If you’ve got a pension, chances are big changes are coming - whether you realise it or not.
From a brand new pensions bill to debates over the future of the triple lock, and even changes to salary sacrifice, the UK pensions landscape is shifting fast.
In this episode of Investing Unlocked Extra, Georgie Frost speaks with pensions expert and Times columnist Tom McPhail about what’s changing, what it means for your retirement, and what you should actually be paying attention to.
They also explore the growing tension between government control and individual choice, why trust in the system matters more than ever, and the simple steps people can take to stay on track.
In this episode, we explore:
- What the new pensions bill actually means for savers
- Why the government wants “fewer, bigger, better” pension schemes
- The controversy around the government’s proposed investment powers
- What the triple lock is - and why its future is under threat
- How changes to salary sacrifice could affect higher earners
- Why many people are losing trust in pensions and investing
- What younger generations are really up against financially
- The simple steps you can take now to build a stronger retirement plan
- If you’re unsure what all these changes mean for you - or whether you’re doing enough for retirement - this episode breaks it down in a way that actually makes sense.
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Guest
Tom McPhail
Pensions Expert & Times Columnist
X (Twitter): @PensionsMonkey
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Investing Unlocked
Georgie Frost
What is Investing Unlocked?
Companies are spending trillions on AI, governments are ripping up the old economic rulebook, global power is shifting, and populations are getting older. But what do these changes mean for your money?
Hosted by multi-award-winning financial broadcaster Georgie Frost, Investing Unlocked takes you beyond the latest market stories to explore the people, ideas and forces shaping our financial futures.
From the future of gold and the promise of AI to what’s really driving Japan’s resurgence and how we should think about wealth, tax and the Budget, Georgie and an impressive lineup of expert guests go beyond the headlines to ask the questions that matter for investors,
Clear, honest, intelligent and entertaining conversations with experts who make complex ideas easy to understand. Whether you're new to investing or want to see the bigger picture, Investing Unlocked will help you feel more confident, better informed and more in control of your financial future.
Investing Unlocked is sponsored by PensionBee.