KÉCŌ Live

If you've ever had a deal delayed, kicked back, or killed by missing paperwork, this episode is for you.

Week 4 of KÉCŌ Live and we're getting into the stuff nobody talks about on stage — but that makes or breaks every deal. This week is all about being loan-ready: every document, every checklist, every detail that underwriting is looking for before they'll approve your file.

In this episode
  • Learning Lessons — Why DSCR ratios need a buffer built in and how immigration enforcement is doubling holding costs for investors
  • Full Doc Breakdown (Step by Step) — Purchase contracts, loan applications, disclosures, track record/SREO, scope of work, entity docs, plans & permits, ID, bank statements, title & insurance POC — what underwriting checks, what gets deals kicked back, and how to avoid it
  • Ground-Up Construction for New Investors — A new program that lets you leverage your GC's experience to qualify, what documents you need from your contractor, and why this could be a game-changer for experienced GCs who want to build their own portfolio
  • Condo-Specific Requirements — HOA docs, owner-occupancy ratios, master insurance policies, condo questionnaires
  • Processing Team Q&A — KECO's own processing team (Shiena, Irish, & Nica) break down the most common track record mistakes that delay files and what to do about them
  • Live Q&A — What is QM vs. non-QM? Do all entity owners need to sign? Why did a DSCR loan take 8 months? 
Document Checklist PDF

Episode timestamps
00:00 Welcome and Agenda
02:36 Weekly Learning Lessons
06:11 Purchase Contract
07:59 Loan App
09:15 Disclosures
12:18 Track Record
17:34 Scope of Work
18:52 Rehab Overview
23:06 Plans & Permits 
26:51 Entity Docs
29:47 GC Docs
34:45 Other Required Docs
36:29 Condo Specific
43:07 Q&A

Connect with KÉCŌ
Join us live every Friday - Get the Call Link
Follow on Instagram - @keco.live
Everything KÉCŌ - Explore More Here
www.KECOCAPITAL.com

KÉCŌ Capital is a private lender specializing in fix-and-flip, bridge, ground-up construction, and DSCR loans for real estate investors nationwide. New episodes of KÉCŌ Live drop weekly. Subscribe wherever you listen so you never miss one.

What is KÉCŌ Live?

Bridging the gap between real estate financing and investing, KÉCŌ Live pulls back the curtain on real deals, current market conditions, and the strategies you need to get ahead and stay there.

New episodes weekly. Join the live call on Fridays.