This story was originally published on HackerNoon at:
https://hackernoon.com/living-on-crypto-was-never-the-hard-part-we-just-overcomplicated-it.
Millions own crypto, but almost nobody can spend it. The most practical fix turned out to be something embaressingly simple and already everywhere.
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Crypto won the investment game but fumbled spending. Merchant adoption stalled, crypto cards are unreliable, and the best way to actually spend crypto in 2026 turned out to be the most boring payment method on the planet — gift cards.