86% of Americans think it's a bad time to buy a house. For real estate investors it feels even worse. Rates continue to jump up, Marion County tax bills are up 2 to 3x on some rentals, and insurance is up about 1.5x.
Jared Shore founded Mamba Mortgage and has 14 years in lending. He works with Roots investors, and he doesn't try to guess where rates go next. His read on the real problem: rates stayed high, but Indianapolis home prices kept climbing. The market is almost too strong for rates to fall.
In this episode, he walks through what still works.
Jared Shore at Mamba Mortgage: https://mambamortgage.net
RESOURCES
Jared's line is that the loan is the easy part. Finding a property that fits is the hard part. If you want help with the hard part, start here:
Free Investor's Guide (house hacks, BRRRR, rentals, 1031s)
https://www.rootsrealty.co/resources/investors/indianapolis-real-estate-investor-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=investor_guide
Are you ready to invest? (2-minute quiz)
https://www.rootsrealty.co/investor-readiness-quiz?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=investor_quiz
Book a 30-minute call with Roots
https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=book_call
Get the Roots newsletter
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Haus Construction: admin@hausholdings.net
Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.
0:00 The Reality of Today's Housing Market
1:45 The Truth About Interest Rate Projections
3:50 Who Is Actually Winning in This Market?
6:08 Is Cash Flow Still Possible Today?
10:28 The Golden Handcuffs of Low Rates
18:30 Strategic Tax Benefits for Real Estate