Retirement Answer Man

  Have you thought about getting a mortgage for your home in retirement? If so, have you strategized how you would pay it off? In this episode, we explore Scott’s question about pursuing a mortgage and paying it off early. Listen in to learn...

Show Notes

 
Have you thought about getting a mortgage for your home in retirement? If so, have you strategized how you would pay it off?
In this episode, we explore Scott’s question about pursuing a mortgage and paying it off early. Listen in to learn some different strategies you could use if you plan to get a mortgage on your home in retirement. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT 
  • [2:08] Should Scott get a mortgage to build his retirement home?
LISTENER QUESTIONS 
  • [12:13] HSA fees can be more expensive than the interest
  • [15:14] What should John think about when deciding on whether to get a mortgage?
  • [19:12] On using reverse dollar cost averaging
  • [22:07] Can we use Roth conversions to do RMDs?
  • [25:29] Understanding investment advisory fees
  • [29:28] Tom’s perspective on his retirement
ROCK LIFE 
  • [33:41] On cultivating a growth mindset
TODAY’S SMART SPRINT SEGMENT 
  • [35:00] Take your thought and do it in the moment
Resources Mentioned In This Episode
Rock Retirement Club
Roger’s YouTube Channel - Roger That
BOOK - Rock Retirement  by Roger Whitney
Roger’s Retirement Learning Center

What is Retirement Answer Man?

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com