40.74,"body":"protection"},{"speaker":"Steve","startTime":40.74,"endTime":41.1,"body":"program."},{"speaker":"Steve","startTime":41.6,"endTime":41.869999500000006,"body":"Welcome,"},{"speaker":"Steve","startTime":41.869999500000006,"endTime":42.109999,"body":"John."},{"speaker":"Steve","startTime":42.609999,"endTime":42.769999,"body":"Hey,"},{"speaker":"Steve","startTime":42.769999,"endTime":43.019999,"body":"Steve."},{"speaker":"Steve","startTime":43.019999,"endTime":43.109999,"body":"How"},{"speaker":"Steve","startTime":43.109999,"endTime":43.179998999999995,"body":"are"},{"speaker":"Steve","startTime":43.179998999999995,"endTime":43.379999,"body":"you?"},{"speaker":"Steve","startTime":43.899998999999994,"endTime":44.069998999999996,"body":"Pretty"},{"speaker":"Steve","startTime":44.069998999999996,"endTime":44.189999,"body":"good,"},{"speaker":"Steve","startTime":44.239999,"endTime":44.629999,"body":"So"},{"speaker":"Steve","startTime":45.109998999999995,"endTime":45.379999,"body":"today"},{"speaker":"Steve","startTime":45.379999,"endTime":45.489999,"body":"we're"},{"speaker":"Steve","startTime":45.489999,"endTime":46.019999,"body":"talking"},{"speaker":"Steve","startTime":46.049997999999995,"endTime":46.38999799999999,"body":"about"},{"speaker":"Steve","startTime":46.38999799999999,"endTime":46.509997999999996,"body":"the"},{"speaker":"Steve","startTime":46.509997999999996,"endTime":46.869997999999995,"body":"Costco"},{"speaker":"Steve","startTime":46.86999899999999,"endTime":47.279999,"body":"protection"},{"speaker":"Steve","startTime":47.279999,"endTime":47.819998999999996,"body":"program"},{"speaker":"Steve","startTime":47.829998999999994,"endTime":47.989999,"body":"and"},{"speaker":"Steve","startTime":47.989999,"endTime":48.13999849999999,"body":"how"},{"speaker":"Steve","startTime":48.13999849999999,"endTime":48.24999799999999,"body":"it"},{"speaker":"Steve","startTime":48.269999,"endTime":49.029999,"body":"benefits"},{"speaker":"Steve","startTime":49.10999799999999,"endTime":49.37999799999999,"body":"the"},{"speaker":"Steve","startTime":49.399998999999994,"endTime":49.769999,"body":"Costco"},{"speaker":"Steve","startTime":49.769999,"endTime":50.41999899999999,"body":"homeowners."},{"speaker":"Steve","startTime":50.489999,"endTime":51.00999899999999,"body":"And"},{"speaker":"Steve","startTime":51.029999,"endTime":51.159999,"body":"I"},{"speaker":"Steve","startTime":51.159999,"endTime":51.389998999999996,"body":"guess"},{"speaker":"Steve","startTime":51.389998999999996,"endTime":51.50999899999999,"body":"for"},{"speaker":"Steve","startTime":51.50999899999999,"endTime":51.599999,"body":"the"},{"speaker":"Steve","startTime":51.599999,"endTime":51.789998999999995,"body":"very"},{"speaker":"Steve","startTime":51.789998999999995,"endTime":52.019999,"body":"first"},{"speaker":"Steve","startTime":52.019999,"endTime":52.379999,"body":"question,"},{"speaker":"Steve","startTime":52.379999,"endTime":52.489999,"body":"we"},{"speaker":"Steve","startTime":52.489999,"endTime":52.639998999999996,"body":"should"},{"speaker":"Steve","startTime":52.639998999999996,"endTime":52.889998999999996,"body":"probably"},{"speaker":"Steve","startTime":52.899998999999994,"endTime":53.13999899999999,"body":"ask"},{"speaker":"Steve","startTime":53.139998999999996,"endTime":53.33999899999999,"body":"you."},{"speaker":"Steve","startTime":53.929998999999995,"endTime":54.349999,"body":"John,"},{"speaker":"Steve","startTime":54.359998999999995,"endTime":54.65999899999999,"body":"what"},{"speaker":"Steve","startTime":54.679998999999995,"endTime":54.989999,"body":"is"},{"speaker":"Steve","startTime":54.989999,"endTime":55.109998999999995,"body":"the"},{"speaker":"Steve","startTime":55.109998999999995,"endTime":55.50999899999999,"body":"Costco"},{"speaker":"Steve","startTime":55.50999899999999,"endTime":55.93999899999999,"body":"Protection"},{"speaker":"Steve","startTime":55.93999899999999,"endTime":56.349999,"body":"Program?"},{"speaker":"Speaker 2","startTime":56.669999,"endTime":56.829998999999994,"body":"The"},{"speaker":"Speaker 2","startTime":56.829998999999994,"endTime":57.289998999999995,"body":"Costco"},{"speaker":"Speaker 2","startTime":57.289998999999995,"endTime":57.739999,"body":"Protection"},{"speaker":"Speaker 2","startTime":57.739999,"endTime":58.22999899999999,"body":"Program"},{"speaker":"Speaker 2","startTime":58.22999899999999,"endTime":58.40999899999999,"body":"was"},{"speaker":"Speaker 2","startTime":58.41999899999999,"endTime":58.80999899999999,"body":"custom"},{"speaker":"Speaker 2","startTime":58.80999899999999,"endTime":59.139998999999996,"body":"built"},{"speaker":"Speaker 2","startTime":59.19999899999999,"endTime":59.579998999999994,"body":"for"},{"speaker":"Speaker 2","startTime":59.579998999999994,"endTime":60.109998999999995,"body":"Costco"},{"speaker":"Speaker 2","startTime":60.109998999999995,"endTime":60.72999899999999,"body":"homeowners"},{"speaker":"Speaker 2","startTime":61.04999899999999,"endTime":61.16999899999999,"body":"to"},{"speaker":"Speaker 2","startTime":61.16999899999999,"endTime":61.489999,"body":"protect"},{"speaker":"Speaker 2","startTime":61.489999,"endTime":61.65999899999999,"body":"them"},{"speaker":"Speaker 2","startTime":61.65999899999999,"endTime":61.99999849999999,"body":"against"},{"speaker":"Speaker 2","startTime":61.99999849999999,"endTime":62.10999799999999,"body":"the"},{"speaker":"Speaker 2","startTime":62.10999899999999,"endTime":62.30999899999999,"body":"day"},{"speaker":"Speaker 2","startTime":62.30999899999999,"endTime":62.409998999999985,"body":"to"},{"speaker":"Speaker 2","startTime":62.409998999999985,"endTime":62.629999,"body":"day"},{"speaker":"Speaker 2","startTime":62.629999,"endTime":63.349999,"body":"damages"},{"speaker":"Speaker 2","startTime":63.379999,"endTime":63.849999,"body":"and"},{"speaker":"Speaker 2","startTime":63.879999,"endTime":64.649999,"body":"liabilities"},{"speaker":"Speaker 2","startTime":64.649999,"endTime":64.79999899999999,"body":"and"},{"speaker":"Speaker 2","startTime":64.79999899999999,"endTime":65.069999,"body":"risks"},{"speaker":"Speaker 2","startTime":65.069999,"endTime":65.19999899999999,"body":"that"},{"speaker":"Speaker 2","startTime":65.19999899999999,"endTime":65.43999899999999,"body":"come"},{"speaker":"Speaker 2","startTime":65.43999899999999,"endTime":65.74999899999999,"body":"from"},{"speaker":"Speaker 2","startTime":65.76999899999998,"endTime":66.13999899999999,"body":"renting"},{"speaker":"Speaker 2","startTime":66.13999899999999,"endTime":66.269999,"body":"your"},{"speaker":"Speaker 2","startTime":66.269999,"endTime":66.62999899999998,"body":"home"},{"speaker":"Speaker 2","startTime":66.66999899999999,"endTime":66.879999,"body":"as"},{"speaker":"Speaker 2","startTime":66.879999,"endTime":66.9599985,"body":"a"},{"speaker":"Speaker 2","startTime":66.9599985,"endTime":67.32999799999999,"body":"commercial"},{"speaker":"Speaker 2","startTime":67.32999799999999,"endTime":67.79999799999999,"body":"business."},{"speaker":"Steve","startTime":68.199998,"endTime":68.34999799999999,"body":"And"},{"speaker":"Steve","startTime":68.349999,"endTime":68.72999899999999,"body":"so,"},{"speaker":"Steve","startTime":69.32999799999999,"endTime":69.77999799999999,"body":"John,"},{"speaker":"Steve","startTime":69.84999799999999,"endTime":70.059998,"body":"you"},{"speaker":"Steve","startTime":70.05999899999999,"endTime":70.33999899999999,"body":"gave"},{"speaker":"Steve","startTime":70.33999999999999,"endTime":70.60999999999999,"body":"us"},{"speaker":"Steve","startTime":70.66999899999999,"endTime":70.88999899999999,"body":"eight"},{"speaker":"Steve","startTime":70.899999,"endTime":71.30999899999999,"body":"things"},{"speaker":"Steve","startTime":71.30999899999999,"endTime":71.46999899999999,"body":"that"},{"speaker":"Steve","startTime":71.46999899999999,"endTime":71.8699985,"body":"homeowners"},{"speaker":"Steve","startTime":71.8699985,"endTime":72.02999799999999,"body":"should"},{"speaker":"Steve","startTime":72.02999799999999,"endTime":72.209998,"body":"know"},{"speaker":"Steve","startTime":72.21999899999999,"endTime":72.58999899999999,"body":"about"},{"speaker":"Steve","startTime":72.899999,"endTime":73.13999899999999,"body":"when"},{"speaker":"Steve","startTime":73.149999,"endTime":73.349999,"body":"it"},{"speaker":"Steve","startTime":73.459999,"endTime":73.769999,"body":"comes"},{"speaker":"Steve","startTime":73.769999,"endTime":73.829999,"body":"to"},{"speaker":"Steve","startTime":73.829999,"endTime":73.93999899999999,"body":"the"},{"speaker":"Steve","startTime":73.94999899999999,"endTime":74.33999899999999,"body":"Costco"},{"speaker":"Steve","startTime":74.33999899999999,"endTime":74.789999,"body":"Protection"},{"speaker":"Steve","startTime":74.789999,"endTime":75.289999,"body":"Program,"},{"speaker":"Steve","startTime":75.96999899999999,"endTime":76.27999899999999,"body":"and"},{"speaker":"Steve","startTime":76.299999,"endTime":76.459999,"body":"I'm"},{"speaker":"Steve","startTime":76.459999,"endTime":76.579999,"body":"just"},{"speaker":"Steve","startTime":76.579999,"endTime":76.61999899999999,"body":"going"},{"speaker":"Steve","startTime":76.61999899999999,"endTime":76.679999,"body":"to"},{"speaker":"Steve","startTime":76.679999,"endTime":76.83999899999999,"body":"go"},{"speaker":"Steve","startTime":76.83999899999999,"endTime":77.099999,"body":"right"},{"speaker":"Steve","startTime":77.109999,"endTime":77.46999899999999,"body":"down"},{"speaker":"Steve","startTime":77.47999899999999,"endTime":77.60999899999999,"body":"the"},{"speaker":"Steve","startTime":77.609999,"endTime":78.039999,"body":"list"},{"speaker":"Steve","startTime":78.049999,"endTime":78.269999,"body":"and"},{"speaker":"Steve","startTime":78.269999,"endTime":78.47999899999999,"body":"ask"},{"speaker":"Steve","startTime":78.47999899999999,"endTime":78.549999,"body":"you"},{"speaker":"Steve","startTime":78.549999,"endTime":78.759999,"body":"about"},{"speaker":"Steve","startTime":78.759999,"endTime":78.91999899999999,"body":"each"},{"speaker":"Steve","startTime":78.91999899999999,"endTime":79.039999,"body":"one,"},{"speaker":"Steve","startTime":79.039999,"endTime":79.11999899999999,"body":"if"},{"speaker":"Steve","startTime":79.11999899999999,"endTime":79.30999899999999,"body":"that's"},{"speaker":"Steve","startTime":79.30999899999999,"endTime":79.66999899999999,"body":"okay."},{"speaker":"Steve","startTime":79.72999899999999,"endTime":80.049999,"body":"Sounds"},{"speaker":"Steve","startTime":80.049999,"endTime":80.33999899999999,"body":"good."},{"speaker":"Steve","startTime":81.274999,"endTime":81.444999,"body":"So"},{"speaker":"Steve","startTime":81.444999,"endTime":81.554999,"body":"for"},{"speaker":"Steve","startTime":81.554999,"endTime":81.73499899999999,"body":"number"},{"speaker":"Steve","startTime":81.73499899999999,"endTime":81.99499899999999,"body":"one,"},{"speaker":"Steve","startTime":82.024999,"endTime":82.18499899999999,"body":"can"},{"speaker":"Steve","startTime":82.18499899999999,"endTime":82.304999,"body":"you"},{"speaker":"Steve","startTime":82.304999,"endTime":82.754999,"body":"explain"},{"speaker":"Steve","startTime":82.754999,"endTime":82.884999,"body":"how"},{"speaker":"Steve","startTime":82.884999,"endTime":82.99499899999999,"body":"the"},{"speaker":"Steve","startTime":82.99499899999999,"endTime":83.32499899999999,"body":"buying"},{"speaker":"Steve","startTime":83.32499899999999,"endTime":83.664999,"body":"power"},{"speaker":"Steve","startTime":83.664999,"endTime":83.774999,"body":"of"},{"speaker":"Steve","startTime":83.804999,"endTime":84.614999,"body":"Costco?"},{"speaker":"Steve","startTime":85.054999,"endTime":85.284999,"body":"was"},{"speaker":"Steve","startTime":85.284999,"endTime":85.544999,"body":"used"},{"speaker":"Steve","startTime":85.554999,"endTime":85.654999,"body":"to"},{"speaker":"Steve","startTime":85.654999,"endTime":85.894999,"body":"create"},{"speaker":"Steve","startTime":85.894999,"endTime":86.034999,"body":"this"},{"speaker":"Steve","startTime":86.034999,"endTime":86.374999,"body":"program"},{"speaker":"Steve","startTime":86.374999,"endTime":86.524999,"body":"for"},{"speaker":"Steve","startTime":86.524999,"endTime":86.574999,"body":"our"},{"speaker":"Steve","startTime":86.574999,"endTime":87.074999,"body":"homeowners?"},{"speaker":"Speaker 2","startTime":87.274999,"endTime":87.664999,"body":"Yeah,"},{"speaker":"Speaker 2","startTime":87.684999,"endTime":88.344999,"body":"absolutely."},{"speaker":"Speaker 2","startTime":88.344999,"endTime":88.724999,"body":"So"},{"speaker":"Speaker 2","startTime":88.964999,"endTime":89.474999,"body":"because"},{"speaker":"Speaker 2","startTime":89.474999,"endTime":90.264999,"body":"Costco,"},{"speaker":"Speaker 2","startTime":90.304999,"endTime":90.574999,"body":"uh,"},{"speaker":"Speaker 2","startTime":90.594999,"endTime":90.74499899999999,"body":"at"},{"speaker":"Speaker 2","startTime":90.74499899999999,"endTime":90.834999,"body":"the"},{"speaker":"Speaker 2","startTime":90.844999,"endTime":91.134999,"body":"time"},{"speaker":"Speaker 2","startTime":91.134999,"endTime":91.304999,"body":"we've"},{"speaker":"Speaker 2","startTime":91.314999,"endTime":91.664999,"body":"created"},{"speaker":"Speaker 2","startTime":91.664999,"endTime":91.804999,"body":"this"},{"speaker":"Speaker 2","startTime":91.814999,"endTime":92.314999,"body":"program"},{"speaker":"Speaker 2","startTime":92.314999,"endTime":92.644999,"body":"had"},{"speaker":"Speaker 2","startTime":92.654999,"endTime":92.924999,"body":"just"},{"speaker":"Speaker 2","startTime":92.924999,"endTime":93.13499900000001,"body":"over"},{"speaker":"Speaker 2","startTime":93.13499900000001,"endTime":93.734999,"body":"3,"},{"speaker":"Speaker 2","startTime":93.735099,"endTime":93.744899,"body":"000"},{"speaker":"Speaker 2","startTime":93.74499899999999,"endTime":94.094999,"body":"units"},{"speaker":"Speaker 2","startTime":94.144999,"endTime":94.444999,"body":"um,"},{"speaker":"Speaker 2","startTime":94.454999,"endTime":94.5949985,"body":"we"},{"speaker":"Speaker 2","startTime":94.5949985,"endTime":94.714998,"body":"were"},{"speaker":"Speaker 2","startTime":94.714999,"endTime":94.894999,"body":"able"},{"speaker":"Speaker 2","startTime":94.894999,"endTime":95.104999,"body":"to"},{"speaker":"Speaker 2","startTime":95.434999,"endTime":96.064999,"body":"aggregate"},{"speaker":"Speaker 2","startTime":96.144999,"endTime":96.834999,"body":"everyone"},{"speaker":"Speaker 2","startTime":96.91499900000001,"endTime":97.154999,"body":"as"},{"speaker":"Speaker 2","startTime":97.154999,"endTime":97.224999,"body":"a"},{"speaker":"Speaker 2","startTime":97.224999,"endTime":97.824999,"body":"whole"},{"speaker":"Speaker 2","startTime":98.084999,"endTime":98.534999,"body":"instead"},{"speaker":"Speaker 2","startTime":98.534999,"endTime":98.6749985,"body":"of"},{"speaker":"Speaker 2","startTime":98.6749985,"endTime":99.204998,"body":"underwriting"},{"speaker":"Speaker 2","startTime":99.204999,"endTime":99.364999,"body":"each"},{"speaker":"Speaker 2","startTime":99.394999,"endTime":99.934999,"body":"Costco"},{"speaker":"Speaker 2","startTime":99.934999,"endTime":100.66499900000001,"body":"franchisee"},{"speaker":"Speaker 2","startTime":100.674998,"endTime":101.38499800000001,"body":"individually."},{"speaker":"Speaker 2","startTime":101.674998,"endTime":101.85499800000001,"body":"And"},{"speaker":"Speaker 2","startTime":101.854999,"endTime":102.0049485,"body":"so"},{"speaker":"Speaker 2","startTime":102.0049485,"endTime":102.0050485,"body":"what"},{"speaker":"Speaker 2","startTime":102.0050485,"endTime":102.224998,"body":"we're"},{"speaker":"Speaker 2","startTime":102.224999,"endTime":102.41499900000001,"body":"able"},{"speaker":"Speaker 2","startTime":102.484999,"endTime":102.534999,"body":"to"},{"speaker":"Speaker 2","startTime":102.534999,"endTime":102.74499899999999,"body":"do"},{"speaker":"Speaker 2","startTime":102.74499899999999,"endTime":102.88499900000001,"body":"is"},{"speaker":"Speaker 2","startTime":102.88499900000001,"endTime":103.21499899999999,"body":"drive"},{"speaker":"Speaker 2","startTime":103.214999,"endTime":103.484999,"body":"down"},{"speaker":"Speaker 2","startTime":103.484999,"endTime":103.584999,"body":"the"},{"speaker":"Speaker 2","startTime":103.584999,"endTime":104.174999,"body":"pricing"},{"speaker":"Speaker 2","startTime":104.234999,"endTime":104.454999,"body":"of"},{"speaker":"Speaker 2","startTime":104.454999,"endTime":104.524999,"body":"the"},{"speaker":"Speaker 2","startTime":104.524999,"endTime":105.044999,"body":"program"},{"speaker":"Speaker 2","startTime":105.304999,"endTime":105.434999,"body":"to"},{"speaker":"Speaker 2","startTime":105.434999,"endTime":105.554999,"body":"be"},{"speaker":"Speaker 2","startTime":105.554999,"endTime":105.69499900000001,"body":"able"},{"speaker":"Speaker 2","startTime":105.69499900000001,"endTime":105.864999,"body":"to"},{"speaker":"Speaker 2","startTime":105.864999,"endTime":106.344999,"body":"deliver"},{"speaker":"Speaker 2","startTime":106.344999,"endTime":106.44499900000001,"body":"a"},{"speaker":"Speaker 2","startTime":106.44499900000001,"endTime":106.754999,"body":"world"},{"speaker":"Speaker 2","startTime":106.754999,"endTime":107.054999,"body":"class"},{"speaker":"Speaker 2","startTime":107.054999,"endTime":107.554999,"body":"program"},{"speaker":"Speaker 2","startTime":107.594999,"endTime":107.94499900000001,"body":"unlike"},{"speaker":"Speaker 2","startTime":107.94499900000001,"endTime":108.144999,"body":"any"},{"speaker":"Speaker 2","startTime":108.144999,"endTime":108.454999,"body":"other."},{"speaker":"Speaker 2","startTime":108.454999,"endTime":108.644999,"body":"So"},{"speaker":"Speaker 2","startTime":108.664999,"endTime":108.87499899999999,"body":"But"},{"speaker":"Speaker 2","startTime":108.87499899999999,"endTime":108.974999,"body":"at"},{"speaker":"Speaker 2","startTime":108.974999,"endTime":109.04499899999999,"body":"the"},{"speaker":"Speaker 2","startTime":109.04499899999999,"endTime":109.334999,"body":"same"},{"speaker":"Speaker 2","startTime":109.334999,"endTime":109.774999,"body":"time,"},{"speaker":"Speaker 2","startTime":109.99499899999999,"endTime":110.49499899999999,"body":"whether"},{"speaker":"Speaker 2","startTime":110.534999,"endTime":110.65499899999999,"body":"a"},{"speaker":"Speaker 2","startTime":110.65499899999999,"endTime":111.24499899999999,"body":"franchise"},{"speaker":"Speaker 2","startTime":111.26499899999999,"endTime":111.46499899999999,"body":"had"},{"speaker":"Speaker 2","startTime":111.46499899999999,"endTime":111.664999,"body":"one"},{"speaker":"Speaker 2","startTime":111.664999,"endTime":112.254999,"body":"property"},{"speaker":"Speaker 2","startTime":112.284999,"endTime":112.614999,"body":"or"},{"speaker":"Speaker 2","startTime":112.615099,"endTime":112.66489899999999,"body":"10,"},{"speaker":"Speaker 2","startTime":112.664999,"endTime":113.18499899999999,"body":"000"},{"speaker":"Speaker 2","startTime":113.18499899999999,"endTime":113.74499899999999,"body":"properties,"},{"speaker":"Speaker 2","startTime":114.024999,"endTime":114.24499899999999,"body":"they"},{"speaker":"Speaker 2","startTime":114.24499899999999,"endTime":114.394999,"body":"all"},{"speaker":"Speaker 2","startTime":114.394999,"endTime":114.59499899999999,"body":"had"},{"speaker":"Speaker 2","startTime":114.59499899999999,"endTime":115.034999,"body":"access"},{"speaker":"Speaker 2","startTime":115.034999,"endTime":115.164999,"body":"to"},{"speaker":"Speaker 2","startTime":115.164999,"endTime":115.284999,"body":"the"},{"speaker":"Speaker 2","startTime":115.284999,"endTime":115.664999,"body":"same"},{"speaker":"Speaker 2","startTime":115.664999,"endTime":116.09499899999999,"body":"coverage"},{"speaker":"Speaker 2","startTime":116.09499899999999,"endTime":116.224999,"body":"to"},{"speaker":"Speaker 2","startTime":116.224999,"endTime":116.62499899999999,"body":"deliver"},{"speaker":"Speaker 2","startTime":116.62499899999999,"endTime":116.734999,"body":"to"},{"speaker":"Speaker 2","startTime":116.734999,"endTime":116.864999,"body":"their"},{"speaker":"Speaker 2","startTime":116.864999,"endTime":117.40499899999999,"body":"homeowners."},{"speaker":"Speaker","startTime":117.90499899999999,"endTime":118.18499899999999,"body":"So,"},{"speaker":"Speaker","startTime":118.20499899999999,"endTime":118.334999,"body":"for"},{"speaker":"Speaker","startTime":118.334999,"endTime":118.51499899999999,"body":"number"},{"speaker":"Speaker","startTime":118.51499899999999,"endTime":118.73499899999999,"body":"two,"},{"speaker":"Speaker","startTime":118.73499899999999,"endTime":118.92499899999999,"body":"you"},{"speaker":"Speaker","startTime":118.92499899999999,"endTime":119.254999,"body":"put"},{"speaker":"Speaker","startTime":119.40499899999999,"endTime":119.87499899999999,"body":"liability"},{"speaker":"Speaker","startTime":119.87499899999999,"endTime":120.31499899999999,"body":"coverage."},{"speaker":"Speaker 2","startTime":120.82499899999999,"endTime":121.444999,"body":"Liability"},{"speaker":"Speaker 2","startTime":121.444999,"endTime":121.51499899999999,"body":"is"},{"speaker":"Speaker 2","startTime":121.524999,"endTime":121.73499899999999,"body":"such"},{"speaker":"Speaker 2","startTime":121.73499899999999,"endTime":121.81499899999999,"body":"an"},{"speaker":"Speaker 2","startTime":121.81499899999999,"endTime":122.164999,"body":"important"},{"speaker":"Speaker 2","startTime":122.164999,"endTime":122.60499899999999,"body":"component"},{"speaker":"Speaker 2","startTime":122.614999,"endTime":122.79499899999999,"body":"of"},{"speaker":"Speaker 2","startTime":122.79499899999999,"endTime":122.864999,"body":"the"},{"speaker":"Speaker 2","startTime":122.864999,"endTime":123.364999,"body":"program."},{"speaker":"Speaker 2","startTime":123.644999,"endTime":123.81499899999999,"body":"And"},{"speaker":"Speaker 2","startTime":123.81499899999999,"endTime":123.974999,"body":"there's"},{"speaker":"Speaker 2","startTime":123.974999,"endTime":124.04499899999999,"body":"a"},{"speaker":"Speaker 2","startTime":124.04499899999999,"endTime":124.42499899999999,"body":"million"},{"speaker":"Speaker 2","startTime":124.42499899999999,"endTime":124.724999,"body":"dollars"},{"speaker":"Speaker 2","startTime":124.724999,"endTime":124.85499899999999,"body":"of"},{"speaker":"Speaker 2","startTime":124.85499899999999,"endTime":125.474999,"body":"coverage"},{"speaker":"Speaker 2","startTime":125.48499899999999,"endTime":125.7849985,"body":"for"},{"speaker":"Speaker 2","startTime":125.7849985,"endTime":126.51499799999999,"body":"liability"},{"speaker":"Speaker 2","startTime":126.77499899999998,"endTime":126.89499899999998,"body":"to"},{"speaker":"Speaker 2","startTime":126.89499899999998,"endTime":127.29499899999999,"body":"protect"},{"speaker":"Speaker 2","startTime":127.29499899999999,"endTime":127.634999,"body":"against"},{"speaker":"Speaker 2","startTime":127.64499899999998,"endTime":127.86499899999998,"body":"things"},{"speaker":"Speaker 2","startTime":127.86499899999998,"endTime":127.974999,"body":"that"},{"speaker":"Speaker 2","startTime":127.974999,"endTime":128.104999,"body":"can"},{"speaker":"Speaker 2","startTime":128.104999,"endTime":128.4549985,"body":"occur"},{"speaker":"Speaker 2","startTime":128.4549985,"endTime":128.81499799999997,"body":"when"},{"speaker":"Speaker 2","startTime":129.08499899999998,"endTime":129.49499849999998,"body":"somebody"},{"speaker":"Speaker 2","startTime":129.49499849999998,"endTime":129.694998,"body":"gets"},{"speaker":"Speaker 2","startTime":129.694999,"endTime":130.14499899999998,"body":"injured"},{"speaker":"Speaker 2","startTime":130.17499899999999,"endTime":130.574999,"body":"and"},{"speaker":"Speaker 2","startTime":130.59499899999997,"endTime":130.734999,"body":"the"},{"speaker":"Speaker 2","startTime":130.734999,"endTime":131.074999,"body":"guest"},{"speaker":"Speaker 2","startTime":131.09499899999997,"endTime":131.504999,"body":"claims"},{"speaker":"Speaker 2","startTime":131.504999,"endTime":131.64499899999998,"body":"that"},{"speaker":"Speaker 2","startTime":131.64499899999998,"endTime":131.754999,"body":"the"},{"speaker":"Speaker 2","startTime":131.754999,"endTime":132.30499899999998,"body":"homeowner"},{"speaker":"Speaker 2","startTime":132.30499899999998,"endTime":132.4449985,"body":"and"},{"speaker":"Speaker 2","startTime":132.4449985,"endTime":132.504998,"body":"the"},{"speaker":"Speaker 2","startTime":132.504999,"endTime":132.9149985,"body":"property"},{"speaker":"Speaker 2","startTime":132.9149985,"endTime":133.30499799999998,"body":"manager"},{"speaker":"Speaker 2","startTime":133.30499899999998,"endTime":133.4149985,"body":"and"},{"speaker":"Speaker 2","startTime":133.4149985,"endTime":133.87499799999998,"body":"everybody"},{"speaker":"Speaker 2","startTime":133.87499899999997,"endTime":134.3149985,"body":"involved"},{"speaker":"Speaker 2","startTime":134.3149985,"endTime":134.414998,"body":"in"},{"speaker":"Speaker 2","startTime":134.414998,"endTime":134.504998,"body":"the"},{"speaker":"Speaker 2","startTime":134.504999,"endTime":135.09499899999997,"body":"process"},{"speaker":"Speaker 2","startTime":135.09499899999997,"endTime":135.24499899999998,"body":"was"},{"speaker":"Speaker 2","startTime":135.254999,"endTime":135.694999,"body":"liable"},{"speaker":"Speaker 2","startTime":135.71499799999998,"endTime":135.844998,"body":"for"},{"speaker":"Speaker 2","startTime":135.844999,"endTime":135.974999,"body":"their"},{"speaker":"Speaker 2","startTime":135.974999,"endTime":136.434999,"body":"injuries."},{"speaker":"Speaker 2","startTime":136.754999,"endTime":136.964999,"body":"And"},{"speaker":"Speaker 2","startTime":136.964999,"endTime":137.254999,"body":"so,"},{"speaker":"Speaker 2","startTime":137.264999,"endTime":137.484999,"body":"with"},{"speaker":"Speaker 2","startTime":137.484999,"endTime":137.664999,"body":"this"},{"speaker":"Speaker 2","startTime":137.67499899999999,"endTime":138.094999,"body":"program,"},{"speaker":"Speaker 2","startTime":138.094999,"endTime":138.24499899999998,"body":"it"},{"speaker":"Speaker 2","startTime":138.24499899999998,"endTime":138.574999,"body":"covers"},{"speaker":"Speaker 2","startTime":138.574999,"endTime":138.794999,"body":"that"},{"speaker":"Speaker 2","startTime":138.814999,"endTime":138.954999,"body":"up"},{"speaker":"Speaker 2","startTime":138.954999,"endTime":139.11499899999998,"body":"to"},{"speaker":"Speaker 2","startTime":139.11499899999998,"endTime":139.18499899999998,"body":"a"},{"speaker":"Speaker 2","startTime":139.18499899999998,"endTime":139.514999,"body":"million"},{"speaker":"Speaker 2","startTime":139.514999,"endTime":140.05499899999998,"body":"dollars."},{"speaker":"Speaker","startTime":140.164999,"endTime":140.284999,"body":"You"},{"speaker":"Speaker","startTime":140.284999,"endTime":140.374999,"body":"know,"},{"speaker":"Speaker","startTime":140.374999,"endTime":140.444999,"body":"I"},{"speaker":"Speaker","startTime":140.454999,"endTime":140.724999,"body":"just,"},{"speaker":"Speaker","startTime":140.734999,"endTime":140.974999,"body":"last"},{"speaker":"Speaker","startTime":140.974999,"endTime":141.17499899999999,"body":"week,"},{"speaker":"Speaker","startTime":141.18499899999998,"endTime":141.344999,"body":"got"},{"speaker":"Speaker","startTime":141.344999,"endTime":141.404999,"body":"a"},{"speaker":"Speaker","startTime":141.404999,"endTime":141.64499899999998,"body":"call"},{"speaker":"Speaker","startTime":141.64499899999998,"endTime":142.004999,"body":"from"},{"speaker":"Speaker","startTime":142.024999,"endTime":142.154999,"body":"a"},{"speaker":"Speaker","startTime":142.164999,"endTime":142.724999,"body":"friend,"},{"speaker":"Speaker","startTime":143.074999,"endTime":143.434999,"body":"not"},{"speaker":"Speaker","startTime":143.48499900000002,"endTime":143.65499899999998,"body":"part"},{"speaker":"Speaker","startTime":143.65499899999998,"endTime":143.72499899999997,"body":"of"},{"speaker":"Speaker","startTime":143.744998,"endTime":144.16499799999997,"body":"Costco,"},{"speaker":"Speaker","startTime":144.16499899999997,"endTime":144.33499899999998,"body":"but"},{"speaker":"Speaker","startTime":144.33499899999998,"endTime":144.40499899999998,"body":"you"},{"speaker":"Speaker","startTime":144.40499899999998,"endTime":144.48499900000002,"body":"know,"},{"speaker":"Speaker","startTime":144.48499900000002,"endTime":144.684999,"body":"somebody"},{"speaker":"Speaker","startTime":144.684999,"endTime":144.73499900000002,"body":"in"},{"speaker":"Speaker","startTime":144.73499900000002,"endTime":144.764999,"body":"the"},{"speaker":"Speaker","startTime":144.78499799999997,"endTime":145.34499799999998,"body":"industry,"},{"speaker":"Speaker","startTime":145.72999899999996,"endTime":145.889999,"body":"He"},{"speaker":"Speaker","startTime":145.889999,"endTime":145.98999899999995,"body":"had"},{"speaker":"Speaker","startTime":145.98999899999995,"endTime":146.23999899999995,"body":"somebody"},{"speaker":"Speaker","startTime":146.23999899999995,"endTime":146.45999899999998,"body":"fall"},{"speaker":"Speaker","startTime":146.45999899999998,"endTime":146.65999899999997,"body":"down"},{"speaker":"Speaker","startTime":146.65999899999997,"endTime":146.77999899999998,"body":"his"},{"speaker":"Speaker","startTime":146.77999899999998,"endTime":147.34999899999997,"body":"stairs"},{"speaker":"Speaker","startTime":147.97999899999996,"endTime":148.16999899999996,"body":"and"},{"speaker":"Speaker","startTime":148.16999899999996,"endTime":148.23999899999995,"body":"they"},{"speaker":"Speaker","startTime":148.23999899999995,"endTime":148.46999899999997,"body":"broke"},{"speaker":"Speaker","startTime":148.46999899999997,"endTime":148.58999899999998,"body":"their"},{"speaker":"Speaker","startTime":148.58999899999998,"endTime":149.009999,"body":"back."},{"speaker":"Speaker","startTime":149.629999,"endTime":149.91999899999996,"body":"And"},{"speaker":"Speaker","startTime":149.91999899999996,"endTime":150.30999899999995,"body":"he"},{"speaker":"Speaker","startTime":150.319999,"endTime":150.48999899999995,"body":"had"},{"speaker":"Speaker","startTime":150.48999899999995,"endTime":150.569999,"body":"to"},{"speaker":"Speaker","startTime":150.579999,"endTime":150.73999899999995,"body":"call"},{"speaker":"Speaker","startTime":150.73999899999995,"endTime":150.829999,"body":"the"},{"speaker":"Speaker","startTime":150.83999899999998,"endTime":151.499999,"body":"homeowner"},{"speaker":"Speaker","startTime":151.64999899999998,"endTime":152.23999899999995,"body":"and"},{"speaker":"Speaker","startTime":152.48999899999995,"endTime":152.73999899999995,"body":"let"},{"speaker":"Speaker","startTime":152.73999899999995,"endTime":152.95999899999998,"body":"them"},{"speaker":"Speaker","startTime":152.95999899999998,"endTime":153.27999899999998,"body":"know."},{"speaker":"Speaker","startTime":153.29999899999996,"endTime":153.53999849999997,"body":"And"},{"speaker":"Speaker","startTime":153.53999849999997,"endTime":153.74999799999995,"body":"so"},{"speaker":"Speaker","startTime":153.74999799999995,"endTime":154.019998,"body":"now"},{"speaker":"Speaker","startTime":154.01999899999998,"endTime":154.129999,"body":"the"},{"speaker":"Speaker","startTime":154.129999,"endTime":154.39999899999998,"body":"homeowner"},{"speaker":"Speaker","startTime":154.39999899999998,"endTime":154.53999849999997,"body":"was"},{"speaker":"Speaker","startTime":154.53999849999997,"endTime":155.11999799999995,"body":"concerned."},{"speaker":"Speaker","startTime":155.579998,"endTime":155.72999799999997,"body":"He"},{"speaker":"Speaker","startTime":155.72999899999996,"endTime":155.889999,"body":"didn't"},{"speaker":"Speaker","startTime":155.889999,"endTime":156.069999,"body":"know"},{"speaker":"Speaker","startTime":156.069999,"endTime":156.33999899999998,"body":"quite"},{"speaker":"Speaker","startTime":156.33999899999998,"endTime":156.47999899999996,"body":"what"},{"speaker":"Speaker","startTime":156.47999899999996,"endTime":156.54999899999996,"body":"to"},{"speaker":"Speaker","startTime":156.54999899999996,"endTime":156.699999,"body":"do"},{"speaker":"Speaker","startTime":156.699999,"endTime":157.189999,"body":"next."},{"speaker":"Speaker","startTime":157.21999899999997,"endTime":157.33999899999998,"body":"I"},{"speaker":"Speaker","startTime":157.33999899999998,"endTime":157.58999899999998,"body":"told"},{"speaker":"Speaker","startTime":157.58999899999998,"endTime":157.73999899999995,"body":"him,"},{"speaker":"Speaker","startTime":157.74999799999995,"endTime":157.85999799999996,"body":"you"},{"speaker":"Speaker","startTime":157.85999899999996,"endTime":158.069999,"body":"know,"},{"speaker":"Speaker","startTime":158.15999799999997,"endTime":158.40999799999997,"body":"let's"},{"speaker":"Speaker","startTime":158.439999,"endTime":158.59999899999997,"body":"have"},{"speaker":"Speaker","startTime":158.59999899999997,"endTime":158.639999,"body":"a"},{"speaker":"Speaker","startTime":158.639999,"endTime":159.139999,"body":"discussion."},{"speaker":"Speaker","startTime":159.139999,"endTime":159.24999849999995,"body":"And"},{"speaker":"Speaker","startTime":159.24999849999995,"endTime":159.389998,"body":"we,"},{"speaker":"Speaker","startTime":159.389999,"endTime":159.58999899999998,"body":"we"},{"speaker":"Speaker","startTime":159.58999899999998,"endTime":159.8299985,"body":"walked"},{"speaker":"Speaker","startTime":159.8299985,"endTime":159.91999799999996,"body":"through"},{"speaker":"Speaker","startTime":159.91999799999996,"endTime":160.02999799999998,"body":"the"},{"speaker":"Speaker","startTime":160.02999899999998,"endTime":160.439999,"body":"steps,"},{"speaker":"Speaker","startTime":160.439999,"endTime":160.749999,"body":"but"},{"speaker":"Speaker","startTime":161.079998,"endTime":161.30999799999995,"body":"he"},{"speaker":"Speaker","startTime":161.30999899999995,"endTime":161.48999849999996,"body":"didn't"},{"speaker":"Speaker","startTime":161.48999849999996,"endTime":161.71999799999998,"body":"have"},{"speaker":"Speaker","startTime":161.71999799999998,"endTime":161.829998,"body":"this"},{"speaker":"Speaker","startTime":161.829998,"endTime":162.42999799999996,"body":"protection."},{"speaker":"Speaker","startTime":162.47999799999997,"endTime":162.85999799999996,"body":"And."},{"speaker":"Speaker","startTime":163.35499899999996,"endTime":163.514999,"body":"As"},{"speaker":"Speaker","startTime":163.514999,"endTime":163.574999,"body":"a"},{"speaker":"Speaker","startTime":163.574999,"endTime":164.17499899999996,"body":"homeowner,"},{"speaker":"Speaker","startTime":164.18499899999995,"endTime":164.86499899999995,"body":"having"},{"speaker":"Speaker","startTime":164.97499899999997,"endTime":165.324999,"body":"that"},{"speaker":"Speaker","startTime":165.514999,"endTime":165.85499899999996,"body":"extra"},{"speaker":"Speaker","startTime":165.85499899999996,"endTime":166.34499899999997,"body":"million"},{"speaker":"Speaker","startTime":166.34499899999997,"endTime":166.944999,"body":"dollars"},{"speaker":"Speaker","startTime":166.96499899999998,"endTime":167.15499899999998,"body":"of"},{"speaker":"Speaker","startTime":167.15499899999998,"endTime":167.884999,"body":"liability"},{"speaker":"Speaker","startTime":167.954999,"endTime":168.17499899999996,"body":"is"},{"speaker":"Speaker","startTime":168.17499899999996,"endTime":168.40499899999998,"body":"just"},{"speaker":"Speaker","startTime":168.40499899999998,"endTime":168.444999,"body":"a"},{"speaker":"Speaker","startTime":168.444999,"endTime":168.64499899999998,"body":"lot"},{"speaker":"Speaker","startTime":168.64499899999998,"endTime":168.754999,"body":"of"},{"speaker":"Speaker","startTime":168.764999,"endTime":168.954999,"body":"peace"},{"speaker":"Speaker","startTime":168.954999,"endTime":169.074999,"body":"of"},{"speaker":"Speaker","startTime":169.074999,"endTime":169.42499899999996,"body":"mind."},{"speaker":"Speaker 2","startTime":169.85499899999996,"endTime":170.27499899999998,"body":"It"},{"speaker":"Speaker 2","startTime":170.27499899999998,"endTime":170.634999,"body":"really"},{"speaker":"Speaker 2","startTime":170.634999,"endTime":170.954999,"body":"is."},{"speaker":"Speaker 2","startTime":170.954999,"endTime":171.384999,"body":"And"},{"speaker":"Speaker 2","startTime":171.384999,"endTime":171.694999,"body":"whether"},{"speaker":"Speaker 2","startTime":171.694999,"endTime":171.754999,"body":"a"},{"speaker":"Speaker 2","startTime":171.754999,"endTime":172.22499899999997,"body":"homeowner"},{"speaker":"Speaker 2","startTime":172.22499899999997,"endTime":172.634999,"body":"has"},{"speaker":"Speaker 2","startTime":172.954999,"endTime":173.17499899999996,"body":"their"},{"speaker":"Speaker 2","startTime":173.17499899999996,"endTime":173.574999,"body":"own"},{"speaker":"Speaker 2","startTime":173.92499899999996,"endTime":174.52499849999998,"body":"liability"},{"speaker":"Speaker 2","startTime":174.52499849999998,"endTime":174.944998,"body":"coverage"},{"speaker":"Speaker 2","startTime":174.944999,"endTime":175.06499849999994,"body":"that"},{"speaker":"Speaker 2","startTime":175.06499849999994,"endTime":175.194998,"body":"will"},{"speaker":"Speaker 2","startTime":175.194999,"endTime":175.514999,"body":"stand"},{"speaker":"Speaker 2","startTime":175.52499799999998,"endTime":175.71499799999998,"body":"up"},{"speaker":"Speaker 2","startTime":175.71499899999998,"endTime":175.84499899999997,"body":"in"},{"speaker":"Speaker 2","startTime":175.84499899999997,"endTime":175.98499899999996,"body":"a"},{"speaker":"Speaker 2","startTime":176.23499799999996,"endTime":176.72499799999997,"body":"commercial"},{"speaker":"Speaker 2","startTime":176.72499799999997,"endTime":177.454998,"body":"situation,"},{"speaker":"Speaker 2","startTime":177.72499799999997,"endTime":177.894998,"body":"or"},{"speaker":"Speaker 2","startTime":177.894998,"endTime":178.15499799999998,"body":"whether"},{"speaker":"Speaker 2","startTime":178.15499899999998,"endTime":178.33499899999998,"body":"they"},{"speaker":"Speaker 2","startTime":178.33499899999998,"endTime":178.59499899999997,"body":"have"},{"speaker":"Speaker 2","startTime":178.59499899999997,"endTime":178.73499849999996,"body":"their"},{"speaker":"Speaker 2","startTime":178.73499849999996,"endTime":178.93499799999995,"body":"own"},{"speaker":"Speaker 2","startTime":178.944999,"endTime":179.4549985,"body":"homeowner's"},{"speaker":"Speaker 2","startTime":179.4549985,"endTime":180.10499799999997,"body":"policy,"},{"speaker":"Speaker 2","startTime":180.40499899999998,"endTime":180.73499849999996,"body":"this"},{"speaker":"Speaker 2","startTime":180.73499849999996,"endTime":180.90499799999998,"body":"will"},{"speaker":"Speaker 2","startTime":180.91499899999997,"endTime":181.36499899999995,"body":"protect"},{"speaker":"Speaker 2","startTime":181.37499899999995,"endTime":181.504999,"body":"as"},{"speaker":"Speaker 2","startTime":181.504999,"endTime":181.58499899999998,"body":"a"},{"speaker":"Speaker 2","startTime":181.58499899999998,"endTime":182.03499899999997,"body":"service"},{"speaker":"Speaker 2","startTime":182.04499899999996,"endTime":182.204999,"body":"from"},{"speaker":"Speaker 2","startTime":182.204999,"endTime":182.29499899999996,"body":"the"},{"speaker":"Speaker 2","startTime":182.30499899999995,"endTime":182.52499899999998,"body":"time"},{"speaker":"Speaker 2","startTime":182.52499899999998,"endTime":182.60499899999996,"body":"the"},{"speaker":"Speaker 2","startTime":182.60499899999996,"endTime":182.824999,"body":"guest"},{"speaker":"Speaker 2","startTime":182.824999,"endTime":183.134999,"body":"checks"},{"speaker":"Speaker 2","startTime":183.134999,"endTime":183.444999,"body":"in"},{"speaker":"Speaker 2","startTime":183.47499899999997,"endTime":183.61499899999995,"body":"to"},{"speaker":"Speaker 2","startTime":183.61499899999995,"endTime":183.73499899999996,"body":"the"},{"speaker":"Speaker 2","startTime":183.74499899999995,"endTime":183.97499899999997,"body":"time"},{"speaker":"Speaker 2","startTime":183.97499899999997,"endTime":184.04499899999996,"body":"the"},{"speaker":"Speaker 2","startTime":184.04499899999996,"endTime":184.264999,"body":"guest"},{"speaker":"Speaker 2","startTime":184.264999,"endTime":184.58499899999998,"body":"checks"},{"speaker":"Speaker 2","startTime":184.58499899999998,"endTime":184.87499899999995,"body":"out"},{"speaker":"Speaker 2","startTime":184.944999,"endTime":185.12499899999995,"body":"up"},{"speaker":"Speaker 2","startTime":185.12499899999995,"endTime":185.264999,"body":"to"},{"speaker":"Speaker 2","startTime":185.264999,"endTime":185.314999,"body":"a"},{"speaker":"Speaker 2","startTime":185.314999,"endTime":185.65499899999998,"body":"million"},{"speaker":"Speaker 2","startTime":185.65499899999998,"endTime":186.02499899999998,"body":"dollars"},{"speaker":"Speaker 2","startTime":186.02499899999998,"endTime":186.134999,"body":"for"},{"speaker":"Speaker 2","startTime":186.134999,"endTime":186.30499899999995,"body":"those"},{"speaker":"Speaker 2","startTime":186.33499899999998,"endTime":186.90499899999998,"body":"liability"},{"speaker":"Speaker 2","startTime":186.90499899999998,"endTime":187.18499899999995,"body":"claims"},{"speaker":"Speaker 2","startTime":187.18499899999995,"endTime":187.29499899999996,"body":"that"},{"speaker":"Speaker 2","startTime":187.29499899999996,"endTime":187.46499899999998,"body":"come"},{"speaker":"Speaker 2","startTime":187.46499899999998,"endTime":187.704999,"body":"in."},{"speaker":"Speaker 2","startTime":187.99499899999995,"endTime":188.02499899999998,"body":"It's"},{"speaker":"Speaker 2","startTime":188.03499899999997,"endTime":188.384999,"body":"such"},{"speaker":"Speaker 2","startTime":188.384999,"endTime":188.42499899999996,"body":"a"},{"speaker":"Speaker 2","startTime":188.42499899999996,"endTime":188.634999,"body":"great"},{"speaker":"Speaker 2","startTime":188.634999,"endTime":189.02499899999998,"body":"product."},{"speaker":"Speaker","startTime":189.499999,"endTime":189.89999899999998,"body":"So"},{"speaker":"Speaker","startTime":190.16999899999996,"endTime":190.29999899999996,"body":"you"},{"speaker":"Speaker","startTime":190.29999899999996,"endTime":190.559999,"body":"said"},{"speaker":"Speaker","startTime":190.59999899999997,"endTime":190.809999,"body":"that"},{"speaker":"Speaker","startTime":190.819999,"endTime":190.939999,"body":"the"},{"speaker":"Speaker","startTime":190.939999,"endTime":191.17999899999995,"body":"third"},{"speaker":"Speaker","startTime":191.17999899999995,"endTime":191.389999,"body":"thing"},{"speaker":"Speaker","startTime":191.389999,"endTime":191.46999899999997,"body":"we"},{"speaker":"Speaker","startTime":191.46999899999997,"endTime":191.60999899999996,"body":"need"},{"speaker":"Speaker","startTime":191.60999899999996,"endTime":191.66999899999996,"body":"to"},{"speaker":"Speaker","startTime":191.66999899999996,"endTime":192.129999,"body":"know"},{"speaker":"Speaker","startTime":192.20999899999998,"endTime":192.78999899999997,"body":"about"},{"speaker":"Speaker","startTime":192.79999899999996,"endTime":192.95999899999998,"body":"the"},{"speaker":"Speaker","startTime":192.95999899999998,"endTime":193.309999,"body":"Costco"},{"speaker":"Speaker","startTime":193.309999,"endTime":193.749999,"body":"protection"},{"speaker":"Speaker","startTime":193.749999,"endTime":194.249999,"body":"program"},{"speaker":"Speaker","startTime":194.259999,"endTime":194.879999,"body":"is"},{"speaker":"Speaker","startTime":195.139999,"endTime":195.77999899999998,"body":"structure"},{"speaker":"Speaker","startTime":195.91999899999996,"endTime":196.39999899999998,"body":"coverage."},{"speaker":"Speaker 2","startTime":196.58999899999998,"endTime":196.91999899999996,"body":"Yeah,"},{"speaker":"Speaker 2","startTime":196.91999899999996,"endTime":197.09999849999997,"body":"you"},{"speaker":"Speaker 2","startTime":197.09999849999997,"endTime":197.41999799999996,"body":"know,"},{"speaker":"Speaker 2","startTime":197.689999,"endTime":198.129999,"body":"I'm"},{"speaker":"Speaker 2","startTime":198.129999,"endTime":198.379999,"body":"sure"},{"speaker":"Speaker 2","startTime":198.379999,"endTime":198.91999899999996,"body":"homeowners"},{"speaker":"Speaker 2","startTime":198.91999899999996,"endTime":199.079999,"body":"when"},{"speaker":"Speaker 2","startTime":199.079999,"endTime":199.22999899999996,"body":"they're"},{"speaker":"Speaker 2","startTime":199.22999899999996,"endTime":199.58999899999998,"body":"thinking"},{"speaker":"Speaker 2","startTime":199.58999899999998,"endTime":199.96999899999997,"body":"about"},{"speaker":"Speaker 2","startTime":200.20999899999998,"endTime":200.66999899999996,"body":"renting"},{"speaker":"Speaker 2","startTime":200.66999899999996,"endTime":200.79999849999996,"body":"their"},{"speaker":"Speaker 2","startTime":200.79999849999996,"endTime":201.02999799999998,"body":"home"},{"speaker":"Speaker 2","startTime":201.02999899999998,"endTime":201.15999899999997,"body":"as"},{"speaker":"Speaker 2","startTime":201.15999899999997,"endTime":201.20999899999998,"body":"a"},{"speaker":"Speaker 2","startTime":201.20999899999998,"endTime":202.02999899999998,"body":"business,"},{"speaker":"Speaker 2","startTime":202.16999899999996,"endTime":202.3899985,"body":"two"},{"speaker":"Speaker 2","startTime":202.3899985,"endTime":202.79999799999996,"body":"things"},{"speaker":"Speaker 2","startTime":202.819999,"endTime":203.069999,"body":"hit"},{"speaker":"Speaker 2","startTime":203.069999,"endTime":203.189999,"body":"their"},{"speaker":"Speaker 2","startTime":203.189999,"endTime":203.52999899999998,"body":"mind."},{"speaker":"Speaker 2","startTime":203.52999899999998,"endTime":203.689999,"body":"What"},{"speaker":"Speaker 2","startTime":203.699999,"endTime":204.02999899999998,"body":"happens"},{"speaker":"Speaker 2","startTime":204.02999899999998,"endTime":204.1399985,"body":"if"},{"speaker":"Speaker 2","startTime":204.1399985,"endTime":204.439998,"body":"somebody"},{"speaker":"Speaker 2","startTime":204.439999,"endTime":204.59999849999997,"body":"gets"},{"speaker":"Speaker 2","startTime":204.59999849999997,"endTime":204.92999799999996,"body":"hurt"},{"speaker":"Speaker 2","startTime":205.309999,"endTime":205.4999985,"body":"and"},{"speaker":"Speaker 2","startTime":205.4999985,"endTime":205.629998,"body":"what"},{"speaker":"Speaker 2","startTime":205.639999,"endTime":206.02999899999998,"body":"happens"},{"speaker":"Speaker 2","startTime":206.02999899999998,"endTime":206.17999849999995,"body":"if"},{"speaker":"Speaker 2","startTime":206.17999849999995,"endTime":206.59999799999997,"body":"somebody"},{"speaker":"Speaker 2","startTime":206.65999799999997,"endTime":207.02999799999998,"body":"causes"},{"speaker":"Speaker 2","startTime":207.02999899999998,"endTime":207.09999849999997,"body":"a"},{"speaker":"Speaker 2","startTime":207.09999849999997,"endTime":207.60499849999997,"body":"fire"},{"speaker":"Speaker 2","startTime":207.60499849999997,"endTime":207.679999,"body":"or"},{"speaker":"Speaker 2","startTime":207.679999,"endTime":207.91999899999996,"body":"there's"},{"speaker":"Speaker 2","startTime":207.929999,"endTime":208.309999,"body":"water"},{"speaker":"Speaker 2","startTime":208.309999,"endTime":208.699999,"body":"flood"},{"speaker":"Speaker 2","startTime":208.699999,"endTime":208.869999,"body":"or"},{"speaker":"Speaker 2","startTime":208.869999,"endTime":209.27999899999998,"body":"overflow"},{"speaker":"Speaker 2","startTime":209.27999899999998,"endTime":209.33999899999998,"body":"or"},{"speaker":"Speaker 2","startTime":209.33999899999998,"endTime":209.66999899999996,"body":"something"},{"speaker":"Speaker 2","startTime":209.66999899999996,"endTime":209.689999,"body":"of"},{"speaker":"Speaker 2","startTime":209.699999,"endTime":209.879999,"body":"that"},{"speaker":"Speaker 2","startTime":209.879999,"endTime":210.28999899999997,"body":"nature."},{"speaker":"Speaker 2","startTime":210.64999899999998,"endTime":210.79999899999996,"body":"And"},{"speaker":"Speaker 2","startTime":210.79999899999996,"endTime":210.869999,"body":"the"},{"speaker":"Speaker 2","startTime":210.869999,"endTime":211.21999899999997,"body":"structure"},{"speaker":"Speaker 2","startTime":211.21999899999997,"endTime":211.27999899999998,"body":"of"},{"speaker":"Speaker 2","startTime":211.28999899999997,"endTime":211.39999899999998,"body":"the"},{"speaker":"Speaker 2","startTime":211.39999899999998,"endTime":211.73999899999995,"body":"home"},{"speaker":"Speaker 2","startTime":211.77999899999998,"endTime":212.429999,"body":"is"},{"speaker":"Speaker 2","startTime":212.579999,"endTime":212.939999,"body":"when"},{"speaker":"Speaker 2","startTime":212.949999,"endTime":213.26999899999998,"body":"a."},{"speaker":"Speaker 2","startTime":213.634999,"endTime":214.23499900000002,"body":"Situation"},{"speaker":"Speaker 2","startTime":214.23499900000002,"endTime":214.71499899999998,"body":"occurs"},{"speaker":"Speaker 2","startTime":214.98499900000002,"endTime":215.22499899999997,"body":"where"},{"speaker":"Speaker 2","startTime":215.22499899999997,"endTime":215.34499899999997,"body":"the"},{"speaker":"Speaker 2","startTime":215.34499899999997,"endTime":215.824999,"body":"damage"},{"speaker":"Speaker 2","startTime":215.824999,"endTime":216.004999,"body":"is"},{"speaker":"Speaker 2","startTime":216.004999,"endTime":216.244999,"body":"not"},{"speaker":"Speaker 2","startTime":216.244999,"endTime":216.574999,"body":"just"},{"speaker":"Speaker 2","startTime":216.574999,"endTime":216.78499899999997,"body":"to"},{"speaker":"Speaker 2","startTime":216.78499899999997,"endTime":216.90499899999998,"body":"an"},{"speaker":"Speaker 2","startTime":216.90499899999998,"endTime":217.53499899999997,"body":"appliance,"},{"speaker":"Speaker 2","startTime":217.53499899999997,"endTime":217.77499899999998,"body":"but"},{"speaker":"Speaker 2","startTime":217.77499899999998,"endTime":217.924999,"body":"to"},{"speaker":"Speaker 2","startTime":217.924999,"endTime":218.04499900000002,"body":"the"},{"speaker":"Speaker 2","startTime":218.04499900000002,"endTime":218.554999,"body":"structure"},{"speaker":"Speaker 2","startTime":218.554999,"endTime":218.64499899999998,"body":"of"},{"speaker":"Speaker 2","startTime":218.64499899999998,"endTime":218.73499900000002,"body":"the"},{"speaker":"Speaker 2","startTime":218.73499900000002,"endTime":219.064999,"body":"home,"},{"speaker":"Speaker 2","startTime":219.064999,"endTime":219.304999,"body":"meaning"},{"speaker":"Speaker 2","startTime":219.304999,"endTime":219.48499900000002,"body":"it's"},{"speaker":"Speaker 2","startTime":219.48499900000002,"endTime":219.72499899999997,"body":"gotten"},{"speaker":"Speaker 2","startTime":219.72499899999997,"endTime":219.90499899999998,"body":"into"},{"speaker":"Speaker 2","startTime":219.90499899999998,"endTime":220.02499899999998,"body":"the"},{"speaker":"Speaker 2","startTime":220.02499899999998,"endTime":220.504999,"body":"studs."},{"speaker":"Speaker 2","startTime":220.504999,"endTime":220.71499899999998,"body":"And"},{"speaker":"Speaker 2","startTime":220.98499900000002,"endTime":221.28499899999997,"body":"so"},{"speaker":"Speaker 2","startTime":221.28499899999997,"endTime":221.674999,"body":"instead"},{"speaker":"Speaker 2","startTime":221.674999,"endTime":221.764999,"body":"of"},{"speaker":"Speaker 2","startTime":221.76999899999998,"endTime":221.97499900000003,"body":"just"},{"speaker":"Speaker 2","startTime":221.97499900000003,"endTime":222.004999,"body":"a"},{"speaker":"Speaker 2","startTime":222.004999,"endTime":222.54499900000002,"body":"stovetop"},{"speaker":"Speaker 2","startTime":222.54499900000002,"endTime":222.874999,"body":"fire,"},{"speaker":"Speaker 2","startTime":222.879999,"endTime":223.114999,"body":"it's"},{"speaker":"Speaker 2","startTime":223.114999,"endTime":223.174999,"body":"a"},{"speaker":"Speaker 2","startTime":223.174999,"endTime":223.384999,"body":"full"},{"speaker":"Speaker 2","startTime":223.384999,"endTime":223.744999,"body":"kitchen"},{"speaker":"Speaker 2","startTime":223.744999,"endTime":224.16499900000002,"body":"fire."},{"speaker":"Speaker 2","startTime":224.494999,"endTime":224.824999,"body":"And"},{"speaker":"Speaker 2","startTime":224.824999,"endTime":225.124999,"body":"that"},{"speaker":"Speaker 2","startTime":225.129999,"endTime":225.33499899999998,"body":"is"},{"speaker":"Speaker 2","startTime":225.33499899999998,"endTime":225.574999,"body":"now"},{"speaker":"Speaker 2","startTime":225.574999,"endTime":225.78499899999997,"body":"not"},{"speaker":"Speaker 2","startTime":225.78499899999997,"endTime":226.054999,"body":"just"},{"speaker":"Speaker 2","startTime":226.059999,"endTime":226.174999,"body":"a"},{"speaker":"Speaker 2","startTime":226.41499900000002,"endTime":227.22499900000003,"body":"$2,000"},{"speaker":"Speaker 2","startTime":227.22999900000002,"endTime":227.58499899999998,"body":"claim,"},{"speaker":"Speaker 2","startTime":227.58499899999998,"endTime":227.764999,"body":"but"},{"speaker":"Speaker 2","startTime":227.76999899999998,"endTime":227.884999,"body":"it's"},{"speaker":"Speaker 2","startTime":227.884999,"endTime":227.944999,"body":"a"},{"speaker":"Speaker 2","startTime":227.944999,"endTime":228.90499899999998,"body":"25,000"},{"speaker":"Speaker 2","startTime":228.90499899999998,"endTime":228.994999,"body":"or"},{"speaker":"Speaker 2","startTime":228.994999,"endTime":230.28499899999997,"body":"$250,000"},{"speaker":"Speaker 2","startTime":230.28999900000002,"endTime":230.64499899999998,"body":"claim."},{"speaker":"Speaker 2","startTime":230.764999,"endTime":231.21499899999998,"body":"And"},{"speaker":"Speaker 2","startTime":231.21999899999997,"endTime":231.424999,"body":"so"},{"speaker":"Speaker 2","startTime":231.424999,"endTime":231.694999,"body":"what"},{"speaker":"Speaker 2","startTime":231.699999,"endTime":231.874999,"body":"this"},{"speaker":"Speaker 2","startTime":231.874999,"endTime":232.264999,"body":"program"},{"speaker":"Speaker 2","startTime":232.264999,"endTime":232.53499899999997,"body":"brings"},{"speaker":"Speaker 2","startTime":232.53999900000002,"endTime":232.65499899999998,"body":"to"},{"speaker":"Speaker 2","startTime":232.65499899999998,"endTime":232.744999,"body":"the"},{"speaker":"Speaker 2","startTime":232.744999,"endTime":233.10499900000002,"body":"table"},{"speaker":"Speaker 2","startTime":233.10499900000002,"endTime":233.374999,"body":"is"},{"speaker":"Speaker 2","startTime":233.434999,"endTime":233.959999,"body":"$1"},{"speaker":"Speaker 2","startTime":233.959999,"endTime":234.48499900000002,"body":"million"},{"speaker":"Speaker 2","startTime":234.48499900000002,"endTime":234.634999,"body":"of"},{"speaker":"Speaker 2","startTime":234.634999,"endTime":235.35499900000002,"body":"structure"},{"speaker":"Speaker 2","startTime":235.624999,"endTime":236.074999,"body":"coverage"},{"speaker":"Speaker 2","startTime":236.074999,"endTime":236.194999,"body":"to"},{"speaker":"Speaker 2","startTime":236.194999,"endTime":236.314999,"body":"be"},{"speaker":"Speaker 2","startTime":236.314999,"endTime":236.64499899999998,"body":"able"},{"speaker":"Speaker 2","startTime":236.64499899999998,"endTime":236.764999,"body":"to"},{"speaker":"Speaker 2","startTime":236.764999,"endTime":237.15499899999998,"body":"protect"},{"speaker":"Speaker 2","startTime":237.15499899999998,"endTime":237.21499899999998,"body":"the"},{"speaker":"Speaker 2","startTime":237.21499899999998,"endTime":237.60499900000002,"body":"structure"},{"speaker":"Speaker 2","startTime":237.60499900000002,"endTime":237.66499900000002,"body":"of"},{"speaker":"Speaker 2","startTime":237.66499900000002,"endTime":237.754999,"body":"the"},{"speaker":"Speaker 2","startTime":237.754999,"endTime":238.02499899999998,"body":"home"},{"speaker":"Speaker 2","startTime":238.02499899999998,"endTime":238.29499900000002,"body":"against"},{"speaker":"Speaker 2","startTime":238.29499900000002,"endTime":238.444999,"body":"those"},{"speaker":"Speaker 2","startTime":238.444999,"endTime":238.71499899999998,"body":"types"},{"speaker":"Speaker 2","startTime":238.71499899999998,"endTime":238.804999,"body":"of"},{"speaker":"Speaker 2","startTime":238.804999,"endTime":239.134999,"body":"risks"},{"speaker":"Speaker 2","startTime":239.134999,"endTime":239.22499900000003,"body":"that"},{"speaker":"Speaker 2","startTime":239.22499900000003,"endTime":239.374999,"body":"can"},{"speaker":"Speaker 2","startTime":239.374999,"endTime":239.73499900000002,"body":"occur."},{"speaker":"Speaker","startTime":240.694999,"endTime":240.84499899999997,"body":"It's"},{"speaker":"Speaker","startTime":240.84499899999997,"endTime":240.994999,"body":"so"},{"speaker":"Speaker","startTime":240.994999,"endTime":241.204999,"body":"great"},{"speaker":"Speaker","startTime":241.204999,"endTime":241.29499900000002,"body":"to"},{"speaker":"Speaker","startTime":241.29499900000002,"endTime":241.65499899999998,"body":"have."},{"speaker":"Speaker","startTime":242.264999,"endTime":242.704999,"body":"So"},{"speaker":"Speaker","startTime":242.944999,"endTime":243.10499899999996,"body":"for"},{"speaker":"Speaker","startTime":243.10499899999996,"endTime":243.36499899999995,"body":"number"},{"speaker":"Speaker","startTime":243.36499899999995,"endTime":243.80499899999995,"body":"four,"},{"speaker":"Speaker","startTime":243.85499899999996,"endTime":244.08499899999998,"body":"you"},{"speaker":"Speaker","startTime":244.08499899999998,"endTime":244.66499899999997,"body":"said"},{"speaker":"Speaker","startTime":244.814999,"endTime":245.134999,"body":"of"},{"speaker":"Speaker","startTime":245.14499899999998,"endTime":245.27499899999998,"body":"the"},{"speaker":"Speaker","startTime":245.27499899999998,"endTime":245.59499899999997,"body":"things"},{"speaker":"Speaker","startTime":245.59499899999997,"endTime":245.884999,"body":"that"},{"speaker":"Speaker","startTime":246.03499899999997,"endTime":246.39499899999998,"body":"homeowners"},{"speaker":"Speaker","startTime":246.39499899999998,"endTime":246.564999,"body":"need"},{"speaker":"Speaker","startTime":246.564999,"endTime":246.634999,"body":"to"},{"speaker":"Speaker","startTime":246.634999,"endTime":246.934999,"body":"know."},{"speaker":"Speaker 2","startTime":248.46999899999997,"endTime":248.60999900000002,"body":"You"},{"speaker":"Speaker 2","startTime":248.60999900000002,"endTime":248.70999899999998,"body":"know,"},{"speaker":"Speaker 2","startTime":248.70999899999998,"endTime":248.819999,"body":"the"},{"speaker":"Speaker 2","startTime":248.819999,"endTime":249.35999900000002,"body":"contents"},{"speaker":"Speaker 2","startTime":249.35999900000002,"endTime":249.499999,"body":"is"},{"speaker":"Speaker 2","startTime":249.499999,"endTime":249.699999,"body":"sort"},{"speaker":"Speaker 2","startTime":249.699999,"endTime":249.749999,"body":"of"},{"speaker":"Speaker 2","startTime":249.759999,"endTime":249.879999,"body":"the"},{"speaker":"Speaker 2","startTime":249.879999,"endTime":250.079999,"body":"day"},{"speaker":"Speaker 2","startTime":250.079999,"endTime":250.179999,"body":"to"},{"speaker":"Speaker 2","startTime":250.179999,"endTime":250.379999,"body":"day"},{"speaker":"Speaker 2","startTime":250.379999,"endTime":250.999999,"body":"damages"},{"speaker":"Speaker 2","startTime":250.999999,"endTime":251.28999899999997,"body":"that"},{"speaker":"Speaker 2","startTime":251.319999,"endTime":251.53999899999997,"body":"can"},{"speaker":"Speaker 2","startTime":251.53999899999997,"endTime":251.96999899999997,"body":"occur"},{"speaker":"Speaker 2","startTime":251.989999,"endTime":252.27999899999998,"body":"from"},{"speaker":"Speaker 2","startTime":252.27999899999998,"endTime":252.449999,"body":"a"},{"speaker":"Speaker 2","startTime":252.77999899999998,"endTime":253.199999,"body":"guest"},{"speaker":"Speaker 2","startTime":253.20999899999998,"endTime":253.72999899999996,"body":"being"},{"speaker":"Speaker 2","startTime":253.759999,"endTime":254.27999899999998,"body":"on"},{"speaker":"Speaker 2","startTime":254.27999899999998,"endTime":254.60999900000002,"body":"site"},{"speaker":"Speaker 2","startTime":254.60999900000002,"endTime":255.139999,"body":"and"},{"speaker":"Speaker 2","startTime":255.14999899999998,"endTime":255.47999899999996,"body":"not"},{"speaker":"Speaker 2","startTime":255.52999899999998,"endTime":255.799999,"body":"being"},{"speaker":"Speaker 2","startTime":255.799999,"endTime":256.259999,"body":"familiar"},{"speaker":"Speaker 2","startTime":256.259999,"endTime":256.439999,"body":"with"},{"speaker":"Speaker 2","startTime":256.439999,"endTime":256.569999,"body":"how"},{"speaker":"Speaker 2","startTime":256.569999,"endTime":256.65999899999997,"body":"to"},{"speaker":"Speaker 2","startTime":256.65999899999997,"endTime":256.84999849999997,"body":"run"},{"speaker":"Speaker 2","startTime":256.84999849999997,"endTime":256.939998,"body":"the"},{"speaker":"Speaker 2","startTime":256.939999,"endTime":257.699999,"body":"appliances"},{"speaker":"Speaker 2","startTime":257.699999,"endTime":257.889999,"body":"or"},{"speaker":"Speaker 2","startTime":258.089999,"endTime":258.449999,"body":"whether"},{"speaker":"Speaker 2","startTime":258.449999,"endTime":258.489999,"body":"or"},{"speaker":"Speaker 2","startTime":258.489999,"endTime":258.689999,"body":"not"},{"speaker":"Speaker 2","startTime":258.689999,"endTime":258.8099985,"body":"the"},{"speaker":"Speaker 2","startTime":258.8099985,"endTime":259.249998,"body":"TV"},{"speaker":"Speaker 2","startTime":259.249999,"endTime":259.399999,"body":"is"},{"speaker":"Speaker 2","startTime":259.399999,"endTime":259.4699985,"body":"a"},{"speaker":"Speaker 2","startTime":259.4699985,"endTime":259.819998,"body":"swivel"},{"speaker":"Speaker 2","startTime":259.819999,"endTime":260.239999,"body":"TV"},{"speaker":"Speaker 2","startTime":260.239999,"endTime":260.369999,"body":"when"},{"speaker":"Speaker 2","startTime":260.369999,"endTime":260.459999,"body":"they're"},{"speaker":"Speaker 2","startTime":260.459999,"endTime":260.749999,"body":"trying"},{"speaker":"Speaker 2","startTime":260.749999,"endTime":260.819999,"body":"to"},{"speaker":"Speaker 2","startTime":260.819999,"endTime":260.989999,"body":"eat"},{"speaker":"Speaker 2","startTime":260.999999,"endTime":261.319999,"body":"dinner"},{"speaker":"Speaker 2","startTime":261.319999,"endTime":261.4299985,"body":"at"},{"speaker":"Speaker 2","startTime":261.4299985,"endTime":261.519998,"body":"the"},{"speaker":"Speaker 2","startTime":261.519999,"endTime":261.91999899999996,"body":"table"},{"speaker":"Speaker 2","startTime":261.91999899999996,"endTime":262.069999,"body":"and"},{"speaker":"Speaker 2","startTime":262.069999,"endTime":262.15999899999997,"body":"they"},{"speaker":"Speaker 2","startTime":262.15999899999997,"endTime":262.379999,"body":"pull"},{"speaker":"Speaker 2","startTime":262.379999,"endTime":262.459999,"body":"it"},{"speaker":"Speaker 2","startTime":262.459999,"endTime":262.589999,"body":"off"},{"speaker":"Speaker 2","startTime":262.59999799999997,"endTime":262.66999799999996,"body":"the"},{"speaker":"Speaker 2","startTime":262.66999899999996,"endTime":262.9299985,"body":"wall"},{"speaker":"Speaker 2","startTime":262.9299985,"endTime":263.479998,"body":"accidentally"},{"speaker":"Speaker 2","startTime":263.479999,"endTime":263.589999,"body":"and"},{"speaker":"Speaker 2","startTime":263.589999,"endTime":263.8099985,"body":"cause"},{"speaker":"Speaker 2","startTime":263.8099985,"endTime":263.959998,"body":"those"},{"speaker":"Speaker 2","startTime":263.959998,"endTime":264.489998,"body":"damages."},{"speaker":"Speaker 2","startTime":264.859998,"endTime":265.039998,"body":"So"},{"speaker":"Speaker 2","startTime":265.039998,"endTime":265.21999800000003,"body":"think"},{"speaker":"Speaker 2","startTime":265.21999800000003,"endTime":265.329998,"body":"of"},{"speaker":"Speaker 2","startTime":265.329999,"endTime":265.4499985,"body":"it"},{"speaker":"Speaker 2","startTime":265.4499985,"endTime":265.619998,"body":"as"},{"speaker":"Speaker 2","startTime":265.619998,"endTime":266.049998,"body":"anything"},{"speaker":"Speaker 2","startTime":266.049998,"endTime":266.229998,"body":"that's"},{"speaker":"Speaker 2","startTime":266.229999,"endTime":266.614999,"body":"inside"},{"speaker":"Speaker 2","startTime":266.614999,"endTime":266.709999,"body":"the"},{"speaker":"Speaker 2","startTime":266.71999900000003,"endTime":267.069999,"body":"home."},{"speaker":"Speaker 2","startTime":267.139999,"endTime":267.15999899999997,"body":"Um,"},{"speaker":"Speaker 2","startTime":267.439999,"endTime":267.919999,"body":"traditionally"},{"speaker":"Speaker 2","startTime":267.919999,"endTime":268.219999,"body":"found"},{"speaker":"Speaker 2","startTime":268.219999,"endTime":268.319999,"body":"in"},{"speaker":"Speaker 2","startTime":268.319999,"endTime":268.419999,"body":"a"},{"speaker":"Speaker 2","startTime":268.449999,"endTime":268.939999,"body":"vacation"},{"speaker":"Speaker 2","startTime":268.939999,"endTime":269.15999899999997,"body":"rental"},{"speaker":"Speaker 2","startTime":269.15999899999997,"endTime":269.259999,"body":"or"},{"speaker":"Speaker 2","startTime":269.259999,"endTime":269.289999,"body":"a"},{"speaker":"Speaker 2","startTime":269.289999,"endTime":269.539999,"body":"short"},{"speaker":"Speaker 2","startTime":269.539999,"endTime":269.729999,"body":"term"},{"speaker":"Speaker 2","startTime":269.729999,"endTime":270.109999,"body":"rental"},{"speaker":"Speaker 2","startTime":270.319999,"endTime":270.599999,"body":"that"},{"speaker":"Speaker 2","startTime":270.599999,"endTime":270.829999,"body":"could"},{"speaker":"Speaker 2","startTime":270.829999,"endTime":270.929999,"body":"be"},{"speaker":"Speaker 2","startTime":270.929999,"endTime":271.399999,"body":"damaged,"},{"speaker":"Speaker 2","startTime":271.399999,"endTime":271.629999,"body":"whether"},{"speaker":"Speaker 2","startTime":271.629999,"endTime":271.65999899999997,"body":"it"},{"speaker":"Speaker 2","startTime":271.679999,"endTime":271.899999,"body":"was"},{"speaker":"Speaker 2","startTime":271.899999,"endTime":271.999999,"body":"the"},{"speaker":"Speaker 2","startTime":271.999999,"endTime":272.539999,"body":"floors,"},{"speaker":"Speaker 2","startTime":272.579999,"endTime":272.859999,"body":"cracked"},{"speaker":"Speaker 2","startTime":272.869999,"endTime":273.309999,"body":"tiles,"},{"speaker":"Speaker 2","startTime":273.309999,"endTime":273.459999,"body":"as"},{"speaker":"Speaker 2","startTime":273.459999,"endTime":273.65999899999997,"body":"well"},{"speaker":"Speaker 2","startTime":273.65999899999997,"endTime":273.799999,"body":"as"},{"speaker":"Speaker 2","startTime":273.799999,"endTime":274.089999,"body":"carpet"},{"speaker":"Speaker 2","startTime":274.089999,"endTime":274.549999,"body":"stains,"},{"speaker":"Speaker 2","startTime":274.869999,"endTime":275.059999,"body":"all"},{"speaker":"Speaker 2","startTime":275.059999,"endTime":275.119999,"body":"the"},{"speaker":"Speaker 2","startTime":275.119999,"endTime":275.259999,"body":"way"},{"speaker":"Speaker 2","startTime":275.259999,"endTime":275.379999,"body":"up"},{"speaker":"Speaker 2","startTime":275.379999,"endTime":275.709999,"body":"into"},{"speaker":"Speaker 2","startTime":275.709999,"endTime":275.889999,"body":"the"},{"speaker":"Speaker 2","startTime":275.899999,"endTime":276.789999,"body":"appliances,"},{"speaker":"Speaker 2","startTime":276.789999,"endTime":277.169999,"body":"tables,"},{"speaker":"Speaker 2","startTime":277.169999,"endTime":277.539999,"body":"chairs,"},{"speaker":"Speaker 2","startTime":277.559998,"endTime":278.029998,"body":"TVs,"},{"speaker":"Speaker 2","startTime":278.059998,"endTime":278.669998,"body":"lamps,"},{"speaker":"Speaker 2","startTime":278.729998,"endTime":279.319998,"body":"refrigerators,"},{"speaker":"Speaker 2","startTime":279.319999,"endTime":279.579999,"body":"stuff"},{"speaker":"Speaker 2","startTime":279.579999,"endTime":279.6899985,"body":"like"},{"speaker":"Speaker 2","startTime":279.6899985,"endTime":279.919998,"body":"that."},{"speaker":"Speaker","startTime":280.769999,"endTime":281.099999,"body":"Here"},{"speaker":"Speaker","startTime":281.099999,"endTime":281.459999,"body":"in"},{"speaker":"Speaker","startTime":281.46999900000003,"endTime":281.999999,"body":"Scottsdale,"},{"speaker":"Speaker","startTime":281.999999,"endTime":282.129999,"body":"we"},{"speaker":"Speaker","startTime":282.129999,"endTime":282.379999,"body":"just"},{"speaker":"Speaker","startTime":282.389999,"endTime":282.679999,"body":"had"},{"speaker":"Speaker","startTime":282.679999,"endTime":282.809999,"body":"an"},{"speaker":"Speaker","startTime":282.809999,"endTime":283.589999,"body":"incident"},{"speaker":"Speaker","startTime":283.71999900000003,"endTime":284.0099985,"body":"that"},{"speaker":"Speaker","startTime":284.0099985,"endTime":284.129998,"body":"the"},{"speaker":"Speaker","startTime":284.139999,"endTime":284.5299985,"body":"Costco"},{"speaker":"Speaker","startTime":284.5299985,"endTime":285.269998,"body":"Protection"},{"speaker":"Speaker","startTime":285.349998,"endTime":285.739998,"body":"Program"},{"speaker":"Speaker","startTime":285.739999,"endTime":286.229999,"body":"covered."},{"speaker":"Speaker","startTime":286.699998,"endTime":286.869998,"body":"It"},{"speaker":"Speaker","startTime":286.869998,"endTime":287.099998,"body":"was"},{"speaker":"Speaker","startTime":287.099998,"endTime":287.609998,"body":"for"},{"speaker":"Speaker","startTime":287.610098,"endTime":288.08808473333335,"body":"a"},{"speaker":"Speaker","startTime":288.08808473333335,"endTime":288.5660714666667,"body":"leather"},{"speaker":"Speaker","startTime":288.5660714666667,"endTime":289.0440582,"body":"couch,"},{"speaker":"Speaker","startTime":289.0440582,"endTime":289.52204493333335,"body":"and"},{"speaker":"Speaker","startTime":289.52204493333335,"endTime":290.0000316666667,"body":"there"},{"speaker":"Speaker","startTime":290.0000316666667,"endTime":290.4780184,"body":"was"},{"speaker":"Speaker","startTime":290.4780184,"endTime":290.95600513333335,"body":"a"},{"speaker":"Speaker","startTime":290.95600513333335,"endTime":291.4339918666667,"body":"massive"},{"speaker":"Speaker","startTime":291.4339918666667,"endTime":291.9119786,"body":"water"},{"speaker":"Speaker","startTime":291.9119786,"endTime":292.38996533333335,"body":"damage"},{"speaker":"Speaker","startTime":292.38996533333335,"endTime":292.8679520666667,"body":"on"},{"speaker":"Speaker","startTime":292.8679520666667,"endTime":293.3459388,"body":"a"},{"speaker":"Speaker","startTime":293.3459388,"endTime":293.82392553333335,"body":"leather"},{"speaker":"Speaker","startTime":293.82392553333335,"endTime":294.3019122666667,"body":"couch,"},{"speaker":"Speaker","startTime":294.3019122666667,"endTime":294.779899,"body":"unrepairable."},{"speaker":"Speaker","startTime":295.25999900000005,"endTime":295.81999900000005,"body":"And"},{"speaker":"Speaker","startTime":295.83999900000003,"endTime":296.00999900000005,"body":"the"},{"speaker":"Speaker","startTime":296.00999900000005,"endTime":296.739999,"body":"homeowner"},{"speaker":"Speaker","startTime":296.919999,"endTime":297.24999900000006,"body":"was"},{"speaker":"Speaker","startTime":297.25999900000005,"endTime":297.489999,"body":"really"},{"speaker":"Speaker","startTime":297.489999,"endTime":298.06999900000005,"body":"concerned"},{"speaker":"Speaker","startTime":298.08999900000003,"endTime":298.369999,"body":"like,"},{"speaker":"Speaker","startTime":298.429999,"endTime":298.49999900000006,"body":"Oh"},{"speaker":"Speaker","startTime":298.49999900000006,"endTime":298.609999,"body":"my"},{"speaker":"Speaker","startTime":298.609999,"endTime":299.01999900000004,"body":"gosh,"},{"speaker":"Speaker","startTime":299.049999,"endTime":299.13999900000005,"body":"I"},{"speaker":"Speaker","startTime":299.13999900000005,"endTime":299.27999900000003,"body":"got"},{"speaker":"Speaker","startTime":299.27999900000003,"endTime":299.299999,"body":"a"},{"speaker":"Speaker","startTime":299.299999,"endTime":299.44999900000005,"body":"few"},{"speaker":"Speaker","startTime":299.44999900000005,"endTime":299.679999,"body":"thousand"},{"speaker":"Speaker","startTime":299.679999,"endTime":299.869999,"body":"dollars"},{"speaker":"Speaker","startTime":299.869999,"endTime":299.94999900000005,"body":"for"},{"speaker":"Speaker","startTime":299.94999900000005,"endTime":300.07999900000004,"body":"this"},{"speaker":"Speaker","startTime":300.07999900000004,"endTime":300.49999900000006,"body":"rental,"},{"speaker":"Speaker","startTime":300.539999,"endTime":300.68999900000006,"body":"but"},{"speaker":"Speaker","startTime":300.68999900000006,"endTime":300.76999900000004,"body":"now"},{"speaker":"Speaker","startTime":300.76999900000004,"endTime":300.789999,"body":"I'm"},{"speaker":"Speaker","startTime":300.789999,"endTime":300.82999900000004,"body":"going"},{"speaker":"Speaker","startTime":300.82999900000004,"endTime":300.95999900000004,"body":"to"},{"speaker":"Speaker","startTime":300.989999,"endTime":301.44999900000005,"body":"pay"},{"speaker":"Speaker","startTime":301.549999,"endTime":301.659999,"body":"a"},{"speaker":"Speaker","startTime":301.659999,"endTime":301.859999,"body":"couple"},{"speaker":"Speaker","startTime":301.859999,"endTime":302.109999,"body":"thousand"},{"speaker":"Speaker","startTime":302.109999,"endTime":302.299999,"body":"dollars"},{"speaker":"Speaker","startTime":302.299999,"endTime":302.32999900000004,"body":"for"},{"speaker":"Speaker","startTime":302.32999900000004,"endTime":302.479999,"body":"this"},{"speaker":"Speaker","startTime":302.479999,"endTime":302.95999850000004,"body":"couch."},{"speaker":"Speaker","startTime":302.95999850000004,"endTime":303.19999800000005,"body":"This"},{"speaker":"Speaker","startTime":303.20999800000004,"endTime":303.419998,"body":"is"},{"speaker":"Speaker","startTime":303.43999900000006,"endTime":303.979999,"body":"obviously"},{"speaker":"Speaker","startTime":304.02999900000003,"endTime":304.31999900000005,"body":"not"},{"speaker":"Speaker","startTime":304.31999900000005,"endTime":304.369999,"body":"a"},{"speaker":"Speaker","startTime":304.369999,"endTime":304.659999,"body":"good"},{"speaker":"Speaker","startTime":304.679999,"endTime":305.18999900000006,"body":"business"},{"speaker":"Speaker","startTime":305.669998,"endTime":305.87999800000006,"body":"deal"},{"speaker":"Speaker","startTime":305.919998,"endTime":306.179998,"body":"going"},{"speaker":"Speaker","startTime":306.179999,"endTime":306.309999,"body":"on"},{"speaker":"Speaker","startTime":306.309999,"endTime":306.4999985,"body":"here,"},{"speaker":"Speaker","startTime":306.4999985,"endTime":306.76999800000004,"body":"right?"},{"speaker":"Speaker","startTime":307.299999,"endTime":307.5399985,"body":"But"},{"speaker":"Speaker","startTime":307.5399985,"endTime":307.619998,"body":"our"},{"speaker":"Speaker","startTime":307.619999,"endTime":307.979999,"body":"broker"},{"speaker":"Speaker","startTime":307.979999,"endTime":308.25999900000005,"body":"here"},{"speaker":"Speaker","startTime":308.26999900000004,"endTime":308.43999900000006,"body":"was"},{"speaker":"Speaker","startTime":308.43999900000006,"endTime":308.69999900000005,"body":"able"},{"speaker":"Speaker","startTime":308.69999900000005,"endTime":308.909999,"body":"to"},{"speaker":"Speaker","startTime":308.94999900000005,"endTime":309.359999,"body":"call"},{"speaker":"Speaker","startTime":309.43999900000006,"endTime":309.69999900000005,"body":"Rental"},{"speaker":"Speaker","startTime":309.69999900000005,"endTime":310.179999,"body":"Guardian"},{"speaker":"Speaker","startTime":310.179999,"endTime":310.46999900000003,"body":"and"},{"speaker":"Speaker","startTime":310.489999,"endTime":310.6699985,"body":"get"},{"speaker":"Speaker","startTime":310.6699985,"endTime":310.75999800000005,"body":"the"},{"speaker":"Speaker","startTime":310.76999900000004,"endTime":311.14999850000004,"body":"Costco"},{"speaker":"Speaker","startTime":311.14999850000004,"endTime":311.76999800000004,"body":"Protection"},{"speaker":"Speaker","startTime":311.809998,"endTime":312.39999800000004,"body":"Program"},{"speaker":"Speaker","startTime":312.429999,"endTime":312.96999900000003,"body":"started."},{"speaker":"Speaker","startTime":313.38999800000005,"endTime":313.789998,"body":"And"},{"speaker":"Speaker","startTime":313.799999,"endTime":314.00999900000005,"body":"sure"},{"speaker":"Speaker","startTime":314.00999900000005,"endTime":314.33999900000003,"body":"enough,"},{"speaker":"Speaker","startTime":314.349999,"endTime":314.489999,"body":"the"},{"speaker":"Speaker","startTime":314.489999,"endTime":314.82999900000004,"body":"entire"},{"speaker":"Speaker","startTime":314.82999900000004,"endTime":315.14999900000004,"body":"couch"},{"speaker":"Speaker","startTime":315.14999900000004,"endTime":315.31999900000005,"body":"was"},{"speaker":"Speaker","startTime":315.31999900000005,"endTime":315.789999,"body":"covered"},{"speaker":"Speaker","startTime":315.989999,"endTime":316.71999900000003,"body":"100%."},{"speaker":"Speaker","startTime":316.75999900000005,"endTime":316.859999,"body":"The"},{"speaker":"Speaker","startTime":316.859999,"endTime":317.13999900000005,"body":"homeowner"},{"speaker":"Speaker","startTime":317.13999900000005,"endTime":317.369999,"body":"was"},{"speaker":"Speaker","startTime":317.369999,"endTime":317.609999,"body":"so"},{"speaker":"Speaker","startTime":317.609999,"endTime":317.919999,"body":"happy."},{"speaker":"Speaker","startTime":317.919999,"endTime":318.00999900000005,"body":"Her"},{"speaker":"Speaker","startTime":318.00999900000005,"endTime":318.109999,"body":"name"},{"speaker":"Speaker","startTime":318.109999,"endTime":318.21999900000003,"body":"is"},{"speaker":"Speaker","startTime":318.21999900000003,"endTime":318.52999900000003,"body":"Linda."},{"speaker":"Speaker","startTime":318.559999,"endTime":318.68999900000006,"body":"She"},{"speaker":"Speaker","startTime":318.68999900000006,"endTime":318.799999,"body":"got"},{"speaker":"Speaker","startTime":318.799999,"endTime":318.849999,"body":"a"},{"speaker":"Speaker","startTime":318.849999,"endTime":319.119999,"body":"brand"},{"speaker":"Speaker","startTime":319.119999,"endTime":319.33999900000003,"body":"new"},{"speaker":"Speaker","startTime":319.37999900000005,"endTime":319.919999,"body":"couch."},{"speaker":"Speaker","startTime":320.31999900000005,"endTime":320.49999900000006,"body":"It's"},{"speaker":"Speaker","startTime":320.49999900000006,"endTime":320.77999900000003,"body":"already"},{"speaker":"Speaker","startTime":320.789999,"endTime":321.119999,"body":"in,"},{"speaker":"Speaker","startTime":321.12999800000006,"endTime":321.45999800000004,"body":"hassle"},{"speaker":"Speaker","startTime":321.45999800000004,"endTime":321.929998,"body":"free."},{"speaker":"Speaker","startTime":322.334999,"endTime":322.674999,"body":"And"},{"speaker":"Speaker","startTime":322.674999,"endTime":322.844999,"body":"she's"},{"speaker":"Speaker","startTime":322.844999,"endTime":323.054999,"body":"already"},{"speaker":"Speaker","startTime":323.064999,"endTime":323.244999,"body":"back"},{"speaker":"Speaker","startTime":323.244999,"endTime":323.354999,"body":"to"},{"speaker":"Speaker","startTime":323.354999,"endTime":323.654999,"body":"renting,"},{"speaker":"Speaker 2","startTime":324.22499899999997,"endTime":324.354999,"body":"you"},{"speaker":"Speaker 2","startTime":324.354999,"endTime":324.454999,"body":"know,"},{"speaker":"Speaker 2","startTime":324.454999,"endTime":324.664999,"body":"that's"},{"speaker":"Speaker 2","startTime":324.664999,"endTime":324.72499899999997,"body":"a"},{"speaker":"Speaker 2","startTime":324.72499899999997,"endTime":325.124999,"body":"great"},{"speaker":"Speaker 2","startTime":325.274999,"endTime":326.194999,"body":"situation"},{"speaker":"Speaker 2","startTime":326.22499899999997,"endTime":326.504999,"body":"that"},{"speaker":"Speaker 2","startTime":326.544999,"endTime":326.904999,"body":"talks"},{"speaker":"Speaker 2","startTime":326.904999,"endTime":327.014999,"body":"to"},{"speaker":"Speaker 2","startTime":327.014999,"endTime":327.114999,"body":"the"},{"speaker":"Speaker 2","startTime":327.114999,"endTime":327.444999,"body":"value"},{"speaker":"Speaker 2","startTime":327.444999,"endTime":327.514999,"body":"of"},{"speaker":"Speaker 2","startTime":327.514999,"endTime":327.584999,"body":"the"},{"speaker":"Speaker 2","startTime":327.584999,"endTime":328.104999,"body":"program."},{"speaker":"Speaker 2","startTime":328.47499899999997,"endTime":328.604999,"body":"The"},{"speaker":"Speaker 2","startTime":328.604999,"endTime":329.074999,"body":"contents"},{"speaker":"Speaker 2","startTime":329.074999,"endTime":329.53499899999997,"body":"protection"},{"speaker":"Speaker 2","startTime":329.53499899999997,"endTime":329.644999,"body":"is"},{"speaker":"Speaker 2","startTime":329.644999,"endTime":329.774999,"body":"up"},{"speaker":"Speaker 2","startTime":329.774999,"endTime":329.894999,"body":"to"},{"speaker":"Speaker 2","startTime":329.894999,"endTime":331.134999,"body":"25,"},{"speaker":"Speaker 2","startTime":331.13509899999997,"endTime":331.154899,"body":"000"},{"speaker":"Speaker 2","startTime":331.154999,"endTime":331.264999,"body":"of"},{"speaker":"Speaker 2","startTime":331.264999,"endTime":331.524999,"body":"total"},{"speaker":"Speaker 2","startTime":331.53499899999997,"endTime":332.014999,"body":"coverage."},{"speaker":"Speaker 2","startTime":332.344999,"endTime":332.524999,"body":"There"},{"speaker":"Speaker 2","startTime":332.524999,"endTime":332.66499849999997,"body":"is"},{"speaker":"Speaker 2","startTime":332.66499849999997,"endTime":332.7449485,"body":"a"},{"speaker":"Speaker 2","startTime":332.7449485,"endTime":332.7450485,"body":"5,"},{"speaker":"Speaker 2","startTime":332.7450485,"endTime":333.564999,"body":"000"},{"speaker":"Speaker 2","startTime":333.574999,"endTime":333.8749985,"body":"limit"},{"speaker":"Speaker 2","startTime":333.8749985,"endTime":334.004998,"body":"for"},{"speaker":"Speaker 2","startTime":334.004998,"endTime":334.194998,"body":"any"},{"speaker":"Speaker 2","startTime":334.194999,"endTime":334.454999,"body":"one"},{"speaker":"Speaker 2","startTime":334.464999,"endTime":334.914999,"body":"item."},{"speaker":"Speaker 2","startTime":335.234999,"endTime":335.394999,"body":"You"},{"speaker":"Speaker 2","startTime":335.394999,"endTime":335.6249985,"body":"said"},{"speaker":"Speaker 2","startTime":335.6249985,"endTime":335.844998,"body":"she"},{"speaker":"Speaker 2","startTime":335.844999,"endTime":336.164999,"body":"just"},{"speaker":"Speaker 2","startTime":336.194999,"endTime":336.7449985,"body":"renovated"},{"speaker":"Speaker 2","startTime":336.7449985,"endTime":336.814998,"body":"the"},{"speaker":"Speaker 2","startTime":336.814999,"endTime":337.114999,"body":"home"},{"speaker":"Speaker 2","startTime":337.114999,"endTime":337.384999,"body":"too."},{"speaker":"Speaker 2","startTime":337.384999,"endTime":337.604999,"body":"So"},{"speaker":"Speaker 2","startTime":337.604999,"endTime":337.6249985,"body":"it"},{"speaker":"Speaker 2","startTime":337.6249985,"endTime":337.72499799999997,"body":"was"},{"speaker":"Speaker 2","startTime":337.72499899999997,"endTime":337.904999,"body":"like"},{"speaker":"Speaker 2","startTime":337.904999,"endTime":338.124999,"body":"six"},{"speaker":"Speaker 2","startTime":338.124999,"endTime":338.344999,"body":"months"},{"speaker":"Speaker 2","startTime":338.344999,"endTime":338.684999,"body":"old."},{"speaker":"Speaker 2","startTime":339.054998,"endTime":339.294998,"body":"And"},{"speaker":"Speaker 2","startTime":339.294999,"endTime":339.4949985,"body":"now"},{"speaker":"Speaker 2","startTime":339.4949985,"endTime":339.514998,"body":"all"},{"speaker":"Speaker 2","startTime":339.514999,"endTime":339.53499899999997,"body":"of"},{"speaker":"Speaker 2","startTime":339.53499899999997,"endTime":339.594999,"body":"a"},{"speaker":"Speaker 2","startTime":339.594999,"endTime":339.8049985,"body":"sudden"},{"speaker":"Speaker 2","startTime":339.8049985,"endTime":339.924998,"body":"you're"},{"speaker":"Speaker 2","startTime":339.924999,"endTime":340.204999,"body":"thinking"},{"speaker":"Speaker 2","startTime":340.204999,"endTime":340.3149985,"body":"you're"},{"speaker":"Speaker 2","startTime":340.3149985,"endTime":340.384998,"body":"gonna"},{"speaker":"Speaker 2","startTime":340.385,"endTime":340.484999,"body":"have"},{"speaker":"Speaker 2","startTime":340.484999,"endTime":340.574998,"body":"to"},{"speaker":"Speaker 2","startTime":340.574998,"endTime":340.744998,"body":"come"},{"speaker":"Speaker 2","startTime":340.744998,"endTime":340.814998,"body":"out"},{"speaker":"Speaker 2","startTime":340.814998,"endTime":340.914998,"body":"of"},{"speaker":"Speaker 2","startTime":340.914999,"endTime":341.234999,"body":"pocket"},{"speaker":"Speaker 2","startTime":341.234999,"endTime":341.334999,"body":"for"},{"speaker":"Speaker 2","startTime":341.334999,"endTime":341.624999,"body":"that."},{"speaker":"Speaker 2","startTime":341.914999,"endTime":342.254999,"body":"And"},{"speaker":"Speaker 2","startTime":342.304999,"endTime":342.494999,"body":"the"},{"speaker":"Speaker 2","startTime":342.504999,"endTime":342.864999,"body":"property"},{"speaker":"Speaker 2","startTime":342.864999,"endTime":343.184999,"body":"manager"},{"speaker":"Speaker 2","startTime":343.184999,"endTime":343.364999,"body":"was"},{"speaker":"Speaker 2","startTime":343.364999,"endTime":343.574999,"body":"able"},{"speaker":"Speaker 2","startTime":343.574999,"endTime":343.774999,"body":"to"},{"speaker":"Speaker 2","startTime":343.774999,"endTime":344.044999,"body":"file"},{"speaker":"Speaker 2","startTime":344.044999,"endTime":344.104999,"body":"a"},{"speaker":"Speaker 2","startTime":344.104999,"endTime":344.494999,"body":"claim."},{"speaker":"Speaker 2","startTime":344.804999,"endTime":345.064999,"body":"Get"},{"speaker":"Speaker 2","startTime":345.074999,"endTime":345.254999,"body":"it"},{"speaker":"Speaker 2","startTime":345.26499900000005,"endTime":345.874999,"body":"reimbursed"},{"speaker":"Speaker 2","startTime":345.874999,"endTime":346.39499900000004,"body":"quickly"},{"speaker":"Speaker 2","startTime":346.604999,"endTime":346.854999,"body":"and"},{"speaker":"Speaker 2","startTime":346.854999,"endTime":347.21499900000003,"body":"replace"},{"speaker":"Speaker 2","startTime":347.21499900000003,"endTime":347.39499900000004,"body":"that"},{"speaker":"Speaker 2","startTime":347.39499900000004,"endTime":347.804999,"body":"sofa."},{"speaker":"Speaker 2","startTime":347.804999,"endTime":347.864999,"body":"I"},{"speaker":"Speaker 2","startTime":347.864999,"endTime":348.044999,"body":"mean,"},{"speaker":"Speaker 2","startTime":348.044999,"endTime":348.164999,"body":"it's"},{"speaker":"Speaker 2","startTime":348.164999,"endTime":348.33499900000004,"body":"just"},{"speaker":"Speaker 2","startTime":348.33499900000004,"endTime":348.39499900000004,"body":"a"},{"speaker":"Speaker 2","startTime":348.39499900000004,"endTime":348.734999,"body":"value"},{"speaker":"Speaker 2","startTime":348.734999,"endTime":348.854999,"body":"of"},{"speaker":"Speaker 2","startTime":348.854999,"endTime":348.924999,"body":"the"},{"speaker":"Speaker 2","startTime":348.924999,"endTime":349.354999,"body":"program"},{"speaker":"Speaker 2","startTime":349.354999,"endTime":349.474999,"body":"and"},{"speaker":"Speaker 2","startTime":349.474999,"endTime":349.624999,"body":"what"},{"speaker":"Speaker 2","startTime":349.624999,"endTime":349.744999,"body":"it's"},{"speaker":"Speaker 2","startTime":349.744999,"endTime":349.934999,"body":"meant"},{"speaker":"Speaker 2","startTime":349.934999,"endTime":349.994999,"body":"to"},{"speaker":"Speaker 2","startTime":349.994999,"endTime":350.254999,"body":"do,"},{"speaker":"Speaker 2","startTime":350.26499900000005,"endTime":350.46499900000003,"body":"which"},{"speaker":"Speaker 2","startTime":350.46499900000003,"endTime":350.59499900000003,"body":"is"},{"speaker":"Speaker 2","startTime":350.614999,"endTime":350.914999,"body":"protect"},{"speaker":"Speaker 2","startTime":350.914999,"endTime":351.004999,"body":"the"},{"speaker":"Speaker 2","startTime":351.004999,"endTime":351.40499900000003,"body":"contents"},{"speaker":"Speaker 2","startTime":351.40499900000003,"endTime":351.484999,"body":"of"},{"speaker":"Speaker 2","startTime":351.494999,"endTime":351.604999,"body":"the"},{"speaker":"Speaker 2","startTime":351.604999,"endTime":351.89499900000004,"body":"unit."},{"speaker":"Speaker","startTime":352.074999,"endTime":352.314999,"body":"Yeah."},{"speaker":"Speaker","startTime":352.899999,"endTime":353.309999,"body":"So"},{"speaker":"Speaker","startTime":353.599999,"endTime":354.099999,"body":"for"},{"speaker":"Speaker","startTime":354.149999,"endTime":354.40999899999997,"body":"number"},{"speaker":"Speaker","startTime":354.40999899999997,"endTime":354.90999899999997,"body":"five,"},{"speaker":"Speaker","startTime":355.239999,"endTime":355.419999,"body":"we"},{"speaker":"Speaker","startTime":355.419999,"endTime":355.779999,"body":"have"},{"speaker":"Speaker","startTime":355.789999,"endTime":356.019999,"body":"bed"},{"speaker":"Speaker","startTime":356.019999,"endTime":356.239999,"body":"bug"},{"speaker":"Speaker","startTime":356.239999,"endTime":356.779999,"body":"coverage,"},{"speaker":"Speaker 2","startTime":357.669999,"endTime":357.829999,"body":"our"},{"speaker":"Speaker 2","startTime":357.829999,"endTime":358.219999,"body":"favorite"},{"speaker":"Speaker 2","startTime":358.249999,"endTime":358.579999,"body":"thing."},{"speaker":"Speaker 2","startTime":358.589999,"endTime":359.109999,"body":"Yes,"},{"speaker":"Speaker 2","startTime":359.109999,"endTime":359.229999,"body":"you"},{"speaker":"Speaker 2","startTime":359.229999,"endTime":359.549999,"body":"know,"},{"speaker":"Speaker 2","startTime":359.789999,"endTime":360.149999,"body":"nobody"},{"speaker":"Speaker 2","startTime":360.149999,"endTime":360.359999,"body":"likes"},{"speaker":"Speaker 2","startTime":360.359999,"endTime":360.429999,"body":"to"},{"speaker":"Speaker 2","startTime":360.429999,"endTime":360.629999,"body":"talk"},{"speaker":"Speaker 2","startTime":360.639999,"endTime":360.899999,"body":"about"},{"speaker":"Speaker 2","startTime":360.899999,"endTime":361.09999899999997,"body":"bed"},{"speaker":"Speaker 2","startTime":361.099999,"endTime":361.379999,"body":"bugs"},{"speaker":"Speaker 2","startTime":361.379999,"endTime":361.4799985,"body":"and"},{"speaker":"Speaker 2","startTime":361.4799985,"endTime":361.589998,"body":"they"},{"speaker":"Speaker 2","startTime":361.589999,"endTime":361.749999,"body":"can"},{"speaker":"Speaker 2","startTime":361.749999,"endTime":362.0599985,"body":"certainly"},{"speaker":"Speaker 2","startTime":362.0599985,"endTime":362.189998,"body":"be"},{"speaker":"Speaker 2","startTime":362.189998,"endTime":362.249998,"body":"a"},{"speaker":"Speaker 2","startTime":362.249999,"endTime":362.919999,"body":"reputational"},{"speaker":"Speaker 2","startTime":362.929999,"endTime":363.259999,"body":"risk"},{"speaker":"Speaker 2","startTime":363.279999,"endTime":363.509999,"body":"with"},{"speaker":"Speaker 2","startTime":363.509999,"endTime":363.929999,"body":"reviews"},{"speaker":"Speaker 2","startTime":363.929999,"endTime":364.039999,"body":"and"},{"speaker":"Speaker 2","startTime":364.039999,"endTime":364.259999,"body":"things"},{"speaker":"Speaker 2","startTime":364.259999,"endTime":364.339999,"body":"of"},{"speaker":"Speaker 2","startTime":364.339999,"endTime":364.499999,"body":"that"},{"speaker":"Speaker 2","startTime":364.499999,"endTime":364.929999,"body":"nature."},{"speaker":"Speaker 2","startTime":365.259999,"endTime":365.449999,"body":"The"},{"speaker":"Speaker 2","startTime":365.449999,"endTime":365.719999,"body":"cool"},{"speaker":"Speaker 2","startTime":365.719999,"endTime":365.969999,"body":"thing"},{"speaker":"Speaker 2","startTime":365.969999,"endTime":366.2299985,"body":"about"},{"speaker":"Speaker 2","startTime":366.2299985,"endTime":366.409998,"body":"this"},{"speaker":"Speaker 2","startTime":366.419999,"endTime":366.8499985,"body":"program"},{"speaker":"Speaker 2","startTime":366.8499985,"endTime":367.039998,"body":"is"},{"speaker":"Speaker 2","startTime":367.039999,"endTime":367.209999,"body":"that"},{"speaker":"Speaker 2","startTime":367.209999,"endTime":367.569999,"body":"there's"},{"speaker":"Speaker 2","startTime":367.819999,"endTime":368.909999,"body":"15,"},{"speaker":"Speaker 2","startTime":368.910099,"endTime":368.919898,"body":"000"},{"speaker":"Speaker 2","startTime":368.919998,"endTime":368.999998,"body":"of"},{"speaker":"Speaker 2","startTime":369.009998,"endTime":369.209998,"body":"bed"},{"speaker":"Speaker 2","startTime":369.209999,"endTime":369.4199985,"body":"bug"},{"speaker":"Speaker 2","startTime":369.4199985,"endTime":369.949998,"body":"protection."},{"speaker":"Speaker 2","startTime":369.949999,"endTime":370.059999,"body":"And"},{"speaker":"Speaker 2","startTime":370.059999,"endTime":370.219999,"body":"what"},{"speaker":"Speaker 2","startTime":370.220099,"endTime":370.734999,"body":"that"},{"speaker":"Speaker 2","startTime":370.734999,"endTime":371.249899,"body":"does"},{"speaker":"Speaker 2","startTime":371.249999,"endTime":371.279999,"body":"is"},{"speaker":"Speaker 2","startTime":371.279999,"endTime":371.379999,"body":"it"},{"speaker":"Speaker 2","startTime":371.379999,"endTime":371.789999,"body":"allows"},{"speaker":"Speaker 2","startTime":371.789999,"endTime":371.899999,"body":"the"},{"speaker":"Speaker 2","startTime":371.899999,"endTime":372.399999,"body":"Costco"},{"speaker":"Speaker 2","startTime":372.399999,"endTime":372.809999,"body":"property"},{"speaker":"Speaker 2","startTime":372.809999,"endTime":373.259999,"body":"manager"},{"speaker":"Speaker 2","startTime":373.299999,"endTime":373.439999,"body":"to"},{"speaker":"Speaker 2","startTime":373.439999,"endTime":373.789999,"body":"act"},{"speaker":"Speaker 2","startTime":373.799999,"endTime":374.369999,"body":"quickly,"},{"speaker":"Speaker 2","startTime":374.689999,"endTime":375.029999,"body":"get"},{"speaker":"Speaker 2","startTime":375.089999,"endTime":375.269999,"body":"the"},{"speaker":"Speaker 2","startTime":375.289999,"endTime":376.049999,"body":"exterminators"},{"speaker":"Speaker 2","startTime":376.049999,"endTime":376.259999,"body":"out"},{"speaker":"Speaker 2","startTime":376.259999,"endTime":376.509999,"body":"there"},{"speaker":"Speaker 2","startTime":376.509999,"endTime":376.689999,"body":"and"},{"speaker":"Speaker 2","startTime":376.689999,"endTime":377.029999,"body":"remove"},{"speaker":"Speaker 2","startTime":377.029999,"endTime":377.089999,"body":"the"},{"speaker":"Speaker 2","startTime":377.089999,"endTime":377.299999,"body":"bed"},{"speaker":"Speaker 2","startTime":377.299999,"endTime":377.579999,"body":"bugs"},{"speaker":"Speaker 2","startTime":377.579999,"endTime":377.859999,"body":"first"},{"speaker":"Speaker 2","startTime":377.859999,"endTime":377.909999,"body":"and"},{"speaker":"Speaker 2","startTime":377.909999,"endTime":378.349999,"body":"foremost."},{"speaker":"Speaker 2","startTime":378.854999,"endTime":379.34499900000003,"body":"Also,"},{"speaker":"Speaker 2","startTime":379.37499900000006,"endTime":379.58499900000004,"body":"put"},{"speaker":"Speaker 2","startTime":379.58499900000004,"endTime":379.71499900000003,"body":"the"},{"speaker":"Speaker 2","startTime":379.71499900000003,"endTime":380.13499900000005,"body":"guest"},{"speaker":"Speaker 2","startTime":380.13499900000005,"endTime":380.364999,"body":"up"},{"speaker":"Speaker 2","startTime":380.40499900000003,"endTime":380.864999,"body":"into"},{"speaker":"Speaker 2","startTime":380.864999,"endTime":381.21499900000003,"body":"another"},{"speaker":"Speaker 2","startTime":381.21499900000003,"endTime":382.054999,"body":"accommodation,"},{"speaker":"Speaker 2","startTime":382.354999,"endTime":382.59499900000003,"body":"and"},{"speaker":"Speaker 2","startTime":382.59499900000003,"endTime":382.81499900000006,"body":"then,"},{"speaker":"Speaker 2","startTime":382.84499900000003,"endTime":382.994999,"body":"you"},{"speaker":"Speaker 2","startTime":382.994999,"endTime":383.09499900000003,"body":"know,"},{"speaker":"Speaker 2","startTime":383.09499900000003,"endTime":383.224999,"body":"get"},{"speaker":"Speaker 2","startTime":383.224999,"endTime":383.284999,"body":"the"},{"speaker":"Speaker 2","startTime":383.284999,"endTime":383.804999,"body":"exterminators"},{"speaker":"Speaker 2","startTime":383.804999,"endTime":383.984999,"body":"out"},{"speaker":"Speaker 2","startTime":383.984999,"endTime":384.34499900000003,"body":"there,"},{"speaker":"Speaker 2","startTime":384.45499900000004,"endTime":384.674999,"body":"get"},{"speaker":"Speaker 2","startTime":384.674999,"endTime":384.784999,"body":"rid"},{"speaker":"Speaker 2","startTime":384.784999,"endTime":384.84499900000003,"body":"of"},{"speaker":"Speaker 2","startTime":384.84499900000003,"endTime":384.90499900000003,"body":"the"},{"speaker":"Speaker 2","startTime":384.90499900000003,"endTime":385.104999,"body":"bed"},{"speaker":"Speaker 2","startTime":385.104999,"endTime":385.44499900000005,"body":"bugs."},{"speaker":"Speaker 2","startTime":385.744999,"endTime":385.994999,"body":"Then"},{"speaker":"Speaker 2","startTime":386.00499900000005,"endTime":386.184999,"body":"they're"},{"speaker":"Speaker 2","startTime":386.184999,"endTime":386.304999,"body":"going"},{"speaker":"Speaker 2","startTime":386.304999,"endTime":386.44499900000005,"body":"to"},{"speaker":"Speaker 2","startTime":386.51499900000005,"endTime":386.934999,"body":"replace"},{"speaker":"Speaker 2","startTime":386.934999,"endTime":387.034999,"body":"the"},{"speaker":"Speaker 2","startTime":387.034999,"endTime":387.25499900000005,"body":"soft"},{"speaker":"Speaker 2","startTime":387.26499900000005,"endTime":387.81499900000006,"body":"furnishings"},{"speaker":"Speaker 2","startTime":387.82499900000005,"endTime":387.864999,"body":"that"},{"speaker":"Speaker 2","startTime":387.864999,"endTime":387.95499900000004,"body":"were"},{"speaker":"Speaker 2","startTime":387.95499900000004,"endTime":388.554999,"body":"impacted,"},{"speaker":"Speaker 2","startTime":388.82499900000005,"endTime":389.0449985,"body":"and"},{"speaker":"Speaker 2","startTime":389.0449985,"endTime":389.164998,"body":"then"},{"speaker":"Speaker 2","startTime":389.164999,"endTime":389.27499900000004,"body":"they're"},{"speaker":"Speaker 2","startTime":389.27499900000004,"endTime":389.424999,"body":"going"},{"speaker":"Speaker 2","startTime":389.424999,"endTime":389.474999,"body":"to"},{"speaker":"Speaker 2","startTime":389.474999,"endTime":389.6649985,"body":"be"},{"speaker":"Speaker 2","startTime":389.6649985,"endTime":389.84499800000003,"body":"able"},{"speaker":"Speaker 2","startTime":389.84499900000003,"endTime":390.104999,"body":"to,"},{"speaker":"Speaker 2","startTime":390.13499900000005,"endTime":390.434999,"body":"if"},{"speaker":"Speaker 2","startTime":390.434999,"endTime":390.5449985,"body":"the"},{"speaker":"Speaker 2","startTime":390.5449985,"endTime":390.84499800000003,"body":"next"},{"speaker":"Speaker 2","startTime":390.84499900000003,"endTime":391.31499900000006,"body":"rental"},{"speaker":"Speaker 2","startTime":391.34499900000003,"endTime":391.534999,"body":"is"},{"speaker":"Speaker 2","startTime":391.534999,"endTime":392.15499900000003,"body":"impacted,"},{"speaker":"Speaker 2","startTime":392.414998,"endTime":392.71499800000004,"body":"after"},{"speaker":"Speaker 2","startTime":392.71499800000004,"endTime":393.28499800000003,"body":"72"},{"speaker":"Speaker 2","startTime":393.284999,"endTime":393.614999,"body":"hours"},{"speaker":"Speaker 2","startTime":393.614999,"endTime":393.71499850000004,"body":"and"},{"speaker":"Speaker 2","startTime":393.71499850000004,"endTime":393.77499800000004,"body":"the"},{"speaker":"Speaker 2","startTime":393.77499900000004,"endTime":393.984999,"body":"home"},{"speaker":"Speaker 2","startTime":393.984999,"endTime":394.09499900000003,"body":"is"},{"speaker":"Speaker 2","startTime":394.09499900000003,"endTime":394.33499900000004,"body":"still"},{"speaker":"Speaker 2","startTime":394.34499900000003,"endTime":394.82499900000005,"body":"down,"},{"speaker":"Speaker 2","startTime":394.845,"endTime":395.114999,"body":"being"},{"speaker":"Speaker 2","startTime":395.114999,"endTime":395.494998,"body":"treated"},{"speaker":"Speaker 2","startTime":395.494999,"endTime":395.63499900000005,"body":"for"},{"speaker":"Speaker 2","startTime":395.63499900000005,"endTime":395.71499850000004,"body":"the"},{"speaker":"Speaker 2","startTime":395.71499850000004,"endTime":395.90499800000003,"body":"bed"},{"speaker":"Speaker 2","startTime":395.90499900000003,"endTime":396.1149985,"body":"bug"},{"speaker":"Speaker 2","startTime":396.1149985,"endTime":396.71499800000004,"body":"situation,"},{"speaker":"Speaker 2","startTime":397.01499900000005,"endTime":397.19499900000005,"body":"and"},{"speaker":"Speaker 2","startTime":397.19499900000005,"endTime":397.37499900000006,"body":"not"},{"speaker":"Speaker 2","startTime":397.37499900000006,"endTime":397.59499900000003,"body":"ready"},{"speaker":"Speaker 2","startTime":397.604998,"endTime":397.724998,"body":"to"},{"speaker":"Speaker 2","startTime":397.724999,"endTime":397.924999,"body":"rent"},{"speaker":"Speaker 2","startTime":397.924999,"endTime":398.31499900000006,"body":"again,"},{"speaker":"Speaker 2","startTime":398.52499900000004,"endTime":398.81499900000006,"body":"then"},{"speaker":"Speaker 2","startTime":398.81499900000006,"endTime":398.934999,"body":"they"},{"speaker":"Speaker 2","startTime":398.934999,"endTime":399.07499900000005,"body":"can"},{"speaker":"Speaker 2","startTime":399.07499900000005,"endTime":399.284999,"body":"also"},{"speaker":"Speaker 2","startTime":399.284999,"endTime":399.484999,"body":"start"},{"speaker":"Speaker 2","startTime":399.484999,"endTime":399.77499900000004,"body":"claiming"},{"speaker":"Speaker 2","startTime":399.77499900000004,"endTime":400.034999,"body":"lost"},{"speaker":"Speaker 2","startTime":400.034999,"endTime":400.434999,"body":"revenue."},{"speaker":"Speaker","startTime":401.234999,"endTime":401.494999,"body":"Such"},{"speaker":"Speaker","startTime":401.494999,"endTime":401.554999,"body":"an"},{"speaker":"Speaker","startTime":401.554999,"endTime":401.84499900000003,"body":"important"},{"speaker":"Speaker","startTime":401.84499900000003,"endTime":402.174999,"body":"program."},{"speaker":"Speaker","startTime":402.174999,"endTime":402.25499900000005,"body":"You"},{"speaker":"Speaker","startTime":402.25499900000005,"endTime":402.33499900000004,"body":"know,"},{"speaker":"Speaker","startTime":402.33499900000004,"endTime":402.51499900000005,"body":"we've"},{"speaker":"Speaker","startTime":402.51499900000005,"endTime":402.734999,"body":"had"},{"speaker":"Speaker","startTime":402.734999,"endTime":402.90499900000003,"body":"some"},{"speaker":"Speaker","startTime":402.90499900000003,"endTime":403.09499900000003,"body":"bed"},{"speaker":"Speaker","startTime":403.09499900000003,"endTime":403.364999,"body":"bugs"},{"speaker":"Speaker","startTime":403.364999,"endTime":403.674999,"body":"happen"},{"speaker":"Speaker","startTime":403.674999,"endTime":403.814999,"body":"over"},{"speaker":"Speaker","startTime":403.814999,"endTime":403.924999,"body":"the"},{"speaker":"Speaker","startTime":403.924999,"endTime":404.40499900000003,"body":"years."},{"speaker":"Speaker","startTime":404.859999,"endTime":405.269999,"body":"And"},{"speaker":"Speaker","startTime":405.279999,"endTime":405.46999900000003,"body":"it"},{"speaker":"Speaker","startTime":405.46999900000003,"endTime":405.569999,"body":"can"},{"speaker":"Speaker","startTime":405.569999,"endTime":405.669999,"body":"be"},{"speaker":"Speaker","startTime":405.669999,"endTime":406.209999,"body":"devastating."},{"speaker":"Speaker 2","startTime":406.819999,"endTime":406.939999,"body":"It"},{"speaker":"Speaker 2","startTime":406.939999,"endTime":407.16999899999996,"body":"really"},{"speaker":"Speaker 2","startTime":407.16999899999996,"endTime":407.60999899999996,"body":"can."},{"speaker":"Speaker","startTime":407.629999,"endTime":407.899999,"body":"Yeah."},{"speaker":"Speaker","startTime":407.900099,"endTime":408.269899,"body":"By"},{"speaker":"Speaker","startTime":408.269999,"endTime":408.35999899999996,"body":"the"},{"speaker":"Speaker","startTime":408.35999899999996,"endTime":408.689999,"body":"way,"},{"speaker":"Speaker","startTime":408.91999899999996,"endTime":409.029999,"body":"are"},{"speaker":"Speaker","startTime":409.029999,"endTime":409.219999,"body":"you"},{"speaker":"Speaker","startTime":409.369999,"endTime":409.679999,"body":"itchy"},{"speaker":"Speaker","startTime":409.679999,"endTime":409.829999,"body":"right"},{"speaker":"Speaker","startTime":409.829999,"endTime":409.97999899999996,"body":"now"},{"speaker":"Speaker","startTime":409.97999899999996,"endTime":410.189999,"body":"talking"},{"speaker":"Speaker","startTime":410.189999,"endTime":410.369999,"body":"about"},{"speaker":"Speaker","startTime":410.369999,"endTime":410.47999899999996,"body":"bedbugs?"},{"speaker":"Speaker","startTime":410.53999899999997,"endTime":410.719999,"body":"You"},{"speaker":"Speaker 2","startTime":410.719999,"endTime":410.91999899999996,"body":"know,"},{"speaker":"Speaker 2","startTime":410.91999899999996,"endTime":411.049999,"body":"I"},{"speaker":"Speaker 2","startTime":411.059999,"endTime":411.279999,"body":"start"},{"speaker":"Speaker 2","startTime":411.279999,"endTime":411.369999,"body":"to"},{"speaker":"Speaker 2","startTime":411.369999,"endTime":411.679999,"body":"squirm"},{"speaker":"Speaker 2","startTime":411.679999,"endTime":411.72999899999996,"body":"a"},{"speaker":"Speaker 2","startTime":411.72999899999996,"endTime":411.90999899999997,"body":"little"},{"speaker":"Speaker 2","startTime":411.90999899999997,"endTime":412.049999,"body":"bit."},{"speaker":"Speaker 2","startTime":412.059999,"endTime":412.199999,"body":"Did"},{"speaker":"Speaker 2","startTime":412.199999,"endTime":412.279999,"body":"you"},{"speaker":"Speaker 2","startTime":412.279999,"endTime":412.40999899999997,"body":"see"},{"speaker":"Speaker 2","startTime":412.40999899999997,"endTime":412.529999,"body":"me"},{"speaker":"Speaker 2","startTime":412.529999,"endTime":412.829999,"body":"squirming"},{"speaker":"Speaker 2","startTime":412.829999,"endTime":412.879999,"body":"in"},{"speaker":"Speaker 2","startTime":412.899999,"endTime":413.029999,"body":"my"},{"speaker":"Speaker 2","startTime":413.029999,"endTime":413.309999,"body":"chair?"},{"speaker":"Speaker","startTime":413.35999899999996,"endTime":413.5099985,"body":"Yeah,"},{"speaker":"Speaker","startTime":413.5099985,"endTime":413.569998,"body":"I"},{"speaker":"Speaker","startTime":413.569999,"endTime":413.809999,"body":"was,"},{"speaker":"Speaker","startTime":413.839999,"endTime":413.9299985,"body":"I"},{"speaker":"Speaker","startTime":413.9299985,"endTime":414.089998,"body":"felt"},{"speaker":"Speaker","startTime":414.399999,"endTime":414.489999,"body":"like"},{"speaker":"Speaker","startTime":414.489999,"endTime":414.559999,"body":"I"},{"speaker":"Speaker","startTime":414.559999,"endTime":414.739999,"body":"needed"},{"speaker":"Speaker","startTime":414.739999,"endTime":414.839999,"body":"to"},{"speaker":"Speaker","startTime":414.839999,"endTime":415.209999,"body":"scratch"},{"speaker":"Speaker","startTime":415.209999,"endTime":415.329999,"body":"my"},{"speaker":"Speaker","startTime":415.329999,"endTime":415.66999899999996,"body":"hair"},{"speaker":"Speaker","startTime":415.66999899999996,"endTime":415.759999,"body":"every"},{"speaker":"Speaker","startTime":415.889998,"endTime":416.16999799999996,"body":"time"},{"speaker":"Speaker","startTime":416.16999899999996,"endTime":416.22999899999996,"body":"you"},{"speaker":"Speaker","startTime":416.22999899999996,"endTime":416.40999899999997,"body":"said"},{"speaker":"Speaker","startTime":416.439999,"endTime":416.829999,"body":"bedbugs."},{"speaker":"Speaker","startTime":417.209999,"endTime":417.529999,"body":"It's"},{"speaker":"Speaker","startTime":417.689999,"endTime":417.899999,"body":"not"},{"speaker":"Speaker","startTime":417.899999,"endTime":418.269999,"body":"good."},{"speaker":"Speaker","startTime":418.29999799999996,"endTime":418.409998,"body":"It"},{"speaker":"Speaker","startTime":418.40999899999997,"endTime":418.5899985,"body":"has"},{"speaker":"Speaker","startTime":418.5899985,"endTime":418.649998,"body":"a"},{"speaker":"Speaker","startTime":418.649999,"endTime":418.9699985,"body":"creepy"},{"speaker":"Speaker","startTime":418.9699985,"endTime":419.279998,"body":"feeling."},{"speaker":"Speaker","startTime":419.279999,"endTime":419.579999,"body":"Yeah."},{"speaker":"Speaker","startTime":419.969998,"endTime":420.059998,"body":"Do"},{"speaker":"Speaker","startTime":420.059999,"endTime":420.1299985,"body":"you"},{"speaker":"Speaker","startTime":420.1299985,"endTime":420.219998,"body":"know"},{"speaker":"Speaker","startTime":420.219998,"endTime":420.329998,"body":"the"},{"speaker":"Speaker","startTime":420.329999,"endTime":420.6099985,"body":"number"},{"speaker":"Speaker","startTime":420.6099985,"endTime":420.829998,"body":"one"},{"speaker":"Speaker","startTime":420.829999,"endTime":421.179999,"body":"way"},{"speaker":"Speaker","startTime":421.209998,"endTime":421.579998,"body":"that"},{"speaker":"Speaker","startTime":421.649999,"endTime":422.529999,"body":"bedbugs"},{"speaker":"Speaker","startTime":422.579999,"endTime":422.78999849999997,"body":"come"},{"speaker":"Speaker","startTime":422.78999849999997,"endTime":423.41999799999996,"body":"into"},{"speaker":"Speaker","startTime":423.429999,"endTime":423.959999,"body":"homes?"},{"speaker":"Speaker 2","startTime":424.879999,"endTime":425.059999,"body":"You"},{"speaker":"Speaker 2","startTime":425.059999,"endTime":425.319999,"body":"know,"},{"speaker":"Speaker 2","startTime":425.389999,"endTime":425.749999,"body":"I"},{"speaker":"Speaker 2","startTime":425.749999,"endTime":425.989999,"body":"was"},{"speaker":"Speaker 2","startTime":425.989999,"endTime":426.299999,"body":"going"},{"speaker":"Speaker 2","startTime":426.299999,"endTime":426.469999,"body":"to,"},{"speaker":"Speaker 2","startTime":426.47999899999996,"endTime":426.629999,"body":"and"},{"speaker":"Speaker 2","startTime":426.629999,"endTime":426.749999,"body":"I"},{"speaker":"Speaker 2","startTime":426.779999,"endTime":427.189999,"body":"typically"},{"speaker":"Speaker 2","startTime":427.189999,"endTime":427.569999,"body":"say"},{"speaker":"Speaker 2","startTime":427.809999,"endTime":428.069999,"body":"that"},{"speaker":"Speaker 2","startTime":428.069999,"endTime":428.319999,"body":"it's,"},{"speaker":"Speaker 2","startTime":428.329999,"endTime":428.569999,"body":"uh,"},{"speaker":"Speaker 2","startTime":428.59999899999997,"endTime":428.989999,"body":"somebody"},{"speaker":"Speaker 2","startTime":428.989999,"endTime":429.35999899999996,"body":"stopped"},{"speaker":"Speaker 2","startTime":429.35999899999996,"endTime":429.59999899999997,"body":"off"},{"speaker":"Speaker 2","startTime":429.59999899999997,"endTime":429.769999,"body":"at"},{"speaker":"Speaker 2","startTime":429.769999,"endTime":429.899999,"body":"a"},{"speaker":"Speaker 2","startTime":429.90999899999997,"endTime":430.439999,"body":"hotel"},{"speaker":"Speaker 2","startTime":430.439999,"endTime":430.97999899999996,"body":"somewhere"},{"speaker":"Speaker 2","startTime":430.97999899999996,"endTime":431.1799985,"body":"and"},{"speaker":"Speaker 2","startTime":431.1799985,"endTime":431.249998,"body":"they"},{"speaker":"Speaker 2","startTime":431.249999,"endTime":431.389999,"body":"were"},{"speaker":"Speaker 2","startTime":431.399999,"endTime":431.689999,"body":"brought"},{"speaker":"Speaker 2","startTime":431.689999,"endTime":431.769999,"body":"to"},{"speaker":"Speaker 2","startTime":431.769999,"endTime":431.91999899999996,"body":"them"},{"speaker":"Speaker 2","startTime":431.91999899999996,"endTime":431.999999,"body":"in"},{"speaker":"Speaker 2","startTime":431.999999,"endTime":432.059999,"body":"a"},{"speaker":"Speaker 2","startTime":432.059999,"endTime":432.679999,"body":"suitcase."},{"speaker":"Speaker","startTime":432.769999,"endTime":433.089999,"body":"Yeah."},{"speaker":"Speaker 2","startTime":433.36499899999995,"endTime":433.72499899999997,"body":"Yeah."},{"speaker":"Speaker","startTime":434.03499899999997,"endTime":434.24499899999995,"body":"Yeah,"},{"speaker":"Speaker","startTime":434.24499899999995,"endTime":434.30499899999995,"body":"I"},{"speaker":"Speaker","startTime":434.30499899999995,"endTime":434.44499899999994,"body":"mean"},{"speaker":"Speaker","startTime":434.44499899999994,"endTime":434.53499899999997,"body":"they"},{"speaker":"Speaker","startTime":434.53499899999997,"endTime":434.884999,"body":"travel"},{"speaker":"Speaker","startTime":434.884999,"endTime":435.05499899999995,"body":"through"},{"speaker":"Speaker","startTime":435.05499899999995,"endTime":435.654999,"body":"suitcases"},{"speaker":"Speaker","startTime":435.654999,"endTime":435.80499899999995,"body":"and"},{"speaker":"Speaker","startTime":435.80499899999995,"endTime":436.014999,"body":"things"},{"speaker":"Speaker","startTime":436.014999,"endTime":436.144999,"body":"like"},{"speaker":"Speaker","startTime":436.144999,"endTime":436.334999,"body":"that,"},{"speaker":"Speaker","startTime":436.334999,"endTime":436.47499899999997,"body":"but"},{"speaker":"Speaker","startTime":436.47499899999997,"endTime":436.56499899999994,"body":"the"},{"speaker":"Speaker","startTime":436.56499899999994,"endTime":436.92499899999996,"body":"number"},{"speaker":"Speaker","startTime":436.92499899999996,"endTime":437.204999,"body":"one"},{"speaker":"Speaker","startTime":437.204999,"endTime":437.574999,"body":"way"},{"speaker":"Speaker","startTime":437.584999,"endTime":437.844999,"body":"that"},{"speaker":"Speaker","startTime":437.85499899999996,"endTime":438.084999,"body":"bed"},{"speaker":"Speaker","startTime":438.094999,"endTime":438.43499899999995,"body":"bugs"},{"speaker":"Speaker","startTime":438.43499899999995,"endTime":438.834999,"body":"come"},{"speaker":"Speaker","startTime":438.834999,"endTime":439.084999,"body":"to"},{"speaker":"Speaker","startTime":439.084999,"endTime":439.274999,"body":"our"},{"speaker":"Speaker","startTime":439.274999,"endTime":439.92499899999996,"body":"homes,"},{"speaker":"Speaker","startTime":440.05499899999995,"endTime":440.19499899999994,"body":"to"},{"speaker":"Speaker","startTime":440.19499899999994,"endTime":440.47499899999997,"body":"include"},{"speaker":"Speaker","startTime":440.47499899999997,"endTime":440.894999,"body":"vacation"},{"speaker":"Speaker","startTime":440.894999,"endTime":441.24499899999995,"body":"homes,"},{"speaker":"Speaker 2","startTime":441.93499899999995,"endTime":442.18499899999995,"body":"is"},{"speaker":"Speaker","startTime":442.18499899999995,"endTime":442.394999,"body":"through"},{"speaker":"Speaker 2","startTime":442.394999,"endTime":442.50499899999994,"body":"the"},{"speaker":"Speaker 2","startTime":442.50499899999994,"endTime":442.93499899999995,"body":"grocery"},{"speaker":"Speaker 2","startTime":442.93499899999995,"endTime":443.35499899999996,"body":"store."},{"speaker":"Speaker 2","startTime":443.55499799999996,"endTime":443.80499799999996,"body":"That"},{"speaker":"Speaker 2","startTime":443.80499799999996,"endTime":444.144998,"body":"boggles"},{"speaker":"Speaker 2","startTime":444.144999,"endTime":444.2649985,"body":"my"},{"speaker":"Speaker 2","startTime":444.2649985,"endTime":444.63499799999994,"body":"mind."},{"speaker":"Speaker","startTime":444.67499799999996,"endTime":444.97499799999997,"body":"Yeah."},{"speaker":"Speaker","startTime":445.014998,"endTime":445.37499799999995,"body":"Fruit."},{"speaker":"Speaker","startTime":446.03499899999997,"endTime":446.69499899999994,"body":"Fruit."},{"speaker":"Speaker","startTime":446.704999,"endTime":446.98499899999996,"body":"Yeah."},{"speaker":"Speaker","startTime":447.03499899999997,"endTime":447.17499849999996,"body":"The"},{"speaker":"Speaker","startTime":447.17499849999996,"endTime":447.454998,"body":"reason"},{"speaker":"Speaker","startTime":447.454999,"endTime":447.75499899999994,"body":"why"},{"speaker":"Speaker","startTime":447.78499899999997,"endTime":447.91499899999997,"body":"bed"},{"speaker":"Speaker","startTime":447.91499899999997,"endTime":448.144999,"body":"bugs"},{"speaker":"Speaker","startTime":448.144999,"endTime":448.6349985,"body":"exploded"},{"speaker":"Speaker","startTime":448.6349985,"endTime":448.97499799999997,"body":"again"},{"speaker":"Speaker","startTime":448.97499799999997,"endTime":449.17499799999996,"body":"was"},{"speaker":"Speaker","startTime":449.17499899999996,"endTime":449.584999,"body":"because"},{"speaker":"Speaker","startTime":449.584999,"endTime":449.72499849999997,"body":"they"},{"speaker":"Speaker","startTime":449.72499849999997,"endTime":450.22499799999997,"body":"changed"},{"speaker":"Speaker","startTime":450.23499899999996,"endTime":450.35499899999996,"body":"the"},{"speaker":"Speaker","startTime":450.35499999999996,"endTime":450.81499999999994,"body":"law"},{"speaker":"Speaker","startTime":450.86499799999996,"endTime":451.644998,"body":"about"},{"speaker":"Speaker","startTime":451.69499799999994,"endTime":452.344998,"body":"pesticides."},{"speaker":"Speaker","startTime":453.179999,"endTime":453.529999,"body":"And"},{"speaker":"Speaker","startTime":453.53999899999997,"endTime":453.959999,"body":"so"},{"speaker":"Speaker","startTime":454.65999899999997,"endTime":454.679999,"body":"they"},{"speaker":"Speaker","startTime":454.679999,"endTime":455.219999,"body":"reemerged"},{"speaker":"Speaker","startTime":455.309999,"endTime":455.589999,"body":"when"},{"speaker":"Speaker","startTime":455.589999,"endTime":456.079999,"body":"they"},{"speaker":"Speaker","startTime":456.269999,"endTime":456.549999,"body":"changed"},{"speaker":"Speaker","startTime":456.549999,"endTime":456.59999899999997,"body":"the"},{"speaker":"Speaker","startTime":456.59999899999997,"endTime":457.109999,"body":"laws."},{"speaker":"Speaker","startTime":457.119999,"endTime":457.429999,"body":"So"},{"speaker":"Speaker","startTime":457.429999,"endTime":457.699999,"body":"that's"},{"speaker":"Speaker","startTime":457.699999,"endTime":457.969999,"body":"why"},{"speaker":"Speaker","startTime":457.97999899999996,"endTime":458.129999,"body":"we"},{"speaker":"Speaker","startTime":458.129999,"endTime":458.399999,"body":"have"},{"speaker":"Speaker","startTime":458.619999,"endTime":458.869999,"body":"this"},{"speaker":"Speaker","startTime":458.889999,"endTime":459.16999899999996,"body":"bed"},{"speaker":"Speaker","startTime":459.16999899999996,"endTime":459.369999,"body":"bugs"},{"speaker":"Speaker","startTime":459.369999,"endTime":459.649999,"body":"again,"},{"speaker":"Speaker","startTime":459.719999,"endTime":459.999999,"body":"because"},{"speaker":"Speaker","startTime":459.999999,"endTime":460.22999899999996,"body":"growing"},{"speaker":"Speaker","startTime":460.22999899999996,"endTime":460.459999,"body":"up,"},{"speaker":"Speaker","startTime":460.78999899999997,"endTime":460.959999,"body":"I'd"},{"speaker":"Speaker","startTime":460.959999,"endTime":461.179999,"body":"never"},{"speaker":"Speaker","startTime":461.179999,"endTime":461.34999899999997,"body":"seen"},{"speaker":"Speaker","startTime":461.34999899999997,"endTime":461.369999,"body":"it,"},{"speaker":"Speaker","startTime":461.41999899999996,"endTime":461.499999,"body":"but"},{"speaker":"Speaker","startTime":461.499999,"endTime":461.899999,"body":"I"},{"speaker":"Speaker 2","startTime":461.90999899999997,"endTime":462.059999,"body":"had"},{"speaker":"Speaker 2","startTime":462.059999,"endTime":462.339999,"body":"never"},{"speaker":"Speaker 2","startTime":462.339999,"endTime":462.5299985,"body":"seen"},{"speaker":"Speaker 2","startTime":462.5299985,"endTime":462.569998,"body":"a"},{"speaker":"Speaker 2","startTime":462.569998,"endTime":462.769998,"body":"bed"},{"speaker":"Speaker 2","startTime":462.769999,"endTime":462.999999,"body":"bug"},{"speaker":"Speaker 2","startTime":462.999999,"endTime":463.4499985,"body":"myself"},{"speaker":"Speaker 2","startTime":463.4499985,"endTime":463.649998,"body":"either."},{"speaker":"Speaker 2","startTime":463.649999,"endTime":463.799999,"body":"Like"},{"speaker":"Speaker 2","startTime":463.799999,"endTime":463.84999899999997,"body":"a"},{"speaker":"Speaker 2","startTime":463.84999899999997,"endTime":464.239999,"body":"myth."},{"speaker":"Speaker 2","startTime":464.319998,"endTime":464.719998,"body":"Yeah."},{"speaker":"Speaker 2","startTime":464.749999,"endTime":464.959999,"body":"Yeah."},{"speaker":"Speaker 2","startTime":464.959999,"endTime":465.28999899999997,"body":"Yeah."},{"speaker":"Speaker 2","startTime":465.489998,"endTime":465.649998,"body":"Are"},{"speaker":"Speaker 2","startTime":465.649998,"endTime":465.759998,"body":"they"},{"speaker":"Speaker 2","startTime":465.759999,"endTime":466.049999,"body":"real?"},{"speaker":"Speaker 2","startTime":466.049999,"endTime":466.119999,"body":"Are"},{"speaker":"Speaker 2","startTime":466.119999,"endTime":466.219999,"body":"they"},{"speaker":"Speaker 2","startTime":466.219999,"endTime":466.41999899999996,"body":"not"},{"speaker":"Speaker 2","startTime":466.41999899999996,"endTime":466.72999899999996,"body":"real?"},{"speaker":"Speaker","startTime":466.749999,"endTime":467.09999899999997,"body":"Yeah."},{"speaker":"Speaker 2","startTime":467.16999899999996,"endTime":467.499999,"body":"Trust"},{"speaker":"Speaker 2","startTime":467.499999,"endTime":467.639999,"body":"me."},{"speaker":"Speaker 2","startTime":467.639999,"endTime":467.749999,"body":"If"},{"speaker":"Speaker 2","startTime":467.749999,"endTime":467.889999,"body":"you"},{"speaker":"Speaker 2","startTime":467.889999,"endTime":468.0699985,"body":"get"},{"speaker":"Speaker 2","startTime":468.0699985,"endTime":468.239998,"body":"them,"},{"speaker":"Speaker 2","startTime":468.239998,"endTime":468.449998,"body":"they're"},{"speaker":"Speaker 2","startTime":468.449998,"endTime":468.819998,"body":"real."},{"speaker":"Speaker 2","startTime":468.839998,"endTime":468.959998,"body":"Oh"},{"speaker":"Speaker 2","startTime":468.959999,"endTime":469.329999,"body":"man."},{"speaker":"Speaker","startTime":470.089998,"endTime":470.279998,"body":"So"},{"speaker":"Speaker","startTime":470.279998,"endTime":470.389998,"body":"for"},{"speaker":"Speaker","startTime":470.389999,"endTime":470.6099985,"body":"number"},{"speaker":"Speaker","startTime":470.6099985,"endTime":471.199998,"body":"six,"},{"speaker":"Speaker","startTime":471.869998,"endTime":471.939998,"body":"I"},{"speaker":"Speaker","startTime":471.939998,"endTime":472.159998,"body":"didn't"},{"speaker":"Speaker","startTime":472.15999899999997,"endTime":472.349999,"body":"quite"},{"speaker":"Speaker","startTime":472.439999,"endTime":472.869999,"body":"understand"},{"speaker":"Speaker","startTime":472.869999,"endTime":473.009999,"body":"what"},{"speaker":"Speaker","startTime":473.009999,"endTime":473.099999,"body":"you"},{"speaker":"Speaker","startTime":473.099999,"endTime":473.269999,"body":"meant"},{"speaker":"Speaker","startTime":473.279999,"endTime":473.399999,"body":"by"},{"speaker":"Speaker","startTime":473.399999,"endTime":473.429999,"body":"this."},{"speaker":"Speaker","startTime":473.639999,"endTime":473.769999,"body":"So"},{"speaker":"Speaker","startTime":473.769999,"endTime":473.919999,"body":"I'm"},{"speaker":"Speaker","startTime":473.919999,"endTime":474.019999,"body":"going"},{"speaker":"Speaker","startTime":474.019999,"endTime":474.079999,"body":"to"},{"speaker":"Speaker","startTime":474.089999,"endTime":474.359999,"body":"ask"},{"speaker":"Speaker","startTime":474.359999,"endTime":474.449999,"body":"you"},{"speaker":"Speaker","startTime":474.449999,"endTime":474.549999,"body":"to"},{"speaker":"Speaker","startTime":474.549999,"endTime":474.779999,"body":"help"},{"speaker":"Speaker","startTime":474.779999,"endTime":475.199999,"body":"explain"},{"speaker":"Speaker","startTime":475.199999,"endTime":475.299999,"body":"it"},{"speaker":"Speaker","startTime":475.299999,"endTime":475.689999,"body":"better."},{"speaker":"Speaker","startTime":476.16999899999996,"endTime":476.949999,"body":"Secondary"},{"speaker":"Speaker","startTime":476.959999,"endTime":477.579999,"body":"coverage."},{"speaker":"Speaker 2","startTime":478.35999899999996,"endTime":478.629999,"body":"So"},{"speaker":"Speaker 2","startTime":478.629999,"endTime":478.939999,"body":"that"},{"speaker":"Speaker 2","startTime":478.98999899999995,"endTime":479.559999,"body":"pertains"},{"speaker":"Speaker 2","startTime":479.559999,"endTime":480.059999,"body":"to"},{"speaker":"Speaker 2","startTime":480.379999,"endTime":480.65999899999997,"body":"if"},{"speaker":"Speaker 2","startTime":480.66999899999996,"endTime":480.819999,"body":"the"},{"speaker":"Speaker 2","startTime":480.819999,"endTime":481.379999,"body":"homeowner"},{"speaker":"Speaker 2","startTime":481.379999,"endTime":481.879999,"body":"has"},{"speaker":"Speaker 2","startTime":482.219999,"endTime":482.41999899999996,"body":"a"},{"speaker":"Speaker 2","startTime":482.459999,"endTime":483.199999,"body":"commercial"},{"speaker":"Speaker 2","startTime":483.439999,"endTime":483.829999,"body":"grade"},{"speaker":"Speaker 2","startTime":483.869999,"endTime":484.48999899999995,"body":"coverage"},{"speaker":"Speaker 2","startTime":484.529999,"endTime":484.949999,"body":"already"},{"speaker":"Speaker 2","startTime":484.949999,"endTime":485.09999849999997,"body":"in"},{"speaker":"Speaker 2","startTime":485.09999849999997,"endTime":485.629998,"body":"place,"},{"speaker":"Speaker 2","startTime":485.92999799999996,"endTime":486.249998,"body":"then"},{"speaker":"Speaker 2","startTime":486.249999,"endTime":486.459999,"body":"this"},{"speaker":"Speaker 2","startTime":486.469999,"endTime":487.04999899999996,"body":"program"},{"speaker":"Speaker 2","startTime":487.04999899999996,"endTime":487.279999,"body":"would"},{"speaker":"Speaker 2","startTime":487.28999899999997,"endTime":487.589999,"body":"back"},{"speaker":"Speaker 2","startTime":487.589999,"endTime":487.7199985,"body":"it"},{"speaker":"Speaker 2","startTime":487.7199985,"endTime":487.959998,"body":"up"},{"speaker":"Speaker 2","startTime":487.959999,"endTime":488.119999,"body":"and"},{"speaker":"Speaker 2","startTime":488.119999,"endTime":488.249999,"body":"be"},{"speaker":"Speaker 2","startTime":488.249999,"endTime":488.319999,"body":"a"},{"speaker":"Speaker 2","startTime":488.319999,"endTime":488.999999,"body":"secondary"},{"speaker":"Speaker 2","startTime":488.999999,"endTime":489.579999,"body":"coverage"},{"speaker":"Speaker 2","startTime":489.579999,"endTime":489.7599985,"body":"to"},{"speaker":"Speaker 2","startTime":489.7599985,"endTime":489.909998,"body":"be"},{"speaker":"Speaker 2","startTime":489.90999899999997,"endTime":490.0099985,"body":"able"},{"speaker":"Speaker 2","startTime":490.0099985,"endTime":490.129998,"body":"to"},{"speaker":"Speaker 2","startTime":490.129999,"endTime":490.439999,"body":"provide"},{"speaker":"Speaker 2","startTime":490.439999,"endTime":490.969999,"body":"additional"},{"speaker":"Speaker 2","startTime":490.98999899999995,"endTime":491.459999,"body":"coverage"},{"speaker":"Speaker 2","startTime":491.469998,"endTime":491.879998,"body":"for"},{"speaker":"Speaker 2","startTime":491.9,"endTime":492.25,"body":"if"},{"speaker":"Speaker 2","startTime":492.569998,"endTime":492.749998,"body":"the"},{"speaker":"Speaker 2","startTime":492.749998,"endTime":493.009998,"body":"limit"},{"speaker":"Speaker 2","startTime":493.019998,"endTime":493.199998,"body":"was"},{"speaker":"Speaker 2","startTime":493.199999,"endTime":493.79999899999996,"body":"exhausted"},{"speaker":"Speaker 2","startTime":493.79999899999996,"endTime":493.9299985,"body":"on"},{"speaker":"Speaker 2","startTime":493.9299985,"endTime":494.059998,"body":"the"},{"speaker":"Speaker 2","startTime":494.059999,"endTime":494.389999,"body":"first"},{"speaker":"Speaker 2","startTime":494.59999899999997,"endTime":495.10999899999996,"body":"coverage"},{"speaker":"Speaker 2","startTime":495.16999899999996,"endTime":495.589999,"body":"or"},{"speaker":"Speaker 2","startTime":495.829999,"endTime":495.999999,"body":"there"},{"speaker":"Speaker 2","startTime":495.999999,"endTime":496.15999899999997,"body":"was"},{"speaker":"Speaker 2","startTime":496.15999899999997,"endTime":496.22999899999996,"body":"a"},{"speaker":"Speaker 2","startTime":496.22999899999996,"endTime":496.55999899999995,"body":"claim"},{"speaker":"Speaker 2","startTime":496.55999899999995,"endTime":496.67999899999995,"body":"that"},{"speaker":"Speaker 2","startTime":496.67999899999995,"endTime":496.899999,"body":"was"},{"speaker":"Speaker 2","startTime":496.92999899999995,"endTime":497.249999,"body":"over"},{"speaker":"Speaker 2","startTime":497.249999,"endTime":497.36999899999995,"body":"the"},{"speaker":"Speaker 2","startTime":497.36999899999995,"endTime":497.819999,"body":"amount"},{"speaker":"Speaker 2","startTime":497.839999,"endTime":498.079999,"body":"and"},{"speaker":"Speaker 2","startTime":498.079999,"endTime":498.23999899999995,"body":"this"},{"speaker":"Speaker 2","startTime":498.23999899999995,"endTime":498.54999899999996,"body":"coverage"},{"speaker":"Speaker 2","startTime":498.54999899999996,"endTime":498.67999899999995,"body":"would"},{"speaker":"Speaker 2","startTime":498.67999899999995,"endTime":498.889999,"body":"kick"},{"speaker":"Speaker 2","startTime":498.889999,"endTime":499.17999899999995,"body":"in."},{"speaker":"Speaker 2","startTime":499.65999899999997,"endTime":499.969999,"body":"What's"},{"speaker":"Speaker 2","startTime":499.969999,"endTime":500.189999,"body":"great"},{"speaker":"Speaker 2","startTime":500.189999,"endTime":500.42999899999995,"body":"about"},{"speaker":"Speaker 2","startTime":500.42999899999995,"endTime":500.579999,"body":"this"},{"speaker":"Speaker 2","startTime":500.579999,"endTime":500.98999899999995,"body":"program"},{"speaker":"Speaker 2","startTime":500.98999899999995,"endTime":501.23999899999995,"body":"is,"},{"speaker":"Speaker 2","startTime":501.23999899999995,"endTime":501.379999,"body":"is"},{"speaker":"Speaker 2","startTime":501.379999,"endTime":501.55999899999995,"body":"that"},{"speaker":"Speaker 2","startTime":501.55999899999995,"endTime":501.65999899999997,"body":"it"},{"speaker":"Speaker 2","startTime":501.65999899999997,"endTime":501.80999899999995,"body":"can"},{"speaker":"Speaker 2","startTime":501.80999899999995,"endTime":502.089999,"body":"also"},{"speaker":"Speaker 2","startTime":502.089999,"endTime":502.29999899999996,"body":"act"},{"speaker":"Speaker 2","startTime":502.29999899999996,"endTime":502.42999899999995,"body":"as"},{"speaker":"Speaker 2","startTime":502.42999899999995,"endTime":502.47999899999996,"body":"a"},{"speaker":"Speaker 2","startTime":502.47999899999996,"endTime":503.089999,"body":"primary"},{"speaker":"Speaker 2","startTime":503.40999899999997,"endTime":503.889999,"body":"coverage"},{"speaker":"Speaker 2","startTime":503.899999,"endTime":504.149999,"body":"if"},{"speaker":"Speaker 2","startTime":504.149999,"endTime":504.259999,"body":"the"},{"speaker":"Speaker 2","startTime":504.259999,"endTime":504.8399985,"body":"homeowner"},{"speaker":"Speaker 2","startTime":504.8399985,"endTime":505.159998,"body":"keeps"},{"speaker":"Speaker 2","startTime":505.15999899999997,"endTime":505.29999899999996,"body":"their"},{"speaker":"Speaker 2","startTime":505.29999899999996,"endTime":505.889999,"body":"traditional"},{"speaker":"Speaker 2","startTime":505.899999,"endTime":506.41999849999996,"body":"homeowner's"},{"speaker":"Speaker 2","startTime":506.41999849999996,"endTime":506.969998,"body":"policy."},{"speaker":"Speaker 2","startTime":507.36999899999995,"endTime":507.54999899999996,"body":"Of"},{"speaker":"Speaker 2","startTime":507.54999899999996,"endTime":507.78999899999997,"body":"course,"},{"speaker":"Speaker 2","startTime":507.80999899999995,"endTime":508.03999899999997,"body":"that"},{"speaker":"Speaker 2","startTime":508.04999899999996,"endTime":508.4599985,"body":"typically"},{"speaker":"Speaker 2","startTime":508.4599985,"endTime":508.649998,"body":"would"},{"speaker":"Speaker 2","startTime":508.649999,"endTime":508.8799985,"body":"not"},{"speaker":"Speaker 2","startTime":508.8799985,"endTime":509.259998,"body":"cover"},{"speaker":"Speaker 2","startTime":509.29999899999996,"endTime":509.81999900000005,"body":"commercial"},{"speaker":"Speaker 2","startTime":509.81999900000005,"endTime":510.139999,"body":"rental"},{"speaker":"Speaker 2","startTime":510.139999,"endTime":510.759999,"body":"activities,"},{"speaker":"Speaker 2","startTime":511.05999799999995,"endTime":511.249998,"body":"but"},{"speaker":"Speaker 2","startTime":511.249998,"endTime":511.639998,"body":"because"},{"speaker":"Speaker 2","startTime":511.639998,"endTime":511.81999800000006,"body":"this"},{"speaker":"Speaker 2","startTime":511.82999800000005,"endTime":512.359998,"body":"program"},{"speaker":"Speaker 2","startTime":512.359999,"endTime":512.599999,"body":"is,"},{"speaker":"Speaker 2","startTime":512.609999,"endTime":512.8299985,"body":"is"},{"speaker":"Speaker 2","startTime":512.8299985,"endTime":513.309998,"body":"available"},{"speaker":"Speaker 2","startTime":513.309998,"endTime":513.699998,"body":"through"},{"speaker":"Speaker 2","startTime":513.729999,"endTime":513.859999,"body":"the"},{"speaker":"Speaker 2","startTime":513.859999,"endTime":514.329999,"body":"Costco"},{"speaker":"Speaker 2","startTime":514.329999,"endTime":514.739999,"body":"property"},{"speaker":"Speaker 2","startTime":514.739999,"endTime":515.269999,"body":"manager,"},{"speaker":"Speaker 2","startTime":515.779999,"endTime":516.069999,"body":"they"},{"speaker":"Speaker 2","startTime":516.069999,"endTime":516.139999,"body":"are"},{"speaker":"Speaker 2","startTime":516.139999,"endTime":516.609999,"body":"additionally"},{"speaker":"Speaker 2","startTime":516.609999,"endTime":516.979999,"body":"insured"},{"speaker":"Speaker 2","startTime":516.979999,"endTime":517.089999,"body":"as"},{"speaker":"Speaker 2","startTime":517.089999,"endTime":517.139999,"body":"a"},{"speaker":"Speaker 2","startTime":517.139999,"endTime":517.679999,"body":"homeowner"},{"speaker":"Speaker 2","startTime":517.919999,"endTime":518.219999,"body":"and"},{"speaker":"Speaker 2","startTime":518.219999,"endTime":518.339999,"body":"they"},{"speaker":"Speaker 2","startTime":518.339999,"endTime":518.539999,"body":"can"},{"speaker":"Speaker 2","startTime":518.539999,"endTime":518.789999,"body":"use"},{"speaker":"Speaker 2","startTime":518.789999,"endTime":519.019999,"body":"this"},{"speaker":"Speaker 2","startTime":519.029999,"endTime":519.199999,"body":"from"},{"speaker":"Speaker 2","startTime":519.199999,"endTime":519.299999,"body":"the"},{"speaker":"Speaker 2","startTime":519.309999,"endTime":519.539999,"body":"time"},{"speaker":"Speaker 2","startTime":519.539999,"endTime":519.599999,"body":"the"},{"speaker":"Speaker 2","startTime":519.599999,"endTime":519.819999,"body":"guest"},{"speaker":"Speaker 2","startTime":519.819999,"endTime":520.119999,"body":"checks"},{"speaker":"Speaker 2","startTime":520.119999,"endTime":520.359999,"body":"in"},{"speaker":"Speaker 2","startTime":520.359999,"endTime":520.489999,"body":"to"},{"speaker":"Speaker 2","startTime":520.489999,"endTime":520.599999,"body":"the"},{"speaker":"Speaker 2","startTime":520.609999,"endTime":520.8299989999999,"body":"time"},{"speaker":"Speaker 2","startTime":520.8299989999999,"endTime":520.909999,"body":"the"},{"speaker":"Speaker 2","startTime":520.909999,"endTime":521.1299984999999,"body":"guest"},{"speaker":"Speaker 2","startTime":521.1299984999999,"endTime":521.4599979999999,"body":"checks"},{"speaker":"Speaker 2","startTime":521.4599979999999,"endTime":521.679998,"body":"out,"},{"speaker":"Speaker 2","startTime":521.689999,"endTime":521.859999,"body":"which"},{"speaker":"Speaker 2","startTime":521.859999,"endTime":521.979999,"body":"is"},{"speaker":"Speaker 2","startTime":521.979999,"endTime":522.139999,"body":"when"},{"speaker":"Speaker 2","startTime":522.139999,"endTime":522.229999,"body":"they"},{"speaker":"Speaker 2","startTime":522.229999,"endTime":522.389999,"body":"need"},{"speaker":"Speaker 2","startTime":522.389999,"endTime":522.4599985,"body":"the"},{"speaker":"Speaker 2","startTime":522.4599985,"endTime":522.9599979999999,"body":"coverage."},{"speaker":"Speaker 2","startTime":523.249998,"endTime":523.749998,"body":"Otherwise"},{"speaker":"Speaker 2","startTime":523.749998,"endTime":523.849998,"body":"it's."},{"speaker":"Speaker 2","startTime":523.924999,"endTime":523.9549989999999,"body":"It's"},{"speaker":"Speaker 2","startTime":524.0749989999999,"endTime":524.3249989999999,"body":"the"},{"speaker":"Speaker 2","startTime":524.424999,"endTime":524.934999,"body":"traditional"},{"speaker":"Speaker 2","startTime":524.934999,"endTime":525.494999,"body":"homeowners"},{"speaker":"Speaker 2","startTime":525.494999,"endTime":525.894999,"body":"policy"},{"speaker":"Speaker 2","startTime":525.894999,"endTime":526.004999,"body":"would"},{"speaker":"Speaker 2","startTime":526.014999,"endTime":526.124999,"body":"be"},{"speaker":"Speaker 2","startTime":526.124999,"endTime":526.234999,"body":"in"},{"speaker":"Speaker 2","startTime":526.234999,"endTime":526.634999,"body":"place"},{"speaker":"Speaker 2","startTime":526.874999,"endTime":527.4649989999999,"body":"for,"},{"speaker":"Speaker 2","startTime":527.484999,"endTime":527.644999,"body":"you"},{"speaker":"Speaker 2","startTime":527.644999,"endTime":527.774999,"body":"know,"},{"speaker":"Speaker 2","startTime":527.774999,"endTime":527.9649989999999,"body":"when"},{"speaker":"Speaker 2","startTime":527.9649989999999,"endTime":528.124999,"body":"they"},{"speaker":"Speaker 2","startTime":528.124999,"endTime":528.394999,"body":"use"},{"speaker":"Speaker 2","startTime":528.394999,"endTime":528.664999,"body":"it"},{"speaker":"Speaker 2","startTime":528.684999,"endTime":529.174999,"body":"or"},{"speaker":"Speaker 2","startTime":529.244999,"endTime":529.6949989999999,"body":"whatever"},{"speaker":"Speaker 2","startTime":529.6949989999999,"endTime":529.764999,"body":"the"},{"speaker":"Speaker 2","startTime":529.764999,"endTime":529.9749989999999,"body":"case"},{"speaker":"Speaker 2","startTime":529.9749989999999,"endTime":530.154999,"body":"might"},{"speaker":"Speaker 2","startTime":530.154999,"endTime":530.414999,"body":"be."},{"speaker":"Speaker 2","startTime":530.4449989999999,"endTime":530.814999,"body":"But"},{"speaker":"Speaker 2","startTime":530.924999,"endTime":531.0949989999999,"body":"when"},{"speaker":"Speaker 2","startTime":531.0949989999999,"endTime":531.144999,"body":"the"},{"speaker":"Speaker 2","startTime":531.164999,"endTime":531.734999,"body":"commercial"},{"speaker":"Speaker 2","startTime":531.744999,"endTime":532.134999,"body":"rental"},{"speaker":"Speaker 2","startTime":532.134999,"endTime":532.234999,"body":"is"},{"speaker":"Speaker 2","startTime":532.234999,"endTime":532.374999,"body":"in"},{"speaker":"Speaker 2","startTime":532.374999,"endTime":532.654999,"body":"there,"},{"speaker":"Speaker 2","startTime":532.9549989999999,"endTime":533.2649984999999,"body":"check"},{"speaker":"Speaker 2","startTime":533.2649984999999,"endTime":533.534998,"body":"in,"},{"speaker":"Speaker 2","startTime":533.534999,"endTime":533.8249989999999,"body":"check"},{"speaker":"Speaker 2","startTime":533.8449979999999,"endTime":534.174998,"body":"out"},{"speaker":"Speaker 2","startTime":534.294999,"endTime":534.404999,"body":"the"},{"speaker":"Speaker 2","startTime":534.404999,"endTime":534.614999,"body":"right"},{"speaker":"Speaker 2","startTime":534.614999,"endTime":534.914999,"body":"coverage"},{"speaker":"Speaker 2","startTime":534.914999,"endTime":535.024999,"body":"is"},{"speaker":"Speaker 2","startTime":535.024999,"endTime":535.184999,"body":"in"},{"speaker":"Speaker 2","startTime":535.184999,"endTime":535.5849989999999,"body":"place."},{"speaker":"Speaker","startTime":536.014999,"endTime":536.204999,"body":"It's"},{"speaker":"Speaker","startTime":536.204999,"endTime":536.374999,"body":"so"},{"speaker":"Speaker","startTime":536.374999,"endTime":536.964999,"body":"important."},{"speaker":"Speaker","startTime":537.034999,"endTime":537.1349985,"body":"You"},{"speaker":"Speaker","startTime":537.1349985,"endTime":537.244998,"body":"know,"},{"speaker":"Speaker","startTime":537.244999,"endTime":537.4349990000001,"body":"I"},{"speaker":"Speaker","startTime":537.444999,"endTime":537.644999,"body":"can't"},{"speaker":"Speaker","startTime":537.644999,"endTime":537.744999,"body":"tell"},{"speaker":"Speaker","startTime":537.744999,"endTime":537.874999,"body":"you"},{"speaker":"Speaker","startTime":537.874999,"endTime":537.9649985,"body":"how"},{"speaker":"Speaker","startTime":537.9649985,"endTime":538.154998,"body":"many"},{"speaker":"Speaker","startTime":538.154999,"endTime":538.664999,"body":"times"},{"speaker":"Speaker","startTime":538.664999,"endTime":538.7949985,"body":"I've"},{"speaker":"Speaker","startTime":538.7949985,"endTime":538.984998,"body":"always"},{"speaker":"Speaker","startTime":538.984999,"endTime":539.364999,"body":"wondered,"},{"speaker":"Speaker","startTime":539.374999,"endTime":539.4649985,"body":"you"},{"speaker":"Speaker","startTime":539.4649985,"endTime":539.574998,"body":"know,"},{"speaker":"Speaker","startTime":539.574999,"endTime":539.8149990000001,"body":"will"},{"speaker":"Speaker","startTime":539.8149990000001,"endTime":539.954999,"body":"my"},{"speaker":"Speaker","startTime":539.954999,"endTime":540.3749985000001,"body":"insurance"},{"speaker":"Speaker","startTime":540.3749985000001,"endTime":540.624998,"body":"cover"},{"speaker":"Speaker","startTime":540.624998,"endTime":540.914998,"body":"me"},{"speaker":"Speaker","startTime":540.954998,"endTime":541.174998,"body":"on"},{"speaker":"Speaker","startTime":541.174999,"endTime":541.624999,"body":"this?"},{"speaker":"Speaker","startTime":541.664999,"endTime":541.974999,"body":"And"},{"speaker":"Speaker","startTime":541.984999,"endTime":542.0649990000001,"body":"a"},{"speaker":"Speaker","startTime":542.0649990000001,"endTime":542.224999,"body":"lot"},{"speaker":"Speaker","startTime":542.224999,"endTime":542.4349990000001,"body":"of."},{"speaker":"Speaker","startTime":542.629999,"endTime":542.979999,"body":"insurance"},{"speaker":"Speaker","startTime":542.979999,"endTime":543.579999,"body":"policies"},{"speaker":"Speaker","startTime":543.589999,"endTime":543.889999,"body":"for"},{"speaker":"Speaker","startTime":544.009999,"endTime":544.8099990000001,"body":"residential,"},{"speaker":"Speaker","startTime":544.879999,"endTime":545.1899990000001,"body":"even"},{"speaker":"Speaker","startTime":545.1899990000001,"endTime":545.359999,"body":"if"},{"speaker":"Speaker","startTime":545.359999,"endTime":545.489999,"body":"you"},{"speaker":"Speaker","startTime":545.489999,"endTime":545.729999,"body":"change"},{"speaker":"Speaker","startTime":545.729999,"endTime":545.819999,"body":"it"},{"speaker":"Speaker","startTime":545.819999,"endTime":546.049999,"body":"over"},{"speaker":"Speaker","startTime":546.049999,"endTime":546.649999,"body":"to"},{"speaker":"Speaker","startTime":546.729999,"endTime":547.009999,"body":"letting"},{"speaker":"Speaker","startTime":547.009999,"endTime":547.1899990000001,"body":"them"},{"speaker":"Speaker","startTime":547.1899990000001,"endTime":547.379999,"body":"know"},{"speaker":"Speaker","startTime":547.379999,"endTime":547.519999,"body":"that"},{"speaker":"Speaker","startTime":547.519999,"endTime":547.649999,"body":"this"},{"speaker":"Speaker","startTime":547.649999,"endTime":547.749999,"body":"is"},{"speaker":"Speaker","startTime":547.749999,"endTime":547.789999,"body":"a"},{"speaker":"Speaker","startTime":547.789999,"endTime":548.219999,"body":"vacation"},{"speaker":"Speaker","startTime":548.219999,"endTime":548.529999,"body":"rental,"},{"speaker":"Speaker","startTime":548.979999,"endTime":549.089999,"body":"there's"},{"speaker":"Speaker","startTime":549.089999,"endTime":549.3099990000001,"body":"always"},{"speaker":"Speaker","startTime":549.3099990000001,"endTime":549.529999,"body":"that"},{"speaker":"Speaker","startTime":549.549999,"endTime":549.919999,"body":"question"},{"speaker":"Speaker","startTime":549.919999,"endTime":549.9399990000001,"body":"in"},{"speaker":"Speaker","startTime":549.9399990000001,"endTime":550.019999,"body":"the"},{"speaker":"Speaker","startTime":550.029999,"endTime":550.229999,"body":"back"},{"speaker":"Speaker","startTime":550.229999,"endTime":550.269999,"body":"of"},{"speaker":"Speaker","startTime":550.269999,"endTime":550.369999,"body":"your"},{"speaker":"Speaker","startTime":550.369999,"endTime":550.7999985,"body":"mind,"},{"speaker":"Speaker","startTime":550.7999985,"endTime":550.999998,"body":"how"},{"speaker":"Speaker","startTime":550.999999,"endTime":551.0899985,"body":"are"},{"speaker":"Speaker","startTime":551.0899985,"endTime":551.209998,"body":"they"},{"speaker":"Speaker","startTime":551.209999,"endTime":551.3099990000001,"body":"going"},{"speaker":"Speaker","startTime":551.3099990000001,"endTime":551.369999,"body":"to"},{"speaker":"Speaker","startTime":551.369999,"endTime":551.569999,"body":"play"},{"speaker":"Speaker","startTime":551.569999,"endTime":551.779999,"body":"this"},{"speaker":"Speaker","startTime":551.779999,"endTime":552.039999,"body":"out?"},{"speaker":"Speaker","startTime":552.089998,"endTime":552.229998,"body":"And"},{"speaker":"Speaker","startTime":552.229999,"endTime":552.329999,"body":"it's"},{"speaker":"Speaker","startTime":552.329999,"endTime":552.8799985,"body":"fantastic"},{"speaker":"Speaker","startTime":552.8799985,"endTime":552.909998,"body":"to"},{"speaker":"Speaker","startTime":553.069999,"endTime":553.359999,"body":"have"},{"speaker":"Speaker","startTime":553.359999,"endTime":553.579999,"body":"this"},{"speaker":"Speaker","startTime":553.619999,"endTime":554.139999,"body":"secondary"},{"speaker":"Speaker","startTime":554.139999,"endTime":554.659999,"body":"coverage"},{"speaker":"Speaker","startTime":554.719999,"endTime":554.949999,"body":"with"},{"speaker":"Speaker","startTime":554.949999,"endTime":554.989999,"body":"a"},{"speaker":"Speaker","startTime":554.989999,"endTime":555.329999,"body":"product"},{"speaker":"Speaker","startTime":555.339998,"endTime":555.659998,"body":"that's"},{"speaker":"Speaker","startTime":555.6799990000001,"endTime":556.589999,"body":"specifically"},{"speaker":"Speaker","startTime":556.619999,"endTime":557.269999,"body":"designed"},{"speaker":"Speaker","startTime":557.269999,"endTime":557.4999985000001,"body":"for"},{"speaker":"Speaker","startTime":557.4999985000001,"endTime":557.609998,"body":"the"},{"speaker":"Speaker","startTime":557.609999,"endTime":557.859999,"body":"short"},{"speaker":"Speaker","startTime":557.859999,"endTime":558.099999,"body":"term"},{"speaker":"Speaker","startTime":558.099999,"endTime":558.339999,"body":"rental"},{"speaker":"Speaker","startTime":558.359999,"endTime":558.9399990000001,"body":"industry"},{"speaker":"Speaker","startTime":558.979999,"endTime":559.639999,"body":"negotiated"},{"speaker":"Speaker","startTime":559.639999,"endTime":559.759999,"body":"by"},{"speaker":"Speaker","startTime":559.759999,"endTime":560.389999,"body":"Costco"},{"speaker":"Speaker","startTime":560.469999,"endTime":560.659999,"body":"to"},{"speaker":"Speaker","startTime":560.659999,"endTime":561.1899990000001,"body":"have"},{"speaker":"Speaker","startTime":561.329999,"endTime":561.639999,"body":"this"},{"speaker":"Speaker","startTime":561.719999,"endTime":562.359999,"body":"coverage"},{"speaker":"Speaker","startTime":562.399999,"endTime":562.579999,"body":"in"},{"speaker":"Speaker","startTime":562.579999,"endTime":562.919999,"body":"case"},{"speaker":"Speaker","startTime":562.919999,"endTime":563.269999,"body":"your"},{"speaker":"Speaker","startTime":563.549999,"endTime":563.779999,"body":"own"},{"speaker":"Speaker","startTime":563.779999,"endTime":564.129999,"body":"insurance"},{"speaker":"Speaker","startTime":564.129999,"endTime":564.469999,"body":"company"},{"speaker":"Speaker","startTime":564.479999,"endTime":564.749999,"body":"doesn't"},{"speaker":"Speaker","startTime":564.749999,"endTime":564.969999,"body":"cover"},{"speaker":"Speaker","startTime":564.969999,"endTime":565.069999,"body":"it,"},{"speaker":"Speaker","startTime":565.079999,"endTime":565.469999,"body":"or"},{"speaker":"Speaker","startTime":565.609999,"endTime":565.7999990000001,"body":"the"},{"speaker":"Speaker","startTime":565.7999990000001,"endTime":566.099999,"body":"coverage"},{"speaker":"Speaker","startTime":566.099999,"endTime":566.179999,"body":"is"},{"speaker":"Speaker","startTime":566.1799990000001,"endTime":566.769999,"body":"exhausted,"},{"speaker":"Speaker","startTime":566.799999,"endTime":567.269999,"body":"or"},{"speaker":"Speaker","startTime":567.409999,"endTime":567.569999,"body":"if"},{"speaker":"Speaker","startTime":567.569999,"endTime":567.709999,"body":"it's"},{"speaker":"Speaker","startTime":567.709999,"endTime":568.1899990000001,"body":"something"},{"speaker":"Speaker","startTime":568.229999,"endTime":568.329999,"body":"out"},{"speaker":"Speaker","startTime":568.329999,"endTime":568.4299990000001,"body":"of"},{"speaker":"Speaker","startTime":568.4299990000001,"endTime":568.489999,"body":"the"},{"speaker":"Speaker","startTime":568.489999,"endTime":568.749999,"body":"norm"},{"speaker":"Speaker","startTime":568.749999,"endTime":568.869999,"body":"that"},{"speaker":"Speaker","startTime":569.174999,"endTime":569.354999,"body":"Your"},{"speaker":"Speaker","startTime":569.354999,"endTime":569.684999,"body":"normal"},{"speaker":"Speaker","startTime":569.684999,"endTime":570.034999,"body":"insurance"},{"speaker":"Speaker","startTime":570.034999,"endTime":570.364999,"body":"company"},{"speaker":"Speaker","startTime":570.374999,"endTime":570.674999,"body":"wouldn't"},{"speaker":"Speaker","startTime":570.674999,"endTime":570.974999,"body":"know"},{"speaker":"Speaker","startTime":570.984999,"endTime":571.374999,"body":"how"},{"speaker":"Speaker","startTime":571.384999,"endTime":571.614999,"body":"or"},{"speaker":"Speaker","startTime":571.614999,"endTime":571.894999,"body":"want"},{"speaker":"Speaker","startTime":571.894999,"endTime":572.074999,"body":"to"},{"speaker":"Speaker","startTime":572.074999,"endTime":572.454999,"body":"cover."},{"speaker":"Speaker 2","startTime":572.554999,"endTime":573.074999,"body":"Yeah,"},{"speaker":"Speaker 2","startTime":573.134999,"endTime":573.704999,"body":"that's"},{"speaker":"Speaker 2","startTime":573.774999,"endTime":574.194999,"body":"such"},{"speaker":"Speaker 2","startTime":574.194999,"endTime":574.274999,"body":"a"},{"speaker":"Speaker 2","startTime":574.274999,"endTime":574.634999,"body":"great"},{"speaker":"Speaker 2","startTime":574.654999,"endTime":575.004999,"body":"way"},{"speaker":"Speaker 2","startTime":575.004999,"endTime":575.164999,"body":"to"},{"speaker":"Speaker 2","startTime":575.174999,"endTime":575.364999,"body":"be"},{"speaker":"Speaker 2","startTime":575.364999,"endTime":575.514999,"body":"able"},{"speaker":"Speaker 2","startTime":575.514999,"endTime":575.774999,"body":"to"},{"speaker":"Speaker 2","startTime":576.144999,"endTime":576.374999,"body":"talk"},{"speaker":"Speaker 2","startTime":576.384999,"endTime":576.624999,"body":"about"},{"speaker":"Speaker 2","startTime":576.624999,"endTime":576.714999,"body":"the"},{"speaker":"Speaker 2","startTime":576.714999,"endTime":577.174999,"body":"program"},{"speaker":"Speaker 2","startTime":577.174999,"endTime":577.374999,"body":"is,"},{"speaker":"Speaker 2","startTime":577.374999,"endTime":577.504999,"body":"is"},{"speaker":"Speaker 2","startTime":577.504999,"endTime":577.774999,"body":"that"},{"speaker":"Speaker 2","startTime":578.114999,"endTime":578.3549985,"body":"it"},{"speaker":"Speaker 2","startTime":578.3549985,"endTime":578.554998,"body":"was"},{"speaker":"Speaker 2","startTime":578.554999,"endTime":579.114999,"body":"created"},{"speaker":"Speaker 2","startTime":579.114999,"endTime":579.824999,"body":"specifically"},{"speaker":"Speaker 2","startTime":579.824999,"endTime":580.254999,"body":"for"},{"speaker":"Speaker 2","startTime":580.264998,"endTime":580.934998,"body":"this"},{"speaker":"Speaker 2","startTime":581.094999,"endTime":581.644999,"body":"niche."},{"speaker":"Speaker 2","startTime":581.974998,"endTime":582.474998,"body":"And"},{"speaker":"Speaker 2","startTime":582.484999,"endTime":582.7249985,"body":"in"},{"speaker":"Speaker 2","startTime":582.7249985,"endTime":583.044998,"body":"that,"},{"speaker":"Speaker 2","startTime":583.054998,"endTime":583.294998,"body":"it"},{"speaker":"Speaker 2","startTime":583.294999,"endTime":583.534999,"body":"is"},{"speaker":"Speaker 2","startTime":583.544999,"endTime":583.944999,"body":"something"},{"speaker":"Speaker 2","startTime":583.944999,"endTime":584.114999,"body":"that"},{"speaker":"Speaker 2","startTime":584.114999,"endTime":584.444999,"body":"is"},{"speaker":"Speaker 2","startTime":584.504999,"endTime":584.874999,"body":"unlike"},{"speaker":"Speaker 2","startTime":584.874999,"endTime":585.174999,"body":"anything"},{"speaker":"Speaker 2","startTime":585.174999,"endTime":585.614999,"body":"else."},{"speaker":"Speaker 2","startTime":585.654999,"endTime":585.774999,"body":"It's"},{"speaker":"Speaker 2","startTime":585.774999,"endTime":585.9649985,"body":"not"},{"speaker":"Speaker 2","startTime":585.9649985,"endTime":586.084998,"body":"going"},{"speaker":"Speaker 2","startTime":586.084999,"endTime":586.144999,"body":"to"},{"speaker":"Speaker 2","startTime":586.154999,"endTime":586.644999,"body":"cover"},{"speaker":"Speaker 2","startTime":586.964998,"endTime":587.454998,"body":"anything,"},{"speaker":"Speaker 2","startTime":587.454998,"endTime":587.754998,"body":"but"},{"speaker":"Speaker 2","startTime":588.639999,"endTime":589.369999,"body":"Guests"},{"speaker":"Speaker 2","startTime":589.659999,"endTime":590.119999,"body":"checking"},{"speaker":"Speaker 2","startTime":590.119999,"endTime":590.459999,"body":"in"},{"speaker":"Speaker 2","startTime":590.639999,"endTime":590.809999,"body":"to"},{"speaker":"Speaker 2","startTime":590.809999,"endTime":590.869999,"body":"a"},{"speaker":"Speaker 2","startTime":590.869999,"endTime":591.409999,"body":"vacation"},{"speaker":"Speaker 2","startTime":591.409999,"endTime":591.469999,"body":"or"},{"speaker":"Speaker 2","startTime":591.469999,"endTime":591.709999,"body":"short"},{"speaker":"Speaker 2","startTime":591.709999,"endTime":591.909999,"body":"term"},{"speaker":"Speaker 2","startTime":591.909999,"endTime":592.409999,"body":"rental"},{"speaker":"Speaker 2","startTime":592.649999,"endTime":593.039999,"body":"and"},{"speaker":"Speaker 2","startTime":593.059999,"endTime":593.279999,"body":"from"},{"speaker":"Speaker 2","startTime":593.279999,"endTime":593.379999,"body":"the"},{"speaker":"Speaker 2","startTime":593.389999,"endTime":593.629999,"body":"time"},{"speaker":"Speaker 2","startTime":593.629999,"endTime":593.739999,"body":"they"},{"speaker":"Speaker 2","startTime":593.739999,"endTime":593.999999,"body":"check"},{"speaker":"Speaker 2","startTime":593.999999,"endTime":594.209999,"body":"in"},{"speaker":"Speaker 2","startTime":594.209999,"endTime":594.329999,"body":"to"},{"speaker":"Speaker 2","startTime":594.329999,"endTime":594.439999,"body":"the"},{"speaker":"Speaker 2","startTime":594.4499989999999,"endTime":594.669999,"body":"time"},{"speaker":"Speaker 2","startTime":594.669999,"endTime":594.759999,"body":"they"},{"speaker":"Speaker 2","startTime":594.759999,"endTime":595.009999,"body":"check"},{"speaker":"Speaker 2","startTime":595.029999,"endTime":595.279999,"body":"out"},{"speaker":"Speaker 2","startTime":595.289999,"endTime":595.439999,"body":"the"},{"speaker":"Speaker 2","startTime":595.439999,"endTime":596.079999,"body":"specific"},{"speaker":"Speaker 2","startTime":596.089999,"endTime":596.5699985,"body":"coverage"},{"speaker":"Speaker 2","startTime":596.5699985,"endTime":596.939998,"body":"that's"},{"speaker":"Speaker 2","startTime":596.989998,"endTime":597.559998,"body":"needed"},{"speaker":"Speaker 2","startTime":597.909999,"endTime":598.049999,"body":"to"},{"speaker":"Speaker 2","startTime":598.049999,"endTime":598.3199985,"body":"cover"},{"speaker":"Speaker 2","startTime":598.3199985,"endTime":598.629998,"body":"against"},{"speaker":"Speaker 2","startTime":598.629999,"endTime":598.7399985,"body":"the"},{"speaker":"Speaker 2","startTime":598.7399985,"endTime":599.179998,"body":"risks"},{"speaker":"Speaker 2","startTime":599.1999979999999,"endTime":599.429998,"body":"and"},{"speaker":"Speaker 2","startTime":599.429999,"endTime":599.649999,"body":"the"},{"speaker":"Speaker 2","startTime":599.969999,"endTime":600.3199985,"body":"perils"},{"speaker":"Speaker 2","startTime":600.3199985,"endTime":600.439998,"body":"that"},{"speaker":"Speaker 2","startTime":600.439999,"endTime":600.589999,"body":"can"},{"speaker":"Speaker 2","startTime":600.589999,"endTime":600.869999,"body":"come"},{"speaker":"Speaker 2","startTime":600.869999,"endTime":601.219999,"body":"from"},{"speaker":"Speaker 2","startTime":601.419999,"endTime":601.8999985,"body":"renting"},{"speaker":"Speaker 2","startTime":601.8999985,"endTime":601.979998,"body":"a"},{"speaker":"Speaker 2","startTime":601.979999,"endTime":602.1899985,"body":"home"},{"speaker":"Speaker 2","startTime":602.1899985,"endTime":602.299998,"body":"as"},{"speaker":"Speaker 2","startTime":602.299999,"endTime":602.3599985,"body":"a"},{"speaker":"Speaker 2","startTime":602.3599985,"endTime":602.8299979999999,"body":"business."},{"speaker":"Speaker 2","startTime":603.109998,"endTime":603.4499979999999,"body":"This"},{"speaker":"Speaker 2","startTime":603.459999,"endTime":603.589999,"body":"is"},{"speaker":"Speaker 2","startTime":603.589999,"endTime":603.839999,"body":"there"},{"speaker":"Speaker 2","startTime":603.839999,"endTime":604.129999,"body":"to"},{"speaker":"Speaker 2","startTime":604.369999,"endTime":604.539999,"body":"take"},{"speaker":"Speaker 2","startTime":604.539999,"endTime":604.709999,"body":"care"},{"speaker":"Speaker 2","startTime":604.709999,"endTime":604.789999,"body":"of"},{"speaker":"Speaker 2","startTime":604.789999,"endTime":605.019999,"body":"that."},{"speaker":"Speaker","startTime":605.089999,"endTime":605.439999,"body":"Yeah,"},{"speaker":"Speaker","startTime":605.5699989999999,"endTime":605.839999,"body":"there's"},{"speaker":"Speaker","startTime":605.839999,"endTime":606.079999,"body":"only"},{"speaker":"Speaker","startTime":606.079999,"endTime":606.309999,"body":"really"},{"speaker":"Speaker","startTime":606.349998,"endTime":606.419998,"body":"a"},{"speaker":"Speaker","startTime":606.419998,"endTime":606.8299979999999,"body":"charge"},{"speaker":"Speaker","startTime":606.83,"endTime":607.08,"body":"when"},{"speaker":"Speaker","startTime":607.089998,"endTime":607.429998,"body":"guests"},{"speaker":"Speaker","startTime":607.429999,"endTime":607.509999,"body":"are"},{"speaker":"Speaker","startTime":607.529999,"endTime":607.899999,"body":"actually"},{"speaker":"Speaker","startTime":607.909999,"endTime":608.119999,"body":"in"},{"speaker":"Speaker","startTime":608.119999,"endTime":608.239999,"body":"the"},{"speaker":"Speaker","startTime":608.239999,"endTime":608.719999,"body":"property,"},{"speaker":"Speaker","startTime":608.719999,"endTime":608.9499989999999,"body":"not"},{"speaker":"Speaker","startTime":608.959999,"endTime":609.089999,"body":"in"},{"speaker":"Speaker","startTime":609.089999,"endTime":609.639999,"body":"between."},{"speaker":"Speaker","startTime":609.669999,"endTime":609.879999,"body":"And"},{"speaker":"Speaker","startTime":609.879999,"endTime":610.039999,"body":"that"},{"speaker":"Speaker","startTime":610.039999,"endTime":610.3199989999999,"body":"brings"},{"speaker":"Speaker","startTime":610.3199989999999,"endTime":610.479999,"body":"us"},{"speaker":"Speaker","startTime":610.479999,"endTime":610.639999,"body":"up"},{"speaker":"Speaker","startTime":610.639999,"endTime":611.059999,"body":"to"},{"speaker":"Speaker","startTime":611.099999,"endTime":611.429999,"body":"number"},{"speaker":"Speaker","startTime":611.429999,"endTime":611.929999,"body":"seven,"},{"speaker":"Speaker","startTime":612.689999,"endTime":613.029999,"body":"that"},{"speaker":"Speaker","startTime":613.079999,"endTime":613.619999,"body":"the."},{"speaker":"Speaker","startTime":614.129999,"endTime":615.0899989999999,"body":"Policies"},{"speaker":"Speaker","startTime":615.2099989999999,"endTime":615.7099989999999,"body":"are"},{"speaker":"Speaker","startTime":615.789999,"endTime":615.9699989999999,"body":"a"},{"speaker":"Speaker","startTime":615.9699989999999,"endTime":616.3199989999999,"body":"per"},{"speaker":"Speaker","startTime":616.3499989999999,"endTime":616.749999,"body":"booking"},{"speaker":"Speaker","startTime":616.749999,"endTime":617.369999,"body":"policy,"},{"speaker":"Speaker","startTime":617.4499989999999,"endTime":617.619999,"body":"and"},{"speaker":"Speaker","startTime":617.619999,"endTime":617.809999,"body":"maybe"},{"speaker":"Speaker","startTime":617.809999,"endTime":617.899999,"body":"you"},{"speaker":"Speaker","startTime":617.899999,"endTime":617.9699989999999,"body":"can"},{"speaker":"Speaker","startTime":617.9699989999999,"endTime":618.409999,"body":"explain"},{"speaker":"Speaker","startTime":618.409999,"endTime":618.549999,"body":"what"},{"speaker":"Speaker","startTime":618.549999,"endTime":618.689999,"body":"that"},{"speaker":"Speaker","startTime":618.689999,"endTime":618.8599989999999,"body":"means."},{"speaker":"Speaker 2","startTime":619.259999,"endTime":619.6099989999999,"body":"Sure,"},{"speaker":"Speaker 2","startTime":619.6099989999999,"endTime":619.999999,"body":"so"},{"speaker":"Speaker 2","startTime":619.999999,"endTime":620.759999,"body":"traditional,"},{"speaker":"Speaker 2","startTime":620.939999,"endTime":621.169999,"body":"either"},{"speaker":"Speaker 2","startTime":621.1999989999999,"endTime":621.6099989999999,"body":"commercial"},{"speaker":"Speaker 2","startTime":621.6099989999999,"endTime":622.179999,"body":"coverage"},{"speaker":"Speaker 2","startTime":622.179999,"endTime":622.6099989999999,"body":"or"},{"speaker":"Speaker 2","startTime":622.669999,"endTime":623.049999,"body":"something"},{"speaker":"Speaker 2","startTime":623.049999,"endTime":623.159999,"body":"of"},{"speaker":"Speaker 2","startTime":623.159999,"endTime":623.3199985,"body":"that"},{"speaker":"Speaker 2","startTime":623.3199985,"endTime":623.669998,"body":"nature"},{"speaker":"Speaker 2","startTime":623.669999,"endTime":623.929999,"body":"will"},{"speaker":"Speaker 2","startTime":623.939999,"endTime":624.279999,"body":"be"},{"speaker":"Speaker 2","startTime":624.309999,"endTime":624.4899985,"body":"per"},{"speaker":"Speaker 2","startTime":624.4899985,"endTime":624.899998,"body":"year."},{"speaker":"Speaker 2","startTime":625.2099989999999,"endTime":625.789999,"body":"And"},{"speaker":"Speaker 2","startTime":625.8199979999999,"endTime":626.179998,"body":"many"},{"speaker":"Speaker 2","startTime":626.179999,"endTime":626.5999989999999,"body":"times,"},{"speaker":"Speaker 2","startTime":626.5999989999999,"endTime":627.019999,"body":"if"},{"speaker":"Speaker 2","startTime":627.029998,"endTime":627.0999979999999,"body":"a"},{"speaker":"Speaker 2","startTime":627.0999989999999,"endTime":627.519999,"body":"homeowner"},{"speaker":"Speaker 2","startTime":627.519999,"endTime":627.669999,"body":"has"},{"speaker":"Speaker 2","startTime":627.669999,"endTime":628.009999,"body":"tried"},{"speaker":"Speaker 2","startTime":628.009999,"endTime":628.0899989999999,"body":"to"},{"speaker":"Speaker 2","startTime":628.0899989999999,"endTime":628.289999,"body":"go"},{"speaker":"Speaker 2","startTime":628.289999,"endTime":628.4699989999999,"body":"and"},{"speaker":"Speaker 2","startTime":628.4699989999999,"endTime":628.7299985,"body":"buy"},{"speaker":"Speaker 2","startTime":628.7299985,"endTime":628.8199979999999,"body":"a"},{"speaker":"Speaker 2","startTime":628.8499989999999,"endTime":629.289999,"body":"commercial"},{"speaker":"Speaker 2","startTime":629.289999,"endTime":629.789999,"body":"coverage"},{"speaker":"Speaker 2","startTime":630.0799989999999,"endTime":630.3499989999999,"body":"for"},{"speaker":"Speaker 2","startTime":630.3499989999999,"endTime":631.119999,"body":"specifically"},{"speaker":"Speaker 2","startTime":631.12,"endTime":631.4099994999999,"body":"short"},{"speaker":"Speaker 2","startTime":631.4099994999999,"endTime":631.5799989999999,"body":"term"},{"speaker":"Speaker 2","startTime":631.5799989999999,"endTime":632.0899989999999,"body":"vacation"},{"speaker":"Speaker 2","startTime":632.0899989999999,"endTime":632.399999,"body":"rentals,"},{"speaker":"Speaker 2","startTime":632.429999,"endTime":632.7099985,"body":"they've"},{"speaker":"Speaker 2","startTime":632.7099985,"endTime":633.1099979999999,"body":"seen"},{"speaker":"Speaker 2","startTime":633.1099989999999,"endTime":633.419999,"body":"how"},{"speaker":"Speaker 2","startTime":633.419999,"endTime":634.129999,"body":"expensive"},{"speaker":"Speaker 2","startTime":634.129999,"endTime":634.2299989999999,"body":"it"},{"speaker":"Speaker 2","startTime":634.2299989999999,"endTime":634.369999,"body":"can"},{"speaker":"Speaker 2","startTime":634.369999,"endTime":634.659999,"body":"be."},{"speaker":"Speaker 2","startTime":635.029999,"endTime":635.169999,"body":"I"},{"speaker":"Speaker 2","startTime":635.169999,"endTime":635.3199989999999,"body":"used"},{"speaker":"Speaker 2","startTime":635.3299989999999,"endTime":635.4499989999999,"body":"to"},{"speaker":"Speaker 2","startTime":635.4499989999999,"endTime":635.6999989999999,"body":"say"},{"speaker":"Speaker 2","startTime":635.6999989999999,"endTime":635.9499989999999,"body":"three"},{"speaker":"Speaker 2","startTime":635.9499989999999,"endTime":636.039999,"body":"to"},{"speaker":"Speaker 2","startTime":636.039999,"endTime":636.2399989999999,"body":"four"},{"speaker":"Speaker 2","startTime":636.2399989999999,"endTime":636.759999,"body":"times,"},{"speaker":"Speaker 2","startTime":636.8499989999999,"endTime":637.0699989999999,"body":"I"},{"speaker":"Speaker 2","startTime":637.0699989999999,"endTime":637.279999,"body":"was"},{"speaker":"Speaker 2","startTime":637.279999,"endTime":637.5799989999999,"body":"told"},{"speaker":"Speaker 2","startTime":637.5799989999999,"endTime":637.689999,"body":"that"},{"speaker":"Speaker 2","startTime":637.689999,"endTime":637.8199989999999,"body":"the"},{"speaker":"Speaker 2","startTime":637.8299989999999,"endTime":638.179999,"body":"most"},{"speaker":"Speaker 2","startTime":638.179999,"endTime":638.499999,"body":"recent"},{"speaker":"Speaker 2","startTime":638.499999,"endTime":638.749999,"body":"show"},{"speaker":"Speaker 2","startTime":638.749999,"endTime":638.899999,"body":"that"},{"speaker":"Speaker 2","startTime":638.899999,"endTime":638.9699989999999,"body":"I"},{"speaker":"Speaker 2","startTime":638.9699989999999,"endTime":639.1999989999999,"body":"was"},{"speaker":"Speaker 2","startTime":639.1999989999999,"endTime":639.3399989999999,"body":"at"},{"speaker":"Speaker 2","startTime":639.7549989999999,"endTime":639.9549989999999,"body":"In"},{"speaker":"Speaker 2","startTime":639.9549989999999,"endTime":640.314999,"body":"Boise,"},{"speaker":"Speaker 2","startTime":640.314999,"endTime":640.7049989999999,"body":"Idaho"},{"speaker":"Speaker 2","startTime":640.7049989999999,"endTime":640.8749989999999,"body":"that"},{"speaker":"Speaker 2","startTime":640.8749989999999,"endTime":641.3449989999999,"body":"somebody"},{"speaker":"Speaker 2","startTime":641.3549989999999,"endTime":641.5949989999999,"body":"was"},{"speaker":"Speaker 2","startTime":641.5949989999999,"endTime":642.044999,"body":"quoted"},{"speaker":"Speaker 2","startTime":642.1149989999999,"endTime":642.294999,"body":"up"},{"speaker":"Speaker 2","startTime":642.294999,"endTime":642.4549989999999,"body":"to"},{"speaker":"Speaker 2","startTime":642.4549989999999,"endTime":642.8349989999999,"body":"10"},{"speaker":"Speaker 2","startTime":642.8449989999999,"endTime":643.274999,"body":"times"},{"speaker":"Speaker 2","startTime":643.274999,"endTime":643.4549989999999,"body":"as"},{"speaker":"Speaker 2","startTime":643.4549989999999,"endTime":643.7349989999999,"body":"much"},{"speaker":"Speaker 2","startTime":643.7349989999999,"endTime":643.8549989999999,"body":"as"},{"speaker":"Speaker 2","startTime":643.8549989999999,"endTime":643.9649989999999,"body":"they"},{"speaker":"Speaker 2","startTime":643.9649989999999,"endTime":644.1149989999999,"body":"would"},{"speaker":"Speaker 2","startTime":644.1149989999999,"endTime":644.4649989999999,"body":"normally"},{"speaker":"Speaker 2","startTime":644.4649989999999,"endTime":644.7249989999999,"body":"pay"},{"speaker":"Speaker 2","startTime":644.7449989999999,"endTime":644.884999,"body":"for"},{"speaker":"Speaker 2","startTime":644.884999,"endTime":644.934999,"body":"a"},{"speaker":"Speaker 2","startTime":644.934999,"endTime":645.3649989999999,"body":"traditional"},{"speaker":"Speaker 2","startTime":645.3649989999999,"endTime":645.7549989999999,"body":"homeowners"},{"speaker":"Speaker 2","startTime":645.7549989999999,"endTime":646.2349989999999,"body":"policy"},{"speaker":"Speaker 2","startTime":646.8149990000001,"endTime":647.214999,"body":"That's"},{"speaker":"Speaker 2","startTime":647.214999,"endTime":647.274999,"body":"a"},{"speaker":"Speaker 2","startTime":647.274999,"endTime":647.494999,"body":"lot"},{"speaker":"Speaker 2","startTime":647.494999,"endTime":647.584999,"body":"of"},{"speaker":"Speaker 2","startTime":647.584999,"endTime":647.934999,"body":"money"},{"speaker":"Speaker 2","startTime":648.224998,"endTime":648.554998,"body":"and"},{"speaker":"Speaker 2","startTime":648.554998,"endTime":648.724998,"body":"it's"},{"speaker":"Speaker 2","startTime":648.734999,"endTime":648.9349985,"body":"per"},{"speaker":"Speaker 2","startTime":648.9349985,"endTime":649.434998,"body":"year."},{"speaker":"Speaker 2","startTime":649.554998,"endTime":649.794998,"body":"And"},{"speaker":"Speaker 2","startTime":649.794999,"endTime":650.0149985,"body":"so"},{"speaker":"Speaker 2","startTime":650.0149985,"endTime":650.174998,"body":"you"},{"speaker":"Speaker 2","startTime":650.174999,"endTime":650.654999,"body":"basically"},{"speaker":"Speaker 2","startTime":650.654999,"endTime":650.904999,"body":"whether"},{"speaker":"Speaker 2","startTime":650.904999,"endTime":651.0649990000001,"body":"you"},{"speaker":"Speaker 2","startTime":651.0649990000001,"endTime":651.284999,"body":"rent"},{"speaker":"Speaker 2","startTime":651.284999,"endTime":651.404999,"body":"your"},{"speaker":"Speaker 2","startTime":651.404999,"endTime":651.734999,"body":"home"},{"speaker":"Speaker 2","startTime":652.164999,"endTime":652.954999,"body":"25"},{"speaker":"Speaker 2","startTime":652.954999,"endTime":653.0149985,"body":"of"},{"speaker":"Speaker 2","startTime":653.0149985,"endTime":653.104998,"body":"the"},{"speaker":"Speaker 2","startTime":653.114999,"endTime":653.514999,"body":"time"},{"speaker":"Speaker 2","startTime":653.924999,"endTime":654.254999,"body":"or"},{"speaker":"Speaker 2","startTime":654.304999,"endTime":655.044999,"body":"30"},{"speaker":"Speaker 2","startTime":655.044999,"endTime":655.164999,"body":"or"},{"speaker":"Speaker 2","startTime":655.164999,"endTime":656.3349989999999,"body":"50"},{"speaker":"Speaker 2","startTime":656.3350989999999,"endTime":656.3399985,"body":"or"},{"speaker":"Speaker 2","startTime":656.3399985,"endTime":656.344898,"body":"70"},{"speaker":"Speaker 2","startTime":656.3449979999999,"endTime":656.754998,"body":"you're"},{"speaker":"Speaker 2","startTime":656.8449979999999,"endTime":657.544998,"body":"basically"},{"speaker":"Speaker 2","startTime":657.634999,"endTime":657.9949989999999,"body":"paying"},{"speaker":"Speaker 2","startTime":657.995,"endTime":658.1049989999999,"body":"for"},{"speaker":"Speaker 2","startTime":658.1049989999999,"endTime":658.174998,"body":"an"},{"speaker":"Speaker 2","startTime":658.174998,"endTime":658.5849979999999,"body":"entire"},{"speaker":"Speaker 2","startTime":658.5849979999999,"endTime":659.004998,"body":"year"},{"speaker":"Speaker 2","startTime":659.274998,"endTime":659.564998,"body":"With"},{"speaker":"Speaker 2","startTime":659.664998,"endTime":659.764998,"body":"no"},{"speaker":"Speaker 2","startTime":659.764998,"endTime":660.2249979999999,"body":"break"},{"speaker":"Speaker 2","startTime":660.264998,"endTime":660.654998,"body":"given"},{"speaker":"Speaker 2","startTime":660.654998,"endTime":660.744998,"body":"for"},{"speaker":"Speaker 2","startTime":660.884999,"endTime":661.044999,"body":"the"},{"speaker":"Speaker 2","startTime":661.054999,"endTime":661.304999,"body":"time"},{"speaker":"Speaker 2","startTime":661.304999,"endTime":661.414999,"body":"that"},{"speaker":"Speaker 2","startTime":661.414999,"endTime":661.5749989999999,"body":"it's"},{"speaker":"Speaker 2","startTime":661.5849989999999,"endTime":661.884999,"body":"not"},{"speaker":"Speaker 2","startTime":661.884999,"endTime":662.3349989999999,"body":"rented"},{"speaker":"Speaker 2","startTime":662.634999,"endTime":662.8549989999999,"body":"with"},{"speaker":"Speaker 2","startTime":662.8549989999999,"endTime":663.004999,"body":"our"},{"speaker":"Speaker 2","startTime":663.004999,"endTime":663.5749989999999,"body":"program."},{"speaker":"Speaker 2","startTime":663.644999,"endTime":663.884999,"body":"It's"},{"speaker":"Speaker 2","startTime":663.894999,"endTime":664.054999,"body":"per"},{"speaker":"Speaker 2","startTime":664.054999,"endTime":664.524999,"body":"booking"},{"speaker":"Speaker 2","startTime":664.8449989999999,"endTime":665.154999,"body":"So"},{"speaker":"Speaker 2","startTime":665.154999,"endTime":665.394999,"body":"there's"},{"speaker":"Speaker 2","startTime":665.394999,"endTime":665.5849989999999,"body":"two"},{"speaker":"Speaker 2","startTime":665.5849989999999,"endTime":665.8649985,"body":"things"},{"speaker":"Speaker 2","startTime":665.8649985,"endTime":665.9649979999999,"body":"that"},{"speaker":"Speaker 2","startTime":665.9649989999999,"endTime":666.014999,"body":"are"},{"speaker":"Speaker 2","startTime":666.024999,"endTime":666.274999,"body":"super"},{"speaker":"Speaker 2","startTime":666.274999,"endTime":666.634999,"body":"important"},{"speaker":"Speaker 2","startTime":666.644999,"endTime":666.7349985,"body":"to"},{"speaker":"Speaker 2","startTime":666.7349985,"endTime":666.994998,"body":"know"},{"speaker":"Speaker 2","startTime":667.034999,"endTime":667.254999,"body":"number"},{"speaker":"Speaker 2","startTime":667.254999,"endTime":667.634999,"body":"one"},{"speaker":"Speaker 2","startTime":667.634999,"endTime":667.8449989999999,"body":"You"},{"speaker":"Speaker 2","startTime":668.0899989999999,"endTime":668.4099989999999,"body":"You're"},{"speaker":"Speaker 2","startTime":668.4099989999999,"endTime":668.6299989999999,"body":"only"},{"speaker":"Speaker 2","startTime":668.6299989999999,"endTime":669.0099989999999,"body":"paying"},{"speaker":"Speaker 2","startTime":669.0199989999999,"endTime":669.2599989999999,"body":"for"},{"speaker":"Speaker 2","startTime":669.2599989999999,"endTime":669.3799989999999,"body":"the"},{"speaker":"Speaker 2","startTime":669.3899989999999,"endTime":669.6999989999999,"body":"time"},{"speaker":"Speaker 2","startTime":669.6999989999999,"endTime":669.8299989999999,"body":"that"},{"speaker":"Speaker 2","startTime":669.8299989999999,"endTime":669.9799989999999,"body":"you're"},{"speaker":"Speaker 2","startTime":669.9799989999999,"endTime":670.299999,"body":"using"},{"speaker":"Speaker 2","startTime":670.299999,"endTime":670.549999,"body":"it."},{"speaker":"Speaker 2","startTime":670.879999,"endTime":671.0999989999999,"body":"And"},{"speaker":"Speaker 2","startTime":671.0999989999999,"endTime":671.3199989999999,"body":"number"},{"speaker":"Speaker 2","startTime":671.3199989999999,"endTime":671.9699989999999,"body":"two,"},{"speaker":"Speaker 2","startTime":672.1099989999999,"endTime":672.3499989999999,"body":"it's"},{"speaker":"Speaker 2","startTime":672.3599989999999,"endTime":672.759999,"body":"not"},{"speaker":"Speaker 2","startTime":672.9899989999999,"endTime":673.1199989999999,"body":"a"},{"speaker":"Speaker 2","startTime":673.1199989999999,"endTime":673.509999,"body":"million"},{"speaker":"Speaker 2","startTime":673.509999,"endTime":673.8199989999999,"body":"dollars"},{"speaker":"Speaker 2","startTime":673.8199989999999,"endTime":673.939999,"body":"in"},{"speaker":"Speaker 2","startTime":673.939999,"endTime":674.5699989999999,"body":"liability"},{"speaker":"Speaker 2","startTime":674.5799989999999,"endTime":674.7499989999999,"body":"per"},{"speaker":"Speaker 2","startTime":674.7499989999999,"endTime":675.2499989999999,"body":"year."},{"speaker":"Speaker 2","startTime":675.7699989999999,"endTime":675.9699989999999,"body":"It's"},{"speaker":"Speaker 2","startTime":675.9699989999999,"endTime":676.0199989999999,"body":"a"},{"speaker":"Speaker 2","startTime":676.0199989999999,"endTime":676.3799989999999,"body":"million"},{"speaker":"Speaker 2","startTime":676.3799989999999,"endTime":676.7399989999999,"body":"dollars"},{"speaker":"Speaker 2","startTime":676.7399989999999,"endTime":676.9699989999999,"body":"per"},{"speaker":"Speaker 2","startTime":676.9799989999999,"endTime":677.5199989999999,"body":"booking,"},{"speaker":"Speaker 2","startTime":677.8399989999999,"endTime":678.0699984999999,"body":"which"},{"speaker":"Speaker 2","startTime":678.0699984999999,"endTime":678.3299979999999,"body":"means"},{"speaker":"Speaker 2","startTime":678.3299989999999,"endTime":678.6099985,"body":"guest"},{"speaker":"Speaker 2","startTime":678.6099985,"endTime":678.8499979999999,"body":"number"},{"speaker":"Speaker 2","startTime":678.8499989999999,"endTime":679.3699989999999,"body":"one"},{"speaker":"Speaker 2","startTime":679.8599979999999,"endTime":680.2299979999999,"body":"files"},{"speaker":"Speaker 2","startTime":680.2299979999999,"endTime":680.289998,"body":"a"},{"speaker":"Speaker 2","startTime":680.289999,"endTime":680.939999,"body":"lawsuit."},{"speaker":"Speaker 2","startTime":680.9899989999999,"endTime":681.1999989999999,"body":"There's"},{"speaker":"Speaker 2","startTime":681.1999989999999,"endTime":681.2599989999999,"body":"a"},{"speaker":"Speaker 2","startTime":681.2599989999999,"endTime":681.5899989999999,"body":"million"},{"speaker":"Speaker 2","startTime":681.5899989999999,"endTime":681.929999,"body":"dollars"},{"speaker":"Speaker 2","startTime":681.929999,"endTime":682.0199984999999,"body":"to"},{"speaker":"Speaker 2","startTime":682.0199984999999,"endTime":682.289998,"body":"cover"},{"speaker":"Speaker 2","startTime":682.289999,"endTime":682.5699989999999,"body":"that."},{"speaker":"Speaker 2","startTime":682.5999989999999,"endTime":682.8799989999999,"body":"Guest"},{"speaker":"Speaker 2","startTime":682.8799989999999,"endTime":683.1199989999999,"body":"number"},{"speaker":"Speaker 2","startTime":683.1199989999999,"endTime":683.6199989999999,"body":"two"},{"speaker":"Speaker 2","startTime":684.059998,"endTime":684.5099979999999,"body":"causes"},{"speaker":"Speaker 2","startTime":684.5099979999999,"endTime":684.5799979999999,"body":"a"},{"speaker":"Speaker 2","startTime":684.5799979999999,"endTime":684.939998,"body":"kitchen"},{"speaker":"Speaker 2","startTime":684.939998,"endTime":685.5299979999999,"body":"fire."},{"speaker":"Speaker 2","startTime":685.6199989999999,"endTime":685.8399984999999,"body":"There's"},{"speaker":"Speaker 2","startTime":685.8399984999999,"endTime":685.8999979999999,"body":"a"},{"speaker":"Speaker 2","startTime":685.8999989999999,"endTime":686.2199989999999,"body":"million"},{"speaker":"Speaker 2","startTime":686.2199989999999,"endTime":686.559999,"body":"dollars"},{"speaker":"Speaker 2","startTime":686.5699989999999,"endTime":686.679999,"body":"for"},{"speaker":"Speaker 2","startTime":686.679999,"endTime":686.9999989999999,"body":"that."},{"speaker":"Speaker 2","startTime":688.504999,"endTime":688.704999,"body":"are"},{"speaker":"Speaker 2","startTime":688.724999,"endTime":689.614999,"body":"astronomical"},{"speaker":"Speaker 2","startTime":689.614999,"endTime":689.994999,"body":"numbers"},{"speaker":"Speaker 2","startTime":689.994999,"endTime":690.094999,"body":"when"},{"speaker":"Speaker 2","startTime":690.094999,"endTime":690.204999,"body":"you"},{"speaker":"Speaker 2","startTime":690.204999,"endTime":690.394999,"body":"think"},{"speaker":"Speaker 2","startTime":690.404999,"endTime":690.654999,"body":"about"},{"speaker":"Speaker 2","startTime":690.654999,"endTime":690.814999,"body":"it,"},{"speaker":"Speaker 2","startTime":691.154999,"endTime":691.564999,"body":"because"},{"speaker":"Speaker 2","startTime":691.574999,"endTime":691.814999,"body":"you"},{"speaker":"Speaker 2","startTime":691.824999,"endTime":692.074999,"body":"go"},{"speaker":"Speaker 2","startTime":692.084999,"endTime":692.454999,"body":"from"},{"speaker":"Speaker 2","startTime":692.464999,"endTime":692.714999,"body":"say"},{"speaker":"Speaker 2","startTime":692.714999,"endTime":692.914999,"body":"1"},{"speaker":"Speaker 2","startTime":692.924999,"endTime":693.234999,"body":"million,"},{"speaker":"Speaker 2","startTime":693.234999,"endTime":693.454999,"body":"2"},{"speaker":"Speaker 2","startTime":693.454999,"endTime":693.784999,"body":"million,"},{"speaker":"Speaker 2","startTime":693.784999,"endTime":694.064999,"body":"3"},{"speaker":"Speaker 2","startTime":694.064999,"endTime":694.444999,"body":"million,"},{"speaker":"Speaker 2","startTime":694.444999,"endTime":694.864999,"body":"maybe"},{"speaker":"Speaker 2","startTime":695.324999,"endTime":695.534999,"body":"per"},{"speaker":"Speaker 2","startTime":695.534999,"endTime":696.134999,"body":"year"},{"speaker":"Speaker 2","startTime":696.234999,"endTime":696.574999,"body":"to"},{"speaker":"Speaker 2","startTime":696.614999,"endTime":696.724999,"body":"a"},{"speaker":"Speaker 2","startTime":696.724999,"endTime":697.1449985,"body":"million"},{"speaker":"Speaker 2","startTime":697.1449985,"endTime":697.294998,"body":"per"},{"speaker":"Speaker 2","startTime":697.294999,"endTime":697.704999,"body":"booking"},{"speaker":"Speaker 2","startTime":697.704999,"endTime":697.804999,"body":"to"},{"speaker":"Speaker 2","startTime":697.804999,"endTime":698.054999,"body":"cover"},{"speaker":"Speaker 2","startTime":698.054999,"endTime":698.234999,"body":"those"},{"speaker":"Speaker 2","startTime":698.234999,"endTime":698.644999,"body":"things."},{"speaker":"Speaker 2","startTime":698.974998,"endTime":699.154998,"body":"It"},{"speaker":"Speaker 2","startTime":699.154999,"endTime":699.404999,"body":"just"},{"speaker":"Speaker 2","startTime":699.404999,"endTime":699.664999,"body":"means"},{"speaker":"Speaker 2","startTime":699.664999,"endTime":699.824999,"body":"that"},{"speaker":"Speaker 2","startTime":699.824999,"endTime":699.994999,"body":"you"},{"speaker":"Speaker 2","startTime":699.994999,"endTime":700.434999,"body":"have"},{"speaker":"Speaker 2","startTime":700.744999,"endTime":701.414999,"body":"literally"},{"speaker":"Speaker 2","startTime":701.734999,"endTime":702.384999,"body":"protection"},{"speaker":"Speaker 2","startTime":702.384999,"endTime":702.544999,"body":"when"},{"speaker":"Speaker 2","startTime":702.544999,"endTime":702.6449985,"body":"you"},{"speaker":"Speaker 2","startTime":702.6449985,"endTime":702.804998,"body":"need"},{"speaker":"Speaker 2","startTime":702.814998,"endTime":702.864998,"body":"it"},{"speaker":"Speaker 2","startTime":702.864999,"endTime":703.324999,"body":"most"},{"speaker":"Speaker 2","startTime":703.634999,"endTime":703.794999,"body":"and"},{"speaker":"Speaker 2","startTime":703.794999,"endTime":703.904999,"body":"you're"},{"speaker":"Speaker 2","startTime":703.904999,"endTime":704.084999,"body":"only"},{"speaker":"Speaker 2","startTime":704.084999,"endTime":704.354999,"body":"paying"},{"speaker":"Speaker 2","startTime":704.354999,"endTime":704.4649985,"body":"for"},{"speaker":"Speaker 2","startTime":704.4649985,"endTime":704.624998,"body":"what"},{"speaker":"Speaker 2","startTime":704.624998,"endTime":704.6949979999999,"body":"you"},{"speaker":"Speaker 2","startTime":704.695,"endTime":705.025,"body":"use."},{"speaker":"Speaker","startTime":705.224998,"endTime":705.514998,"body":"Yeah."},{"speaker":"Speaker","startTime":705.914999,"endTime":706.074999,"body":"It's"},{"speaker":"Speaker","startTime":706.074999,"endTime":706.384999,"body":"perfectly"},{"speaker":"Speaker","startTime":706.384999,"endTime":706.754999,"body":"designed"},{"speaker":"Speaker","startTime":706.754999,"endTime":706.854999,"body":"for"},{"speaker":"Speaker","startTime":706.854999,"endTime":707.034999,"body":"what"},{"speaker":"Speaker","startTime":707.034999,"endTime":707.134999,"body":"we're"},{"speaker":"Speaker","startTime":707.134999,"endTime":707.424999,"body":"doing"},{"speaker":"Speaker","startTime":707.424999,"endTime":707.674999,"body":"here."},{"speaker":"Speaker","startTime":707.794999,"endTime":708.174999,"body":"And"},{"speaker":"Speaker","startTime":708.334999,"endTime":708.534999,"body":"I'm"},{"speaker":"Speaker","startTime":708.534999,"endTime":708.724999,"body":"really"},{"speaker":"Speaker","startTime":708.724999,"endTime":709.024999,"body":"proud"},{"speaker":"Speaker","startTime":709.034999,"endTime":709.134999,"body":"to"},{"speaker":"Speaker","startTime":709.134999,"endTime":709.254999,"body":"be"},{"speaker":"Speaker","startTime":709.254999,"endTime":709.614999,"body":"offering"},{"speaker":"Speaker","startTime":709.614999,"endTime":709.784999,"body":"this"},{"speaker":"Speaker","startTime":709.794999,"endTime":709.924999,"body":"to"},{"speaker":"Speaker","startTime":709.924999,"endTime":710.034999,"body":"our"},{"speaker":"Speaker","startTime":710.034999,"endTime":710.654999,"body":"homeowners"},{"speaker":"Speaker","startTime":710.744999,"endTime":711.514999,"body":"because"},{"speaker":"Speaker","startTime":711.584999,"endTime":711.734999,"body":"it's"},{"speaker":"Speaker","startTime":711.734999,"endTime":712.154999,"body":"important"},{"speaker":"Speaker","startTime":712.164999,"endTime":712.394999,"body":"that"},{"speaker":"Speaker","startTime":712.394999,"endTime":712.494999,"body":"if"},{"speaker":"Speaker","startTime":712.494999,"endTime":712.584999,"body":"our"},{"speaker":"Speaker","startTime":712.584999,"endTime":713.044999,"body":"homeowners"},{"speaker":"Speaker","startTime":713.044999,"endTime":713.104999,"body":"are"},{"speaker":"Speaker","startTime":713.104999,"endTime":713.424999,"body":"here"},{"speaker":"Speaker","startTime":713.424999,"endTime":713.794999,"body":"to"},{"speaker":"Speaker","startTime":713.8049990000001,"endTime":714.274999,"body":"rent"},{"speaker":"Speaker","startTime":714.3049990000001,"endTime":714.704999,"body":"and"},{"speaker":"Speaker","startTime":714.784999,"endTime":714.994999,"body":"earn"},{"speaker":"Speaker","startTime":714.994999,"endTime":715.344999,"body":"income"},{"speaker":"Speaker","startTime":715.344999,"endTime":715.524999,"body":"from"},{"speaker":"Speaker","startTime":715.524999,"endTime":715.864999,"body":"this"},{"speaker":"Speaker","startTime":715.954999,"endTime":716.144999,"body":"to"},{"speaker":"Speaker","startTime":716.144999,"endTime":716.744999,"body":"minimize"},{"speaker":"Speaker","startTime":716.774999,"endTime":717.0049985,"body":"those"},{"speaker":"Speaker","startTime":717.0049985,"endTime":717.574998,"body":"liabilities"},{"speaker":"Speaker","startTime":717.574999,"endTime":717.6249985000001,"body":"that"},{"speaker":"Speaker","startTime":717.6249985000001,"endTime":717.674998,"body":"are"},{"speaker":"Speaker","startTime":717.674998,"endTime":717.774998,"body":"coming"},{"speaker":"Speaker","startTime":718.0649990000001,"endTime":718.274999,"body":"towards"},{"speaker":"Speaker","startTime":718.274999,"endTime":718.404999,"body":"them,"},{"speaker":"Speaker","startTime":718.404999,"endTime":718.714999,"body":"right?"},{"speaker":"Speaker 2","startTime":718.834998,"endTime":719.034998,"body":"You"},{"speaker":"Speaker 2","startTime":719.034999,"endTime":719.204999,"body":"don't"},{"speaker":"Speaker 2","startTime":719.214998,"endTime":719.354998,"body":"know"},{"speaker":"Speaker 2","startTime":719.354999,"endTime":719.494999,"body":"what"},{"speaker":"Speaker 2","startTime":719.494999,"endTime":719.5649990000001,"body":"you"},{"speaker":"Speaker 2","startTime":719.5649990000001,"endTime":719.754999,"body":"don't"},{"speaker":"Speaker 2","startTime":719.764999,"endTime":720.024999,"body":"know"},{"speaker":"Speaker 2","startTime":720.024999,"endTime":720.694999,"body":"until"},{"speaker":"Speaker 2","startTime":720.704998,"endTime":721.074998,"body":"one"},{"speaker":"Speaker 2","startTime":721.074999,"endTime":721.3149990000001,"body":"comes"},{"speaker":"Speaker 2","startTime":721.3149990000001,"endTime":721.784999,"body":"along"},{"speaker":"Speaker 2","startTime":722.154998,"endTime":722.864998,"body":"and"},{"speaker":"Speaker 2","startTime":722.9349990000001,"endTime":723.3949985,"body":"those"},{"speaker":"Speaker 2","startTime":723.3949985,"endTime":723.724998,"body":"things"},{"speaker":"Speaker 2","startTime":723.724998,"endTime":723.904998,"body":"can"},{"speaker":"Speaker 2","startTime":723.904998,"endTime":724.384998,"body":"be"},{"speaker":"Speaker 2","startTime":724.464999,"endTime":724.954999,"body":"very,"},{"speaker":"Speaker 2","startTime":724.954999,"endTime":725.324999,"body":"very,"},{"speaker":"Speaker 2","startTime":725.334999,"endTime":725.614999,"body":"very"},{"speaker":"Speaker 2","startTime":725.614999,"endTime":726.1849990000001,"body":"expensive."},{"speaker":"Speaker 2","startTime":726.834999,"endTime":727.284999,"body":"So"},{"speaker":"Speaker 2","startTime":727.294999,"endTime":727.3049990000001,"body":"a"},{"speaker":"Speaker 2","startTime":727.514999,"endTime":727.864999,"body":"program"},{"speaker":"Speaker 2","startTime":727.874999,"endTime":728.0649990000001,"body":"like"},{"speaker":"Speaker 2","startTime":728.0649990000001,"endTime":728.344999,"body":"this"},{"speaker":"Speaker 2","startTime":728.354999,"endTime":728.734999,"body":"serves"},{"speaker":"Speaker 2","startTime":728.9349990000001,"endTime":728.964999,"body":"that"},{"speaker":"Speaker 2","startTime":728.964999,"endTime":729.3049990000001,"body":"need"},{"speaker":"Speaker 2","startTime":729.3149990000001,"endTime":729.614999,"body":"and"},{"speaker":"Speaker 2","startTime":729.614999,"endTime":729.944999,"body":"protects"},{"speaker":"Speaker 2","startTime":729.944999,"endTime":730.004999,"body":"you"},{"speaker":"Speaker 2","startTime":730.004999,"endTime":730.104999,"body":"when"},{"speaker":"Speaker 2","startTime":730.104999,"endTime":730.204999,"body":"you"},{"speaker":"Speaker 2","startTime":730.204999,"endTime":730.3149990000001,"body":"need"},{"speaker":"Speaker 2","startTime":730.3149990000001,"endTime":730.344999,"body":"it"},{"speaker":"Speaker 2","startTime":730.374999,"endTime":730.714999,"body":"most."},{"speaker":"Steve","startTime":731.769999,"endTime":732.119999,"body":"John,"},{"speaker":"Steve","startTime":732.129999,"endTime":732.219999,"body":"our"},{"speaker":"Steve","startTime":732.219999,"endTime":732.559999,"body":"last"},{"speaker":"Steve","startTime":732.559999,"endTime":732.869999,"body":"one,"},{"speaker":"Steve","startTime":733.059999,"endTime":733.509999,"body":"number"},{"speaker":"Steve","startTime":733.509999,"endTime":733.919999,"body":"eight,"},{"speaker":"Steve","startTime":734.189999,"endTime":735.039999,"body":"exclusive"},{"speaker":"Steve","startTime":735.129999,"endTime":735.289999,"body":"to"},{"speaker":"Steve","startTime":735.3199989999999,"endTime":735.919999,"body":"Costco."},{"speaker":"Speaker 2","startTime":736.659999,"endTime":737.159999,"body":"So"},{"speaker":"Speaker 2","startTime":737.179999,"endTime":737.679999,"body":"basically"},{"speaker":"Speaker 2","startTime":737.679999,"endTime":737.859999,"body":"what"},{"speaker":"Speaker 2","startTime":737.859999,"endTime":738.029999,"body":"that"},{"speaker":"Speaker 2","startTime":738.029999,"endTime":738.389999,"body":"means"},{"speaker":"Speaker 2","startTime":738.389999,"endTime":738.709999,"body":"is"},{"speaker":"Speaker 2","startTime":738.729999,"endTime":739.209999,"body":"we"},{"speaker":"Speaker 2","startTime":739.229999,"endTime":739.599999,"body":"only"},{"speaker":"Speaker 2","startTime":739.599999,"endTime":740.049999,"body":"work"},{"speaker":"Speaker 2","startTime":740.139999,"endTime":740.559999,"body":"with."},{"speaker":"Speaker 2","startTime":740.894999,"endTime":741.434999,"body":"professional"},{"speaker":"Speaker 2","startTime":741.434999,"endTime":741.854999,"body":"property"},{"speaker":"Speaker 2","startTime":741.854999,"endTime":742.524999,"body":"managers."},{"speaker":"Speaker 2","startTime":742.584999,"endTime":742.974999,"body":"And"},{"speaker":"Speaker 2","startTime":743.294999,"endTime":743.484999,"body":"this"},{"speaker":"Speaker 2","startTime":743.494999,"endTime":744.004999,"body":"program"},{"speaker":"Speaker 2","startTime":744.004999,"endTime":744.164999,"body":"was"},{"speaker":"Speaker 2","startTime":744.164999,"endTime":744.654999,"body":"created"},{"speaker":"Speaker 2","startTime":744.654999,"endTime":745.094999,"body":"for"},{"speaker":"Speaker 2","startTime":745.094999,"endTime":745.574999,"body":"Costco"},{"speaker":"Speaker 2","startTime":745.574999,"endTime":746.004999,"body":"property"},{"speaker":"Speaker 2","startTime":746.004999,"endTime":746.634999,"body":"managers"},{"speaker":"Speaker 2","startTime":746.924999,"endTime":747.084999,"body":"to"},{"speaker":"Speaker 2","startTime":747.084999,"endTime":747.404999,"body":"then"},{"speaker":"Speaker 2","startTime":747.414999,"endTime":747.594999,"body":"be"},{"speaker":"Speaker 2","startTime":747.594999,"endTime":747.784999,"body":"able"},{"speaker":"Speaker 2","startTime":747.784999,"endTime":747.984999,"body":"to"},{"speaker":"Speaker 2","startTime":747.984999,"endTime":748.464999,"body":"deliver"},{"speaker":"Speaker 2","startTime":748.464999,"endTime":748.634999,"body":"to"},{"speaker":"Speaker 2","startTime":748.634999,"endTime":748.854999,"body":"their"},{"speaker":"Speaker 2","startTime":748.854999,"endTime":749.534999,"body":"homeowners"},{"speaker":"Speaker 2","startTime":749.774999,"endTime":749.9749985,"body":"as"},{"speaker":"Speaker 2","startTime":749.9749985,"endTime":750.484998,"body":"additionally"},{"speaker":"Speaker 2","startTime":750.484999,"endTime":751.094999,"body":"insured."},{"speaker":"Speaker 2","startTime":751.324999,"endTime":751.494999,"body":"And"},{"speaker":"Speaker 2","startTime":751.494999,"endTime":751.654999,"body":"what"},{"speaker":"Speaker 2","startTime":751.654999,"endTime":751.8449985,"body":"that"},{"speaker":"Speaker 2","startTime":751.8449985,"endTime":752.134998,"body":"means"},{"speaker":"Speaker 2","startTime":752.134998,"endTime":752.274998,"body":"is"},{"speaker":"Speaker 2","startTime":752.274999,"endTime":752.534999,"body":"that"},{"speaker":"Speaker 2","startTime":753.094998,"endTime":753.324998,"body":"if"},{"speaker":"Speaker 2","startTime":753.324999,"endTime":753.374999,"body":"a"},{"speaker":"Speaker 2","startTime":753.374999,"endTime":753.8049985,"body":"homeowner"},{"speaker":"Speaker 2","startTime":753.8049985,"endTime":753.894998,"body":"were"},{"speaker":"Speaker 2","startTime":753.894999,"endTime":754.004999,"body":"to"},{"speaker":"Speaker 2","startTime":754.004999,"endTime":754.214999,"body":"try"},{"speaker":"Speaker 2","startTime":754.214999,"endTime":754.324999,"body":"to"},{"speaker":"Speaker 2","startTime":754.324999,"endTime":754.604999,"body":"call"},{"speaker":"Speaker 2","startTime":754.604999,"endTime":754.774999,"body":"us"},{"speaker":"Speaker 2","startTime":754.774999,"endTime":755.404999,"body":"directly,"},{"speaker":"Speaker 2","startTime":755.834999,"endTime":756.374999,"body":"we"},{"speaker":"Speaker 2","startTime":756.7149989999999,"endTime":757.034999,"body":"aren't"},{"speaker":"Speaker 2","startTime":757.034999,"endTime":757.2649989999999,"body":"able"},{"speaker":"Speaker 2","startTime":757.2649989999999,"endTime":757.414999,"body":"to"},{"speaker":"Speaker 2","startTime":757.414999,"endTime":757.6049989999999,"body":"work"},{"speaker":"Speaker 2","startTime":757.6049989999999,"endTime":757.7549989999999,"body":"with"},{"speaker":"Speaker 2","startTime":757.7549989999999,"endTime":757.9549989999999,"body":"them"},{"speaker":"Speaker 2","startTime":757.9549989999999,"endTime":758.0849989999999,"body":"and"},{"speaker":"Speaker 2","startTime":758.0849989999999,"endTime":758.2149989999999,"body":"there"},{"speaker":"Speaker 2","startTime":758.2149989999999,"endTime":758.434999,"body":"would"},{"speaker":"Speaker 2","startTime":758.434999,"endTime":758.674999,"body":"not"},{"speaker":"Speaker 2","startTime":758.674999,"endTime":758.8449989999999,"body":"be"},{"speaker":"Speaker 2","startTime":758.8449989999999,"endTime":758.934999,"body":"a"},{"speaker":"Speaker 2","startTime":758.9449989999999,"endTime":759.3749989999999,"body":"program"},{"speaker":"Speaker 2","startTime":759.3749989999999,"endTime":759.804999,"body":"available"},{"speaker":"Speaker 2","startTime":759.804999,"endTime":759.9849989999999,"body":"to"},{"speaker":"Speaker 2","startTime":759.9849989999999,"endTime":760.2049989999999,"body":"them"},{"speaker":"Speaker 2","startTime":760.2149989999999,"endTime":760.4549989999999,"body":"like"},{"speaker":"Speaker 2","startTime":760.4549989999999,"endTime":760.784999,"body":"this."},{"speaker":"Speaker 2","startTime":761.034999,"endTime":761.2549989999999,"body":"So"},{"speaker":"Speaker 2","startTime":761.2549989999999,"endTime":761.404999,"body":"the"},{"speaker":"Speaker 2","startTime":761.404999,"endTime":761.9549989999999,"body":"value"},{"speaker":"Speaker 2","startTime":761.9549989999999,"endTime":762.154999,"body":"is,"},{"speaker":"Speaker 2","startTime":762.154999,"endTime":762.284999,"body":"is"},{"speaker":"Speaker 2","startTime":762.284999,"endTime":762.434999,"body":"that"},{"speaker":"Speaker 2","startTime":762.434999,"endTime":762.544999,"body":"when"},{"speaker":"Speaker 2","startTime":762.544999,"endTime":762.654999,"body":"you"},{"speaker":"Speaker 2","startTime":762.654999,"endTime":762.8749989999999,"body":"work"},{"speaker":"Speaker 2","startTime":762.8749989999999,"endTime":763.0249989999999,"body":"with"},{"speaker":"Speaker 2","startTime":763.154999,"endTime":763.2549989999999,"body":"a"},{"speaker":"Speaker 2","startTime":763.2549989999999,"endTime":763.7049989999999,"body":"Costco"},{"speaker":"Speaker 2","startTime":763.7049989999999,"endTime":764.1249989999999,"body":"property"},{"speaker":"Speaker 2","startTime":764.1249989999999,"endTime":764.654999,"body":"manager,"},{"speaker":"Speaker 2","startTime":764.8849989999999,"endTime":765.034999,"body":"you"},{"speaker":"Speaker 2","startTime":765.034999,"endTime":765.2049989999999,"body":"get"},{"speaker":"Speaker 2","startTime":765.2149989999999,"endTime":765.7749984999999,"body":"access"},{"speaker":"Speaker 2","startTime":765.7749984999999,"endTime":765.8949979999999,"body":"to"},{"speaker":"Speaker 2","startTime":765.8949979999999,"endTime":766.064998,"body":"this"},{"speaker":"Speaker 2","startTime":766.064998,"endTime":766.4949979999999,"body":"amazing"},{"speaker":"Speaker 2","startTime":766.4949989999999,"endTime":767.0249989999999,"body":"program."},{"speaker":"Speaker 2","startTime":767.3449989999999,"endTime":767.6349989999999,"body":"There's"},{"speaker":"Speaker 2","startTime":767.6449979999999,"endTime":767.9449979999999,"body":"no"},{"speaker":"Speaker 2","startTime":767.9749979999999,"endTime":768.424998,"body":"paperwork"},{"speaker":"Speaker 2","startTime":768.424999,"endTime":768.5249984999999,"body":"to"},{"speaker":"Speaker 2","startTime":768.5249984999999,"endTime":768.7449979999999,"body":"fill"},{"speaker":"Speaker 2","startTime":768.7449989999999,"endTime":769.054999,"body":"out."},{"speaker":"Speaker 2","startTime":769.0849989999999,"endTime":769.314999,"body":"There's"},{"speaker":"Speaker 2","startTime":769.3249989999999,"endTime":769.7749984999999,"body":"nothing"},{"speaker":"Speaker 2","startTime":769.7749984999999,"endTime":769.8949979999999,"body":"that"},{"speaker":"Speaker 2","startTime":769.8949979999999,"endTime":770.0149979999999,"body":"you"},{"speaker":"Speaker 2","startTime":770.0149979999999,"endTime":770.2049979999999,"body":"need"},{"speaker":"Speaker 2","startTime":770.2049989999999,"endTime":770.2749984999999,"body":"to"},{"speaker":"Speaker 2","startTime":770.2749984999999,"endTime":770.544998,"body":"do"},{"speaker":"Speaker 2","startTime":770.544999,"endTime":770.7349989999999,"body":"other"},{"speaker":"Speaker 2","startTime":770.7349989999999,"endTime":770.8949984999999,"body":"than"},{"speaker":"Speaker 2","startTime":770.8949984999999,"endTime":770.9849979999999,"body":"to"},{"speaker":"Speaker 2","startTime":770.9849989999999,"endTime":771.2349989999999,"body":"say"},{"speaker":"Speaker 2","startTime":771.2349989999999,"endTime":771.4849989999999,"body":"yes"},{"speaker":"Speaker 2","startTime":771.4849989999999,"endTime":771.6049985,"body":"to"},{"speaker":"Speaker 2","startTime":771.6049985,"endTime":771.674998,"body":"a"},{"speaker":"Speaker 2","startTime":771.674999,"endTime":772.0649984999999,"body":"Costco"},{"speaker":"Speaker 2","startTime":772.0649984999999,"endTime":772.4549979999999,"body":"property"},{"speaker":"Speaker 2","startTime":772.4549989999999,"endTime":772.934999,"body":"manager."},{"speaker":"Speaker 2","startTime":773.314999,"endTime":773.564999,"body":"And"},{"speaker":"Speaker 2","startTime":773.5749979999999,"endTime":773.8549979999999,"body":"even"},{"speaker":"Speaker 2","startTime":773.8549979999999,"endTime":774.0149979999999,"body":"this"},{"speaker":"Speaker 2","startTime":774.0149979999999,"endTime":774.1249979999999,"body":"is"},{"speaker":"Speaker 2","startTime":774.1249989999999,"endTime":774.4449989999999,"body":"something"},{"speaker":"Speaker 2","startTime":774.4449989999999,"endTime":774.544999,"body":"that"},{"speaker":"Speaker 2","startTime":774.544999,"endTime":774.6449989999999,"body":"we"},{"speaker":"Speaker 2","startTime":774.6449989999999,"endTime":774.794999,"body":"didn't"},{"speaker":"Speaker 2","startTime":774.794999,"endTime":775.2249989999999,"body":"cover."},{"speaker":"Speaker 2","startTime":775.564999,"endTime":775.814999,"body":"Let's"},{"speaker":"Speaker 2","startTime":775.8349989999999,"endTime":776.0049989999999,"body":"say"},{"speaker":"Speaker 2","startTime":776.0049989999999,"endTime":776.184999,"body":"for"},{"speaker":"Speaker 2","startTime":776.184999,"endTime":776.6049989999999,"body":"instance,"},{"speaker":"Speaker 2","startTime":776.899999,"endTime":777.259999,"body":"You're"},{"speaker":"Speaker 2","startTime":777.259999,"endTime":777.379999,"body":"in"},{"speaker":"Speaker 2","startTime":777.379999,"endTime":777.529999,"body":"a"},{"speaker":"Speaker 2","startTime":777.539999,"endTime":778.159999,"body":"neighborhood"},{"speaker":"Speaker 2","startTime":778.159999,"endTime":778.409999,"body":"or"},{"speaker":"Speaker 2","startTime":778.409999,"endTime":778.4699989999999,"body":"a"},{"speaker":"Speaker 2","startTime":778.4699989999999,"endTime":778.799999,"body":"town"},{"speaker":"Speaker 2","startTime":778.809999,"endTime":778.989999,"body":"that"},{"speaker":"Speaker 2","startTime":778.989999,"endTime":779.249999,"body":"needs"},{"speaker":"Speaker 2","startTime":779.249999,"endTime":779.3199989999999,"body":"a"},{"speaker":"Speaker 2","startTime":779.3199989999999,"endTime":779.9599989999999,"body":"permit"},{"speaker":"Speaker 2","startTime":780.289999,"endTime":780.4699989999999,"body":"and"},{"speaker":"Speaker 2","startTime":780.4699989999999,"endTime":780.509999,"body":"you"},{"speaker":"Speaker 2","startTime":780.509999,"endTime":780.609999,"body":"have"},{"speaker":"Speaker 2","startTime":780.609999,"endTime":780.6999989999999,"body":"to"},{"speaker":"Speaker 2","startTime":780.6999989999999,"endTime":780.9499989999999,"body":"show"},{"speaker":"Speaker 2","startTime":780.9499989999999,"endTime":781.539999,"body":"liability"},{"speaker":"Speaker 2","startTime":781.539999,"endTime":782.009999,"body":"coverage."},{"speaker":"Speaker 2","startTime":782.249999,"endTime":782.439999,"body":"We"},{"speaker":"Speaker 2","startTime":782.439999,"endTime":782.5899989999999,"body":"can"},{"speaker":"Speaker 2","startTime":782.5899989999999,"endTime":782.859999,"body":"also"},{"speaker":"Speaker 2","startTime":782.859999,"endTime":783.1999989999999,"body":"then,"},{"speaker":"Speaker 2","startTime":783.3399989999999,"endTime":783.739999,"body":"because"},{"speaker":"Speaker 2","startTime":783.739999,"endTime":783.8399989999999,"body":"of"},{"speaker":"Speaker 2","startTime":783.8399989999999,"endTime":783.9699989999999,"body":"this"},{"speaker":"Speaker 2","startTime":783.979999,"endTime":784.4599989999999,"body":"program,"},{"speaker":"Speaker 2","startTime":784.4699989999999,"endTime":784.939999,"body":"provide"},{"speaker":"Speaker 2","startTime":784.939999,"endTime":785.129999,"body":"that"},{"speaker":"Speaker 2","startTime":785.129999,"endTime":785.5499985,"body":"form"},{"speaker":"Speaker 2","startTime":785.5499985,"endTime":785.669998,"body":"to"},{"speaker":"Speaker 2","startTime":785.669999,"endTime":785.7999985,"body":"be"},{"speaker":"Speaker 2","startTime":785.7999985,"endTime":785.9599979999999,"body":"able"},{"speaker":"Speaker 2","startTime":785.9599989999999,"endTime":786.0699989999999,"body":"to"},{"speaker":"Speaker 2","startTime":786.0799989999999,"endTime":786.389999,"body":"send"},{"speaker":"Speaker 2","startTime":786.389999,"endTime":786.649999,"body":"that"},{"speaker":"Speaker 2","startTime":786.889999,"endTime":787.349999,"body":"into"},{"speaker":"Speaker 2","startTime":787.349999,"endTime":787.639999,"body":"that"},{"speaker":"Speaker 2","startTime":787.679999,"endTime":788.259999,"body":"entity"},{"speaker":"Speaker 2","startTime":788.4699979999999,"endTime":788.5999979999999,"body":"to"},{"speaker":"Speaker 2","startTime":788.599999,"endTime":788.6999989999999,"body":"be"},{"speaker":"Speaker 2","startTime":788.6999989999999,"endTime":788.8199989999999,"body":"able"},{"speaker":"Speaker 2","startTime":788.8199989999999,"endTime":788.9199985,"body":"to"},{"speaker":"Speaker 2","startTime":788.9199985,"endTime":789.109998,"body":"get"},{"speaker":"Speaker 2","startTime":789.109999,"endTime":789.279999,"body":"that"},{"speaker":"Speaker 2","startTime":789.279999,"endTime":789.599999,"body":"permit"},{"speaker":"Speaker 2","startTime":789.599999,"endTime":789.8799984999999,"body":"taken"},{"speaker":"Speaker 2","startTime":789.8799984999999,"endTime":790.0799979999999,"body":"care"},{"speaker":"Speaker 2","startTime":790.0799989999999,"endTime":790.259999,"body":"of."},{"speaker":"Speaker 2","startTime":790.269999,"endTime":790.749999,"body":"So"},{"speaker":"Speaker 2","startTime":790.9599979999999,"endTime":791.289998,"body":"because"},{"speaker":"Speaker 2","startTime":791.289999,"endTime":791.3799984999999,"body":"you"},{"speaker":"Speaker 2","startTime":791.3799984999999,"endTime":791.549998,"body":"work"},{"speaker":"Speaker 2","startTime":791.549998,"endTime":791.679998,"body":"with"},{"speaker":"Speaker 2","startTime":791.679999,"endTime":792.1699985,"body":"Costco,"},{"speaker":"Speaker 2","startTime":792.1699985,"endTime":792.299998,"body":"you"},{"speaker":"Speaker 2","startTime":792.299998,"endTime":792.399998,"body":"get"},{"speaker":"Speaker 2","startTime":792.399999,"endTime":792.729999,"body":"access"},{"speaker":"Speaker 2","startTime":792.729999,"endTime":792.809999,"body":"to"},{"speaker":"Speaker 2","startTime":792.809999,"endTime":792.9599985,"body":"this"},{"speaker":"Speaker 2","startTime":792.9599985,"endTime":793.489998,"body":"program"},{"speaker":"Speaker 2","startTime":793.539998,"endTime":794.109998,"body":"and"},{"speaker":"Speaker 2","startTime":794.189998,"endTime":794.4699979999999,"body":"it's"},{"speaker":"Speaker 2","startTime":794.4699979999999,"endTime":794.789998,"body":"just"},{"speaker":"Speaker 2","startTime":794.799998,"endTime":795.139998,"body":"second"},{"speaker":"Speaker 2","startTime":795.139999,"endTime":795.239999,"body":"to"},{"speaker":"Speaker 2","startTime":795.239999,"endTime":795.4699989999999,"body":"none."},{"speaker":"Speaker","startTime":795.889999,"endTime":796.109999,"body":"John,"},{"speaker":"Speaker","startTime":796.109999,"endTime":796.289999,"body":"thanks"},{"speaker":"Speaker","startTime":796.289999,"endTime":796.369999,"body":"so"},{"speaker":"Speaker","startTime":796.369999,"endTime":796.539999,"body":"much"},{"speaker":"Speaker","startTime":796.539999,"endTime":796.559999,"body":"for"},{"speaker":"Speaker","startTime":796.5699989999999,"endTime":796.809999,"body":"coming"},{"speaker":"Speaker","startTime":796.809999,"endTime":796.8399989999999,"body":"on."},{"speaker":"Speaker","startTime":796.8399989999999,"endTime":797.039999,"body":"I"},{"speaker":"Speaker","startTime":797.159999,"endTime":797.409999,"body":"really"},{"speaker":"Speaker","startTime":797.409999,"endTime":797.689999,"body":"appreciate"},{"speaker":"Speaker","startTime":797.689999,"endTime":797.789999,"body":"your"},{"speaker":"Speaker","startTime":797.789999,"endTime":798.279999,"body":"time"},{"speaker":"Speaker","startTime":798.309999,"endTime":798.7199989999999,"body":"and"},{"speaker":"Speaker","startTime":798.7199989999999,"endTime":798.799999,"body":"I"},{"speaker":"Speaker","startTime":798.809999,"endTime":798.989999,"body":"know"},{"speaker":"Speaker","startTime":798.989999,"endTime":799.0999989999999,"body":"our"},{"speaker":"Speaker","startTime":799.0999989999999,"endTime":799.499999,"body":"homeowners"},{"speaker":"Speaker","startTime":799.499999,"endTime":799.5699989999999,"body":"will"},{"speaker":"Speaker","startTime":799.5699989999999,"endTime":800.0699989999999,"body":"appreciate"},{"speaker":"Speaker","startTime":800.0699989999999,"endTime":800.169999,"body":"it."},{"speaker":"Speaker","startTime":800.289999,"endTime":800.4499989999999,"body":"You're"},{"speaker":"Speaker","startTime":800.4499989999999,"endTime":800.679999,"body":"always"},{"speaker":"Speaker","startTime":800.679999,"endTime":800.809999,"body":"so"},{"speaker":"Speaker","startTime":800.809999,"endTime":800.979999,"body":"much"},{"speaker":"Speaker","startTime":800.989999,"endTime":801.119999,"body":"fun"},{"speaker":"Speaker","startTime":801.119999,"endTime":801.2099989999999,"body":"to"},{"speaker":"Speaker","startTime":801.2099989999999,"endTime":801.4499989999999,"body":"talk"},{"speaker":"Speaker","startTime":801.4499989999999,"endTime":801.6999989999999,"body":"to."},{"speaker":"Speaker","startTime":802.369999,"endTime":802.5999989999999,"body":"Really"},{"speaker":"Speaker","startTime":802.5999989999999,"endTime":802.939999,"body":"enjoy"},{"speaker":"Speaker","startTime":802.939999,"endTime":803.0799989999999,"body":"it."},{"speaker":"Speaker 2","startTime":803.139999,"endTime":803.539999,"body":"Appreciate"},{"speaker":"Speaker 2","startTime":803.539999,"endTime":803.779999,"body":"that."},{"speaker":"Speaker","startTime":803.809999,"endTime":804.029999,"body":"Thanks"},{"speaker":"Speaker","startTime":804.029999,"endTime":804.3299989999999,"body":"again."},{"speaker":"Speaker 2","startTime":804.409999,"endTime":804.619999,"body":"Yeah."},{"speaker":"Speaker 2","startTime":804.619999,"endTime":804.799999,"body":"My"},{"speaker":"Speaker 2","startTime":804.799999,"endTime":805.259999,"body":"pleasure."}]}