Retirement Answer Man

A Conversation with Michael Kitces

Show Notes

One hundred minus your age in equities. This is is the rule of thumb for asset allocation we've all heard. Recent research, however, has questioned the logic of whether during retirement you should become more conservative in your investment allocation. This best practice may not be best after all.
Michael Kitces, the chief nerd at the Nerd's Eye View, discuss:
  • The difference between achieving life goals vs. wealth maximization.
  • Why it may make sense to get more aggressive in your allocation as you age.
  • How the return sequence of your portfolio is more important than your average return during retirement.
  • The equity glide path.
  • The danger years for every retiree.
You can get links to the sources mentioned in the show at rogerwhitney.com

What is Retirement Answer Man?

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com