Employee benefits play a critical role in helping ministry staff stay healthy, supported, and committed to their calling -- yet many ministries assume meaningful coverage is out of reach. Jestin Davis, Employee Benefits Director for Lightwell Insurance Advisors in Ohio, breaks down what makes a strong benefits package for ministries, no matter the size or budget. Jestin explains the three foundational pillars of ministry benefits -- health insurance, ancillary coverage (such as dental, vision, and disability), and retirement -- and how ministries can navigate options even with limited resources. From debunking common misconceptions to exploring creative alternatives like level-funded plans and marketplace subsidies, this conversation empowers ministry leaders to prioritize staff care without breaking the bank.
In this episode:
- The 3 Pillars of Ministry Employee Benefits
- Budget-Conscious Benefits Strategies
- Health Insurance Trends and Alternatives
- Retirement Planning with Ministry-Specific Nuances
- Recruiting and Retaining Staff through Better Benefits
- The Importance of Marketing and Evaluating Your Benefits Plan
Even if your budget is zero, there are actionable ways to build a plan that honors and sustains the people who serve.
Lightwell Insurance Advisors is focused on identifying risks and crafting safeguards for organizations that lift up their communities. We’re a trusted partner in understanding risk management and insurance protection. This podcast provides a general overview of risk management principles and insurance. It should not be seen as a contractual agreement. Details about coverage, deductibles, limits, and services may vary by organization and location. Coverage decisions are made at the time of an actual claim, subject to the specific terms, conditions, coverages, limits, limitations, and exclusions of the policy.
What is The Lightwell Podcast?
The Lightwell Podcast is dedicated to addressing the unique needs of ministries and organizations that serve their communities. Presented by Lightwell Insurance Advisors, this podcast combines valuable information with inspirational stories, offering insights to help you safeguard and sustain your important work. Join us to stay informed and motivated as we illuminate the path forward.
Lightwell Insurance Advisors is focused on identifying risks and crafting safeguards for organizations that lift up their communities. We’re a trusted partner in understanding risk management and insurance protection. This podcast provides a general overview of risk management principles and insurance. It should not be seen as a contractual agreement. Details about coverage, deductibles, limits, and services may vary by organization and location. Coverage decisions are made at the time of an actual claim, subject to the specific terms, conditions, coverages, limits, limitations, and exclusions of the policy.