{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "024 Why you're hesitating on whole life (and how to stop)",
      "startTime": 0,
      "endTime": 70
    },
    {
      "title": "Generations of Status Quo Financial Thinking",
      "startTime": 70,
      "endTime": 288
    },
    {
      "title": "Information Overload & Finding the Right Advisor",
      "startTime": 288,
      "endTime": 525
    },
    {
      "title": "IBC Hype and Sensationalism",
      "startTime": 525,
      "endTime": 764
    },
    {
      "title": "Philosophy vs the Math",
      "startTime": 764,
      "endTime": 1022
    },
    {
      "title": "Policy Design Concerns",
      "startTime": 1022,
      "endTime": 1188
    },
    {
      "title": "High Early Cash Value Trade-offs",
      "startTime": 1188,
      "endTime": 1367
    },
    {
      "title": "Policy Lapses & Wrong Products",
      "startTime": 1367,
      "endTime": 1572
    },
    {
      "title": "Finding an Advisor You Like and Trust",
      "startTime": 1572,
      "endTime": 1668
    },
    {
      "title": "Agent Commissions",
      "startTime": 1668,
      "endTime": 2021
    },
    {
      "title": "How Much to Pay & What to Do With Your Policy",
      "startTime": 2021,
      "endTime": 2182
    },
    {
      "title": "Simplicity & Next Steps",
      "startTime": 2182,
      "endTime": 2234
    }
  ]
}