In this episode of Women of Wealth… Allie sits with Pam Cytron, President of Founders Arena Wealth Tech Accelerator, to reframe the conversation from “the great wealth transfer” to the great wealth build. Pam shares how an unconventional start in FinTech turned into a career launching and scaling category-defining products (including BlackRock’s Aladdin), why younger generations are building wealth earlier, and how behavior-driven, hyper-personalized tools will shape the next era of money.
We dig into data privacy (and why YOU should bring your own “key” to the internet), practical founder guidance - get advice before you get capital - and what wealth really means beyond account balances: the disciplines and behaviors we pass to the next generation.
What you’ll learn:
- Wealth build vs. wealth transfer: Why most transfer dollars land with Gen X...and how Gen Z/Millennials are creating wealth sooner.
- Behavior > charts: The emerging wave of behavioral wealth tech that personalizes goals, spending, and giving (think donor-advised funds for everyone).
- Founders’ first move: Don’t raise yet - structure your money with a wealth advisor (bot, hybrid, or human) before you take outside capital.
- Data privacy 101: The case for user-controlled digital vaults and better everyday habits (passwords, voice/face risks, cookie fatigue).
- Women & funding: We often ask for less - how to flip that mindset and request what the business truly needs.
Pam’s startup tip:
Pam’s favorite planning tool for new founders: LivePlan - to draft the plan, build budgets, and model the business without gnarly spreadsheets.
Connect with Pam:
- LinkedIn: Pam Cytron (active and responsive)
- Email: Pamela@thefoundersarena.com
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@Wowwomenofwealth. Now, let's turn those pennies into power moves!
What is Women of Wealth?
Women of Wealth is where generational wisdom meets entrepreneurial ambition.
Hosted by Hawley Woods Gray and Allie Ramo, the podcast brings two generations - and two distinct perspectives - to conversations about money, business, leadership, and building a life on your own terms.
Hawley brings the Gen X perspective, shaped by decades of experience in business, finance, leadership, and wealth building. Allie brings the Millennial perspective of a modern entrepreneur navigating growth, opportunity, and what success looks like for the next generation. Together, they prove that some of the best lessons happen when women at different stages of life learn from one another.
Each week, Hawley and Allie sit down with powerhouse founders, executives, entrepreneurs, and changemakers for candid conversations about the wins, challenges, pivots, and lessons behind their success.
Expect powerful stories, practical advice, different perspectives, and honest conversations about money, entrepreneurship, career, confidence, leadership, and creating lasting wealth.
Because wealth is about more than money. It’s about freedom, opportunity, impact, and creating a life on your own terms.
New episodes every Wednesday. Subscribe and join the Women of Wealth community.