In this episode of The Asset Preservation Hour, financial advisor Stewart Willis continues the financial jujitsu conversation, this time focusing on leverage and knowing when to tap out. Stewart explains how the same principles that apply on the mat apply to your portfolio: small, incremental improvements across every part of your financial plan can create real leverage, while waiting too long to make a change can cost you dearly.
Stewart breaks down why Social Security claiming decisions should never be guesswork, how survivor benefits can matter more than most people realize, and why Roth conversions deserve serious attention while tax brackets remain historically low. He also shares hard lessons on tapping out of high cost, high risk products like variable annuities before the market forces the issue, and how biases like loss aversion and fear of missing out can quietly steer bad decisions.
Along the way, Stewart opens up about a hard learned lesson from his own jujitsu training and ties it back to the importance of stress testing your retirement plan through Monte Carlo simulations before a real downturn puts it to the test.
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What is The Asset Preservation Hour?
Join Stewart Willis, President of Asset Preservation Tax & Retirement Services, and co-host Spike Spengel as they explore strategies for protecting, growing, and maximizing your wealth. Designed for those in or near retirement, this podcast delivers expert insights on tax planning, investment advice, estate planning, and building a secure financial future—all tailored to help you make the most of your life’s work.