Keys & Gears | How to Investigate an HOA Before Buying — Red Flags Every Buyer Must Know

Buying into an HOA comes with financial obligations, legal considerations, and long-term implications for your resale value — which is why doing proper due diligence is essential.

In this episode, Bess Dickson and Mark Liesner break down the exact checks buyers should perform before buying an HOA home. You’ll learn why HOA lawsuits affect financing, how to assess board transparency through meeting minutes, what strong insurance coverage looks like, how delinquency rates impact your loan, and why overly restrictive HOAs can limit marketability.

This is your complete guide to buying with eyes wide open, ensuring that your HOA community supports your financial stability — not threatens it.

What is Keys & Gears ?

Where real estate meets real life. Bess Dickson and Mark Liesner drop the gears behind how to snag the keys, to your dream home, smartest investments and your life well lived. Expect unfiltered insight, expert strategy not typically shared all mixed with a heavy dose of fun.