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Making Retirement Make Sense

Caring for aging parents is often one of the most surprising and challenging experiences retirees face. In this episode of Making Retirement Make Sense, host CJ Miller and co-host Dana Anspach sit down with Denise Kaye, co-founder of Connections in Home Care and Communities, to discuss how to transform the "last 5 to 10 years of life" into a beautiful, planned experience rather than a crisis.

Whether you are navigating care for a parent or thinking about your own future, this conversation provides a practical roadmap for aging with dignity.

Chapters
00:30 Meet Denise Kay
02:12 Denial and the Last Decade
05:01 Hospice and Hard Choices
08:05 Red Flags for Intervention
12:37 Resistant Parents and Safety
19:40 Home Care vs Facilities
31:18 Costs and Community Fees
33:57 Legal Docs and Medical Wishes
45:38 Next Steps and Wrap Up

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This channel contains general educational information only. Nothing contained herein should be construed as a solicitation to buy or sell any security or as an offer to provide investment advice.

Creators and Guests

Host
CJ Miller
CFP®, RMA®, CPWA®, CJ is a Partner and Executive Financial Planner at Sensible Money and was recognized by InvestmentNews as a Rising Star and one of the Best Wealth Managers & Advisors Under 40. Having grown through the firm under Dana’s mentorship, CJ brings a modern, analytical perspective to retirement planning with a focus on real-life implementation and long-term client outcomes.
Host
Dana Anspach
CFP®, RMA®, Founder and CEO of Sensible Money, Dana has been helping retirees and pre-retirees make informed financial decisions since 1995. She has been named to Investopedia’s Top 100 Most Influential Financial Advisors multiple times and is the author of Control Your Retirement Destiny and Living off your Acorns. Dana is known nationally for her independent, education-first approach to retirement income planning.

What is Making Retirement Make Sense?

Making Retirement Make Sense is a retirement planning podcast helping pre-retirees and retirees make smarter, more confident financial decisions.

Each episode breaks down the topics that matter most—retirement income strategies, Social Security decisions, taxes in retirement, investment risk, lifestyle planning, and legacy considerations—so you can understand your options and avoid costly mistakes.

The show is hosted by Dana Anspach, CFP®, RMA®, Founder and CEO of Sensible Money and a nationally recognized retirement planning expert, published author, and educator, and CJ Miller, CFP®, RMA®, CPWA®, Partner and Executive Financial Planner at Sensible Money, recognized by InvestmentNews as one of the Best Wealth Managers & Advisors Under 40.

Whether you’re planning for retirement or already living it, this channel provides clear, unbiased guidance to help you build a retirement plan that works in the real world.

Subscribe and let’s make retirement make sense—together.