{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "Introduction",
      "startTime": 0,
      "endTime": 17
    },
    {
      "title": " Guest background: From P&C attorney to insurance law professor ",
      "startTime": 17,
      "endTime": 133
    },
    {
      "title": "AI in insurance today: back-office efficiency vs. underwriting and claims ",
      "startTime": 133,
      "endTime": 606
    },
    {
      "title": "Is AI \"locked and loaded\" for underwriters and claims departments?",
      "startTime": 606,
      "endTime": 744
    },
    {
      "title": "The 50-state regulatory problem and its compounding complexity",
      "startTime": 744,
      "endTime": 1325
    },
    {
      "title": "Catastrophe modeling and AI in property underwriting",
      "startTime": 1325,
      "endTime": 1819
    },
    {
      "title": "Why disclosure usually forestalls regulation rather than protecting consumers ",
      "startTime": 1819,
      "endTime": 2320
    },
    {
      "title": " Schwarcz's proposed fix for shadow insurance",
      "startTime": 2320,
      "endTime": 2620
    },
    {
      "title": "\"Obamacare for Homeowners Insurance\": the case for insurance exchanges ",
      "startTime": 2620,
      "endTime": 2936
    },
    {
      "title": "Five-year outlook: where is the insurance industry headed?",
      "startTime": 2936,
      "endTime": 3179.83
    }
  ]
}