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Welcome to Innovate Presents Entrepreneurs
in Tech.

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Today, we're delighted to have our guest,
Shiji Uzo, who is the president and CEO of

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Ampa Cash Corporation.

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Shiji, thank you for joining us today.

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Could you please start by introducing
yourself and provide us with a little bit

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on your tech background and experience?

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Thank you very much for having me, Bob.

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Yes.

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Well, where do I start?

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Currently I'm CEO of Ampecage, like you
said.

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My background, educationally undergrad,
had a dual major in applied statistics and

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finance.

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I did an MBA in finance at Rutgers
University.

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I was one of the premier class for what
later became the quantitative finance

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school.

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And I started a PhD in mathematics, but I
dropped out.

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to work because I was given an opportunity
to a path to citizenship with the first

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company that hired me.

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But right now I'm working with AmpliCache
and we're trying to, we have a lot of

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innovations which I hope we'll talk about
on this show.

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absolutely.

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We're going to dive into it.

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It's very intriguing.

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And let's start by you sharing your
journey with Bank Austria, New York.

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Yes, you became an executive.

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I became an executive.

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I was very fortunate.

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What happened was, I mean, in PhD program,
my advisor, based on the strength of a

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paper, says, you know, there's a bank,
this foreign bank operating in New York

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that might want to hire you.

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And they are likely to, at the time I came
from Africa, I came from Nigeria, you

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would be able to get a green card as an
alien of extraordinary ability.

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And I said, what about the PhD?

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says, hey, you can always come back and
finish

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So since my advisor was supporting it,
went.

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was very fortunate.

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I got the position.

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I got a green card fairly quickly.

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And I got very intrigued.

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So that was actually the start of my
journey in tech.

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Because remember, my training was in
finance.

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Yes, I had statistics.

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But when I got there, I discovered that
banks are the largest consumers of

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technology.

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The services they offer, you go and you
write a check.

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You go and you withdraw money.

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is technology that powers it.

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Everything is powered from the backend.

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And I was on the trading floor, they were
doing trades and I got really fascinated.

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I said, I'd like to understand the
technology.

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So they gave me, I did technology stuff.

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did stuff on the, I had a portfolio for
trade finance, apart from working on the

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trading floor.

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We're doing what you call Monte Carlo
simulations.

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It's, it sounds great, but it gets boring
very quickly.

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So I decided to make a switch.

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I decided to switch to full -time
technology and just become a technology

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executive.

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Because I felt from finance.

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I was in finance, yes, and it was unheard
of.

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People say, well, I'm from finance and
technology.

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It's very unusual.

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But that was the move I made because I
believe that technology drives business.

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So when this guy's right -brother invented
the aeroplane, it could fly.

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So I'm looking for something we could use
this for transportation, move people from

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one part of the world to the other.

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You know, once you have the tech,
sometimes you can figure out how to drive,

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use it for business.

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So sometimes you have a business and say,
we have a technology that can drive it.

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So I'm a big believer in the fact that
technology drives business.

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So after I Bank Austria, my next position,
I didn't feel I was strong enough in

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technology.

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I wanted to get involved on this.

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And it's I went to work with Solomon Smith
Barney.

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and I went straight into engineering,
technology.

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didn't go higher for getting into finance.

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went straight into technology.

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Again, had to do with trading because
those guys use a lot of the trading

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floors, trading securities, buying bonds,
stocks, uses a lot of technology.

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And so that's why I cut my teeth and I
worked, I learned a lot.

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remember my background is, at the time was
called Solomon Brothers.

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It wasn't called Smith Band.

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okay I remember.

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Yes,

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It was really good.

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I worked for them.

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It was great experience.

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And then I worked for them for about a
year and a half.

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And then I got hired by Deutsche Bank in
global engineering.

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What happened is it's a close -knit
society.

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And when I was in Solomon, I was part of
what they call the SOC group.

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So if you have any problem across the firm
that has to do with engineering as it

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relates to business,

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you come to us and we'll give you the
solution.

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So I got a good reputation.

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I went to Deutsche Bank.

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Again, they had two or three training
floors.

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I was part of global engineering.

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So I got quite a bit of experience in
understanding technology, but not just

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technology on its own.

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How it drives business.

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It's an important connection because you
could just go in and be doing stuff that

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how does it drive business?

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I come over and I click and I want to buy
a piece of stock, I want to

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What is the technology behind it?

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How do you report that trade?

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How is that transaction completed?

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How can I do this for a million people
without a hiccup?

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That was my experience.

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Wow.

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So from Austria Bank, New York, then to
Salmon Brothers and from Salmon Brothers,

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Deutsche Bank.

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We're talking only the top financial
houses.

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And then you went also worked as a
technology leadership position at Merrill

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Lynch.

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Exactly.

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Actually, what happened before I went to
Maryland, I took a consulting gig with

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Credit Suisse.

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Credit Suisse.

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They sent me to Japan.

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had the, I got a reputation at the time.

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They say, that guy is maybe because, maybe
because I'm a minority and there were very

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few minorities in senior executive
positions in those days.

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said, wow, what's happening?

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So, honey, so young, what's the story
here?

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So, you know, it can cut both ways.

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It can help you sometimes, but more often
than not, it's not.

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But yeah, so I went to,

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I was sent to Japan because they had some
regulatory issues and they were wondering

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can this be fixed by technology so that
people don't have to go on filling forms

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by HANA.

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Is there some way to look at this
integrated, do the reporting technically?

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So I did that.

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was in Japan for a while.

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was interesting.

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Then when I came back, I had an
opportunity in Maryland, again, a good

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reputation.

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yeah, was lucky.

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was lucky.

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was lucky.

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was lucky.

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Things just happened.

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They wanted me to build, at that time low
latency trading was very big so when you

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perform a trade, if you can cut one
millisecond from the time it takes from

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the trading floor to the exchange, one
millisecond, that's one thousandth of a

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second, it translates into 250 million
dollars a year.

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Well, one more time.

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Repeat this one more time.

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If you can reduce one millisecond from the
round trip time from the trading floor to

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the exchange, one millisecond, it
translates into $250 million a year.

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It's incredible.

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So that's what you call low latency
trading.

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You want to optimize the hell, just move
close to the exchange, whatever you need

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to do to get that additional time.

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And that was fun.

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That's really interesting.

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They gave us a team because the amount of
money in it was huge.

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So they give us a team, brilliant guys,
math, physics, hardcore people.

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It's very interesting.

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It's fun stuff.

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yeah, so I was very fortunate in that
respect.

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Well, you know what?

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Your knowledge and your experience and
knowledge, that really made you lucky.

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I was, yes, was fortunate.

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But I was, again, we'll talk about this
later, but I came to believe that if

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you're in tech, if you want to do tech,
you have to be somebody that's willing to

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learn.

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You can't say, I'm too old.

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No, I'm not interested.

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No, I just want to learn my thing.

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I just want to be an expert.

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You have to be curious about learning
different things.

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And that really helps a lot.

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When I was, and this thing came back to
help me later.

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So when I was in

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in Deutsche Bank.

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was a senior guy, didn't have to be on
call, I said I want to do calls, I want to

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see what you guys are doing with maybe
databases or network infrastructure.

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said, Chi Chi, what is happening?

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But all those, because I was curious, and
those things helped me a lot later in my

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career.

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Interesting.

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What was your experience managing critical
infrastructures for stock trading and

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investment banking?

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One of the things that comes across is
that you always need a good team.

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You need a good team.

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You can't do it all alone.

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You need a good team.

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And you have to know that the team would
have to have different people with

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different talents.

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For example, at one time, maybe because of
my background, I used to put a big stock

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on formal education, formal schooling, as
a PhD from this.

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But later on, I got to see

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just being creative and curious.

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There are people that bring different
things to the table, different things to

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the team, go a different perspective.

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They may not have a PhD in math or
whatever, but you need a composite team

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that has different features.

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And that's one of the key things I take
away.

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It changed my perspective, the way I lead.

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don't feel that people bring different
things to the table, different elements,

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and that's, you have to have experience to
see that.

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So again, you went to work for TD
Emitrade.

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Yes.

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And how did that, you and you were
enterprise architect.

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What does that mean?

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Enterprise architect.

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what the enterprise architect does is he's
somebody that looks at a business and say,

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what services are we developing?

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What services are we offering to our
customers?

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All right.

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What technology are we using to deliver
these services?

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Can we improve upon it?

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Can we improve the services

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we use to deliver our services, as opposed
to someone that's actually building, you

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know, what the kind of stuff you do on the
training floor.

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The enterprise architect has to have a
business view.

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So at that point in my career, I felt I
now understood technology very well.

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I already had a background in finance.

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So integrating both of it, it couldn't
have come at a better time for me.

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So I would look at things and say, okay,
what's your technology stack?

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So basically as an enterprise architect,
you say, what are you guys doing?

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What are you guys offering in terms of
services to your customers?

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and how are you offering this?

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So one of the things that happened, one of
the reasons why they hired me was they

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came over and the management had made a
decision and said, look, we want people to

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be able to buy their stock directly
without going through a broker.

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We want them to come to the TD Ameritrade
and just click and buy stock or buy bonds

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or buy options.

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We want them to be able to transact and
eliminate the middleman commission.

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And that commission, we can pass it on to
the user and make it cheaper for them to

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transact.

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So, okay, great service.

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But the thing is, do we have the
technology to build this?

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Because when you're doing transactions,
you have to offer it well to the consumer.

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also, there are reporting requirements,
there are regulatory requirements.

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And they wanted somebody who could see the
whole thing, and that's why they brought

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me in.

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So we built Trade Architect.

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Trade Architect was the backend that did
this, permits you to just go click, click,

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click, buy.

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So that was an interesting experience.

243
00:11:38,425 --> 00:11:47,011
Okay, I'm gonna say this from a viewer, an
interviewer, and a listener point of view.

244
00:11:47,011 --> 00:11:51,825
A person in your status who highly
educated, extremely experienced in the

245
00:11:51,825 --> 00:11:56,198
finance and the tech world, which is a
combination that runs the world pretty

246
00:11:56,198 --> 00:11:57,018
much.

247
00:11:57,879 --> 00:12:02,502
Obviously doing that and learning and
working and having, you're an

248
00:12:02,502 --> 00:12:05,995
entrepreneur, you're not just somebody who
wants a job in security, you're an

249
00:12:05,995 --> 00:12:06,583
entrepreneur.

250
00:12:06,583 --> 00:12:07,513
Yeah, that's correct.

251
00:12:07,513 --> 00:12:12,033
entrepreneur 100 % you know and
entrepreneur not just somebody having

252
00:12:12,033 --> 00:12:16,033
their own business or not an entrepreneur
who's somewhat always innovative always

253
00:12:16,033 --> 00:12:24,413
learning more and working and advancing
himself and you are absolutely 100 % so I

254
00:12:24,413 --> 00:12:28,413
don't know what you were making it's your
business but from what I hear a person

255
00:12:28,413 --> 00:12:34,493
with that kind of combo and working for
these type of institutions you could make

256
00:12:34,493 --> 00:12:36,248
in the millions you can't

257
00:12:36,248 --> 00:12:43,173
Half a million base and then you'll get
stock options and things like that.

258
00:12:43,173 --> 00:12:44,804
You make a decent living.

259
00:12:44,804 --> 00:12:46,655
You won't starve.

260
00:12:47,055 --> 00:12:48,046
Yeah, you can make more.

261
00:12:48,046 --> 00:12:50,853
Yeah, yeah, yeah, yeah, yeah, definitely.

262
00:12:50,853 --> 00:12:54,084
what motivated you and what initiated is
like, hey, you know what?

263
00:12:54,084 --> 00:13:00,526
I want to go into deep learning,
algorithm, trading and payment solution

264
00:13:00,526 --> 00:13:02,726
and, you know, and start your own.

265
00:13:02,726 --> 00:13:06,147
But you also work for another company,
Amcard.

266
00:13:06,147 --> 00:13:13,559
That's before even, I mean, you literally
went through the whole top institutions.

267
00:13:13,559 --> 00:13:16,542
before you took the turn and say, you know
what, I'm gonna open my own.

268
00:13:16,542 --> 00:13:17,933
I'm gonna struggle more now.

269
00:13:17,933 --> 00:13:19,514
I got to this level.

270
00:13:19,514 --> 00:13:21,996
I'm gonna take these things, take the
gloves.

271
00:13:21,996 --> 00:13:23,457
I'm gonna start my own thing.

272
00:13:23,457 --> 00:13:25,679
I'm gonna bootstrap what I wanna do.

273
00:13:25,679 --> 00:13:26,590
But why?

274
00:13:26,590 --> 00:13:29,062
But let's talk about Amcard first.

275
00:13:29,062 --> 00:13:32,885
What motivated you to go that route with
deep learning and trading?

276
00:13:32,908 --> 00:13:36,641
what happened was my professor raised
money.

277
00:13:36,641 --> 00:13:39,203
He raised money, says he convinced people
as a professor.

278
00:13:39,203 --> 00:13:41,945
The same professor who gave me, he's
always sharing off in my life at the right

279
00:13:41,945 --> 00:13:42,406
time.

280
00:13:42,406 --> 00:13:48,120
The same guy who helped me with my initial
job with Bank Austria.

281
00:13:48,120 --> 00:13:51,673
He had now retired left, but he raised
money, he a great reputation, and then he

282
00:13:51,673 --> 00:13:52,093
had funds.

283
00:13:52,093 --> 00:13:54,595
He says, listen, Chi Chi, you have a lot
of experience.

284
00:13:54,595 --> 00:13:56,597
I want us to build something different.

285
00:13:56,597 --> 00:13:57,318
And I said, what is it?

286
00:13:57,318 --> 00:13:58,178
He says,

287
00:13:58,458 --> 00:14:01,079
A lot of the way people do this
traditional stuff is nonsense.

288
00:14:01,079 --> 00:14:02,360
They tell us traditional things.

289
00:14:02,360 --> 00:14:06,723
says, the money I have, I want to invest
in startups, number one.

290
00:14:06,723 --> 00:14:11,445
And I want to invest in, I want to have
algorithms that can make better

291
00:14:11,445 --> 00:14:14,827
predictions about what you should buy and
what you should sell.

292
00:14:14,887 --> 00:14:16,308
I said, okay, that's good.

293
00:14:16,308 --> 00:14:18,990
I can build the infrastructure to do that,
do the trading.

294
00:14:18,990 --> 00:14:20,751
But the algorithm portion was interesting.

295
00:14:20,751 --> 00:14:21,431
And look at why.

296
00:14:21,431 --> 00:14:27,416
He says, look, if you go to a VC and you
say, want money, he'll say, he'll ask you,

297
00:14:27,416 --> 00:14:29,287
What is the total addressable market?

298
00:14:29,287 --> 00:14:30,449
What's your team?

299
00:14:30,449 --> 00:14:31,850
What's your sales projection?

300
00:14:31,850 --> 00:14:36,994
They ask you lot of ridiculous questions
because those things are not, say how

301
00:14:36,994 --> 00:14:37,765
strong is your team?

302
00:14:37,765 --> 00:14:42,549
Some of the people that Microsoft, when
they started out, the guy was a teenager,

303
00:14:42,549 --> 00:14:44,060
he had no experience.

304
00:14:44,060 --> 00:14:45,211
He teamed up with somebody.

305
00:14:45,211 --> 00:14:48,844
So a lot of those things they're asking
for are really nonsense if you look at it.

306
00:14:48,844 --> 00:14:53,308
Are those things real predictors of which
startup will succeed?

307
00:14:53,308 --> 00:14:56,150
So myself and Professor Ying, we believe

308
00:14:56,228 --> 00:14:58,769
A lot of those things they do, those
traditional things are false.

309
00:14:58,769 --> 00:14:59,479
It's not true.

310
00:14:59,479 --> 00:15:02,541
They're not good predictors of who would
succeed.

311
00:15:02,541 --> 00:15:07,153
So what he wanted us to do was to look at
the history and use machine learning to

312
00:15:07,153 --> 00:15:12,404
say, what are the real things that
determine which startups will succeed?

313
00:15:12,404 --> 00:15:13,545
That's number one.

314
00:15:13,545 --> 00:15:15,786
So he could put his money on those
startups.

315
00:15:15,786 --> 00:15:18,507
Says all those traditional things, you
have a good team here.

316
00:15:18,507 --> 00:15:21,899
So if it was just a team, all these big
companies would not do badly because they

317
00:15:21,899 --> 00:15:25,600
have enough money to hire the best teams,
but a lot of them still tank.

318
00:15:25,766 --> 00:15:29,646
So and then he felt the second question
was, is there some way to have an

319
00:15:29,646 --> 00:15:32,666
algorithm that can predict the stocks that
we buy?

320
00:15:32,666 --> 00:15:36,726
It's not going to be 100 % accurate, but
even if it is 70 % accurate, you will make

321
00:15:36,726 --> 00:15:37,606
a fortune.

322
00:15:37,606 --> 00:15:43,766
And that's what we're trying to do when he
invited me to and I very thrilled.

323
00:15:43,766 --> 00:15:45,026
said, yeah, this is interesting.

324
00:15:45,026 --> 00:15:46,861
Let's give it a

325
00:15:46,861 --> 00:15:48,323
Hmm.

326
00:15:48,323 --> 00:15:48,763
Okay.

327
00:15:48,763 --> 00:15:50,885
I guess the train doesn't stop there yet.

328
00:15:50,885 --> 00:15:53,228
It did not stop there.

329
00:15:53,228 --> 00:15:57,572
I think I probably need a day to read your
resume.

330
00:15:57,572 --> 00:16:04,199
You know, you went to work for AWS as an
innovative technology solution and

331
00:16:04,199 --> 00:16:05,299
designer.

332
00:16:07,182 --> 00:16:08,603
What did you do there?

333
00:16:08,603 --> 00:16:10,601
Tell us about that experience.

334
00:16:10,601 --> 00:16:17,003
so what happened with actually worked out
yes so what happened was we we we had when

335
00:16:17,003 --> 00:16:21,285
we're at TV America somebody had come to
pictures and says look there's this thing

336
00:16:21,285 --> 00:16:26,477
called the cloud it's coming it's going to
change technology cloud what exactly you

337
00:16:26,477 --> 00:16:30,449
talking about but yeah planted a seed you
know as I had talked explained a lot of

338
00:16:30,449 --> 00:16:33,574
things that we didn't even think was
possible in those days everybody's own

339
00:16:33,574 --> 00:16:36,994
like 3045 data center spent millions of
dollars.

340
00:16:37,114 --> 00:16:40,954
So when I got a call from AWS, I said,
listen, we're looking for somebody you

341
00:16:40,954 --> 00:16:44,194
have a lot of experience, know, big name
companies and things like that.

342
00:16:44,194 --> 00:16:45,494
And I said, what will I be doing?

343
00:16:45,494 --> 00:16:46,794
I said, you'd a solutions architect.

344
00:16:46,794 --> 00:16:52,594
I said, you know, know, design things, but
again, it's going to be business focused

345
00:16:52,594 --> 00:16:55,774
because at this point I didn't want to do
technology in isolation.

346
00:16:55,774 --> 00:16:57,934
had to be, I had to see the business.

347
00:16:58,274 --> 00:17:01,058
Sorry, the business benefit.

348
00:17:01,058 --> 00:17:05,091
So they invited me and then they gave me a
fair amount of responsibility.

349
00:17:05,091 --> 00:17:10,545
They treated me well, but I had
responsibility for I was a subject matter

350
00:17:10,545 --> 00:17:11,886
expert for three things.

351
00:17:11,886 --> 00:17:15,678
I said that with IOT, Internet of Things
devices.

352
00:17:15,678 --> 00:17:19,991
So one of the things they wanted to do is
like you have a hand washing machine in a

353
00:17:19,991 --> 00:17:21,171
bathroom.

354
00:17:21,292 --> 00:17:25,015
When the soap runs low, they want the
machine, they want that soap bottle to

355
00:17:25,015 --> 00:17:25,975
order.

356
00:17:26,295 --> 00:17:28,937
Call Amazon and order and say I need more
soap.

357
00:17:29,177 --> 00:17:30,298
They wanted

358
00:17:30,574 --> 00:17:35,159
They wish to act intelligently on their
own without human intervention.

359
00:17:35,159 --> 00:17:36,279
That's one.

360
00:17:36,480 --> 00:17:42,445
Two is wanted to do, if you're doing
machine learning, they wanted it to be

361
00:17:42,445 --> 00:17:45,909
accessible to people who don't have to
have a PhD in math.

362
00:17:45,909 --> 00:17:49,773
You want to design something and say,
listen, I want to see how can I get more

363
00:17:49,773 --> 00:17:50,443
traffic?

364
00:17:50,443 --> 00:17:52,305
What's been happening to my music
business?

365
00:17:52,305 --> 00:17:53,376
What do I need to do?

366
00:17:53,376 --> 00:17:55,638
They want anybody to be able to click,
click,

367
00:17:55,638 --> 00:17:56,678
That's what I was posing.

368
00:17:56,678 --> 00:17:57,529
I make it easy.

369
00:17:57,529 --> 00:17:59,580
You don't have to be some whatever.

370
00:17:59,580 --> 00:18:01,540
Make it available to lay people.

371
00:18:01,641 --> 00:18:06,163
So I worked with a team on designing
SageMaker.

372
00:18:06,163 --> 00:18:07,703
SageMaker is something.

373
00:18:07,703 --> 00:18:10,004
SageMaker, S -A -G -E -K -I.

374
00:18:10,004 --> 00:18:11,345
It's available to lay people.

375
00:18:11,345 --> 00:18:14,076
You don't have to be a deep -touch guru.

376
00:18:14,076 --> 00:18:17,418
So you can just use it and get some
machine learning information.

377
00:18:17,418 --> 00:18:19,188
So those are some of the things I was
proud of.

378
00:18:19,188 --> 00:18:20,469
We did a couple of other things.

379
00:18:20,469 --> 00:18:22,100
We did some things apart from the IoT.

380
00:18:22,100 --> 00:18:23,502
did...

381
00:18:23,502 --> 00:18:27,409
A couple of a lot of somewhat more
technical, like bring your own IP and

382
00:18:27,409 --> 00:18:33,239
things, but that's making machine learning
accessible to a lay person was something

383
00:18:33,239 --> 00:18:38,977
I'm sort of I felt like my contributions
were useful

384
00:18:38,977 --> 00:18:40,078
Interesting.

385
00:18:40,261 --> 00:18:42,103
And how long you stayed with them?

386
00:18:43,128 --> 00:18:43,587
Five

387
00:18:43,587 --> 00:18:45,090
at AWS for quite a while.

388
00:18:45,090 --> 00:18:47,455
It was a good place.

389
00:18:47,587 --> 00:18:52,350
So by working for all these big
institution houses, then to for the

390
00:18:52,350 --> 00:19:00,074
professor for his own company, you know,
and then Amazon, working with all of these

391
00:19:00,074 --> 00:19:06,967
places, didn't you see a gap there or
some, some kind of miss something missing

392
00:19:07,068 --> 00:19:13,831
and you keep noticing it over and over and
over, whether it's Maryland, you know, or

393
00:19:13,831 --> 00:19:17,613
Salmon Brothers or Austria, New York bank.

394
00:19:18,039 --> 00:19:24,333
You know, all of these big institution,
you know, trading houses, banking, banking

395
00:19:24,333 --> 00:19:25,444
investment companies.

396
00:19:25,444 --> 00:19:30,938
So what was the thing that clicked in your
head and working for Amazon that there's a

397
00:19:30,938 --> 00:19:33,720
problem, there's a gap, there's something
missing there.

398
00:19:33,720 --> 00:19:37,462
And you know what it is, but maybe you
don't want to share it with anybody.

399
00:19:37,462 --> 00:19:39,484
Said, you know what, I'm going to build it
myself.

400
00:19:39,484 --> 00:19:44,707
And I think I will become successful
because I see what's missing.

401
00:19:44,707 --> 00:19:47,341
I see the problem there, but nobody's
addressing

402
00:19:47,341 --> 00:19:49,170
They shoving it under the rug.

403
00:19:49,174 --> 00:19:52,206
And I think I'm going to do something
about

404
00:19:52,206 --> 00:19:55,307
I think there are many such products.

405
00:19:55,307 --> 00:19:55,957
I have to be honest.

406
00:19:55,957 --> 00:19:59,898
There are many things where I saw gaps and
I said, gosh, there's an opportunity here.

407
00:19:59,898 --> 00:20:00,929
There's an opportunity here.

408
00:20:00,929 --> 00:20:03,430
But why I focused on FinTech?

409
00:20:03,430 --> 00:20:06,561
Because I feel, first of all, what
happened?

410
00:20:06,561 --> 00:20:08,151
Why did I need that?

411
00:20:08,191 --> 00:20:10,192
I got a call from Hitachi.

412
00:20:10,432 --> 00:20:12,142
Hitachi, Sony, one of them.

413
00:20:12,142 --> 00:20:13,963
They called me and said, we like your
patents.

414
00:20:13,963 --> 00:20:15,253
We want to buy your patents.

415
00:20:15,253 --> 00:20:16,153
And I said,

416
00:20:16,153 --> 00:20:18,840
Wait a second, they like your patent for
what?

417
00:20:18,840 --> 00:20:20,344
For AmpaCache?

418
00:20:20,344 --> 00:20:24,460
no for payment yes one of the path is for
the upper cash upper cash we

419
00:20:24,460 --> 00:20:27,756
you applied for the payment even way
before.

420
00:20:27,756 --> 00:20:31,208
way before I was doing whatever I have an
idea I say well this is good I write it

421
00:20:31,208 --> 00:20:35,280
apply live it you know because in my work
I was getting so many ideas about how to

422
00:20:35,280 --> 00:20:39,082
do different things because I was in
trading wanted to do a trade large volume

423
00:20:39,082 --> 00:20:43,315
wanted the cost to be very small how could
you optimize this I get an idea I'll file

424
00:20:43,315 --> 00:20:53,420
right yes our trade market is well you
have to put a little more detail so that

425
00:20:53,420 --> 00:20:56,366
somebody can build it so if you

426
00:20:56,366 --> 00:21:01,989
I have something that can make payment
transactions very, very cheap.

427
00:21:01,989 --> 00:21:04,781
You have to describe it enough for
somebody to be able to build it before

428
00:21:04,781 --> 00:21:06,451
they'll give you a patent.

429
00:21:06,472 --> 00:21:10,984
yeah, so whenever I had an idea,
especially I had those ideas, I usually

430
00:21:10,984 --> 00:21:13,505
want to file after I leave that company.

431
00:21:13,505 --> 00:21:18,218
So a lot of, if I work for a for two
years, once I leave all the ideas I have,

432
00:21:18,218 --> 00:21:20,249
I'll file it while I'm not working for
them.

433
00:21:20,249 --> 00:21:21,920
So they will come and claim it.

434
00:21:21,920 --> 00:21:25,454
then, you know, that's every time I have
an interlude.

435
00:21:25,454 --> 00:21:28,275
I would follow if I was working as a
consultant.

436
00:21:29,536 --> 00:21:38,541
No, well, writing it, it's a bit pricey,
but but there are ways that if you're like

437
00:21:38,541 --> 00:21:42,544
a small company on independent person, the
fees you have to pay to the government are

438
00:21:42,544 --> 00:21:43,704
quite low.

439
00:21:43,744 --> 00:21:45,605
The bigger you are, the more you have to
pay.

440
00:21:45,605 --> 00:21:48,897
So they have things at least within the US
to make it slightly cheaper for

441
00:21:48,897 --> 00:21:53,862
individuals, but it's is still somewhat
expensive.

442
00:21:53,862 --> 00:21:58,182
If you file a patent and you have an
attorney, they would say they could charge

443
00:21:58,182 --> 00:22:05,442
you if they want to, maybe $5 ,000 to $8
,000 just for the filing.

444
00:22:05,682 --> 00:22:10,962
then the patent office, no, shouldn't do,
you need an attorney.

445
00:22:10,962 --> 00:22:13,102
Let me explain.

446
00:22:13,102 --> 00:22:15,682
The attorney writes the claims.

447
00:22:15,682 --> 00:22:19,122
So you write the invention, you discover
the, okay, let me give you an example.

448
00:22:19,122 --> 00:22:22,494
So you go to some place, people are
sitting down on the floor.

449
00:22:22,494 --> 00:22:26,055
sitting down they don't know anything
about chairs so you say look what are you

450
00:22:26,055 --> 00:22:28,686
guys doing to sit chair what are you
talking about you tell me hey listen you

451
00:22:28,686 --> 00:22:32,317
can there's this thing you can have it has
four legs you can sit on it ants don't

452
00:22:32,317 --> 00:22:37,438
have to bite you have a back is
comfortable so you describe it four legs a

453
00:22:37,438 --> 00:22:43,060
thing a chair and you write it and you
want to the patent if you file the patent

454
00:22:43,060 --> 00:22:50,361
that way and they give you a pattern for a
chair with four legs and some other person

455
00:22:50,462 --> 00:22:51,822
does a chair

456
00:22:51,942 --> 00:22:56,089
three legs, he hasn't infringed on your
patents.

457
00:22:56,089 --> 00:23:00,675
You see, so the problem is the attorneys
will read your, what you call your

458
00:23:00,675 --> 00:23:02,267
specifications, what you've said.

459
00:23:02,267 --> 00:23:06,264
up with the possible, every possible
scenario that could arise.

460
00:23:06,264 --> 00:23:06,647
Got

461
00:23:06,647 --> 00:23:10,179
when they are filing for it, they will
file for a chair with one leg.

462
00:23:10,179 --> 00:23:14,181
Even though you've described what you've
described the chair with four legs,

463
00:23:14,181 --> 00:23:16,032
they'll say it's an embodiment.

464
00:23:16,373 --> 00:23:20,485
When they file the claim, they'll say
we're claiming a chair with one leg so

465
00:23:20,485 --> 00:23:22,256
that nobody can infringe.

466
00:23:22,256 --> 00:23:27,546
That kind of specialized knowledge, you
need a patent attorney for

467
00:23:27,546 --> 00:23:28,487
That's the problem.

468
00:23:28,487 --> 00:23:32,954
So you can write the description of what
you want to do but the claims the attorney

469
00:23:32,954 --> 00:23:34,796
has to do it.

470
00:23:34,796 --> 00:23:36,410
They are trained to do

471
00:23:36,410 --> 00:23:38,153
So how many patents you filed?

472
00:23:38,153 --> 00:23:40,427
Just curious like what all of your ideas?

473
00:23:40,427 --> 00:23:42,308
We have five patents issued.

474
00:23:42,308 --> 00:23:43,629
We have three pending.

475
00:23:43,629 --> 00:23:45,390
They are related to payments.

476
00:23:45,390 --> 00:23:46,891
And those are the things we all put.

477
00:23:46,891 --> 00:23:50,693
Those patents have all been assigned to
Ampercash.

478
00:23:50,693 --> 00:23:52,048
And so, yeah.

479
00:23:52,048 --> 00:23:55,930
ideas came through you, through your head,
while you're working for all of these

480
00:23:55,930 --> 00:24:01,404
institutions, whether it's investment
banking, trading, or bank, you know,

481
00:24:01,404 --> 00:24:03,224
financial institution, amazing.

482
00:24:03,224 --> 00:24:03,514
correct.

483
00:24:03,514 --> 00:24:04,385
That's correct.

484
00:24:04,385 --> 00:24:06,096
And so we put it into Ampercash.

485
00:24:06,096 --> 00:24:10,838
And one of the advantages that Ampercash
has with all these things is we can

486
00:24:10,838 --> 00:24:16,823
process a payment transaction at a
fraction of the cost for a regular

487
00:24:16,823 --> 00:24:20,015
provider, like a debit card or credit card
and all that.

488
00:24:22,978 --> 00:24:23,788
Yeah.

489
00:24:24,107 --> 00:24:24,677
dive into it.

490
00:24:24,677 --> 00:24:29,250
Can you break it down for listeners,
viewers, for everybody to understand what

491
00:24:29,250 --> 00:24:34,053
is Ampercash, what is it role, and what
makes it so special, different than other

492
00:24:34,053 --> 00:24:38,205
payment processing portals that are
available

493
00:24:38,598 --> 00:24:39,458
Excellent, excellent.

494
00:24:39,458 --> 00:24:40,478
Yes, I'll do that.

495
00:24:40,578 --> 00:24:44,458
Let's say you go to store and you want to
buy a piece of gum for 75 cents.

496
00:24:44,458 --> 00:24:45,618
You bring out your credit card.

497
00:24:45,618 --> 00:24:47,798
They'll say, nope, minimum $10.

498
00:24:47,798 --> 00:24:49,178
Why do they do that?

499
00:24:49,178 --> 00:24:53,978
Because if you do a 75 cent transaction,
after the merchant pays his fees, he

500
00:24:53,978 --> 00:24:55,358
doesn't make money.

501
00:24:55,558 --> 00:25:00,498
The processors who process the transaction
don't make money.

502
00:25:00,498 --> 00:25:04,218
When you process the normal method of
processing transactions involves many

503
00:25:04,218 --> 00:25:04,978
parties.

504
00:25:04,978 --> 00:25:08,038
have, if it's a credit card transaction,
there's an acquirer.

505
00:25:08,130 --> 00:25:12,251
a network provider, there's a visa,
there's a bank that issued the card.

506
00:25:12,311 --> 00:25:16,892
Each of these people they all have to
share a part of the fee paid by the

507
00:25:16,892 --> 00:25:17,283
merchant.

508
00:25:17,283 --> 00:25:20,093
So if the fee is small nobody makes money.

509
00:25:20,233 --> 00:25:24,555
So if your transaction is under two
dollars generally it's not profitable.

510
00:25:24,555 --> 00:25:25,555
That's the problem.

511
00:25:25,555 --> 00:25:28,455
That's the key problem with traditional
payment methods.

512
00:25:28,476 --> 00:25:31,766
Now if I'm buying the gum from a store and
the guy says I'm not accepting your credit

513
00:25:31,766 --> 00:25:34,737
card I can give him a dollar and collect
change.

514
00:25:34,757 --> 00:25:37,318
But if you're doing the transaction online
you

515
00:25:37,670 --> 00:25:39,170
can't give them a dollar online.

516
00:25:39,170 --> 00:25:41,230
You need a payment method.

517
00:25:41,330 --> 00:25:45,090
And right now, there are no payment
methods that can handle five cent

518
00:25:45,090 --> 00:25:47,990
transaction or 10 cent transaction
profitably.

519
00:25:47,990 --> 00:25:49,310
AmperCash can.

520
00:25:49,610 --> 00:25:51,850
That's the key thing we offer.

521
00:25:51,850 --> 00:25:55,990
Our cost of processing is so low that you
can do small transactions.

522
00:25:56,790 --> 00:25:57,430
No, no.

523
00:25:57,430 --> 00:26:00,130
What happens is AmperCash, you would load
money.

524
00:26:00,130 --> 00:26:01,710
I don't like to use the 10 wallet.

525
00:26:01,710 --> 00:26:06,110
You can load money from your bank account,
from a prepaid card, from your debit card.

526
00:26:06,110 --> 00:26:07,164
Once you put it in,

527
00:26:07,164 --> 00:26:08,402
Pocache account.

528
00:26:08,450 --> 00:26:12,183
into your Ampakash account and from there
you can now do small transactions

529
00:26:12,183 --> 00:26:13,175
profitably.

530
00:26:13,175 --> 00:26:16,077
Anybody you pay the fee is very low.

531
00:26:16,177 --> 00:26:20,822
Apart from small transactions, yeah, by
phone.

532
00:26:20,822 --> 00:26:24,946
no, don't need, you just put it on your
phone and you're ready to go.

533
00:26:24,946 --> 00:26:29,890
Now if you want a card, if you also want a
debit card, we'll send you a debit card.

534
00:26:29,890 --> 00:26:33,333
You can now use the debit card, swipe it
anywhere and it takes the money out of

535
00:26:33,333 --> 00:26:35,536
your phone.

536
00:26:35,536 --> 00:26:45,457
does the person who's taking the card,
let's say you go to 7 -Eleven and you want

537
00:26:45,457 --> 00:26:50,317
to spend 75 cents or a dollar and they say
for credit card is $5, $10, you cannot

538
00:26:50,317 --> 00:26:52,577
spend a dollar or two.

539
00:26:52,997 --> 00:26:58,197
And do they have to take Ampa Cash or Ampa
Cash everybody takes it?

540
00:26:58,197 --> 00:26:59,372
Or I mean, how does it

541
00:26:59,372 --> 00:27:02,706
Okay, so the merchant who wants to accept
them per cash has to sign up.

542
00:27:02,706 --> 00:27:03,618
You sign up online.

543
00:27:03,618 --> 00:27:04,388
There's no charge.

544
00:27:04,388 --> 00:27:05,480
There's no cost.

545
00:27:05,480 --> 00:27:06,585
But when you sign up.

546
00:27:06,585 --> 00:27:14,441
user and the retailer both have to, or the
merchant, know, the user or the consumer

547
00:27:14,441 --> 00:27:18,364
and the merchant both have to be signed
up.

548
00:27:18,364 --> 00:27:23,068
The consumer has to download it and have
money in it and the merchant has to also

549
00:27:23,068 --> 00:27:24,718
have a deal with you guys, sign

550
00:27:24,718 --> 00:27:27,178
Okay, the two things about the sign up is
this.

551
00:27:27,178 --> 00:27:30,238
If you're a merchant and you sign up, you
can still accept all other forms of

552
00:27:30,238 --> 00:27:30,518
payment.

553
00:27:30,518 --> 00:27:32,998
You can accept Demi -Cash, Credit -Cash,
whatever, Ampli -Cash.

554
00:27:32,998 --> 00:27:35,978
The only difference with Ampli -Cash is
you can do small payment, large payment,

555
00:27:35,978 --> 00:27:36,978
and the fee.

556
00:27:36,978 --> 00:27:40,978
If somebody buys something for you for
$500, the fee you pay with an Ampli -Cash

557
00:27:40,978 --> 00:27:45,418
purchase is 50 % lower than the fee you
pay with any other method.

558
00:27:45,418 --> 00:27:47,654
That's number one.

559
00:27:47,654 --> 00:27:51,334
Why you raised an important question.

560
00:27:51,334 --> 00:27:57,114
We are offering Ampercache primarily to
content creators, musicians, artists.

561
00:27:57,114 --> 00:28:01,034
We have a site called Pay2Stream, a
platform that Ampercache owns.

562
00:28:01,034 --> 00:28:02,654
Why do we do that?

563
00:28:02,654 --> 00:28:05,394
Because if you have users, you can come
over.

564
00:28:05,394 --> 00:28:09,934
They can pay you $0 .05, .10, $0 .20, $20,
$200 for your content.

565
00:28:09,934 --> 00:28:15,686
And if they pay you with Ampercache, we
don't charge a processing fee.

566
00:28:15,686 --> 00:28:20,746
We tried it flat 10 % platform fee, is
less than all the other platforms at 30%.

567
00:28:20,746 --> 00:28:22,086
Some even charge 80%.

568
00:28:22,086 --> 00:28:23,206
And that's it.

569
00:28:23,206 --> 00:28:24,506
That's it.

570
00:28:24,566 --> 00:28:29,966
So we think that the Ampercash with our
pay to stream platform will give content

571
00:28:29,966 --> 00:28:30,346
creators.

572
00:28:30,346 --> 00:28:31,426
That's our main focus.

573
00:28:31,426 --> 00:28:34,206
We want content creators to be able to
generate revenue.

574
00:28:34,326 --> 00:28:38,706
People spend time creating videos, music,
things, and they can't make money from it.

575
00:28:38,706 --> 00:28:43,126
Some of them have 100 ,000 followers, but
the people can't pay them.

576
00:28:43,126 --> 00:28:45,581
That's what Ampercash does.

577
00:28:45,581 --> 00:28:47,642
Hmm, interesting.

578
00:28:48,023 --> 00:28:48,723
Interesting.

579
00:28:48,723 --> 00:28:49,724
Very, very...

580
00:28:49,724 --> 00:28:52,125
So where did you notice this gap?

581
00:28:52,125 --> 00:28:53,046
it...

582
00:28:53,126 --> 00:28:57,815
What part of your journey in the corporate
world?

583
00:28:57,815 --> 00:29:05,677
when from TD Ameritrade they were saying,
gosh, when everything was based on

584
00:29:05,677 --> 00:29:09,998
lowering cost, lower the cost, the pricing
cost is too much, we have to do this, do

585
00:29:09,998 --> 00:29:15,580
this, even though the person wasn't really
going through an intermediary at the front

586
00:29:15,580 --> 00:29:19,371
end, at the back end, we're still going
through those intermediaries, the cost was

587
00:29:19,371 --> 00:29:20,501
going up.

588
00:29:20,841 --> 00:29:23,206
So it became obvious to me that if we

589
00:29:23,206 --> 00:29:28,066
a method that could reduce the cost of
transaction processing.

590
00:29:28,166 --> 00:29:31,825
We could make a fortune especially online.

591
00:29:31,906 --> 00:29:35,446
Think about it, if you're online now for
someone like you with music, almost the

592
00:29:35,446 --> 00:29:38,286
only way you can make money is through
advertising.

593
00:29:38,686 --> 00:29:41,846
You have the product, you're making music,
some people like the music, some people

594
00:29:41,846 --> 00:29:45,106
might even want to tip you and say, you
know what Bob, I like this stuff, here's

595
00:29:45,106 --> 00:29:45,626
50 cents.

596
00:29:45,626 --> 00:29:49,990
But if it gives you 50 cents and you have
to pay the credit card company 65 cents,

597
00:29:49,990 --> 00:29:54,270
You say, keep your 50 cents, I'm running
at a loss, you understand.

598
00:29:54,350 --> 00:29:59,950
So we think, for example, if you had,
let's say you had 100 ,000 followers on

599
00:29:59,950 --> 00:30:05,190
your system and 50 % of them, that 50 ,000
people said, we'll give you 50 cents a

600
00:30:05,190 --> 00:30:05,810
month.

601
00:30:05,810 --> 00:30:10,430
You make $25 ,000 a month, free and clear.

602
00:30:10,430 --> 00:30:12,690
You can't do that by credit card.

603
00:30:12,790 --> 00:30:13,670
That's the problem.

604
00:30:13,670 --> 00:30:15,230
That's what we're solving.

605
00:30:16,770 --> 00:30:17,530
Yep.

606
00:30:17,890 --> 00:30:18,430
Yep.

607
00:30:18,430 --> 00:30:22,886
creators would benefit by signing up to
Ampercash?

608
00:30:22,886 --> 00:30:26,806
Look at what happens when you don't you
just sign up on pay to stream, sign up on

609
00:30:26,806 --> 00:30:31,266
pay to stream and say, and once you are on
pay to stream your content, we do some,

610
00:30:31,266 --> 00:30:33,546
you know, you're a merchant, you just
signed up.

611
00:30:33,546 --> 00:30:36,626
Not only can you accept that per cash
directly, but you can drag and drop your

612
00:30:36,626 --> 00:30:40,786
content onto pay to stream this drag and
drop it and say, we'll give you two

613
00:30:40,786 --> 00:30:41,126
choices.

614
00:30:41,126 --> 00:30:42,866
You can see this content.

615
00:30:42,866 --> 00:30:50,506
If you want to see it, it's 25 cents or 50
cents, or you can say it's free, but it's

616
00:30:50,506 --> 00:30:51,706
tipped to view.

617
00:30:52,070 --> 00:30:53,970
If you want to see it, it's free.

618
00:30:53,970 --> 00:30:55,190
But tip something.

619
00:30:55,350 --> 00:30:58,850
Tip me $0 or $0 or $0 Just tip me
something.

620
00:30:58,850 --> 00:30:59,790
Tip to view.

621
00:30:59,790 --> 00:31:05,310
So that means that any of your content on
pay to stream, if anybody accesses it, you

622
00:31:05,310 --> 00:31:06,750
make some money.

623
00:31:06,970 --> 00:31:08,590
You make a little money.

624
00:31:08,590 --> 00:31:09,990
That's the model.

625
00:31:10,170 --> 00:31:12,970
And the money you make, we're not charging
you for it.

626
00:31:12,970 --> 00:31:16,070
The payment processing is free.

627
00:31:16,070 --> 00:31:17,350
That's what we are offering.

628
00:31:17,350 --> 00:31:21,574
We think content creators, we actually
have content creators lined up.

629
00:31:21,574 --> 00:31:25,654
with a total of 25 million users who want
to go on pay to stream.

630
00:31:25,794 --> 00:31:29,693
But right now we are raising money to
onboard those users, to be able to onboard

631
00:31:29,693 --> 00:31:30,574
those users.

632
00:31:30,574 --> 00:31:31,934
have.

633
00:31:32,254 --> 00:31:33,794
No, onto AmpliCash.

634
00:31:33,794 --> 00:31:36,854
if you're like a content creator and
people want to come buy your music, you

635
00:31:36,854 --> 00:31:38,234
hey, go buy my music.

636
00:31:38,234 --> 00:31:42,394
On Pay to Stream, we only support payments
with AmpliCash because we want to be able

637
00:31:42,394 --> 00:31:43,534
to support everything.

638
00:31:43,534 --> 00:31:48,294
When the people come over and sign up, we
do some onboarding stuff out the back that

639
00:31:48,294 --> 00:31:49,494
costs some money.

640
00:31:49,760 --> 00:31:54,512
that's what we are raising funds for but
we think that content creators are going

641
00:31:54,512 --> 00:31:58,020
to get a fair shake it's going to be
really profitable for

642
00:31:58,329 --> 00:31:59,090
Hmm.

643
00:31:59,257 --> 00:32:01,438
But that would have to do it a pay to
stream.

644
00:32:01,604 --> 00:32:02,965
They just have to sign up with Pages
Stream.

645
00:32:02,965 --> 00:32:03,635
There's no cost.

646
00:32:03,635 --> 00:32:04,576
There's no cost to sign up.

647
00:32:04,576 --> 00:32:05,857
Just go sign up.

648
00:32:05,857 --> 00:32:08,418
In fact, we support foreign content
creators.

649
00:32:08,578 --> 00:32:12,480
If you're in some place, foreign content
creators, it's difficult for them to open

650
00:32:12,480 --> 00:32:13,321
a bank account.

651
00:32:13,321 --> 00:32:15,222
They don't have a social security number.

652
00:32:15,222 --> 00:32:16,573
We worked with a partner.

653
00:32:16,573 --> 00:32:17,273
We have a partner.

654
00:32:17,273 --> 00:32:19,004
If you go in, they'll sign up.

655
00:32:19,004 --> 00:32:21,506
If they can help you get a bank account,
get a company.

656
00:32:21,506 --> 00:32:23,887
But before you even get that, we'll you a
hand.

657
00:32:23,887 --> 00:32:26,729
can accept fees.

658
00:32:27,589 --> 00:32:28,298
Sorry.

659
00:32:28,298 --> 00:32:29,070
it's okay.

660
00:32:29,070 --> 00:32:29,790
It happens.

661
00:32:29,790 --> 00:32:30,790
accept payments.

662
00:32:30,790 --> 00:32:35,730
So so pay to stream is we think it's going
to really help content creators video

663
00:32:35,730 --> 00:32:40,330
music still images live Performances live
concerts.

664
00:32:40,330 --> 00:32:45,150
You can stream your live concert then
people will pay you as and they watch it

665
00:32:45,150 --> 00:32:49,270
Donations if you're if you ever want to
Red Cross to donate money They'll tell you

666
00:32:49,270 --> 00:32:55,210
$10 minimum because of the fee but with
abacus with the fee for all of them for

667
00:32:55,234 --> 00:32:59,157
nonprofits and charities so if you give
them a dollar they get the whole dollar so

668
00:32:59,157 --> 00:33:01,379
they are willing to take any amount you
donate.

669
00:33:01,379 --> 00:33:02,810
So that's what Pay2Stream does.

670
00:33:02,810 --> 00:33:06,329
We think it has good potential.

671
00:33:06,329 --> 00:33:09,004
Pay to stream, absolutely, absolutely.

672
00:33:09,004 --> 00:33:13,495
www .paytostream

673
00:33:13,495 --> 00:33:18,100
Are you also guys part of a pay to stream?

674
00:33:18,522 --> 00:33:21,209
PagesTrim is owned by Apacash.

675
00:33:21,209 --> 00:33:22,953
So this is your platform.

676
00:33:23,919 --> 00:33:24,470
Yes.

677
00:33:24,470 --> 00:33:25,281
creation platform.

678
00:33:25,281 --> 00:33:26,341
That's correct.

679
00:33:26,482 --> 00:33:29,945
So once you sign up on PagerStream, you
automatically emerge and you have all the

680
00:33:29,945 --> 00:33:30,983
benefits of AmpliCache.

681
00:33:30,983 --> 00:33:33,574
you have on now active users, you said.

682
00:33:33,574 --> 00:33:37,797
we have about slightly less than 4 ,000.

683
00:33:37,797 --> 00:33:41,094
and I need to tell what kind of content is
on pay to stream

684
00:33:41,094 --> 00:33:45,014
Anything if you go on pay to stream now,
we have people who sign up for video We

685
00:33:45,014 --> 00:33:49,133
actually we are actually slowing down
because we have content creators who have

686
00:33:49,133 --> 00:33:54,114
a million followers and they say look We
can bring 50 % of our followers tell them

687
00:33:54,114 --> 00:33:58,454
to go get out the cash But the problem is
we have a cost every time we onboard a

688
00:33:58,454 --> 00:34:01,251
user it costs us three dollars and 40
cents

689
00:34:01,251 --> 00:34:06,522
So why you don't wanna upload more users
or content creators?

690
00:34:06,522 --> 00:34:11,042
know we want to put more content creators
But this content creators have their users

691
00:34:11,042 --> 00:34:15,502
who will sign off ramp a cache to pay them
And if a content creator has a million you

692
00:34:15,502 --> 00:34:21,002
follow as the onboarding cost for a
million followers is 3 .5 million That's

693
00:34:21,002 --> 00:34:21,822
that's the problem.

694
00:34:21,822 --> 00:34:25,762
We get the money back as a user buy stuff,
but upfront.

695
00:34:25,762 --> 00:34:30,878
It's expensive That's the that's the the
stumbling block for us for right now

696
00:34:30,878 --> 00:34:34,017
so you focus in more on content creators,
really.

697
00:34:34,017 --> 00:34:37,354
creators is what we're focusing on because
we think that's how we get our users.

698
00:34:37,354 --> 00:34:38,897
The content creators make money.

699
00:34:38,897 --> 00:34:40,279
Everybody's happy.

700
00:34:40,321 --> 00:34:42,937
know, you know, yeah.

701
00:34:42,937 --> 00:34:46,310
you're not pushing the platform anywhere
else right now, yet.

702
00:34:46,310 --> 00:34:46,540
now.

703
00:34:46,540 --> 00:34:47,453
No, not now.

704
00:34:47,453 --> 00:34:51,399
No, we want to just, we think the content
creator market is you.

705
00:34:51,399 --> 00:34:52,279
own.

706
00:34:52,340 --> 00:34:54,231
So you didn't just build the technology.

707
00:34:54,231 --> 00:34:58,626
Now you also build another technology to
connect with, which is focused on basis,

708
00:34:58,626 --> 00:35:00,987
solely focused on content creators.

709
00:35:01,413 --> 00:35:02,494
Exactly, exactly.

710
00:35:02,494 --> 00:35:03,994
That's the market we're going for.

711
00:35:03,994 --> 00:35:07,594
I would believe, look, we think, I don't
know how much you know, you own some

712
00:35:07,594 --> 00:35:11,274
platform and they charge you 30%.

713
00:35:11,274 --> 00:35:16,254
Every money you give them, if you're on,
for example, if you're on Audible, make

714
00:35:16,254 --> 00:35:21,174
your book on Audible, when you get paid,
Audible takes 60 % of whatever you get

715
00:35:21,174 --> 00:35:22,434
paid for.

716
00:35:22,434 --> 00:35:25,680
I mean, some of the stuff is, I've been a
content creator, and said...

717
00:35:25,680 --> 00:35:26,826
This is a huge gap.

718
00:35:26,826 --> 00:35:27,850
should make it more equitable.

719
00:35:27,850 --> 00:35:31,737
Yes, we should make money, but let the
content creators make money too.

720
00:35:31,737 --> 00:35:35,259
Shiji, you know created two different
businesses and you combined them together,

721
00:35:35,259 --> 00:35:42,343
but you literally created your own
streaming, you know, user generated

722
00:35:42,343 --> 00:35:47,465
content platform like YouTube in a way or
like TikTok.

723
00:35:47,478 --> 00:35:48,618
That's correct.

724
00:35:48,658 --> 00:35:50,838
And you see what we think is the band tic
-tac.

725
00:35:50,838 --> 00:35:52,758
A lot of people are looking for a home.

726
00:35:52,758 --> 00:35:57,298
But the important thing, we will make
money, but we really want it to be fair.

727
00:35:57,518 --> 00:35:59,718
Pay it flat 10 % platform fee.

728
00:35:59,718 --> 00:36:02,598
Whatever money you're paid, there's no
other processing costs.

729
00:36:02,598 --> 00:36:03,958
You just make money.

730
00:36:03,958 --> 00:36:09,038
If somebody pays you $0 .05, that's it.

731
00:36:09,198 --> 00:36:10,018
Yes.

732
00:36:10,233 --> 00:36:13,558
Even if you have advertisers and you have
all of this.

733
00:36:13,558 --> 00:36:14,688
We don't charge any of that thing.

734
00:36:14,688 --> 00:36:16,919
It's just whatever you get is free.

735
00:36:16,919 --> 00:36:18,459
We're trying to make it ad free.

736
00:36:18,459 --> 00:36:21,220
But if you want to advertise, that's fine
too.

737
00:36:21,220 --> 00:36:24,801
We just want the content creator to
generate revenue.

738
00:36:24,801 --> 00:36:26,282
They'll bring us users.

739
00:36:26,282 --> 00:36:29,042
Everybody does well.

740
00:36:29,042 --> 00:36:32,013
I don't want to sound like I'm just an
idealist.

741
00:36:32,013 --> 00:36:34,724
But I think the content creator spends
time.

742
00:36:34,724 --> 00:36:36,424
You spend time creating the content.

743
00:36:36,424 --> 00:36:38,015
You spend time making your music.

744
00:36:38,015 --> 00:36:38,955
spend time.

745
00:36:38,955 --> 00:36:42,726
should be a lot of you could be a content
creator and have a million followers.

746
00:36:42,726 --> 00:36:44,666
and you can't survive.

747
00:36:45,046 --> 00:36:47,226
You generate $500 a month.

748
00:36:47,286 --> 00:36:49,246
You don't even know how much you're going
to get.

749
00:36:49,246 --> 00:36:51,497
They have an algorithm that tells you,

750
00:36:51,497 --> 00:36:56,537
think youtube and other platform like they
take out of the you know How much no out

751
00:36:56,537 --> 00:37:00,637
of what they earn from each content
creator how much they pay them 20?

752
00:37:00,877 --> 00:37:03,798
They pay the content creator from what
they

753
00:37:03,798 --> 00:37:06,598
you know the content creator on YouTube?

754
00:37:06,598 --> 00:37:11,678
You need 1 ,449 views to make $1.

755
00:37:11,878 --> 00:37:15,338
1 ,449 views to make $1.

756
00:37:16,478 --> 00:37:24,718
Yes, you need to have 3 million views and
1 ,000 subscribers before you qualify for

757
00:37:24,718 --> 00:37:25,498
income.

758
00:37:25,498 --> 00:37:27,138
And when you get the income,

759
00:37:27,150 --> 00:37:30,865
It's an algorithm that will say, you know
what, people didn't click on your

760
00:37:30,865 --> 00:37:31,927
notification button.

761
00:37:31,927 --> 00:37:33,209
They didn't click on the subscriber
button.

762
00:37:33,209 --> 00:37:34,060
You're not getting money.

763
00:37:34,060 --> 00:37:36,433
That's why every time you go to YouTube,
they're always begging.

764
00:37:36,433 --> 00:37:38,326
They say, please click on my notification
button.

765
00:37:38,326 --> 00:37:42,963
Please click on my subscriber button,
because the revenue model is not good for

766
00:37:42,963 --> 00:37:45,749
the creator.

767
00:37:46,201 --> 00:37:46,861
Very interesting.

768
00:37:46,861 --> 00:37:47,732
Love the concept.

769
00:37:47,732 --> 00:37:48,903
Love the concept.

770
00:37:48,903 --> 00:37:49,803
Yes.

771
00:37:49,804 --> 00:37:50,404
Yes.

772
00:37:50,404 --> 00:37:50,865
Yes.

773
00:37:50,865 --> 00:37:51,205
Yeah.

774
00:37:51,205 --> 00:37:52,485
Pay to stream.

775
00:37:53,707 --> 00:37:56,289
Now paytostream .com or

776
00:37:56,744 --> 00:38:00,006
Yeah, www .paytostream .com, that's it.

777
00:38:00,026 --> 00:38:03,428
And then once you sign up, we
automatically are an AmpliCash merchant

778
00:38:03,428 --> 00:38:05,529
and everything is done for you.

779
00:38:05,529 --> 00:38:06,723
Yeah, that's it.

780
00:38:06,723 --> 00:38:07,394
amazing.

781
00:38:07,394 --> 00:38:12,173
Now you have more patents or all the
patents that you have pending, are they

782
00:38:12,173 --> 00:38:16,119
all related to pay to stream or they're
related to Ampercash?

783
00:38:16,132 --> 00:38:18,463
Well, it's a split.

784
00:38:18,463 --> 00:38:21,745
So one of the things that happens with pay
to stream is this.

785
00:38:21,745 --> 00:38:26,948
So like your music, for example, if the
only way to listen to your music shouldn't

786
00:38:26,948 --> 00:38:32,271
be through a video or a phone, somebody
can stream your music by just scanning a

787
00:38:32,271 --> 00:38:36,213
QR code and pay simultaneously and get the
music on their phone.

788
00:38:36,394 --> 00:38:38,195
That is what we call remote pay.

789
00:38:38,195 --> 00:38:39,115
That's a patent.

790
00:38:39,115 --> 00:38:41,477
It's supposed to help people on pay to
stream.

791
00:38:41,477 --> 00:38:43,994
So right now, we have five patents.

792
00:38:43,994 --> 00:38:47,287
for pay to stream and Apple cash but we
have three more patterns for the pay to

793
00:38:47,287 --> 00:38:47,587
stream.

794
00:38:47,587 --> 00:38:51,961
We really think the content creator should
benefit and we have the technology to make

795
00:38:51,961 --> 00:38:53,092
that possible.

796
00:38:53,387 --> 00:38:54,257
Mm -hmm.

797
00:38:54,498 --> 00:38:59,222
Very interesting, very creative, and
amazing actually invention.

798
00:38:59,403 --> 00:39:01,886
Very innovative.

799
00:39:01,886 --> 00:39:08,953
Shiji, know, are you, it seems like you're
still not fulfilled.

800
00:39:08,953 --> 00:39:09,283
No.

801
00:39:09,283 --> 00:39:10,685
I have.

802
00:39:10,685 --> 00:39:12,307
just keep moving.

803
00:39:12,307 --> 00:39:15,710
Technology is fun and things are going to
change.

804
00:39:15,771 --> 00:39:16,551
Things are coming.

805
00:39:16,551 --> 00:39:18,620
But yes, I enjoy what I'm doing.

806
00:39:18,620 --> 00:39:19,705
What's next for Shiji?

807
00:39:19,705 --> 00:39:23,337
The next endeavor that he's working on.

808
00:39:23,406 --> 00:39:28,387
I want to make this content creator thing
big, and percussion content creation big.

809
00:39:28,387 --> 00:39:32,819
I think that FinTech, with all the changes
that are happening, especially with AI and

810
00:39:32,819 --> 00:39:35,369
things, there's a lot of opportunity.

811
00:39:35,750 --> 00:39:39,810
FinTech obviously, but in technology
generally for business.

812
00:39:39,951 --> 00:39:43,972
I think there's opportunity there and I'd
to see where I can do this.

813
00:39:43,972 --> 00:39:47,763
And I mean, we can always make money, but
if you make money, are you also making a

814
00:39:47,763 --> 00:39:48,343
contribution?

815
00:39:48,343 --> 00:39:52,002
It makes it just as, you know, really...

816
00:39:52,002 --> 00:39:54,964
but we really didn't touch on it.

817
00:39:54,964 --> 00:39:57,316
You said Hitachi came in or Sony or
insurance.

818
00:39:57,316 --> 00:40:02,410
They wanted to buy your Ampa cash, what do
call it?

819
00:40:02,410 --> 00:40:03,771
Pant, yes.

820
00:40:04,812 --> 00:40:05,922
So what happened to

821
00:40:05,922 --> 00:40:07,373
So no, we didn't want to sell.

822
00:40:07,373 --> 00:40:08,384
The reason is this.

823
00:40:08,384 --> 00:40:12,307
The payment space is dominated by deep
pockets.

824
00:40:12,307 --> 00:40:17,511
Visa, MasterCard, American Express, banks,
Google Pay, Apple Pay.

825
00:40:17,511 --> 00:40:19,352
They have a lot of money.

826
00:40:19,533 --> 00:40:22,445
What is missing is the technology, right?

827
00:40:22,445 --> 00:40:25,117
So we felt that the technology, have five
patents.

828
00:40:25,117 --> 00:40:26,969
It's a moot that can protect us.

829
00:40:26,969 --> 00:40:30,632
Otherwise, you will do all the work and
some big company will come in and take the

830
00:40:30,632 --> 00:40:31,430
whole thing.

831
00:40:31,430 --> 00:40:33,690
So the technology is some sort of
protection.

832
00:40:33,690 --> 00:40:38,570
don't know if you remember when, you know,
before the iPhone, they had the

833
00:40:38,570 --> 00:40:40,130
Blackberry.

834
00:40:40,130 --> 00:40:44,470
Blackberry was a big thing at one point,
but they took people's patents and they

835
00:40:44,470 --> 00:40:48,530
had to pay first, they paid 600 million,
then they paid 350 million, then they paid

836
00:40:48,530 --> 00:40:49,910
175 million.

837
00:40:49,910 --> 00:40:52,910
They ended up paying a billion for patent
infringement.

838
00:40:52,910 --> 00:40:55,362
So we think that the patents protect us.

839
00:40:55,362 --> 00:40:59,154
And so people are more likely to, the big
companies are more likely to either

840
00:40:59,154 --> 00:41:00,934
partner with us or do something.

841
00:41:00,934 --> 00:41:02,105
But we need that protection.

842
00:41:02,105 --> 00:41:05,266
That's why we didn't take the offer to
sell the patents.

843
00:41:05,266 --> 00:41:09,018
But the thing is that if people, if
something, God forbid, we do badly, we can

844
00:41:09,018 --> 00:41:12,569
always liquidate the company, sell the
patents and pay back everybody.

845
00:41:12,569 --> 00:41:14,714
But that's the idea.

846
00:41:14,714 --> 00:41:19,798
lot of our users who's gonna be watching
entrepreneurs in tech and our viewers,

847
00:41:19,798 --> 00:41:22,740
they're gonna be inspired by your ability.

848
00:41:22,740 --> 00:41:27,764
You came here, you went to college and you
got recruited immediately and you got

849
00:41:27,764 --> 00:41:28,944
sponsored.

850
00:41:29,345 --> 00:41:34,629
You know, for the path to citizenship,
first you're a green card and then the

851
00:41:34,629 --> 00:41:39,293
offers didn't stop from one large
institution to another.

852
00:41:39,293 --> 00:41:39,641
And

853
00:41:39,641 --> 00:41:40,204
very lucky.

854
00:41:40,204 --> 00:41:41,284
was very lucky.

855
00:41:41,284 --> 00:41:44,716
say, you know what, I'm going to hang the
corporate hat or the corporate jacket and

856
00:41:44,716 --> 00:41:49,109
I'm just going to do my own, you know,
create something to do with the

857
00:41:49,109 --> 00:41:55,083
entertainment industry to fintech to
entertainment tech.

858
00:41:56,104 --> 00:41:59,787
And you put them both together.

859
00:41:59,787 --> 00:42:06,122
What advice you would have for other, you
know, entrepreneurs who starting their

860
00:42:06,122 --> 00:42:08,257
journey

861
00:42:08,257 --> 00:42:12,189
They're gonna listen and watch the show
and they're be extremely inspired by you

862
00:42:12,189 --> 00:42:13,369
Gigi Really?

863
00:42:13,369 --> 00:42:17,621
I'm inspired by you actually, know such
stories always motivates me and keeps me

864
00:42:17,621 --> 00:42:25,275
going forward What you know what advice
you have for them and what to do is and

865
00:42:25,275 --> 00:42:29,917
don't know what to avoid obviously you
said never stop learning and that's a very

866
00:42:29,917 --> 00:42:36,162
very great advice because Knowledge is
wealth knowledge is

867
00:42:36,162 --> 00:42:40,954
I think there's a lot of opportunity for
young people, anyone who's starting out,

868
00:42:40,954 --> 00:42:44,365
not just young people, old people, anybody
who wants to be entrepreneurial.

869
00:42:44,365 --> 00:42:49,026
It's just that you have been willing to
say, I'm curious, look, there's a gap.

870
00:42:49,026 --> 00:42:51,627
Look at a company like Stripe.

871
00:42:51,907 --> 00:42:55,718
Stripe does exactly what regular big
payment companies do, it's credit card

872
00:42:55,718 --> 00:42:59,809
processing, but they try to make it
easier, make it easier to pay people.

873
00:42:59,809 --> 00:43:02,662
If I'm a garden yard sale,

874
00:43:02,662 --> 00:43:06,323
hardware accept a credit card payment, put
something on your phone, swipe.

875
00:43:06,504 --> 00:43:11,005
They didn't change, they didn't reinvent
anything, they just saw a gap.

876
00:43:11,346 --> 00:43:14,947
And the thing now is with technology, you
can fill in a lot of gaps.

877
00:43:14,947 --> 00:43:18,129
There's something my father used to tell
me, he says, there's a statement he'll

878
00:43:18,129 --> 00:43:22,731
say, the greatest thing since sliced
bread, greatest thing since sliced bread.

879
00:43:22,731 --> 00:43:27,002
Okay, the person who invented sliced
bread, he didn't invent bread, he didn't

880
00:43:27,002 --> 00:43:30,484
invent slicing, he didn't invent knives,
but he's the first person that put them

881
00:43:30,484 --> 00:43:31,404
together.

882
00:43:31,872 --> 00:43:37,236
add slicing put it together wow we got
something new so package it that salad

883
00:43:37,236 --> 00:43:40,060
make it up ready to eat so open it exactly

884
00:43:40,060 --> 00:43:40,660
slice it.

885
00:43:40,660 --> 00:43:45,524
Just slap in your whatever, cold cut
vegetable sandwich, whatever you want to

886
00:43:45,524 --> 00:43:46,655
eat, cheese.

887
00:43:47,957 --> 00:43:48,464
Yes.

888
00:43:48,464 --> 00:43:53,286
So there are lots of gaps like that, but
you have to be willing to do the work.

889
00:43:53,286 --> 00:43:57,688
And technology makes it easy to exploit
those gaps.

890
00:43:57,688 --> 00:44:00,969
In the past, if you wanted to do
something, had to be a big company, had to

891
00:44:00,969 --> 00:44:03,290
raise a few hundred billion dollars to do.

892
00:44:03,290 --> 00:44:08,592
But now, you can do all sorts of things on
your own, so long as you're willing to

893
00:44:08,592 --> 00:44:13,018
learn and do some of the work and get
people around you.

894
00:44:13,018 --> 00:44:14,339
that can support you.

895
00:44:14,339 --> 00:44:16,861
really think it's a great opportunity.

896
00:44:17,622 --> 00:44:19,514
I think we live in a great world right
now.

897
00:44:19,514 --> 00:44:22,482
A great opportunity for people who want to
start up.

898
00:44:22,482 --> 00:44:26,008
holds for technology?

899
00:44:26,008 --> 00:44:27,359
I think it's fantastic.

900
00:44:27,359 --> 00:44:30,351
Again, I have to clarify.

901
00:44:30,351 --> 00:44:36,745
It's technology in relation to business,
not just technology on its own.

902
00:44:36,745 --> 00:44:41,068
That's helpful, you want to say FinTech,
exactly.

903
00:44:41,068 --> 00:44:43,190
How do we use this technology to do stuff?

904
00:44:43,190 --> 00:44:49,734
I think the direction, think that AI is
going to give us very friendly menus.

905
00:44:49,734 --> 00:44:50,825
So you don't have to punch things.

906
00:44:50,825 --> 00:44:53,346
can just say, I haven't talked to Bob in a
while.

907
00:44:53,346 --> 00:44:55,782
Hey, Bob, send Bob

908
00:44:55,782 --> 00:44:58,202
500 bucks and let me know when he gets it.

909
00:44:58,202 --> 00:44:59,402
Things would just change.

910
00:44:59,402 --> 00:45:01,742
We'll have voice driven menus.

911
00:45:01,742 --> 00:45:06,062
We're going to have significant reductions
in fraud because of AI.

912
00:45:06,062 --> 00:45:08,282
AI can do all kinds of things.

913
00:45:08,282 --> 00:45:09,522
We even use it for impact cash.

914
00:45:09,522 --> 00:45:12,262
You can identify people that are trying to
do fraud.

915
00:45:12,578 --> 00:45:21,588
if people figure out how to, because
everything is prompt, whether it's in text

916
00:45:21,588 --> 00:45:30,899
or it's in audio, what if they figure out
how to infiltrate that through the proper

917
00:45:30,899 --> 00:45:34,574
prompting words

918
00:45:34,574 --> 00:45:37,606
It's possible, but the thing that AI is
constantly evolving.

919
00:45:37,606 --> 00:45:43,020
AI is so much smarter than we are now that
if you see look, the world chess champion

920
00:45:43,020 --> 00:45:45,442
Magnus Carlsen is so brilliant.

921
00:45:45,442 --> 00:45:50,025
He's so far ahead of everybody, but AI
will take him, him a Ruka and beat him.

922
00:45:50,266 --> 00:45:54,979
So AI is so much smarter, even now for
some specialized things that maybe, I

923
00:45:54,979 --> 00:45:59,312
mean, know, the first set will always try,
but it's going to take them a while to be

924
00:45:59,312 --> 00:46:00,583
able to game the system.

925
00:46:00,583 --> 00:46:02,744
So as AI gets better,

926
00:46:02,810 --> 00:46:06,414
there'll be less fraud, transactions will
become easier.

927
00:46:06,414 --> 00:46:09,688
One of the reasons why I really believe in
entrepreneurship is one, okay, you can

928
00:46:09,688 --> 00:46:12,341
make a ton of money, of course, that's
always a motivator.

929
00:46:12,341 --> 00:46:15,805
But you can also do things that interest
you, and you can address things they say,

930
00:46:15,805 --> 00:46:18,738
no, this is not fair, let's make something
more equitable.

931
00:46:18,738 --> 00:46:22,472
You have the power to do things, introduce
a product that makes change.

932
00:46:22,472 --> 00:46:23,566
You can do stuff.

933
00:46:23,566 --> 00:46:25,047
and make money while doing it.

934
00:46:25,047 --> 00:46:26,497
it's a double draw.

935
00:46:26,497 --> 00:46:29,348
You make money and then you change things
for the better.

936
00:46:29,348 --> 00:46:30,679
I think you can't beat that.

937
00:46:30,679 --> 00:46:33,670
You can't get that working for a big
corporation.

938
00:46:33,670 --> 00:46:34,691
You can make money.

939
00:46:34,691 --> 00:46:37,692
Yes, you can make a lot of money, but you
can't really change things.

940
00:46:37,692 --> 00:46:42,224
You can't say, well, listen, I want to
make certain that everybody in this

941
00:46:42,224 --> 00:46:48,336
village can use the app on to get
inclusive for the underbanked.

942
00:46:48,336 --> 00:46:51,947
You can do that with entrepreneurship,
specifically in FinTech.

943
00:46:51,947 --> 00:46:53,578
The opportunity is huge.

944
00:46:53,761 --> 00:46:54,192
Amazing.

945
00:46:54,192 --> 00:46:58,577
When somebody comes up to you and says,
hey, AI is taking our job, what's your

946
00:46:58,577 --> 00:46:59,689
answer to them?

947
00:46:59,689 --> 00:47:00,208
Right

948
00:47:00,208 --> 00:47:01,779
Well, it will take some jobs.

949
00:47:01,779 --> 00:47:04,060
It will take some jobs, but you can
just...

950
00:47:04,340 --> 00:47:05,921
It's not going to replace all the jobs.

951
00:47:05,921 --> 00:47:11,224
Rearrange, reorganize, lend something and
position yourself.

952
00:47:11,224 --> 00:47:13,225
AI is not going to replace human beings.

953
00:47:13,225 --> 00:47:14,406
They will take some jobs.

954
00:47:14,406 --> 00:47:15,107
That's not...

955
00:47:15,107 --> 00:47:16,007
No doubt.

956
00:47:16,007 --> 00:47:17,678
But you can use it as a tool.

957
00:47:17,678 --> 00:47:22,431
For example, AI is making great music now,
but it doesn't make great music on its

958
00:47:22,431 --> 00:47:23,271
own.

959
00:47:23,351 --> 00:47:28,586
You can combine it and do something and
say, AI collaboration with a human.

960
00:47:28,586 --> 00:47:31,397
Use it as a Yes.

961
00:47:31,397 --> 00:47:33,469
Enhancement, advancement.

962
00:47:33,469 --> 00:47:35,551
Look at it and say, how do I learn with
this?

963
00:47:35,551 --> 00:47:37,072
How do I combine this?

964
00:47:37,072 --> 00:47:43,236
Like I said, one of the things that I now
do is I respect in my leadership

965
00:47:43,236 --> 00:47:47,059
processes, creativity, curiosity.

966
00:47:47,059 --> 00:47:49,400
The person says, how can we use this?

967
00:47:49,400 --> 00:47:51,172
They say, it's coming to take our jobs.

968
00:47:51,172 --> 00:47:52,222
I'm going.

969
00:47:52,282 --> 00:47:53,463
Make some adjustment.

970
00:47:53,463 --> 00:47:58,432
You can make it and use it as a tool and
enhance stuff.

971
00:47:58,432 --> 00:48:02,097
I think there's opportunity there.

972
00:48:02,097 --> 00:48:05,303
I look at it this way, AI ain't gonna take
your job.

973
00:48:05,303 --> 00:48:08,926
The person who knows how to use AI,
they're gonna take your

974
00:48:08,926 --> 00:48:11,129
Exactly, even know.

975
00:48:11,129 --> 00:48:12,730
I think you said it better than I did.

976
00:48:12,730 --> 00:48:13,231
That's it.

977
00:48:13,231 --> 00:48:14,272
That's correct.

978
00:48:14,272 --> 00:48:15,193
That's correct.

979
00:48:15,193 --> 00:48:16,069
That's correct.

980
00:48:16,069 --> 00:48:17,610
we both agree on it.

981
00:48:17,610 --> 00:48:21,001
Well, Shiji, it's really an intriguing,
interesting interview.

982
00:48:21,001 --> 00:48:22,592
I would love to go more.

983
00:48:22,752 --> 00:48:25,033
but, you know, but it's really great.

984
00:48:25,033 --> 00:48:25,623
Absolutely.

985
00:48:25,623 --> 00:48:26,713
Definitely.

986
00:48:26,974 --> 00:48:29,935
You know, extremely, I don't want to use
the word inspiring.

987
00:48:29,935 --> 00:48:32,296
It's motivating actually.

988
00:48:32,296 --> 00:48:37,158
And you great, you have an interesting
journey and very motivating journey and

989
00:48:37,158 --> 00:48:41,540
amazing really and insightful and
informative.

990
00:48:41,540 --> 00:48:44,560
Well, thank you for joining us today at

991
00:48:44,715 --> 00:48:51,668
innovate, know, presents entrepreneurs in
tech and be sure to follow us on social

992
00:48:51,668 --> 00:48:57,371
media until next time stay innovating and
stay curious or I should say you know what

993
00:48:57,371 --> 00:49:01,104
keep innovating stay curious and take
care.

994
00:49:01,104 --> 00:49:02,469
Thank you very much for having me.

995
00:49:02,469 --> 00:49:05,722
Much appreciated.

996
00:49:05,722 --> 00:49:06,465
Thank