Behavior Gap Radio

This essay is from my new book, "Your Money: Reimagining Wealth in Simple Sketches."

It’s called “Enough Is Enough,” and in this episode, I unpack how we confuse more with better—and what it really means to have enough.

It’s a story about investing, dessert, and clarity.

Because enough can't be a number. If enough is a number, you'll never have enough. Enough is actually a state of being that we have to practice.

This is my behind-the-scenes thinking that shaped essay #20 in the new book coming out in October 2025.

This is the essay:

We don’t know when to stop.

I include myself in that.

Sometimes, I stop by the grocery store, buy a pint of ice cream, and eat it.

That’s right. The whole thing.

I’ve noticed a predictable pattern when I do this:

Bite 1: Best thing ever.
Bites 2–10: Really good.
Bites 11–15: Good.
Bites 16–20: Meh.
Bites 21+: I’m sick.

I keep repeating this experiment, hoping for a different result.

This behavior is called diminishing marginal utility. It’s not just about ice cream, but getting more of anything.

Beyond a certain point, more stops making you feel better. If you keep going, more makes you sick.

More becomes “too much.”

The secret isn’t getting more.

It’s knowing when to stop.

🎁 Want a preview of the book?
Email hello@behaviorgap.com with the subject line "Friend of Carl" and we’ll send you seven of my favorite sketches and essays in the book.

📚 Pre-order now:
My recommendation? One copy from Amazon and one from your favorite local bookstore!
• Amazon: https://www.amazon.com/Your-Money-Reimagining-Wealth-Sketches/dp/1804091715
• Local bookstores: https://bookshop.org/p/books/your-money-reimagining-wealth-in-97-simple-sketches-carl-richards/22111257?ean=9781804091715
• Bulk orders (25+ copies) — Use code YourMoney5 at checkout for an additional 5% off the already discounted bulk order pricing: https://bulkbooks.com/products/your-money-reimagining-wealth-in-simple-sketches

What is Behavior Gap Radio?

Greetings, Carl here.

This podcast is super simple, it's me wandering through the world noticing things about how to align my use of capital (time and money) with what is actually important to me.

-Carl