In this heartfelt episode, Jess Silva is joined by TV personality and mum of twins, Frankie Essex. Frankie opens up about the devastating loss of her mum at just 13 years old, the silence that followed, and how she pieced together the truth herself in the years that came after.
She reflects on stepping into a parental role far too young, how grief shaped her teenage years, and how becoming a mum herself changed everything. Frankie also shares why her experience has made her determined to put protection in place, and how life insurance helped her family when they needed it most.
π This episode is brought to you by Polly
If you need life insurance or critical illness cover, find us here:
π www.polly.co.uk
β±οΈ Chapters:
(
00:00:00) β Growing up in Bermondsey and moving to Essex
(
00:03:41) β Losing her mum at 13
(
00:08:59) β Discovering the truth
(
00:15:10) β Taking on a parental role
(
00:21:25) β Teenage grief and early adulthood
(
00:28:07) β Joining TOWIE and losing friendships
(
00:36:02) β Life insurance and protection for her dad
(
00:41:23) β Becoming a mum and setting up her cover
(
00:48:00) β Learning to feel proud again
(
00:54:40) β Preparing for the future
π Thanks for listening to Pretty Covered π
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What is Pretty Covered?
Pretty Covered, hosted by Jess Silva, is about holding space for authentic and honest conversations about life, independence, and facing the unexpected. Weβre here to help make financial protection feel simple, relatable, and empowering, because small steps today can help make a big difference when life doesnβt go to plan.
Brought to you by Polly.
Pretty Covered is a podcast brought to you by Polly, a trading style of Clark Insurance UK Ltd which is authorised and regulated by the Financial Conduct Authority. Our registered company name changed in July 2026. All podcasts episodes released prior to this date will state Candid Insurance Services Ltd and were correct on the date of release.
The content of this podcast is meant to be informational, and it should not be considered as financial advice. Terms and conditions may apply.