Risk & Regulation Rundown

In this episode, guest host Dan Perks is joined by Karina Hutchins, Principal Lead for Regulatory Mortgage Reform at UK Finance, and Alex England, a Director in PwC’s Non-Financial Risk practice, to explore how the UK mortgage market is evolving, the changing regulatory landscape and the role of data, technology and AI.
Against a backdrop of affordability pressures and changing borrower needs, our guests discuss the FCA’s latest proposals on responsible lending and the opportunity to widen access to sustainable home ownership while maintaining strong consumer protections. They explore greater flexibility for first-time buyers, self-employed and later-life borrowers, the potential role of interest-only lending, and how lenders can balance growth, risk and Consumer Duty while delivering and evidencing good customer outcomes.

What is Risk & Regulation Rundown?

PwC’s Financial Services risk and regulation podcast, discussing the latest developments affecting the industry, some insights from our work with clients, and our perspective on industry talking points. Led by PwC host Tessa Norman, who’s joined by a range of guests each month.