In this episode of The Asset Preservation Hour, Stewart Willis and Spike Spengel dig into what they call the longevity revolution and what it means for how you plan your retirement. With more Americans turning 65 every day than at any point in history, a trend known as peak 65, Stewart explains why retiring at a set age like 62 or 65 may not make sense if your retirement could realistically last 25 to 30 years or longer.
The two also explore the record breaking growth in annuity sales, now averaging around 100 billion dollars a quarter, and what is really driving it. Stewart breaks down the concept of refinancing your retirement, how rising interest rates have created an opportunity to move out of older, underperforming annuities and into better ones, and why fees and unnecessary riders can quietly erode your returns over time.
Beyond the numbers, Stewart shares personal reflections on staying mentally and physically active in retirement, the risks of isolation, and why he believes retirement should be viewed as a transition rather than an end zone. It is a thoughtful look at both the financial and personal sides of planning for a longer, healthier retirement.
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What is The Asset Preservation Hour?
Join Stewart Willis, President of Asset Preservation Tax & Retirement Services, and co-host Spike Spengel as they explore strategies for protecting, growing, and maximizing your wealth. Designed for those in or near retirement, this podcast delivers expert insights on tax planning, investment advice, estate planning, and building a secure financial future—all tailored to help you make the most of your life’s work.