The Lending Library

Send us Fan Mail Most buyers think once you’re approved, the deal is done. It’s not. In this episode, Mike Grambow sits down with Rod Grishaber to break down one of the most overlooked parts of real estate, title and what can go wrong right before closing. From hidden liens to last-minute surprises, they explain why deals can fall apart even after everything seems approved. Inside this conversation: • What title insurance actually protects you from • Why liens can show up at the last minu...

Show Notes

Send us Fan Mail

Most buyers think once you’re approved, the deal is done. It’s not.

In this episode, Mike Grambow sits down with Rod Grishaber to break down one of the most overlooked parts of real estate, title and what can go wrong right before closing.

From hidden liens to last-minute surprises, they explain why deals can fall apart even after everything seems approved.

Inside this conversation:

• What title insurance actually protects you from
• Why liens can show up at the last minute
• The difference between buyer risk vs property risk
• How title companies clear issues before closing
• Why some deals get delayed… and others don’t

They also walk through real scenarios, including IRS liens, child support liens, and property issues that almost stopped deals from closing.

If you’re buying, selling, or working in real estate, this is the part of the process most people don’t fully understand until it becomes a problem.

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Follow Rod Grishaber!
Instagram: Rod Grishaber
Facebook: https://m.facebook.com/groups/titleu/...
Youtube: @TitleU101
Tiktok: @rodgrishaber

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Follow Mike Grambow!
Instagram: mike_grambow_mortgage
Facebook: Mike Grambow Mortgage
Youtube: @MikeGrambowMortgage
Website: www.jmj.me/mgrambow
NMLS 1766492

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🔍 WHAT THIS VIDEO ANSWERS

• What does a title company do in real estate?
• What is a lien on a property?
• Can a deal fall apart before closing?
• Why do issues show up last minute in escrow?
• What is title insurance and do I need it?
• How are liens removed before closing?

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What is The Lending Library?

Most buyers find the house first and the loan second. That's backwards, and it's how people lose the home they wanted. The Lending Library is a weekly show from a licensed mortgage team that helps people buy homes every day. We pass along what we've learned so you can skip the mistakes we've watched other buyers make: first-time buyers, down payment assistance, investment properties, moving out of California, impound accounts, and conversations with real estate agents, CPAs, and people who've been through it.

Hosted by Jason Thibodeau, Non Producing Branch Manager, NMLS 296586; Angie Sandoval, VP of Mortgage Lending, NMLS 372058; and Mike Grambow, VP of Mortgage Lending, NMLS 1766492.
OriginPoint LLC NMLS 2185899 · Branch NMLS 2322307 · Equal Housing Lender
Licensing: originpoint.com/licensing · nmlsconsumeraccess.org