{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "Investing for the long term is a trap",
      "startTime": 0,
      "endTime": 120
    },
    {
      "title": "The Trap of Long-Term Investing",
      "startTime": 120,
      "endTime": 269
    },
    {
      "title": "The Four Rules of Financial Institutions",
      "startTime": 269,
      "endTime": 347
    },
    {
      "title": "Average Returns vs. Real Returns",
      "startTime": 347,
      "endTime": 509
    },
    {
      "title": "Sequence of Returns Risk",
      "startTime": 509,
      "endTime": 686
    },
    {
      "title": "True Long-Term Thinking with IBC",
      "startTime": 686,
      "endTime": 811
    },
    {
      "title": "Policy Loans vs. Margin Loans",
      "startTime": 811,
      "endTime": 912
    },
    {
      "title": "The 'And' Asset",
      "startTime": 912,
      "endTime": 1047
    },
    {
      "title": "The Life of Ever-Expanding Income",
      "startTime": 1047,
      "endTime": 1082
    },
    {
      "title": "Final Thoughts",
      "startTime": 1082,
      "endTime": 1132
    }
  ]
}