Moneywise

Most of us obsess over earning and investing… but the real game-changer in wealth creation often comes much later during the transfer phase.
In this episode of the Moneywise Podcast, Virat and Rachita dig into a stage that many investors overlook until it’s too late. This is the point where decisions about how you move or withdraw your money can decide whether your wealth continues to work for you or gets eroded.

You’ll hear stories, sharp banter, and a few face-palm moments as we unpack:

- Why simply growing your portfolio isn’t enough if you don’t plan what happens next.
- How unplanned moves during the transfer phase of wealth can undo years of progress.
- Common mistakes investors make, and how poor planning has left some with far less than they expected.
- The role products like a Debt Fund can play in smoothing this stage, and why rushing in or out of assets without a plan can backfire.
- Practical pointers for anyone aiming to turn their savings into a sustainable financial legacy.

Whether you’re just starting with Mutual Fund investments or you’re further along your journey, this episode shows why understanding all phases of investing is as crucial as focusing only on returns.

What is Moneywise?

Most financial advice still sounds like it’s stuck in a textbook. Moneywise flips that.

This podcast brings together a Millennial and a Gen Z voice for honest, jargon-free conversations on all things personal finance, from your salary and SIPs to your insecurities about not having “figured it out” yet.

Each month, we focus on one financial topic and unpack it through a series of short, weekly, engaging episodes. It’s a podcast that meets you where you are and helps you move forward, one episode at a time.
Continuing the tradition of initiatives and campaigns that motivate, guide, and educate Indians about financial wisdom and wealth creation, we bring you MoneyWise - a podcast series that connects with investors and simplifies the important aspects of investment.

We reached out to the average Indian investor through our successful short films like Bachat Nivesh Badhat, One Idiot, and Return of One Idiot to educate the public about the importance of savings and long-term investments for financial growth and security. Our landmark campaigns like #DateyRaho and #PaisonKoRokoMat have educated millions successfully about the power of investing.

MoneyWise is about how the average Indian can create wealth in his/her life. Our podcasts simplify tried-and-tested investment wisdom and opportunities for wealth creation in Indian financial markets. This will answer your questions on how you can utilize this information to create your own wealth.