San Jose Real Estate Investing & Real Estate Financial Planning™ Podcast

Learn how to determine which PMI option is the best from a return perspective.

Show Notes

If you're going to put less than 20% down when buying a property, the lender is likely to require that you pay private mortgage insurance (PMI) to protect them in case you default on the loan.

This usually applies to Nomads™, house hackers, and investors putting 15% down to acquire non-owner-occupant properties.

There are 3 ways to pay PMI:

  1. Monthly
  2. Get the lender to pay it by raising the interest rate
  3. One-time, upfront, lump sum

But of those three options, which gives you the best return in dollars?

Which gives you the best return on investment?

Find out in this class.


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What is San Jose Real Estate Investing & Real Estate Financial Planning™ Podcast?

Learn all about investing in real estate in San Jose, California with a combination of real estate financial planning and modeling with numbers specific to San Jose plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to San Jose).