{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "Introduction to Banks vs Brokers",
      "startTime": 5.38,
      "endTime": 590.59
    },
    {
      "title": "Service Comparison: Banks vs Brokers",
      "startTime": 590.59,
      "endTime": 596.79
    },
    {
      "title": "Exploring Rates Between Banks and Brokers",
      "startTime": 596.79,
      "endTime": 655.92
    },
    {
      "title": "Options Available: Bank vs Broker",
      "startTime": 655.92,
      "endTime": 860.04
    },
    {
      "title": "Understanding Fees: What to Expect",
      "startTime": 860.04,
      "endTime": 1066.42
    },
    {
      "title": "Conclusion: Choosing the Right Lender",
      "startTime": 1066.42,
      "endTime": 1180.34
    }
  ]
}