In this episode of The Asset Preservation Hour, financial advisor Stewart Willis dives into the hidden costs lurking inside your 401(k). While employer-sponsored retirement plans are great tools for building wealth, many investors are unknowingly overpaying in fees, or holding underperforming funds, simply because they don’t know what to look for.
Stewart breaks down what you need to know about in-plan fees, investment options, and why even solid 401(k)s may have better alternatives. He also explains how in-service rollovers work for those over 59½ and why proactive planning matters, even while you’re still working.
Plus, the episode explores:
- What NOT to include in your will 🛑
- How beneficiary designations override your estate documents
- The difference between a will and a living trust
- Why failing to plan your estate can tear your family apart
If you’re still working, approaching retirement, or managing an inheritance, this episode offers real, practical advice to protect your future.
What is The Asset Preservation Hour?
Join Stewart Willis, President of Asset Preservation Tax & Retirement Services, and co-host Spike Spengel as they explore strategies for protecting, growing, and maximizing your wealth. Designed for those in or near retirement, this podcast delivers expert insights on tax planning, investment advice, estate planning, and building a secure financial future—all tailored to help you make the most of your life’s work.