Money School 4: My strange views on emergency funds and retirement funds.

I believe there are two reasons we accumulate money in the form of savings and retirement accounts. Our first goal is to keep consumption smooth. Our second goal is to make our income less expensive. Once you realize those are the real reasons we save, you're open to a totally new perspective on financial "safety" and "retirement". Hint: you can be both "safe" and "retired" in the relatively near future. This episode explains how.

What is Money School with Mark Butler?

Money School helps you feel better about your finances. I'm Mark Butler, and since 2014 I've been the money guy for six- and seven-figure earning life coaches like Brooke Castillo and Jody Moore. What I've learned is that the average person's money struggles are more mental and emotional than technical. I've created Money School to help you figure out your own thoughts and feelings about money so you can confidently earn, spend, save and give.