{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "- Introduction and dual show collaboration explanation\r",
      "startTime": 0,
      "endTime": 182.09
    },
    {
      "title": "- Why tax filing matters for real estate financing\r",
      "startTime": 182.09,
      "endTime": 320.09
    },
    {
      "title": "- Case study: Commercial client loses bank financing over documentation\r",
      "startTime": 320.09,
      "endTime": 530.09
    },
    {
      "title": "- How CRA judgments supersede mortgage liens on property\r",
      "startTime": 530.09,
      "endTime": 680.09
    },
    {
      "title": "- Tax documentation timeline for mortgage applications\r",
      "startTime": 680.09,
      "endTime": 880.09
    },
    {
      "title": "- Private lending solution for $100K CRA debt scenario\r",
      "startTime": 880.09,
      "endTime": 1006.09
    },
    {
      "title": "- Why cheaper interest rates require more paperwork\r",
      "startTime": 1006.09,
      "endTime": 1164.09
    },
    {
      "title": "- Importance of mortgage pre-approval before buying\r",
      "startTime": 1164.09,
      "endTime": 1337.09
    },
    {
      "title": "- Credit score requirements and the 680 threshold\r",
      "startTime": 1337.09,
      "endTime": 1467.09
    },
    {
      "title": "- Commercial financing with poor or no credit history\r",
      "startTime": 1467.09,
      "endTime": 1531.09
    },
    {
      "title": "- Document preparation checklist for commercial loans\r",
      "startTime": 1531.09,
      "endTime": 1661.09
    },
    {
      "title": "- Why checking both Equifax and TransUnion matters\r",
      "startTime": 1661.09,
      "endTime": 1880.09
    },
    {
      "title": "- Vetting JV partners through documentation exchange\r",
      "startTime": 1880.09,
      "endTime": 2018.09
    },
    {
      "title": "- Red flags when partners refuse to share financials\r",
      "startTime": 2018.09,
      "endTime": 2087.58
    },
    {
      "title": "- Closing remarks and contact information",
      "startTime": 2126.09,
      "endTime": 2087.58
    }
  ]
}