{
  "version": "1.2.0",
  "chapters": [
    {
      "title": "007 Term Insurance vs. Whole Life",
      "startTime": 0,
      "endTime": 120
    },
    {
      "title": "House Analogy",
      "startTime": 120,
      "endTime": 256
    },
    {
      "title": "Level of risk transfer to the insurance company",
      "startTime": 256,
      "endTime": 456
    },
    {
      "title": "Cost vs. Price",
      "startTime": 456,
      "endTime": 600
    },
    {
      "title": "Assets vs Liabilities",
      "startTime": 600,
      "endTime": 659
    },
    {
      "title": "Level premiums and inflation",
      "startTime": 659,
      "endTime": 786
    },
    {
      "title": "Buy term, invest the difference?",
      "startTime": 786,
      "endTime": 1073
    },
    {
      "title": "Screenshare: whole life illustration to see the costs",
      "startTime": 1073,
      "endTime": 1325
    },
    {
      "title": "Less true costs with whole life",
      "startTime": 1325,
      "endTime": 1515
    },
    {
      "title": "Bigger death benefit with whole life",
      "startTime": 1515,
      "endTime": 1591
    },
    {
      "title": "Financial math shows term has a much higher cost",
      "startTime": 1591,
      "endTime": 1678
    },
    {
      "title": "\"Buy whole life and invest it all\" ",
      "startTime": 1678,
      "endTime": 1820
    },
    {
      "title": "Cash value grows by more than the premium ",
      "startTime": 1820,
      "endTime": 1916
    }
  ]
}