If you’re going through a divorce in Texas, one of the biggest — and most emotional — questions is:
Who gets the house?
In today’s fluctuating interest rate environment, deciding whether to keep, refinance, sell, or assume a mortgage can dramatically impact your financial future.
In this episode of The Jennifer Hargrave Show, Dallas divorce attorney Jennifer Hargrave sits down with Certified Divorce Lending Professional (CDLP) Julie Howell to break down what REALLY happens to the marital home in a Texas divorce.
Whether you’re trying to:
✔ Keep the house after divorce
✔ Remove your spouse from the mortgage
✔ Access equity in a Texas divorce
✔ Understand mortgage assumptions
✔ Qualify using child support or spousal maintenance
✔ Protect your credit during property division
This episode gives you practical guidance before you sign a settlement agreement.
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🏡 What We Cover:
Mortgage assumptions in divorce (FHA, VA, Conventional loans)
Refinancing vs. selling the marital home
Owelty liens (Texas co-owner buyouts explained)
Home equity loans and Texas homestead protections
Qualifying for a mortgage after divorce
Using child support or spousal maintenance as income
The risk of leaving your name on the mortgage
How interest rates impact divorce settlements
If you are considering divorce in Dallas or anywhere in Texas, understanding your mortgage options early can protect your equity, your credit, and your long-term stability.
What is The Jennifer Hargrave Show?
Thank you for joining me on this journey, where we will discuss a range of matters relating to life –with all of its uncertainties, transitions, and opportunities for growth. If you are new to this program, I want to say welcome. I am a collaborative divorce attorney in Dallas, TX. I consider my work to be an amazing privilege, to walk through one of life’s most difficult challenges with my clients who teach me so much about navigating times of fear and uncertainty which is something so many of us experience in our lives.
https://hargravefamilylaw.com