Retirement Tax Matters | Advanced Tax Planning for High-Net-Worth Retirees

What if RMDs didn't exist for pre-tax 401(k)s or Traditional IRAs? In this episode we discuss why even if you don't like RMDs, even if they didn't exist, you might still not want to let your pre-tax accounts grown untouched. Garrett Crawford, CFP® discusses the benefits of reverse-engineering an RMD plan. High-net-worth retirees between $2M-$8M might be playing a different RMD game than their peers and this episode will help you think through a better game plan for getting RMDs under control during your retirement. Download a Free Tax Planning Resource - Click HereTimestamps(00:00) – Intro(02:25) – Reverse Engineering Financial Planning(05:03) – What if RMDs Didn't Exist?(09:59) – Somebody Will Pay Taxes(12:09) – Required MAXIMUM Distribution Mindset(17:55) – How To Estimate Your Future RMDs(21:45) – Free ResourcesDisclosures

Show Notes

What if RMDs didn't exist for pre-tax 401(k)s or Traditional IRAs? In this episode we discuss why even if you don't like RMDs, even if they didn't exist, you might still not want to let your pre-tax accounts grown untouched. Garrett Crawford, CFP® discusses the benefits of reverse-engineering an RMD plan. High-net-worth retirees between $2M-$8M might be playing a different RMD game than their peers and this episode will help you think through a better game plan for getting RMDs under control during your retirement.


Download a Free Tax Planning Resource - Click Here


Timestamps

  • (00:00) – Intro

  • (02:25) – Reverse Engineering Financial Planning

  • (05:03) – What if RMDs Didn't Exist?

  • (09:59) – Somebody Will Pay Taxes

  • (12:09) – Required MAXIMUM Distribution Mindset

  • (17:55) – How To Estimate Your Future RMDs

  • (21:45) – Free Resources


Disclosures

What is Retirement Tax Matters | Advanced Tax Planning for High-Net-Worth Retirees?

An educational podcast from financial advisors Garrett Crawford, CFP® and Adam Reed, dedicated to helping retirees between $2M-$8M with tax-return driven financial planning. At this level of wealth an integrated strategy for your tax return, investments, and long-term goals is critical. We explore advanced topics like Roth conversions, RMDs, and charitable giving to help you ensure your family remains your biggest beneficiary.