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Candace Dellacona: Welcome to the
Sandwich Generation Survival Guide.

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I am your host, Candace Dellacona, and on
the pod today I have a fellow podcaster.

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So excited to welcome Vanessa
Grigoriadis, who is here to share some

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wisdom as we like to do on the podcast.

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Welcome, Vanessa.

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Vanessa Grigoriadis: Thank
you so much for having me.

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Candace Dellacona: So we will go into
a little about how we met, because I

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think one of the things that we found
that we had in common is that you

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and I are searching for a platform
or have found a platform, but we

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are really doing our best to try to
provide resources to people like us.

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Those who are in the middle as the
title of my podcast denotes that

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we're in the sandwich generation.

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We found ourselves in the middle, and
you are the perfect person because you

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are the host of the relatively newly
launched, So My Parents Are Old podcast.

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Vanessa Grigoriadis: That's right.

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Candace Dellacona: And so we're
so happy to have you here.

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Before we get into the podcast and
how you started, I wanna know a

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little bit about you, who you are,
how you got into this podcast world.

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So let's take it from the top.

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Vanessa Grigoriadis: Sure.

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So I'm from New York City.

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I'm from the Upper West Side.

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My dad was a professor, my mom is an
artist and I grew up I'm Greek American.

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My father was actually from Istanbul
and he was Greek from Istanbul.

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So he came here to go to Lehigh
University and he had a engineering

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degree, then became a computer scientist.

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I lived a very typical upper
West side life where things

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are about academic achievement.

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I played violin for a long time.

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My father also played violin
and socialists, intellectuals,

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Candace Dellacona: Yeah.

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Yeah.

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Vanessa Grigoriadis: at the
same time accruing all sorts

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of things and accruing money.

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And, definitely on the hoarder
spectrum, they were there on

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the hoarder spectrum a bit.

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But they, were people who
lived a professional life and

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a personal life for many years.

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And then, both got sick
and I'm their only child.

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So the life of a fancy free intellectual
living in a Woody Allen Paradise,

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at some point there's like a record
scratch and it's like, oh yeah, it's

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not just about dinner reservations
and getting a gold star at work.

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And a lot of recognition and
feeling like you're contributing

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to the culture because I was a
magazine writer for a million years.

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What a great job.

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It's also about family duty, family
responsibility, and particularly

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financial responsibility, which has
been really hard for me because of

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the relationship I had with my parents
financially and the relationship they had

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to finances, which was very complicated.

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Candace Dellacona: And to be fair, most
family has its own lore as it's related

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to money, and it's super complicated.

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I've yet to meet someone that doesn't
have a sort of unique connection to

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money and how their parents may have
treated it, how it's different for them.

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But let's go back a little.

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So you know, you really are the product
of the American dream in many ways.

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Your dad came here as an immigrant and
obviously was a very bright person.

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You point out that as the quote unquote
kid, our job for quite some time is

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to make our parents proud and work
hard and find our own path, which you

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did with great success as a writer.

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Having had a lot of accolades in
that part of your professional life.

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And the record scratch, I think is the
perfect visual for most of us because

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I think that's exactly how it goes
down for the people in the sandwich

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generation where we are cruising along
in our own lives until we're not.

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Until other people tap us on the shoulder
and say, we need help or they're not

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tapping us on the shoulder, and we're the
ones that have to scratch our own record

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and say, wait a minute, things are amiss.

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So what was that moment for you, Vanessa,
where you're forging your own path,

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making your own dinner reservations,
as they say, and making your own plans?

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When did all of that change?

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Vanessa Grigoriadis: Yeah, so I, okay.

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I started at New York Magazine as
an assistant in, the late nineties.

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I was like, I wasn't Carrie Bradshaw.

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I didn't write about my sex life, but
I really had this life where I was just

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like tap, tap, tap on my laptop in bed.

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And it was a very lucrative
career at that point.

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Getting, invites to a
play to a, black tie gala.

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Everybody's so happy to see me.

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I was really in the mix.

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I wrote also a lot about celebrities.

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So I've interviewed, Madonna,
Lady Gaga did her first interview.

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I spent four days with Taylor Swift
for her first Rolling Stone cover.

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I'm known, I did the first like Monica
Lewinsky interview after, Bill Clinton.

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It was like me and Diane Sawyer.

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I was the print.

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Diane Sawyer got the tv.

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Like I really was a bold face
name kind of reporter and being

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in media is very consuming.

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It's a really exciting job, but
it's a one that's very hard to

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put to bed at night and sometimes
you're working at night as well.

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And I had a baby that
was much desired, right?

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And quite late.

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I had my first baby, I
think I was like 36, 37.

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And my parents had me a bit older,
so they were then in their seventies

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and they were over the moon.

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So happy about this tiny little
baby girl Olympia after my heritage.

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And did I think everything seemed
normal during that period of time?

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Not really.

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I was like, these people are getting old.

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But I didn't think past that point,
particularly because my father then

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retired when he was almost 80 and
there was a lot of paperwork and they

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had a flood in their house and like
different things were always happening

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that put off the conversation about

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what does the end look like for you guys?

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Where are the passwords to your accounts?

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What are even your accounts?

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What is the financial situation?

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Because you guys are living in
the same apartment that you had

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since like 1960, yet you seem to
have money to pay for everything.

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So it was like this always this very
mixed message with them where they

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drove secondhand cars, but there
was money that was squirreled away.

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They had both been part of 1968 Columbia.

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They got, my mom went to Columbia.

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She, was very anti-war and they
just, they both were also younger

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children, which is really interesting.

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They were younger in their own
families and, I don't know, was

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there a little arrested development?

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Who knows what, but it was basically,
we were not one of those families

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where people talked openly about
money or said, this is amazing.

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My ex stock is doing so
great at the dinner table.

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That was all considered to be very gosh.

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And I got pregnant again with
a boy and I had him in June.

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And then at the end of August, my
father was diagnosed with bone cancer.

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I mean, it was insane.

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It was everywhere in his body.

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And he passed away in
the beginning of January.

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Candace Dellacona: Right.

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Vanessa Grigoriadis: During that period
of time, we got the will in order.

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There's a few different things that
we got in order, but he did not wanna

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talk to me about what was going on.

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When he was diagnosed, he had had
an accident and he was then in

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a wheelchair and he never even
turned on his computer again.

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So he was not in a place to sit down
and say, Vanessa, let me tell you.

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How I've structured our finances
and what you need to know.

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And indeed, my mother did the taxes,
even though it was a more of a typical,

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gendered relationship where he did
deal with a lot of the finances,

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she did the taxes with him, they
took their taxes very seriously.

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Like they really were very
organized in that way.

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But.

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This is where my key mistake came in.

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After he passed away.

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Obviously I was totally
heartbroken as was my mother.

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I found an estate attorney through
my network of contacts of young

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professionals in New York City,
who was lovely, who my mom worked

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with, and I went to a few meetings.

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I signed all the forms.

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I did whatever it was that they
wanted me to do, but I did not

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take any ownership in that process.

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Simultaneously knowing that
my mother was like in her late

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seventies, I had said when my dad
was sick, she's acting pretty weird.

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Are people noticing that?

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She's acting pretty weird?

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And everybody was like, it's grief, I
don't know what you're talking about.

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It's grief.

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And so I was like, sweet.

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You guys did everything.

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Seems good.

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Okay, cool.

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I've got two kids, by the way.

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You know a baby.

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Candace Dellacona: You're
in the thick of it.

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You're literally the thick of

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Vanessa Grigoriadis: Yeah,
I have a full-time job.

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Very stressful.

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I'd started my own company then in 2019 a
podcast company, because magazines seem to

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be falling apart, so I was in the thick of
starting a new company, having two kids.

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I live in a very isolated
part of Brooklyn and Red Hook.

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I was just not thinking that I
had to set everything up, set up

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for success for me and my mom.

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And I wasn't, I didn't need
any of her money, right?

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I was like, you knock yourself
out, do whatever you're gonna do.

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Whatever you want.

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Great.

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Like I'm not after any of money
goes to you and the will, and then

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it goes to me, and that's perfect.

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Candace Dellacona: There was
a, an expected trajectory.

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But before you go on, I think
one of two of the things that

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you said are interesting.

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Which was the roles.

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And I think as adult children
we get really stuck before we

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make that first step and what
our role is in the family unit.

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So you are the only child.

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Your parents' attention were probably
very much on you throughout your life.

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So it's, it is a role reversal to
turn around and look at your parents

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who you know, in your case, you had
two very capable, educated adults

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who had always done a fantastic job.

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Who are we to step in?

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So number one role, number two, ownership.

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And that is something that, I talk about
with my clients all of the time, and

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then their adult children, which does
go back to role playing because you

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went through the motions of what you
were supposed to do, and let's point out

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you were grieving, which is enormous.

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And there, there is so much of grief as
part of what we're talking about in the

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sandwich generation for various reasons.

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Grieving what our role used
to be, what it's becoming,

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losing the parent that we love.

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All of the things related to grief
and you going in and checking the box.

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You are someone who is
a researcher, a writer.

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You have resources, you have all
of the things, and yet you are just

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trying to survive in all of that.

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And so not maybe noticing signs.

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And I think that's where you're
going to talk about what happened

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with your mom next is something
so universal for all of us.

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And those out there listening.

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Vanessa Grigoriadis: Right.

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I think what's unique about my
story is I could have had these

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conversations and for whatever reason,
emotionally, as you say, I didn't feel.

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Comfortable doing it.

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It's not one of those stories where
there were like a million brothers and

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sisters and somebody knew something
and then the other ones didn't,

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and it becomes like a big mess.

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What I want people to know is that
you're always better off dealing with

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this earlier and more fully right?

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Because all that happens if you put it
off is more aggravation, more headaches,

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more paperwork, more administrative
burden, blah, blah, blah, blah, blah.

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And I appreciate you saying of
course there's different roles

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and they're very hard to break out
of, but I think my mom would've

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been open to talking some of that.

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But then as she got sicker, 'cause
she did develop some memory loss,

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then she did clamp down and say,
I've got everything under control.

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Candace Dellacona: Yeah.

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Yeah.

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Vanessa Grigoriadis: And she
had a fall about four years ago.

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It's coming up on four years, and that
was the fall that changed everything.

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Thankfully, I used that fall to
get her in-home help that she had

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needed for at least a couple of
years and was refusing to take as

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a lot of people have experienced.

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You're like, mom, dad, can
I get you a housekeeper?

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And they're like, absolutely not.

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We would not pay for that.

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And it was like, are you aware that you're
about to use your entire life savings?

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Candace Dellacona: Exactly

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Vanessa Grigoriadis: to
take care of yourself.

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Maybe just get a housekeeper so
you can spend a couple of years not

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bending over so you fall over, pull
your back or whatever, 'cause people

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feel invisible and old people are
difficult and we all know all the

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reasons why these things are happening.

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But it is like a slow motion train wreck.

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And then of course a memory loss itself
is like a slow motion train wreck.

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So I basically, as her only child was
just handed this whole basket of, gifts,

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which is like, now it's time for you
to figure out how to care for your mom.

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What's the best for her?

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Does she stay in her apartment?

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Does she leave?

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She is in her apartment, who
should be taking care of her?

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So I spent at least two years
figuring out who the best aides were.

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And knock on wood, they stay.

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'cause she likes them and I love them
and they're allowing me to have the life

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to sit here and talk to you right now.

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And so I'm a big believer that there are
incredible home care aides out there,

00:14:34.034 --> 00:14:37.544
and it's just a matter of you finding
them and you just gotta keep working

00:14:37.544 --> 00:14:39.674
at it until you find the right people.

00:14:39.829 --> 00:14:40.249
Candace Dellacona: Yeah.

00:14:40.784 --> 00:14:42.344
But let's go back to the basket, right?

00:14:42.344 --> 00:14:44.449
So you like a

00:14:44.469 --> 00:14:46.329
Vanessa Grigoriadis: Of dreadful gifts.

00:14:46.359 --> 00:14:46.599
Yeah.

00:14:46.724 --> 00:14:49.724
Candace Dellacona: and record scratch
moment probably started when your

00:14:49.724 --> 00:14:54.174
dad got diagnosed because, I think
what happens to all of us is that we

00:14:54.174 --> 00:14:58.944
expect the fall, which did eventually
happen with your mom, but if you look

00:14:58.944 --> 00:15:04.014
back now, it's probably pretty clear
for you to see that your role started

00:15:04.014 --> 00:15:06.264
changing upon your dad's diagnosis.

00:15:06.804 --> 00:15:11.094
And then you had these sort of
like micro movements that slowly

00:15:11.454 --> 00:15:15.429
pushed you in the direction into
the position that you're in now.

00:15:15.489 --> 00:15:20.679
And I think a lot of us myself
included, turn around and

00:15:20.679 --> 00:15:22.509
say, wait, how did I get here.

00:15:22.539 --> 00:15:26.409
Now with the benefit of time and,
being able to look back in this sort

00:15:26.409 --> 00:15:29.629
of macro view, it's pretty clear.

00:15:30.019 --> 00:15:35.374
And so you found yourself pretty
quickly from not having any sort of

00:15:35.374 --> 00:15:41.644
active role to taking on care for your
mom with this memory impairment that

00:15:41.644 --> 00:15:43.084
I think a lot of people deal with.

00:15:43.394 --> 00:15:47.204
And the trick of memory impairment
too is that for a certain amount of

00:15:47.204 --> 00:15:52.789
time, the in between the purgatory
where the client, the parent has some

00:15:52.789 --> 00:15:57.499
capacity, but maybe not enough requisite
capacity to manage their whole lives.

00:15:57.799 --> 00:16:03.799
And then where do we step in as the
adult child, how do we be respectful in

00:16:03.799 --> 00:16:09.049
such a way that respects their agency
and who they are as people while keeping

00:16:09.049 --> 00:16:10.939
them safe and keeping yourself sane.

00:16:10.944 --> 00:16:13.219
And the basket is the perfect analogy.

00:16:13.219 --> 00:16:15.399
'cause you're handed this
basket of figure this out.

00:16:15.914 --> 00:16:19.844
Do the finances, figure out the care,
deal with the doctors, run your own life.

00:16:20.384 --> 00:16:25.214
And that sort of brought us to our common
ground, which is what you hope to do and

00:16:25.214 --> 00:16:27.254
what you are doing with your podcast.

00:16:28.349 --> 00:16:28.679
Vanessa Grigoriadis: Yeah.

00:16:28.729 --> 00:16:37.519
I felt like there needed to be a forum for
people to talk about this because I found

00:16:37.519 --> 00:16:45.139
it to be one of the most life-changing
and loneliest experiences I've ever had.

00:16:45.189 --> 00:16:51.394
Because I am a bit older of a parent
to my children and because my parents

00:16:51.424 --> 00:16:54.154
also got married when they were older.

00:16:54.154 --> 00:16:59.224
We are, the ultimate
examples of my mom is 83.

00:16:59.284 --> 00:17:00.544
I am midlife.

00:17:00.574 --> 00:17:03.244
I have a 9-year-old and a 13-year-old.

00:17:03.274 --> 00:17:05.374
There's big gaps here.

00:17:05.824 --> 00:17:11.174
I have found that i'm very alone
in this because most of the friends

00:17:11.174 --> 00:17:15.334
that I have who are through, my kids,
they're a bit younger than me and

00:17:15.334 --> 00:17:17.224
they haven't experienced this yet.

00:17:17.284 --> 00:17:22.384
And even a lot of my friends
from, way back, their parents

00:17:22.384 --> 00:17:24.604
are still okay in their eighties.

00:17:24.634 --> 00:17:28.814
Maybe because they're of a certain
socioeconomic bracket, and I'm not

00:17:28.814 --> 00:17:32.654
saying a parent hasn't died here or
there, but I'm not seeing a lot of

00:17:32.654 --> 00:17:39.079
people who are involved in daily,
long-term care for a parent in my

00:17:39.109 --> 00:17:42.319
specific little cohort of friends.

00:17:42.679 --> 00:17:47.299
I think, and even if I did, and to be
frank, I have a friend, a friend's wife

00:17:47.389 --> 00:17:51.409
whose dad just went through the 80th
street residence and he just passed away.

00:17:51.409 --> 00:17:53.419
So now he's ahead of my mom.

00:17:53.469 --> 00:17:56.409
And like I have talked to
her, it's hard for her.

00:17:56.409 --> 00:17:57.399
Her dad has just passed away.

00:17:57.449 --> 00:18:02.069
It's difficult when you are talking to
people whose parents have memory loss,

00:18:02.099 --> 00:18:05.529
you start having the conversation and then
somebody says okay, my mom is much further

00:18:05.529 --> 00:18:10.614
along than your mom now, so it's a sort
of a weird conversation sometimes anyway.

00:18:10.614 --> 00:18:15.384
But not having siblings,
turns out to suck.

00:18:16.199 --> 00:18:18.599
Turns out to not be ideal.

00:18:18.599 --> 00:18:22.319
We got all the presence as
kids, but now not ideal.

00:18:22.319 --> 00:18:25.589
And I know that people fight with
their brothers and sisters and I'm

00:18:25.589 --> 00:18:32.429
sure that there is nothing like the
pain and the anger, like the fiery

00:18:32.429 --> 00:18:36.659
core of anger that you can feel towards
somebody who says, I'm doing so much.

00:18:36.659 --> 00:18:39.899
I call mom on Sunday and I
send her things on Amazon.

00:18:39.999 --> 00:18:45.399
I get all that, but it's also hard
to just be me in my brain trying

00:18:45.399 --> 00:18:46.899
to put all these things together.

00:18:46.899 --> 00:18:50.689
And one other thing to know about me
is I'm a perfectionist, so everything

00:18:50.689 --> 00:18:52.819
I do, I want to have done it perfectly.

00:18:53.489 --> 00:18:56.339
Like a lot of women, I think,
who are professional in midlife,

00:18:56.339 --> 00:18:57.839
like I want it to be perfect.

00:18:57.839 --> 00:19:01.469
And then you know that there's
just too many things to do

00:19:01.499 --> 00:19:02.489
to really make them perfect.

00:19:02.489 --> 00:19:07.829
But I just felt like I wasn't able to
have these conversations with the number

00:19:07.829 --> 00:19:10.469
of people I wanted to talk to about it.

00:19:10.709 --> 00:19:15.409
Candace Dellacona: And so tell me like,
so you find Campsite Media that's just

00:19:15.409 --> 00:19:17.149
remarkable in and of itself, right?

00:19:17.149 --> 00:19:21.849
Where, we talk about playing
these multiple roles in life.

00:19:21.879 --> 00:19:26.149
And so you're a business owner,
you're a parent of young children,

00:19:26.179 --> 00:19:29.959
you're a grieving daughter, you're
also the daughter and advocating

00:19:29.959 --> 00:19:35.089
for someone who perhaps is not
at the same level she once was.

00:19:35.529 --> 00:19:39.759
What was the transition to saying,
all right, now I'm going to create

00:19:39.849 --> 00:19:42.159
the podcast for the loneliness?

00:19:42.159 --> 00:19:45.519
That is partly why you know my story,
and that is definitely something that

00:19:45.519 --> 00:19:50.709
struck a nerve when we first had our
conversation about how hard it is and

00:19:50.769 --> 00:19:56.744
how lonely it is, being in the trenches
and feeling incredibly isolated.

00:19:56.744 --> 00:19:59.654
And I think even people with siblings
would say the same thing because

00:19:59.654 --> 00:20:02.234
we all deal with it differently
and we all play a role within the

00:20:02.234 --> 00:20:03.794
family and back to the role playing.

00:20:03.844 --> 00:20:06.844
Who can do or who can pay
for or who can be there.

00:20:07.244 --> 00:20:10.934
And we all feel like we're failing
and there's loneliness in that

00:20:11.499 --> 00:20:16.609
Vanessa Grigoriadis: Yeah, I mean
we, Campsite Media is a journalism

00:20:16.609 --> 00:20:18.049
company, first and foremost.

00:20:18.049 --> 00:20:20.389
So we make a lot of
investigative podcasts.

00:20:20.389 --> 00:20:24.169
We're all magazine writers from
like the Times Magazine or New York

00:20:24.169 --> 00:20:27.259
Magazine, Vanity Fair, GQ, those.

00:20:27.559 --> 00:20:31.779
Sort of in the, now it's like we make
horses and buggies or something in

00:20:31.779 --> 00:20:35.259
this day and age like to do journalism
and really try to do it right is

00:20:35.259 --> 00:20:37.259
like this thing of oldie times.

00:20:37.259 --> 00:20:42.629
But, we're all these long form
journalists who love digging into a story.

00:20:42.629 --> 00:20:48.819
And, the podcast business has really
changed where now people want their

00:20:48.819 --> 00:20:54.999
hosts to be talking from a place of
lived experience, of authenticity,

00:20:54.999 --> 00:20:56.949
of what really matters to you.

00:20:57.039 --> 00:21:00.609
And when I looked, when we decided at
the company we need to get into this

00:21:00.609 --> 00:21:05.229
game, when I looked at myself, I was
like, this is what I am really doing

00:21:05.229 --> 00:21:07.929
and thinking about day in and day out.

00:21:07.989 --> 00:21:13.239
This is a thing that really needs
community and people need an outlet.

00:21:13.269 --> 00:21:14.189
Candace Dellacona: Talk authenticity.

00:21:14.189 --> 00:21:16.089
You're literally in the midst of it.

00:21:16.089 --> 00:21:17.909
You are in the throw of it.

00:21:17.954 --> 00:21:19.034
Vanessa Grigoriadis: Exactly.

00:21:19.064 --> 00:21:20.144
Exactly.

00:21:20.364 --> 00:21:21.034
Candace Dellacona: Who better than you.

00:21:21.344 --> 00:21:21.794
Vanessa Grigoriadis: Yeah.

00:21:21.794 --> 00:21:26.404
And we've had people, we had a real
estate attorney talk about, step

00:21:26.404 --> 00:21:30.004
up basis and what to do with your
parents' home or a friend of mine

00:21:30.004 --> 00:21:33.269
who's a volunteer hospice person.

00:21:33.269 --> 00:21:35.159
She talked about that experience.

00:21:35.209 --> 00:21:42.169
It's an entire ecosystem of people
doing incredible work that the media

00:21:42.259 --> 00:21:46.669
does not cover because it's depressing.

00:21:46.789 --> 00:21:48.529
Like it's, let's just be real.

00:21:48.529 --> 00:21:49.779
It's it's depressing.

00:21:49.779 --> 00:21:51.399
Nobody wants to think about death.

00:21:51.459 --> 00:21:54.579
Everybody is really focused
on youth in this culture.

00:21:54.579 --> 00:21:58.139
People are trying to make themselves
look, 30 years younger every day when

00:21:58.139 --> 00:22:01.109
they get up in the morning, that's like
their number one thing they're gonna do.

00:22:01.109 --> 00:22:05.429
So who wants to really talk about this?

00:22:05.489 --> 00:22:10.499
But to me it's politically speaking, I'm
like, this is the stuff of government.

00:22:10.529 --> 00:22:17.349
This is what we all need help
with, is figuring out care in

00:22:17.349 --> 00:22:21.589
these arenas specifically happens
to be happening with my mom.

00:22:21.589 --> 00:22:24.619
To me, it happened to me with my
kids before, but I just accepted

00:22:24.619 --> 00:22:25.939
okay, there's no help for that.

00:22:26.339 --> 00:22:29.759
Candace Dellacona: I think what you're
talking about is so important that we

00:22:29.759 --> 00:22:31.619
are in the midst of this crisis, right?

00:22:31.619 --> 00:22:35.564
We have whatever, there are so many
different monikers, the silver tsunami,

00:22:35.564 --> 00:22:37.304
the caregiving crisis, all of these

00:22:37.524 --> 00:22:37.944
Vanessa Grigoriadis: Mm-hmm.

00:22:38.664 --> 00:22:41.244
Candace Dellacona: You're right
that it is a societal problem

00:22:41.244 --> 00:22:44.514
and we have a government that
doesn't help us with the solutions.

00:22:44.814 --> 00:22:49.914
So people like you and me and all of the
people that we have on these podcasts,

00:22:50.274 --> 00:22:55.094
we're hoping to provide the resources
so that we can, as a society, put our

00:22:55.094 --> 00:22:59.564
own patchwork, our own quilt together
of experts to make it maybe a little

00:22:59.564 --> 00:23:01.634
easier for people that come behind us.

00:23:01.764 --> 00:23:03.474
'cause nobody else is helping us.

00:23:04.229 --> 00:23:04.739
Vanessa Grigoriadis: Yeah.

00:23:04.789 --> 00:23:10.039
I think that's what the, that's what
the issue is, is you know, the scales

00:23:10.039 --> 00:23:16.549
fall from your eyes beginning with, oh,
Medicare doesn't pay for long term health.

00:23:16.599 --> 00:23:16.889
Candace Dellacona: Yeah.

00:23:17.754 --> 00:23:21.684
Vanessa Grigoriadis: And once you
realize that it's just the beginning

00:23:21.709 --> 00:23:22.629
Candace Dellacona: falls apart from there.

00:23:22.734 --> 00:23:27.324
Vanessa Grigoriadis: journey that you
have to go on, and I'm lucky you know

00:23:27.324 --> 00:23:30.054
that I am a journalist, so I investigate.

00:23:30.054 --> 00:23:30.924
I find things out.

00:23:30.924 --> 00:23:33.864
I like nothing more than
to like master a topic.

00:23:34.239 --> 00:23:41.349
But the amount of paperwork that I then
have to do on the other side is just,

00:23:41.349 --> 00:23:44.439
I was earlier today I am gonna look at
this 'cause it happens to be right here.

00:23:44.799 --> 00:23:49.359
I, am taking power of attorney on a,
an account of fidelity as one does.

00:23:49.539 --> 00:23:52.749
And then I was planning to
transfer some money and they said.

00:23:53.484 --> 00:23:58.914
But we don't have your standing transfer
instructions document, which needs a

00:23:58.914 --> 00:24:01.794
silver medallion, which is a notary.

00:24:01.884 --> 00:24:07.764
And I'm like, when we did those
forms six weeks ago, that needed

00:24:07.764 --> 00:24:10.944
to be notarized, did you wanna tell
me that there was another form that

00:24:10.944 --> 00:24:13.679
would need to be notarized before
I made changes to the account?

00:24:13.794 --> 00:24:17.704
That clearly was what I was trying
to do, so it's just like it's form

00:24:17.704 --> 00:24:19.474
after form, after form, after form.

00:24:19.474 --> 00:24:22.514
And for high net worth
individuals, I get it.

00:24:22.514 --> 00:24:25.544
There's ways, your investment
banker, whoever it is, is

00:24:25.544 --> 00:24:28.484
gonna glide this path for you.

00:24:28.784 --> 00:24:31.214
But in truth, it's still a rocky path.

00:24:31.214 --> 00:24:34.634
Like you're still gonna have
to sign stuff and you're still

00:24:34.634 --> 00:24:37.574
gonna have to deal with much more
stuff than you want to deal with.

00:24:37.574 --> 00:24:41.594
And because of scammers, obviously
every bank has created like

00:24:41.594 --> 00:24:44.144
17 layers of authentication.

00:24:44.774 --> 00:24:46.784
Candace Dellacona: Which we
call roadblocks, but No, you're

00:24:46.859 --> 00:24:49.229
Vanessa Grigoriadis: There's
roadblocks every place you go.

00:24:49.229 --> 00:24:52.699
So you're basically in this, you
are already in a game of Tetris when

00:24:52.699 --> 00:24:55.499
you're a full-time employee and a mom.

00:24:55.499 --> 00:24:59.399
You're already just, every 15
minutes is so meaningful to you.

00:24:59.399 --> 00:25:04.769
You're trying to pack so many things into
it, but you add in caring for an older

00:25:04.769 --> 00:25:07.739
person, which I describe as like having
a toddler that doesn't live with you,

00:25:08.429 --> 00:25:13.584
and then you add the financial piece,
which if you as I explained, maybe at

00:25:13.614 --> 00:25:19.854
too much length earlier, I have all this
stuff that is complex psychologically

00:25:19.854 --> 00:25:25.494
from my parents around finances because
they really taught me like the number

00:25:25.494 --> 00:25:28.404
one thing you need to know about
money is to never think about money.

00:25:28.584 --> 00:25:29.994
That's the number one thing you need.

00:25:29.994 --> 00:25:32.184
Well, it turns out you need a
lot of money to never think about

00:25:32.319 --> 00:25:34.599
Candace Dellacona: You absolutely
do and you need to have all the

00:25:34.599 --> 00:25:36.189
right people to help you with that

00:25:36.459 --> 00:25:37.719
Vanessa Grigoriadis: Right, exactly.

00:25:37.719 --> 00:25:41.259
So it's like now I have a situation
where, okay, we've got a good

00:25:41.259 --> 00:25:45.969
thing going with my mom at home,
but are we gonna need Medicaid?

00:25:45.969 --> 00:25:47.979
Or is she gonna move into a place?

00:25:47.979 --> 00:25:52.149
Is it better for her to move into a place?

00:25:52.179 --> 00:25:58.519
I know it's better for me, but that
question, every question around, and I'll

00:25:58.519 --> 00:26:01.159
speak to middle class and above, like.

00:26:01.579 --> 00:26:05.179
How do you manage this person's money so
it throws off enough money that they can

00:26:05.179 --> 00:26:11.189
stay at home with a social security, which
doesn't get you far in 20 25, 20 26, plus

00:26:11.239 --> 00:26:16.789
so now you're, you basically, you're just
involved in a enormous math equation,

00:26:16.849 --> 00:26:23.119
and the math equation is what do I
have to fill in so that she can live

00:26:23.929 --> 00:26:27.469
in a way that I feel really good
about, that I know she'll be cared for.

00:26:28.384 --> 00:26:30.244
That doesn't require me to quit my job.

00:26:30.294 --> 00:26:35.274
Another moment when the scales really
fell from my eyes is, and I should have

00:26:35.274 --> 00:26:39.604
called you up, is a friend of mine said,
you need to meet this estate attorney.

00:26:40.559 --> 00:26:45.329
He really helped me and I went and
talked to him and he had looked me up

00:26:45.329 --> 00:26:49.639
beforehand and knew I was, a writer
of some note, and he said, Vanessa, I

00:26:49.639 --> 00:26:55.189
wanna help you because I want my girls
to be able to look at somebody like

00:26:55.189 --> 00:26:58.069
you and for you to still have a job.

00:26:58.699 --> 00:27:04.639
For you not to have to quit your job
so that you have to live in totally the

00:27:04.639 --> 00:27:08.269
domestic and financial sphere dealing with
your parents and dealing with your mom.

00:27:08.749 --> 00:27:13.309
And I was like, oh my God, I didn't
even know we were gonna be, was

00:27:13.309 --> 00:27:15.469
this conversation gonna go there?

00:27:15.469 --> 00:27:16.909
Is my life going there?

00:27:17.089 --> 00:27:20.569
I don't even know who I am if
I'm not a professional person,

00:27:20.809 --> 00:27:23.909
Candace Dellacona: i, that's such
an important point and I can see,

00:27:24.009 --> 00:27:28.979
how impactful that is and I've been
there, Vanessa, where you really lose

00:27:28.979 --> 00:27:33.569
yourself in the process because it's
so much and because we're starved for

00:27:33.569 --> 00:27:40.154
resources and we are also frustrated
and sad and trying to figure out

00:27:40.154 --> 00:27:42.044
our path and people aren't helping.

00:27:42.044 --> 00:27:46.404
And I think even for those who
have resources, that feeling

00:27:46.464 --> 00:27:48.594
of overwhelm is universal.

00:27:49.224 --> 00:27:54.864
I don't care if you have endless
resources, it is still you stepping into

00:27:54.914 --> 00:27:58.574
someone else's life and trying to figure
out what the best thing is for them.

00:27:58.574 --> 00:28:02.384
And it is such a responsibility, but
in many ways, and I don't mean this

00:28:02.384 --> 00:28:03.854
in a negative way, but it is a burden.

00:28:04.404 --> 00:28:04.644
Vanessa Grigoriadis: Yeah.

00:28:05.159 --> 00:28:08.699
Candace Dellacona: And so what you're
doing is so important Vanessa, because you

00:28:08.699 --> 00:28:14.729
are yet another person in the very small
pool of people who are recognizing people

00:28:14.729 --> 00:28:16.949
like us and trying to make it easier.

00:28:17.609 --> 00:28:22.889
And creating a podcast like So Your
Parents Are Old from a place of humor and

00:28:23.189 --> 00:28:28.559
bringing in the experts and even bringing
in those people who are well known.

00:28:29.284 --> 00:28:31.744
That are dealing with
these sorts of things.

00:28:31.894 --> 00:28:37.204
Bradley Cooper made an amazing documentary
on caregiving and a lot of people

00:28:37.204 --> 00:28:41.944
think someone like him wouldn't have
to deal with the burden of trying to

00:28:41.944 --> 00:28:45.304
figure out all of the things you talk
about, like a medallion guarantee.

00:28:45.729 --> 00:28:51.789
And what Medicare does, but yet here we
are and we have to help ourselves and

00:28:51.849 --> 00:28:54.849
people similarly situated, figure it out.

00:28:54.879 --> 00:28:57.369
And it is an incredible responsibility.

00:28:57.369 --> 00:28:59.439
You're killing it if
nobody has told you that.

00:29:00.854 --> 00:29:01.244
Vanessa Grigoriadis: Thank you.

00:29:01.244 --> 00:29:01.994
I appreciate that.

00:29:01.994 --> 00:29:04.694
But no, I think people will be
talking about this more and more.

00:29:04.694 --> 00:29:08.714
You can even see the New York
Times is starting to run a lot more

00:29:08.714 --> 00:29:11.174
op-eds about you're aging parents.

00:29:11.174 --> 00:29:12.794
What is this really like?

00:29:12.794 --> 00:29:15.104
People are starting to be honest
about the amount of money.

00:29:15.104 --> 00:29:15.734
What is this?

00:29:15.734 --> 00:29:19.184
This is $3,500 a week to
take care of this person.

00:29:19.754 --> 00:29:23.194
I do think, the silver tsunami
are just demographically.

00:29:23.314 --> 00:29:27.544
It's so extraordinary what's about
to happen with the boomers aging.

00:29:28.614 --> 00:29:33.954
And adult children are really gonna
have a lot of the same wake up call

00:29:34.014 --> 00:29:40.644
that I have, and I only wish that
you could put together, like you need

00:29:40.644 --> 00:29:44.154
to put together a YouTube channel
that tells everybody what to do.

00:29:44.154 --> 00:29:48.194
Because I can imagine from your
perspective, it's oh my God, I'm not gonna

00:29:48.194 --> 00:29:53.284
explain this all again to a new client
because you're seriously taking people

00:29:53.284 --> 00:29:58.644
who are uneducated about this, and they
need this help so badly, and they're

00:29:58.644 --> 00:30:05.704
coming to you and you gotta bring them
from like zero to a hundred really quick.

00:30:05.734 --> 00:30:06.514
Candace Dellacona: It's true.

00:30:06.514 --> 00:30:06.904
Yeah.

00:30:06.904 --> 00:30:09.574
But listen, that's why we're calling
it the Survival Guide, right?

00:30:09.574 --> 00:30:14.164
Because we're trying to create
the guide that we didn't have and

00:30:14.164 --> 00:30:17.194
provide the resources and the people
and the information and the data.

00:30:17.409 --> 00:30:20.919
All of the information that we didn't
have so that it makes it easier

00:30:20.929 --> 00:30:22.879
for the others that come after us.

00:30:23.119 --> 00:30:27.209
And hopefully, it will be addressed
as a society one day and maybe we will

00:30:27.209 --> 00:30:30.359
have the government infrastructure that
will help pay for things like this.

00:30:30.359 --> 00:30:34.799
Because I can speak for so many families
out there, it's the largest cost after

00:30:34.799 --> 00:30:36.329
college, which is long-term care.

00:30:36.869 --> 00:30:40.029
And we don't have great
solutions here in the US.

00:30:40.044 --> 00:30:44.414
I think that, one of the saving
graces is technology, and I've had

00:30:44.414 --> 00:30:48.944
some amazing people on the podcast
to highlight how technology can help

00:30:48.974 --> 00:30:53.204
and hopefully we'll have some big
brains and generations to come that

00:30:53.204 --> 00:30:54.674
will help us find those solutions.

00:30:54.674 --> 00:30:57.194
But in the interim, Vanessa, you and me.

00:30:57.529 --> 00:30:57.769
Vanessa Grigoriadis: Yeah,

00:30:57.909 --> 00:30:59.649
Candace Dellacona: And it's our podcast

00:31:00.269 --> 00:31:00.849
Vanessa Grigoriadis: that's right.

00:31:01.569 --> 00:31:04.659
Candace Dellacona: we're providing
folks with some great information.

00:31:05.029 --> 00:31:08.859
But I'm so happy to have
you here today with me.

00:31:08.859 --> 00:31:12.549
I am a novice podcaster and you
certainly are somebody who is

00:31:12.849 --> 00:31:14.919
entrenched in the world, and I really

00:31:15.024 --> 00:31:16.254
Vanessa Grigoriadis: You are doing great.

00:31:16.794 --> 00:31:18.264
You are doing amazing.

00:31:18.264 --> 00:31:18.864
I love it.

00:31:18.864 --> 00:31:20.314
Thank you so much for having me on.

00:31:20.314 --> 00:31:20.694
I appreciate it.

00:31:20.834 --> 00:31:21.454
Candace Dellacona: My pleasure.

00:31:21.609 --> 00:31:24.939
And so for everyone out there,
we'll have all of the information

00:31:24.969 --> 00:31:27.249
on So Your Parents Are Old.

00:31:27.249 --> 00:31:28.509
I want you to tune in.

00:31:28.509 --> 00:31:32.769
I want you to email to Vanessa,
give her ideas of people you wanna

00:31:32.769 --> 00:31:36.969
hear from, because she's definitely
listening, so we really appreciate it.

00:31:37.719 --> 00:31:38.049
All right.

00:31:38.169 --> 00:31:39.009
Thanks so much.

00:31:43.607 --> 00:31:47.147
Don't forget to subscribe to the
Sandwich Generation Survival Guide.

00:31:47.267 --> 00:31:51.377
A new episode drops each month, and if
you're enjoying it, please don't forget

00:31:51.377 --> 00:31:55.397
to leave me a five star review and share
with your fellow sandwich generation

00:31:55.397 --> 00:32:00.912
members for a complete listing of past
podcast episodes, you can check out any

00:32:00.912 --> 00:32:08.232
podcast platform, or you can head to my
website at www.sandwichgenerationlaw.com.

00:32:08.592 --> 00:32:09.492
Thanks for listening.